v3.26.3
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures (Details 2) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs $ (68,315) $ (30,047) $ (146,957) $ (141,099) $ (500,217)
Recoveries 26,795 51,521 132,243 88,395 106,006
Credit loss expense (reversal) 502,269 198,264 1,491,801 1,011,761 1,448,982
ACL ending balance 12,342,070 10,769,269 12,342,070 10,769,269 10,864,983
ACL beginning balance 11,881,321 10,549,531 10,864,983 9,810,212 9,810,212
Purchased Loan [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Credit loss expense (reversal) (2,317) 416 (7,756) 10,581 7,806
ACL ending balance 22,465 32,996 22,465 32,996 30,221
ACL beginning balance 24,782 32,580 30,221 22,415 22,415
Municipal [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Credit loss expense (reversal) 58,167 69,197 14,430 7,506 (12,523)
ACL ending balance 169,626 175,225 169,626 175,225 155,196
ACL beginning balance 111,459 106,028 155,196 167,719 167,719
Residential real estate - Jr lien [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Credit loss expense (reversal) 29,025 140,527 43,732 175,870 309,701
ACL ending balance 644,672 467,109 644,672 467,109 600,940
ACL beginning balance 615,647 326,582 600,940 291,239 291,239
Consumer [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs (27,512) (8,912) (75,233) (80,825) (93,021)
Recoveries 13,932 12,413 38,788 33,033 35,633
Credit loss expense (reversal) 11,378 (3,815) 30,713 45,944 58,495
ACL ending balance 21,992 24,769 21,992 24,769 27,724
ACL beginning balance 24,194 25,083 27,724 26,617 26,617
Commercial & Industrial [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs (40,803) (7,645) (71,724) (46,517) (393,439)
Recoveries 9,057 36,142 82,020 51,911 56,006
Credit loss expense (reversal) (18,305) (73,813) 613,015 (81,073) 237,007
ACL ending balance 1,250,373 651,809 1,250,373 651,809 627,062
ACL beginning balance 1,300,424 697,125 627,062 727,488 727,488
Commercial Real Estates [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Credit loss expense (reversal) 106,018 23,032 312,546 295,366 (184,322)
ACL ending balance 6,615,924 6,783,066 6,615,924 6,783,066 6,303,378
ACL beginning balance 6,509,906 6,760,034 6,303,378 6,487,700 6,487,700
Residential real estate - 1st lien [Member]          
Loans, Allowance for Credit Losses, Credit Quality and Off-Balance Sheet Credit Exposures          
Charge-offs 0 (13,490) 0 (13,757) (13,757)
Recoveries 3,806 2,966 11,435 3,451 14,367
Credit loss expense (reversal) 318,303 42,720 485,121 557,567 1,032,818
ACL ending balance 3,617,018 2,634,295 3,617,018 2,634,295 3,120,462
ACL beginning balance $ 3,294,909 $ 2,602,099 $ 3,120,462 $ 2,087,034 $ 2,087,034