v3.26.3
Condensed Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
A S S E T S    
Cash and due from banks $ 66,500 $ 46,193
Federal funds sold 2,142 3,446
Cash and cash equivalents 68,642 49,639
Debt securities available-for-sale, at fair value (amortized cost $154,058 and $162,742, respectively) 141,065 154,207
Federal Home Loan Bank stock, at cost 3,459 3,572
Mortgage loans held for sale 5,798 12,688
Loans, net of allowance for credit losses of $15,279 and $14,992, respectively 1,287,328 1,300,302
Bank-owned life insurance 20,823 20,844
Foreclosed assets, net 402 101
Bank premises and equipment, net 23,675 24,330
Goodwill and other intangibles 8,662 8,678
Accrued interest receivable 10,672 8,222
Other assets 14,187 13,138
Total assets 1,584,713 1,595,721
Deposits:    
Noninterest-bearing 164,069 167,062
Interest-bearing 1,123,194 1,136,861
Total deposits 1,287,263 1,303,923
Federal Home Loan Bank advances and other borrowings 72,917 77,917
Securities sold under agreements to repurchase 25,530 23,105
Dividends payable 690 607
Accrued interest payable and other liabilities 21,536 22,539
Subordinated debt, net of debt issuance costs of $123 and $146, respectively 9,877 9,859
Total liabilities 1,417,813 1,437,950
Stockholders’ equity:    
Common stock, $1 par value; 5,000,000 shares authorized; 2,437,393 and 2,375,138 shares issued and outstanding, respectively 2,437 2,375
Additional paid-in-capital 22,749 20,426
Retained earnings 151,004 141,073
Accumulated other comprehensive loss (9,290) (6,103)
Total stockholders’ equity 166,900 157,771
Total liabilities and stockholders’ equity $ 1,584,713 $ 1,595,721