
	September 30, 2026				December 31, 2025
(dollars in millions)	Balance		Percent of total deposits		Balance		Percent of total deposits
Interest-bearing demand deposits	$	24,302	16.3	%	$	11,816	15.0	%
Non-interest-bearing demand deposits	23,584		15.8	%	13,789		17.5	%
Savings	30,054		20.1	%	11,289		14.3	%
Customer repurchase accounts	—		—	%	235		0.3	%
Money market	50,301		33.7	%	26,772		33.8	%
CDs	21,032		14.1	%	15,077		19.1	%
Total deposits (1)	$	149,273	100.0	%	$	78,978	100.0	%

(1) Includes foreign deposits, as defined by the FRB, of $5.1 billion and $5.6 billion at September 30, 2026 and December 31, 2025, respectively.

Demand deposit overdrafts that have been reclassified as loan balances were $292 million and $395 million at September 30, 2026 and December 31, 2025, respectively.

At September 30, 2026 and December 31, 2025, the Company had $7.2 billion and $6.4 billion, respectively, of CDs greater than $250 thousand.

The Company's subsidiaries had outstanding irrevocable letters of credit totaling $714 million and $100 million from the FHLB at September 30, 2026 and December 31, 2025, respectively, used to secure uninsured deposits placed with the Bank by state and local governments and their political subdivisions.