The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 800,276 3,059 SH SOLE 0 0 3,059
ABRDN FDS EMER MKTS DI ETF 00384X301 1,482,283 30,814 SH SOLE 0 0 30,814
ADVANCED MICRO DEVICES INC COM 007903107 752,465 1,230 SH SOLE 0 0 1,230
ALPHABET INC CAP STK CL C 02079K107 465,110 1,365 SH SOLE 0 0 1,365
ALPHABET INC CAP STK CL A 02079K305 987,542 2,870 SH SOLE 0 0 2,870
AMAZON COM INC COM 023135106 1,258,706 5,052 SH SOLE 0 0 5,052
APPLE INC COM 037833100 5,427,015 16,296 SH SOLE 0 0 16,296
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 322,174 647 SH SOLE 0 0 647
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 968,967 11,864 SH SOLE 0 0 11,864
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4,854,438 70,090 SH SOLE 0 0 70,090
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 1,595,838 53,444 SH SOLE 0 0 53,444
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 1,475,055 33,539 SH SOLE 0 0 33,539
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 2,409,664 49,217 SH SOLE 0 0 49,217
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 1,941,208 41,136 SH SOLE 0 0 41,136
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 1,290,558 41,328 SH SOLE 0 0 41,328
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 3,138,205 86,333 SH SOLE 0 0 86,333
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 660,529 13,005 SH SOLE 0 0 13,005
BLACKROCK ETF TRUST II ISHAR BACKE ETF 092528793 525,392 11,200 SH SOLE 0 0 11,200
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 1,560,715 31,152 SH SOLE 0 0 31,152
BROADCOM INC COM 11135F101 737,921 2,101 SH SOLE 0 0 2,101
CHEVRON CORPORATION COM 166764100 373,092 1,827 SH SOLE 0 0 1,827
CIENA CORP COM NEW 171779309 246,274 700 SH SOLE 0 0 700
CISCO SYS INC COM 17275R102 476,801 4,430 SH SOLE 0 0 4,430
COSTCO WHOLESALE CORPORATION COM 22160K105 426,243 468 SH SOLE 0 0 468
DELTA AIR LINES INC COM NEW 247361702 240,448 2,881 SH SOLE 0 0 2,881
DUKE ENERGY CORP NEW COM NEW 26441C204 469,265 4,116 SH SOLE 0 0 4,116
ELI LILLY & CO COM 532457108 430,182 372 SH SOLE 0 0 372
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,007,277 6,189 SH SOLE 0 0 6,189
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 3,401,830 66,637 SH SOLE 0 0 66,637
GE AEROSPACE COM NEW 369604301 1,345,970 4,310 SH SOLE 0 0 4,310
GE VERNOVA INC COM 36828A101 906,859 954 SH SOLE 0 0 954
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 896,424 10,450 SH SOLE 0 0 10,450
GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123 11,167,785 105,786 SH SOLE 0 0 105,786
GOLDMAN SACHS ETF TR ACCESS INFLATI 381430362 571,051 12,332 SH SOLE 0 0 12,332
GOLDMAN SACHS ETF TR ACCESS US AGRAT 38149W101 4,350,815 110,849 SH SOLE 0 0 110,849
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,578,275 30,886 SH SOLE 0 0 30,886
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 1,308,678 30,078 SH SOLE 0 0 30,078
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,424,695 23,612 SH SOLE 0 0 23,612
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180 1,279,200 17,079 SH SOLE 0 0 17,079
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 4,324,501 94,339 SH SOLE 0 0 94,339
GOLDMAN SACHS ETF TR MAR 1000 GRO ETF 38149W598 1,511,525 22,205 SH SOLE 0 0 22,205
GOLDMAN SACHS GROUP INC COM 38141G104 205,057 228 SH SOLE 0 0 228
GRACO INC COM 384109104 239,779 3,120 SH SOLE 0 0 3,120
HARDING LOEVNER FDS INC INTL DVLOPD MKTS 412295636 2,132,678 134,469 SH SOLE 0 0 134,469
HOME DEPOT INC COM 437076102 205,971 724 SH SOLE 0 0 724
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 684,945 17,585 SH SOLE 0 0 17,585
INTEL CORP COM 458140100 210,643 1,752 SH SOLE 0 0 1,752
INTERNATIONAL BUSINESS MACHS COM 459200101 1,324,092 6,021 SH SOLE 0 0 6,021
INVESCO QQQ TR UNIT SER 1 46090E103 295,168 399 SH SOLE 0 0 399
ISHARES GOLD TR ISHARES NEW 464285204 4,551,980 58,284 SH SOLE 0 0 58,284
ISHARES INC CORE MSCI EMKT 46434G103 3,247,986 40,020 SH SOLE 0 0 40,020
ISHARES INC ESG AWR MSCI EM 46434G863 371,615 6,861 SH SOLE 0 0 6,861
ISHARES TR MBS ETF 464288588 218,966 2,443 SH SOLE 0 0 2,443
ISHARES TR ESG AWR US AGRGT 46435U549 1,080,734 23,884 SH SOLE 0 0 23,884
ISHARES TR S&P 500 VAL ETF 464287408 4,081,760 17,880 SH SOLE 0 0 17,880
ISHARES TR RUS TP200 GR ETF 464289438 541,750 1,837 SH SOLE 0 0 1,837
ISHARES TR RUS 1000 GRW ETF 464287614 203,548 1,625 SH SOLE 0 0 1,625
ISHARES TR LONG TERM MUNI 46438G448 686,534 14,761 SH SOLE 0 0 14,761
ISHARES TR RUS MD CP GR ETF 464287481 411,801 2,991 SH SOLE 0 0 2,991
ISHARES TR US TREAS BD ETF 46429B267 2,785,218 127,353 SH SOLE 0 0 127,353
ISHARES TR RUS MDCP VAL ETF 464287473 328,713 2,045 SH SOLE 0 0 2,045
ISHARES TR CORE S&P500 ETF 464287200 13,914,171 18,168 SH SOLE 0 0 18,168
ISHARES TR IBOXX HI YD ETF 464288513 3,544,325 45,905 SH SOLE 0 0 45,905
ISHARES TR ESG AWR MSCI USA 46436E221 357,560 9,861 SH SOLE 0 0 9,861
ISHARES TR ESG EAFE ETF 46436E759 411,060 4,856 SH SOLE 0 0 4,856
ISHARES TR CORE S&P TTL STK 464287150 244,980 1,473 SH SOLE 0 0 1,473
ISHARES TR CORE INTL AGGR 46435G672 5,439,649 110,562 SH SOLE 0 0 110,562
ISHARES TR JPMORGAN USD EMG 464288281 3,417,100 37,617 SH SOLE 0 0 37,617
ISHARES TR CORE US AGGBD ET 464287226 12,025,393 127,199 SH SOLE 0 0 127,199
ISHARES TR ESG AWR MSCI USA 46435G425 912,904 5,473 SH SOLE 0 0 5,473
ISHARES TR CORE MSCI INTL 46435G326 1,510,959 16,886 SH SOLE 0 0 16,886
ISHARES TR MSCI USA QLT FCT 46432F339 915,734 4,120 SH SOLE 0 0 4,120
ISHARES TR CORE UNIVRSL USD 46434V613 9,915,613 224,895 SH SOLE 0 0 224,895
ISHARES TR ESG MSCI KLD ETF 464288570 795,306 5,441 SH SOLE 0 0 5,441
ISHARES TR ESG AWRE USD ETF 46435G193 768,321 35,011 SH SOLE 0 0 35,011
ISHARES TR 0-5 YR TIPS ETF 46429B747 329,907 3,309 SH SOLE 0 0 3,309
ISHARES TR SYSTEMATIC BD ET 46435U796 499,766 5,930 SH SOLE 0 0 5,930
ISHARES TR RUS TP200 VL ETF 464289420 357,177 3,261 SH SOLE 0 0 3,261
ISHARES TR EAFE GRWTH ETF 464288885 2,125,425 17,737 SH SOLE 0 0 17,737
ISHARES TR ESG MSCI USA ETF 46436E767 510,823 7,505 SH SOLE 0 0 7,505
ISHARES TR NATIONAL MUN ETF 464288414 2,312,966 22,878 SH SOLE 0 0 22,878
ISHARES TR S&P 500 GRWT ETF 464287309 5,075,298 35,676 SH SOLE 0 0 35,676
ISHARES TR ESG AWRE 1 5 YR 46435G243 394,960 16,167 SH SOLE 0 0 16,167
ISHARES TR EAFE VALUE ETF 464288877 1,695,732 21,427 SH SOLE 0 0 21,427
ISHARES TR ESG AW MSCI EAFE 46435G516 226,409 2,197 SH SOLE 0 0 2,197
ISHARES TR 10-20 YR TRS ETF 464288653 1,636,479 17,755 SH SOLE 0 0 17,755
ISHARES TR MSCI ACWI EX US 464288240 2,251,586 29,775 SH SOLE 0 0 29,775
JOHNSON & JOHNSON COM 478160104 1,020,106 3,853 SH SOLE 0 0 3,853
JPMORGAN CHASE & CO COM 46625H100 1,433,322 4,333 SH SOLE 0 0 4,333
LAM RESEARCH CORP COM NEW 512807306 294,345 896 SH SOLE 0 0 896
MASTERCARD INCORPORATED CL A 57636Q104 263,603 478 SH SOLE 0 0 478
META PLATFORMS INC CL A 30303M102 663,720 915 SH SOLE 0 0 915
MICRON TECHNOLOGY INC COM 595112103 540,096 507 SH SOLE 0 0 507
MICROSOFT CORP COM 594918104 1,970,866 3,843 SH SOLE 0 0 3,843
N-ABLE INC COMMON STOCK 62878D100 55,317 13,492 SH SOLE 0 0 13,492
NEXTERA ENERGY INC COM 65339F101 950,044 12,543 SH SOLE 0 0 12,543
NVIDIA CORPORATION COM 67066G104 3,640,184 15,939 SH SOLE 0 0 15,939
PALANTIR TECHNOLOGIES INC CL A 69608A108 250,273 1,338 SH SOLE 0 0 1,338
PHILLIPS 66 COM 718546104 307,649 1,205 SH SOLE 0 0 1,205
PIMCO ACCESS INCOME FUND SHS BENFIN INT 72203T100 132,300 10,000 SH SOLE 0 0 10,000
PROCTER & GAMBLE CO COM 742718109 239,872 1,651 SH SOLE 0 0 1,651
SANDISK CORP COM 80004C200 3,218,797 1,850 SH SOLE 0 0 1,850
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,176,666 169,456 SH SOLE 0 0 169,456
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,334,721 212,285 SH SOLE 0 0 212,285
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,424,979 155,398 SH SOLE 0 0 155,398
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,957,199 180,459 SH SOLE 0 0 180,459
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,035,477 112,315 SH SOLE 0 0 112,315
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,302,379 129,162 SH SOLE 0 0 129,162
SOUTHERN CO COM 842587107 202,666 2,445 SH SOLE 0 0 2,445
SPDR GOLD TR GOLD SHS 78463V107 223,553 587 SH SOLE 0 0 587
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 604,907 25,363 SH SOLE 0 0 25,363
STERLING CAP FDS STERL CAP BD ETF 85918D566 233,676 9,839 SH SOLE 0 0 9,839
STERLING CAP FDS NATIONAL MUNI BD 85917K470 562,993 23,933 SH SOLE 0 0 23,933
TESLA INC COM 88160R101 420,450 1,185 SH SOLE 0 0 1,185
TEXAS INSTRS INC COM 882508104 1,878,564 6,707 SH SOLE 0 0 6,707
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,096,008 15,043 SH SOLE 0 0 15,043
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,008,091 16,070 SH SOLE 0 0 16,070
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,322,726 30,402 SH SOLE 0 0 30,402
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,442,042 52,102 SH SOLE 0 0 52,102
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 4,848,482 24,797 SH SOLE 0 0 24,797
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 2,571,386 9,039 SH SOLE 0 0 9,039
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 9,090,604 42,071 SH SOLE 0 0 42,071
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 4,951,660 14,657 SH SOLE 0 0 14,657
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 6,021,933 26,066 SH SOLE 0 0 26,066
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 13,156,283 146,002 SH SOLE 0 0 146,002
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,015,744 15,717 SH SOLE 0 0 15,717
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 4,314,989 14,772 SH SOLE 0 0 14,772
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,081,572 68,818 SH SOLE 0 0 68,818
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,366,302 79,170 SH SOLE 0 0 79,170
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 497,640 10,111 SH SOLE 0 0 10,111
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,680,503 98,828 SH SOLE 0 0 98,828
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,107,758 24,944 SH SOLE 0 0 24,944
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,337,582 160,566 SH SOLE 0 0 160,566
WALMART INC COM 931142103 439,062 4,225 SH SOLE 0 0 4,225
WESTERN DIGITAL CORP COM 958102105 3,073,513 6,763 SH SOLE 0 0 6,763