LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Commercial Lending Asset Quality Indicators (Details) - USD ($)
$ in Millions |
3 Months Ended |
9 Months Ended |
12 Months Ended |
Sep. 30, 2026 |
Sep. 30, 2025 |
Sep. 30, 2026 |
Sep. 30, 2025 |
Dec. 31, 2025 |
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Total Financing Receivables |
$ 143,728
|
|
$ 143,728
|
|
$ 84,477
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Total |
1,198
|
$ 1,200
|
3,435
|
$ 3,477
|
|
| Loan, held-for-sale, fair value |
1,700
|
|
1,700
|
|
1,500
|
| Commercial |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
19,414
|
|
19,414
|
|
6,906
|
| Year Two |
13,895
|
|
13,895
|
|
3,668
|
| Year Three |
9,467
|
|
9,467
|
|
3,754
|
| Year Four |
8,003
|
|
8,003
|
|
8,138
|
| Year Five |
12,428
|
|
12,428
|
|
3,581
|
| Prior |
19,254
|
|
19,254
|
|
8,134
|
| Total Financing Receivables |
82,461
|
|
82,461
|
|
34,181
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
1
|
|
3
|
| Year Two |
|
|
8
|
|
14
|
| Year Three |
|
|
12
|
|
13
|
| Year Four |
|
|
17
|
|
17
|
| Year Five |
|
|
8
|
|
15
|
| Prior |
|
|
66
|
|
82
|
| Total |
62
|
$ 37
|
112
|
$ 118
|
144
|
| Loan, held-for-sale, fair value |
487
|
|
487
|
|
373
|
| Commercial | Pass |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
19,130
|
|
19,130
|
|
6,480
|
| Year Two |
13,336
|
|
13,336
|
|
3,340
|
| Year Three |
8,937
|
|
8,937
|
|
3,033
|
| Year Four |
6,890
|
|
6,890
|
|
6,202
|
| Year Five |
9,786
|
|
9,786
|
|
2,795
|
| Prior |
16,682
|
|
16,682
|
|
6,674
|
| Total Financing Receivables |
74,761
|
|
74,761
|
|
28,524
|
| Commercial | Special mention |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
82
|
|
82
|
|
74
|
| Year Two |
128
|
|
128
|
|
20
|
| Year Three |
154
|
|
154
|
|
386
|
| Year Four |
320
|
|
320
|
|
938
|
| Year Five |
799
|
|
799
|
|
353
|
| Prior |
372
|
|
372
|
|
494
|
| Total Financing Receivables |
1,855
|
|
1,855
|
|
2,265
|
| Commercial | Substandard |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
37
|
|
37
|
|
0
|
| Year Two |
158
|
|
158
|
|
46
|
| Year Three |
187
|
|
187
|
|
216
|
| Year Four |
715
|
|
715
|
|
908
|
| Year Five |
1,795
|
|
1,795
|
|
403
|
| Prior |
2,187
|
|
2,187
|
|
929
|
| Total Financing Receivables |
5,079
|
|
5,079
|
|
2,502
|
| Commercial | Doubtful |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
|
|
0
|
| Year Two |
|
|
|
|
0
|
| Year Three |
|
|
|
|
0
|
| Year Four |
|
|
|
|
0
|
| Year Five |
|
|
|
|
0
|
| Prior |
|
|
|
|
32
|
| Total Financing Receivables |
|
|
|
|
32
|
| Commercial | N/A |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
165
|
|
165
|
|
352
|
| Year Two |
273
|
|
273
|
|
262
|
| Year Three |
189
|
|
189
|
|
119
|
| Year Four |
78
|
|
78
|
|
90
|
| Year Five |
48
|
|
48
|
|
30
|
| Prior |
13
|
|
13
|
|
5
|
| Total Financing Receivables |
766
|
|
766
|
|
858
|
| Commercial | CRE |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
3,562
|
|
3,562
|
|
603
|
| Year Two |
4,037
|
|
4,037
|
|
1,033
|
| Year Three |
3,237
|
|
3,237
|
|
1,477
|
| Year Four |
2,872
|
|
2,872
|
|
2,759
|
| Year Five |
4,035
|
|
4,035
|
|
808
|
| Prior |
5,539
|
|
5,539
|
|
1,688
|
| Total Financing Receivables |
23,282
|
|
23,282
|
|
8,368
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
0
|
|
0
|
| Year Two |
|
|
0
|
|
0
|
| Year Three |
|
|
0
|
|
0
|
| Year Four |
|
|
2
|
|
0
|
| Year Five |
|
|
0
|
|
9
|
| Prior |
|
|
3
|
|
49
|
| Total |
|
|
5
|
|
58
|
| Loan, held-for-sale, fair value |
325
|
|
325
|
|
232
|
| Commercial | CRE | Pass |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
3,485
|
|
3,485
|
|
593
|
| Year Two |
4,003
|
|
4,003
|
|
1,033
|
| Year Three |
3,118
|
|
3,118
|
|
1,292
|
| Year Four |
2,506
|
|
2,506
|
|
1,602
|
| Year Five |
3,032
|
|
3,032
|
|
513
|
| Prior |
4,763
|
|
4,763
|
|
1,168
|
| Total Financing Receivables |
20,907
|
|
20,907
|
|
6,201
|
| Commercial | CRE | Special mention |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
76
|
|
76
|
|
10
|
| Year Two |
22
|
|
22
|
|
0
|
| Year Three |
64
|
|
64
|
|
157
|
| Year Four |
176
|
|
176
|
|
770
|
| Year Five |
494
|
|
494
|
|
193
|
| Prior |
37
|
|
37
|
|
199
|
| Total Financing Receivables |
869
|
|
869
|
|
1,329
|
| Commercial | CRE | Substandard |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
1
|
|
1
|
|
0
|
| Year Two |
12
|
|
12
|
|
0
|
| Year Three |
55
|
|
55
|
|
28
|
| Year Four |
190
|
|
190
|
|
387
|
| Year Five |
509
|
|
509
|
|
102
|
| Prior |
739
|
|
739
|
|
289
|
| Total Financing Receivables |
1,506
|
|
1,506
|
|
806
|
| Commercial | CRE | Doubtful |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
|
|
0
|
| Year Two |
|
|
|
|
0
|
| Year Three |
|
|
|
|
0
|
| Year Four |
|
|
|
|
0
|
| Year Five |
|
|
|
|
0
|
| Prior |
|
|
|
|
32
|
| Total Financing Receivables |
|
|
|
|
32
|
| Commercial | C&I |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
9,694
|
|
9,694
|
|
1,193
|
| Year Two |
6,083
|
|
6,083
|
|
1,230
|
| Year Three |
4,225
|
|
4,225
|
|
742
|
| Year Four |
2,576
|
|
2,576
|
|
1,272
|
| Year Five |
3,304
|
|
3,304
|
|
762
|
| Prior |
6,438
|
|
6,438
|
|
2,763
|
| Total Financing Receivables |
32,320
|
|
32,320
|
|
7,962
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
1
|
|
3
|
| Year Two |
|
|
8
|
|
14
|
| Year Three |
|
|
12
|
|
13
|
| Year Four |
|
|
7
|
|
14
|
| Year Five |
|
|
8
|
|
5
|
| Prior |
|
|
20
|
|
15
|
| Total |
|
|
56
|
|
64
|
| Loan, held-for-sale, fair value |
147
|
|
147
|
|
141
|
| Commercial | C&I | Pass |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
9,490
|
|
9,490
|
|
777
|
| Year Two |
5,640
|
|
5,640
|
|
903
|
| Year Three |
3,863
|
|
3,863
|
|
465
|
| Year Four |
2,183
|
|
2,183
|
|
1,031
|
| Year Five |
2,416
|
|
2,416
|
|
556
|
| Prior |
5,532
|
|
5,532
|
|
2,335
|
| Total Financing Receivables |
29,124
|
|
29,124
|
|
6,067
|
| Commercial | C&I | Special mention |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
6
|
|
6
|
|
64
|
| Year Two |
46
|
|
46
|
|
20
|
| Year Three |
46
|
|
46
|
|
90
|
| Year Four |
61
|
|
61
|
|
42
|
| Year Five |
189
|
|
189
|
|
99
|
| Prior |
220
|
|
220
|
|
168
|
| Total Financing Receivables |
568
|
|
568
|
|
483
|
| Commercial | C&I | Substandard |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
33
|
|
33
|
|
0
|
| Year Two |
124
|
|
124
|
|
45
|
| Year Three |
127
|
|
127
|
|
68
|
| Year Four |
254
|
|
254
|
|
109
|
| Year Five |
651
|
|
651
|
|
77
|
| Prior |
673
|
|
673
|
|
255
|
| Total Financing Receivables |
1,862
|
|
1,862
|
|
554
|
| Commercial | C&I | N/A |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
165
|
|
165
|
|
352
|
| Year Two |
273
|
|
273
|
|
262
|
| Year Three |
189
|
|
189
|
|
119
|
| Year Four |
78
|
|
78
|
|
90
|
| Year Five |
48
|
|
48
|
|
30
|
| Prior |
13
|
|
13
|
|
5
|
| Total Financing Receivables |
766
|
|
766
|
|
858
|
| Commercial | Multifamily |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
1,892
|
|
1,892
|
|
832
|
| Year Two |
1,617
|
|
1,617
|
|
63
|
| Year Three |
698
|
|
698
|
|
747
|
| Year Four |
1,936
|
|
1,936
|
|
3,481
|
| Year Five |
4,487
|
|
4,487
|
|
1,669
|
| Prior |
6,321
|
|
6,321
|
|
2,810
|
| Total Financing Receivables |
16,951
|
|
16,951
|
|
9,602
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
0
|
|
0
|
| Year Two |
|
|
0
|
|
0
|
| Year Three |
|
|
0
|
|
0
|
| Year Four |
|
|
8
|
|
3
|
| Year Five |
|
|
0
|
|
1
|
| Prior |
|
|
37
|
|
11
|
| Total |
|
|
45
|
|
15
|
| Loan, held-for-sale, fair value |
15
|
|
15
|
|
|
| Commercial | Multifamily | Pass |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
1,892
|
|
1,892
|
|
832
|
| Year Two |
1,549
|
|
1,549
|
|
63
|
| Year Three |
663
|
|
663
|
|
488
|
| Year Four |
1,598
|
|
1,598
|
|
2,944
|
| Year Five |
3,756
|
|
3,756
|
|
1,385
|
| Prior |
5,438
|
|
5,438
|
|
2,299
|
| Total Financing Receivables |
14,896
|
|
14,896
|
|
8,011
|
| Commercial | Multifamily | Special mention |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
0
|
|
0
|
|
0
|
| Year Two |
54
|
|
54
|
|
0
|
| Year Three |
33
|
|
33
|
|
139
|
| Year Four |
77
|
|
77
|
|
126
|
| Year Five |
114
|
|
114
|
|
61
|
| Prior |
114
|
|
114
|
|
127
|
| Total Financing Receivables |
392
|
|
392
|
|
453
|
| Commercial | Multifamily | Substandard |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
0
|
|
0
|
|
0
|
| Year Two |
14
|
|
14
|
|
0
|
| Year Three |
2
|
|
2
|
|
120
|
| Year Four |
261
|
|
261
|
|
411
|
| Year Five |
617
|
|
617
|
|
223
|
| Prior |
769
|
|
769
|
|
384
|
| Total Financing Receivables |
1,663
|
|
1,663
|
|
1,138
|
| Commercial | Remaining commercial |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
4,266
|
|
4,266
|
|
4,278
|
| Year Two |
2,158
|
|
2,158
|
|
1,342
|
| Year Three |
1,307
|
|
1,307
|
|
788
|
| Year Four |
619
|
|
619
|
|
626
|
| Year Five |
602
|
|
602
|
|
342
|
| Prior |
956
|
|
956
|
|
873
|
| Total Financing Receivables |
9,908
|
|
9,908
|
|
8,249
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
|
|
0
|
|
0
|
| Year Two |
|
|
0
|
|
0
|
| Year Three |
|
|
0
|
|
0
|
| Year Four |
|
|
0
|
|
0
|
| Year Five |
|
|
0
|
|
0
|
| Prior |
|
|
6
|
|
7
|
| Total |
|
|
6
|
|
7
|
| Commercial | Remaining commercial | Pass |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
4,263
|
|
4,263
|
|
4,278
|
| Year Two |
2,144
|
|
2,144
|
|
1,341
|
| Year Three |
1,293
|
|
1,293
|
|
788
|
| Year Four |
603
|
|
603
|
|
625
|
| Year Five |
582
|
|
582
|
|
341
|
| Prior |
949
|
|
949
|
|
872
|
| Total Financing Receivables |
9,834
|
|
9,834
|
|
8,245
|
| Commercial | Remaining commercial | Special mention |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
0
|
|
0
|
|
|
| Year Two |
6
|
|
6
|
|
|
| Year Three |
11
|
|
11
|
|
|
| Year Four |
6
|
|
6
|
|
|
| Year Five |
2
|
|
2
|
|
|
| Prior |
1
|
|
1
|
|
|
| Total Financing Receivables |
26
|
|
26
|
|
|
| Commercial | Remaining commercial | Substandard |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Current Fiscal Year |
3
|
|
3
|
|
0
|
| Year Two |
8
|
|
8
|
|
1
|
| Year Three |
3
|
|
3
|
|
0
|
| Year Four |
10
|
|
10
|
|
1
|
| Year Five |
18
|
|
18
|
|
1
|
| Prior |
6
|
|
6
|
|
1
|
| Total Financing Receivables |
$ 48
|
|
$ 48
|
|
$ 4
|