| Schedule of Business Segment |
Selected
financial information by business segment is as follows for the three months ended September 30, 2026:
Schedule
of Business Segment
Three
Months Ended September
30, 2026 | |
Commercial | | |
Mortgage
Banking | | |
Eliminations | | |
Total | |
| Net interest income | |
$ | 14,431 | | |
$ | 97 | | |
$ | (11 | ) | |
$ | 14,517 | |
| Recovery of credit loss expense | |
| 365 | | |
| 0 | | |
| 0 | | |
| 365 | |
| Mortgage banking revenues | |
| 261 | | |
| 1,707 | | |
| 17 | | |
| 1,985 | |
| All other non-interest income | |
| 752 | | |
| 0 | | |
| 734 | | |
| 1,486 | |
| Non-interest expenses | |
| 9,826 | | |
| 3,111 | | |
| (41 | ) | |
| 12,896 | |
| Income tax expense (benefit) | |
| 1,746 | | |
| (372 | ) | |
| 0 | | |
| 1,374 | |
| Net income (loss) | |
| 3,507 | | |
| (935 | ) | |
| 781 | | |
| 3,353 | |
| (16) | Segments
(continued): |
Selected
financial information by business segment is as follows for the nine months ended September 30, 2026:
Nine
Months Ended September
30, 2026 | |
Commercial | | |
Mortgage
Banking | | |
Eliminations | | |
Total | |
| | |
| | |
| | |
| | |
| |
| Net interest income | |
$ | 42,159 | | |
$ | 237 | | |
$ | (31 | ) | |
$ | 42,365 | |
| Recover of credit loss expense | |
| 1,143 | | |
| 0 | | |
| 0 | | |
| 1,143 | |
| Mortgage banking revenues | |
| 976 | | |
| 6,192 | | |
| 52 | | |
| 7,220 | |
| All other non-interest income | |
| 3,573 | | |
| 0 | | |
| 1,193 | | |
| 4,766 | |
| Non-interest expenses | |
| 28,050 | | |
| 8,807 | | |
| (122 | ) | |
| 36,735 | |
| Income tax expense (benefit) | |
| 5,188 | | |
| (657 | ) | |
| 0 | | |
| 4,531 | |
| Net income (loss) | |
| 12,327 | | |
| (1,721 | ) | |
| 1,336 | | |
| 11,942 | |
Selected
financial information by business segment is as follows for the three months ended September 30, 2025:
Three
Months Ended September
30, 2025 | |
Commercial | | |
Mortgage
Banking | | |
Eliminations | | |
Total | |
| | |
| | |
| | |
| | |
| |
| Net interest income | |
$ | 12,914 | | |
$ | 69 | | |
$ | (14 | ) | |
$ | 12,969 | |
| Recovery of credit loss expense | |
| 253 | | |
| 0 | | |
| 0 | | |
| 253 | |
| Mortgage banking revenues | |
| 318 | | |
| 2,645 | | |
| 25 | | |
| 2,988 | |
| All other non-interest income | |
| 1,415 | | |
| 0 | | |
| 45 | | |
| 1,460 | |
| Non-interest expenses | |
| 9,134 | | |
| 3,028 | | |
| (41 | ) | |
| 12,121 | |
| Income tax expense (benefit) | |
| 1,421 | | |
| (90 | ) | |
| 0 | | |
| 1,331 | |
| Net income (loss) | |
| 3,839 | | |
| (224 | ) | |
| 97 | | |
| 3,712 | |
Selected
financial information by business segment is as follows for the nine months ended September 30, 2025:
Nine
Months Ended September
30, 2025 | |
Commercial | | |
Mortgage
Banking | | |
Eliminations | | |
Total | |
| | |
| | |
| | |
| | |
| |
| Net interest income | |
$ | 36,652 | | |
$ | 235 | | |
$ | (36 | ) | |
$ | 36,851 | |
| Credit loss expense | |
| 641 | | |
| 0 | | |
| 0 | | |
| 641 | |
| Mortgage banking revenues | |
| 953 | | |
| 7,461 | | |
| 62 | | |
| 8,476 | |
| All other non-interest income | |
| 3,996 | | |
| 0 | | |
| 230 | | |
| 4,226 | |
| Non-interest expenses | |
| 27,097 | | |
| 8,668 | | |
| (122 | ) | |
| 35,643 | |
| Income tax expense (benefit) | |
| 3,762 | | |
| (266 | ) | |
| 0 | | |
| 3,496 | |
| Net income (loss) | |
| 10,101 | | |
| (706 | ) | |
| 378 | | |
| 9,773 | |
|