v3.26.3
BUSINESS SEGMENT INFORMATION (Tables)
 9 Months Ended
Sep. 30, 2026
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information
The following tables outline the discrete financial information regularly provided to the CODM.
(in millions)SHUSA Reportable Segments
Three months ended
Consumer Activities
September 30, 2026AutoCBBCommercial BankingCIBWealth Management
Other(1)
Total
(in millions)
Interest income$1,594 $1,022 $916 $671 $85 $(831)$3,457 
Interest expense608 552 582 567 45 (805)1,549 
Fees and other income26 60 50 129 95 61 421 
Lease income260 — — — — — 260 
Credit loss expense / (benefit)506 17 66 19 (1)(6)601 
Lease expense205 — — — — — 205 
General, administrative and other expenses289 450 160 263 89 225 1,476 
Income/(loss) before income taxes272 63 158 (49)47 (184)307 
(1) Other includes certain treasury and corporate activities, the Healthcare Financial Services business acquired in the Webster acquisition, other immaterial entities, non-strategic assets, the investment portfolio, unallocated interest expense, intangible asset amortization, and other unallocated corporate and reconciling items.
NOTE 19. BUSINESS SEGMENT INFORMATION (continued)

(in millions)SHUSA Reportable Segments
Three months ended
Consumer Activities
September 30, 2025AutoCBBCommercial BankingCIBWealth Management
Other(1)
Total
Interest income$1,633 $752 $586 $734 $86 $(658)$3,133 
Interest expense683 374 384 667 39 (533)1,614 
Fees and other income50 76 38 211 93 11 479 
Lease income395 — — — — — 395 
Credit loss expense / (benefit)382 3 (16)(1)— — 368 
Lease expense336 — — — — — 336 
General, administrative and other expenses351 392 94 233 80 (7)1,143 
Income/(loss) before income taxes326 59 162 46 60 (107)546 
(1) Refer to corresponding notes above.
(in millions)SHUSA Reportable Segments
Nine months ended
Consumer Activities
September 30, 2026AutoCBBCommercial BankingCIBWealth Management
Other (1)
Total
Interest income$4,754 $2,492 $1,962 $1,922 $240 $(2,140)$9,230 
Interest expense1,847 1,325 1,252 1,629 121 (1,869)4,305 
Fees and other income86 205 133 612 310 79 1,425 
Lease income866 — — — — — 866 
Credit loss expense / (benefit)1,204 19 43 22 (1)(7)1,280 
Lease expense708 — — — — — 708 
General, administrative and other expenses898 1,203 343 743 249 243 3,679 
Income/(loss) before income taxes1,049 150 457 140 181 (428)1,549 
Total assets55,266 22,074 71,001 38,927 9,553 65,695 262,516 
(1) Other includes certain treasury and corporate activities, the Healthcare Financial Services business acquired in the Webster acquisition, other immaterial entities, non-strategic assets, the investment portfolio, unallocated interest expense, intangible asset amortization, and other unallocated corporate and reconciling items.
(in millions)SHUSA Reportable Segments
Nine months ended
Consumer Activities
September 30, 2025AutoCBBCommercial BankingCIBWealth Management
Other (1)
Total
Interest income$4,874 $2,217 $1,751 $2,213 $258 $(1,861)$9,452 
Interest expense2,062 1,115 1,147 2,021 112 (1,464)4,993 
Fees and other income140 209 107 563 287 38 1,344 
Lease income1,279 — — — — — 1,279 
Credit loss expense / (benefit)1,121 67 (13)(7)— (1)1,167 
Lease expense1,031 — — — — — 1,031 
General, administrative and other expenses1,036 1,170 285 696 226 6 3,419 
Income/(loss) before income taxes1,043 74 439 66 207 (364)1,465 
Total assets56,864 9,197 26,834 32,687 9,087 33,447 168,116 
(1) Refer to corresponding notes above.