| NON-INTEREST INCOME The following table presents the details of the Company's non-interest income for the following periods: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ended September 30, | | Nine months ended September 30, | | (in millions) | | 2026 | | 2025 | | 2026 | | 2025 | | | | Non-interest income: | | | | | | | | | | | | Consumer and commercial fees | | $ | 146 | | | $ | 128 | | | $ | 379 | | | $ | 364 | | | | | Lease income | | 260 | | | 395 | | | 866 | | | 1,279 | | | | | Capital markets and foreign exchange income | | 344 | | | 154 | | | 767 | | | 382 | | | | | Miscellaneous income, net | | | | | | | | | | | | Mortgage banking income and multifamily servicing fees, net | | (20) | | | 15 | | | 2 | | | 54 | | | | | | | | | | | | | | | | BOLI | | 30 | | | 17 | | | 57 | | | 48 | | | | Net (loss) / gain on operating leases | | 1 | | | 10 | | | 26 | | | 21 | | | | | Asset and wealth management fees | | 82 | | | 77 | | | 282 | | | 248 | | | | | | | | | | | | | | | Gain / (Loss) on non-mortgage loans, net | | (29) | | | 1 | | | (55) | | | 6 | | | | | Other miscellaneous income /(loss), net | | 43 | | | 24 | | | 96 | | | 106 | | | | | Securities (losses) / gains, net | | (176) | | | 53 | | | (129) | | | 115 | | | | | Total non-interest income | | $ | 681 | | | $ | 874 | | | $ | 2,291 | | | $ | 2,623 | | | |
Disaggregation of Revenue from Contracts with Customers
The following table presents the Company's non-interest income disaggregated by revenue source: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ended September 30, | | Nine months ended September 30, | | (in millions) | | 2026 | | 2025 | | 2026 | | 2025 | | | | Non-interest income: | | | | | | | | | | | | In-scope of revenue from contracts with customers: | | | | | | | | | | | Depository services (1) | | $ | 45 | | | $ | 33 | | | $ | 109 | | | $ | 96 | | | | Commission and trailer fees (2) | | 77 | | | 80 | | | 268 | | | 249 | | | | Interchange income, net (2) | | 26 | | | 22 | | | 65 | | | 61 | | | | Underwriting service fees (2) | | 167 | | | 76 | | | 397 | | | 220 | | | | Asset and wealth management fees (2) | | 23 | | | 100 | | | 276 | | | 274 | | | | Other revenue from contracts with customers (2) | | 9 | | | — | | | 10 | | | 6 | | | | | Total in-scope of revenue from contracts with customers | | 347 | | | 311 | | | 1,125 | | | 906 | | | | | Out-of-scope of revenue from contracts with customers: | | | | | | | | | | | Consumer and commercial fees (3) | | 79 | | | 70 | | | 203 | | | 204 | | | | | Lease income | | 260 | | | 395 | | | 866 | | | 1,279 | | | | Other miscellaneous income/(loss), net (3) | | 171 | | | 45 | | | 226 | | | 119 | | | | | Securities (losses) / gains, net | | (176) | | | 53 | | | (129) | | | 115 | | | | | Total out-of-scope of revenue from contracts with customers | | 334 | | | 563 | | | 1,166 | | | 1,717 | | | | | Total non-interest income | | $ | 681 | | | $ | 874 | | | $ | 2,291 | | | $ | 2,623 | | | |
(1) Primarily recorded in the Company's Condensed Consolidated Statements of Operations within Consumer and commercial fees. (2) Primarily recorded in the Company's Condensed Consolidated Statements of Operations within Miscellaneous income, net. (3) The balance presented excludes certain revenue streams that are considered in-scope and presented above.
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