v3.26.3
Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Interest income:        
Loans, including fees $ 19,795 $ 19,330 $ 58,364 $ 55,710
Debt securities:        
Taxable 725 668 2,177 1,899
Tax-exempt 373 390 1,148 1,140
Mortgage loans held for sale, including fees 289 373 873 1,012
Dividends 65 70 222 217
Other 457 263 1,121 754
Total interest income 21,704 21,094 63,905 60,732
Interest expense:        
Deposits 6,568 6,819 19,453 20,910
Federal Home Loan Bank advances and other borrowings 429 1,093 1,594 2,400
Securities sold under agreements to repurchase 190 213 493 571
Total interest expense 7,187 8,125 21,540 23,881
Net interest income 14,517 12,969 42,365 36,851
Credit loss expense on loans 530 156 334 490
Credit loss (recovery) expense on off-balance sheet credit exposures (165) 97 809 151
Net interest income after credit loss expense (recovery) 14,152 12,716 41,222 36,210
Non-interest income:        
Trust department 5 3 98 105
Customer-service fees 342 345 962 969
Mortgage banking 1,985 2,988 7,220 8,476
Insurance services 467 432 1,294 1,160
Other 672 680 2,412 1,992
Total non-interest income 3,471 4,448 11,986 12,702
Non-interest expenses:        
Salaries and employee benefits 8,392 8,004 24,436 23,462
Occupancy 685 673 2,067 2,008
Furniture and equipment 280 333 816 908
Other 3,539 3,111 9,416 9,265
Total non-interest expenses 12,896 12,121 36,735 35,643
Income before income taxes 4,727 5,043 16,473 13,269
Income tax expense 1,374 1,331 4,531 3,496
Net income $ 3,353 $ 3,712 $ 11,942 $ 9,773
Earnings per common share:        
Basic $ 1.39 $ 1.56 $ 5.00 $ 4.09
Diluted $ 1.35 $ 1.53 $ 4.85 $ 4.05