v3.26.3
Minimum Capital Requirements (Tables)
 9 Months Ended
Sep. 30, 2026
Schedule of Capital Amounts and Ratios for the Bank

The actual capital amounts and ratios for the Bank are also presented in the following table as of September 30, 2026 and December 31, 2025:

Schedule of Capital Amounts and Ratios for the Bank   

  

 

 

Actual

  

 

For Capital Adequacy Purposes

  To Be Well Capitalized  Under Prompt Corrective Action Provisions
   Amount   Ratio   Amount  Ratio   Amount  Ratio 
As of September 30, 2026:                      
                          
Common equity Tier 1 capital(to Risk-Weighted Assets) Bank  $174,442    14.7%  >     $53,469   >   4.5%   >   $77,233   >   6.5% 
                          
Total Capital (to Risk-Weighted Assets) Bank  $189,321    15.9%  >     $95,056   >   8.0%   >  $118,819   >   10.0% 
                          
Tier-I Capital (to Risk-Weighted Assets) Bank  $174,442    14.7%  >     $71,292   >   6.0%   >   $95,056   >   8.0% 
                          
Tier-I Capital (To Average Assets) Bank  $174,442    11.2%  >     $62,456   >   4.0%   >   $78,071   >   5.0% 

 

As of December 31, 2025:

                          
                          
Common equity Tier 1 capital  (to Risk-Weighted Assets) Bank  $164,600    13.8%  >     $53,867   >   4.5%   >   $77,808   >   6.5% 
                          
Total Capital (to Risk-Weighted Assets) Bank  $178,511    14.9%  >     $95,763   >   8.0%   >  $119,704   >   10.0% 
                          
Bank Tier-I Capital (to Risk-Weighted Assets)  $164,600    13.8%  >     $71,823   >   6.0%   >   $95,763   >   8.0% 
                          
Tier-I Capital (To Average Assets) Bank  $164,600    10.5%  >     $62,632   >   4.0%   >   $78,290   >   5.0%