| SHORT-TERM INVESTMENTS |
7.
SHORT-TERM INVESTMENTS
Short-term
investments consist of the following:
SCHEDULE
OF SHORT-TERM INVESTMENT
| | |
September 30, | | |
December 31, | |
| | |
2026 | | |
2025 | |
| | |
US$ | | |
US$ | |
| Certificate of Deposits (i) | |
| 4,039,157 | | |
| 2,224,404 | |
| ETF (ii) | |
| 8,508,869 | | |
| 1,363 | |
| Common Shares (iii) | |
| 1,010,029 | | |
| 17,800 | |
| Total short-term investments | |
$ | 13,558,055 | | |
$ | 2,243,567 | |
| (i) |
On
April 15, 2026, the Company deposited a Certificate of Deposits of $1,000,000 in East West
Bank, with an annual interest rate of 3.534% and the maturity date of October 12, 2026. As
of September 30, 2026, the balance of this Certificate of Deposits is $1,016,497.
On
February 14, 2025, the Company deposited a Certificate of Deposits of $943,690.46 with a term of 180 days in East West Bank, with
an annual interest rate of 3.925%. On August 24, 2025, the Company renewed the Certificate of Deposits with another term of 180 days.
As of December 31, 2025, the balance of this Certificate of Deposits was $970,990. On February 20, 2026, the Company renewed the
Certificate of Deposits with another term of 180 days. On August 19, 2026, the Company renewed the Certificate of Deposits with another
term of 180 days. As of September 30, 2026, the balance of this Certificate of Deposits was $993,111.
On
October 7, 2025, the Company deposited a Certificate of Deposits of $1,088,000 in Morgan Stanley Private Bank, with an annual interest
rate of 4.1% and the maturity date of September 9, 2026. As of December 31, 2025, the balance of this Certificate of Deposits is
$1,100,577. It was redeemed on September 9, 2026. As of September 30, 2026, the balance of this Certificate of Deposits is nil.
On
September 10, 2026, the Company deposited a Certificate of Deposits of $1,132,000 in Morgan Stanley Private Bank, with an annual
interest rate of 4.0% and the maturity date of March 16, 2027. As of September 30, 2026, the balance of this Certificate of Deposits
is $1,129,191.
On
September 21, 2026, the Company deposited a Certificate of Deposits of $900,000 in Bank of America, with an annual interest rate
of 4.1% and the maturity date of March 24, 2027. As of September 30, 2026, the balance of this Certificate of Deposits is $900,358.
On
May 2, 2025, the Company deposited a Certificate of Deposits of $150,000 with a term of 12 months in Bank of America, with an annual
interest rate of 3.2%. As of December 31, 2025, the balance of this CD is $152,837. |
| (ii) |
In
the first half of 2026, the Company purchased a total of 84,514 units ISHARES TREASURY BOND ETF as part of the investment portfolio.
As of September 30, 2026, the market value of the 86,514 units ISHARES TREASURY BOND ETF was $8,508,869. |
| |
|
| |
On
March 31, 2025, the Company purchased 2 units SPDR S&P 500 ETF as part of the investment portfolio at a cost of $1,205.52. As
of December 31, 2025, the market value of the 2 units ETF was $1,363. All units were sold on July 14, 2026. |
| |
|
| (iii) |
As
of December 31, 2025, the Company holds common shares of KIDZ, with the amount of $17,800. As of September 30, 2026, the Company
holds common stocks of KIDZ with the amount of $29, and common shares of ZJK with the amount of $1,010,000. |
CHAINCE
DIGITAL HOLDINGS INC.
(FORMERLY
KNOWN AS MERCURITY FINTECH HOLDING INC.)
NOTES
TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS (CONTINUED)
(In
U.S. dollars, except for number of shares and per share data)
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