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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,244 $ 1,320
Adjustments to reconcile net income to net cash provided by operating activities:    
Credit loss expense 1,280 1,167
Deferred tax expense / (benefit) 3 (142)
Depreciation, amortization and accretion 1,603 1,891
Net gain on sale or disposal of loans, investment securities, and other assets 165 (133)
Originations and purchases of LHFS (7,160) (4,721)
Proceeds from sales of and collections on LHFS 6,768 4,138
Net change in:    
Trading securities and trading liabilities, net (2,216) (5,322)
Other assets (1,535) 1
Other liabilities 1,314 714
Other operating activities, net (1) (7)
NET CASH PROVIDED BY / (USED IN) OPERATING ACTIVITIES 1,465 (1,094)
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from sales of AFS investment securities 8,774 300
Proceeds from prepayments and maturities of AFS investment securities 732 606
Purchases of AFS investment securities (1,960) (1,171)
Proceeds from prepayments and maturities of HTM investment securities 1,424 887
Purchases of HTM investment securities (3,711) (1,523)
Proceeds from sales and maturities of equity method and other investments 563 221
Purchases of and contributions to equity method and other investments (1,181) (525)
Net change in federal funds sold and securities purchased under resale agreements (952) (384)
Proceeds from sales of LHFI 561 223
Purchases of LHFI (272) (282)
Net change in loans other than purchases and sales (4,177) 83
Purchases and originations of operating leases (815) (2,014)
Proceeds from the sale and termination of operating leases 2,494 2,827
Purchases and sales of premises, equipment, and real estate owned, net (133) (137)
Proceeds from sale of residual interest in VIE 0 96
Acquisition of interest in limited partnership 0 (802)
Other investing activities, net 114 24
NET CASH (USED IN) / PROVIDED BY INVESTING ACTIVITIES 1,461 (1,571)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net change in deposits and other customer accounts (423) (1,754)
Net change in short-term borrowings (1,029) 831
Net proceeds from long-term borrowings 18,713 21,845
Repayments of long-term borrowings (16,191) (25,708)
Net change in federal funds purchased and securities loaned or sold under repurchase agreements 3,236 4,994
Dividends paid on common stock and preferred stock (385) (88)
Preferred stock offering 500 0
Other financing activities, net (6) 16
Proceeds from Contributions from Parent 3,193 0
NET CASH (USED IN) / PROVIDED BY FINANCING ACTIVITIES 7,608 136
NET CHANGE IN CASH, CASH EQUIVALENTS, AND RESTRICTED CASH 10,534 (2,529)
CASH, CASH EQUIVALENTS, AND RESTRICTED CASH, BEGINNING OF PERIOD 19,696 23,576
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, END OF PERIOD $ 30,230 $ 21,047