The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIM ETF PRODUCTS TRUST ALLIANZIM US EQT 00888H687 309,900 9,147 SH SOLE 0 0 9,147
ALBERTSONS COMPANIES INC COMMON STOCK 013091103 270,286 23,280 SH SOLE 0 0 23,280
ALPHABET INC CAP STK CL A 02079K305 494,200 1,436 SH SOLE 0 0 1,436
ALPHABET INC CAP STK CL C 02079K107 632,571 1,856 SH SOLE 0 0 1,856
AMAZON COM INC COM 023135106 387,428 1,555 SH SOLE 0 0 1,555
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 254,943,694 2,330,807 SH SOLE 0 0 2,330,807
AMERICAN CENTY ETF TR AVAN TOTA EQ ETF 02507A606 10,452,043 190,960 SH SOLE 0 0 190,960
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 239,939,589 3,470,344 SH SOLE 0 0 3,470,344
AMERICAN CENTY ETF TR US SML CP VALU 025072877 326,391,126 2,771,428 SH SOLE 0 0 2,771,428
APPLE INC COM 037833100 1,498,285 4,499 SH SOLE 0 0 4,499
ARISTA NETWORKS INC COM SHS 040413205 754,301 3,705 SH SOLE 0 0 3,705
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 239,514 481 SH SOLE 0 0 481
CABALETTA BIO INC COM 12674W109 19,200 10,000 SH SOLE 0 0 10,000
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 42,018,926 860,162 SH SOLE 0 0 860,162
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 20,755,454 437,602 SH SOLE 0 0 437,602
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 32,265,679 940,965 SH SOLE 0 0 940,965
CHEVRON CORPORATION COM 166764100 2,016,500 9,875 SH SOLE 0 0 9,875
COSTCO WHOLESALE CORPORATION COM 22160K105 381,880 419 SH SOLE 0 0 419
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7,596,906 114,342 SH SOLE 0 0 114,342
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,710,643 38,485 SH SOLE 0 0 38,485
ELI LILLY & CO COM 532457108 312,727 270 SH SOLE 0 0 270
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,739,285 16,831 SH SOLE 0 0 16,831
HOME DEPOT INC COM 437076102 224,861 790 SH SOLE 0 0 790
INVESCO EXCHANGE TRADED FD T DORSEY WRGT BASC 46137V704 216,534 1,915 SH SOLE 0 0 1,915
ISHARES TR TIPS BD ETF 464287176 368,356 3,541 SH SOLE 0 0 3,541
ISHARES TR CORE 80 20 ETF 464289859 1,573,680 16,178 SH SOLE 0 0 16,178
ISHARES TR CORE S&P TTL STK 464287150 355,458 2,138 SH SOLE 0 0 2,138
ISHARES TR EAFE SML CP ETF 464288273 1,011,407 11,981 SH SOLE 0 0 11,981
ISHARES TR EAFE VALUE ETF 464288877 2,673,686 33,784 SH SOLE 0 0 33,784
ISHARES TR RUSSELL 2000 ETF 464287655 211,043 759 SH SOLE 0 0 759
ISHARES TR RUS MID CAP ETF 464287499 269,416 2,525 SH SOLE 0 0 2,525
ISHARES TR CORE S&P MCP ETF 464287507 526,839 7,322 SH SOLE 0 0 7,322
ISHARES TR MSCI USA VALUE 46432F388 824,758,716 4,165,448 SH SOLE 0 0 4,165,448
ISHARES TR CORE S&P500 ETF 464287200 835,958 1,092 SH SOLE 0 0 1,092
ISHARES TR CORE S&P US VLU 464287663 289,022 2,621 SH SOLE 0 0 2,621
ISHARES TR RUS 1000 GRW ETF 464287614 1,856,948 14,825 SH SOLE 0 0 14,825
ISHARES TR RUS 1000 VAL ETF 464287598 492,213 1,985 SH SOLE 0 0 1,985
LAM RESEARCH CORP COM NEW 512807306 210,552 641 SH SOLE 0 0 641
MICROSOFT CORP COM 594918104 1,053,753 2,055 SH SOLE 0 0 2,055
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 22,687,766 225,637 SH SOLE 0 0 225,637
PRECIGEN INC COM 74017N105 85,600 10,000 SH SOLE 0 0 10,000
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 2,426,612 45,146 SH SOLE 0 0 45,146
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 217,476 6,926 SH SOLE 0 0 6,926
SCHWAB STRATEGIC TR US TIPS ETF 808524870 274,008 10,904 SH SOLE 0 0 10,904
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 347,258 10,675 SH SOLE 0 0 10,675
SCHWAB STRATEGIC TR US REIT ETF 808524847 246,069 11,165 SH SOLE 0 0 11,165
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 334,451 5,438 SH SOLE 0 0 5,438
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 273,108 5,993 SH SOLE 0 0 5,993
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541 868,660 11,743 SH SOLE 0 0 11,743
SPDR SERIES TRUST ST STR P500VAL 78464A508 1,016,106 16,622 SH SOLE 0 0 16,622
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,168,316 13,016 SH SOLE 0 0 13,016
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,014,367 5,264 SH SOLE 0 0 5,264
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,110,701 1,691 SH SOLE 0 0 1,691
T ROWE PRICE EXCHANGE-TRADED GROWTH ETF 87283Q842 261,892,700 5,557,994 SH SOLE 0 0 5,557,994
T ROWE PRICE EXCHANGE-TRADED NATURAL RES ETF 87283Q743 155,216,691 4,644,022 SH SOLE 0 0 4,644,022
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 233,169 511 SH SOLE 0 0 511
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 203,575 4,343 SH SOLE 0 0 4,343
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 498,460 2,152 SH SOLE 0 0 2,152
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 5,057,222 56,123 SH SOLE 0 0 56,123
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 256,746 902 SH SOLE 0 0 902
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 244,679 724 SH SOLE 0 0 724
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 64,556,535 279,429 SH SOLE 0 0 279,429
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,248,249 3,335 SH SOLE 0 0 3,335
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 3,221,431 14,909 SH SOLE 0 0 14,909
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,095,090 12,218 SH SOLE 0 0 12,218
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,219,066 1,739 SH SOLE 0 0 1,739
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 422,489 5,580 SH SOLE 0 0 5,580
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 293,102,656 1,887,940 SH SOLE 0 0 1,887,940
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 6,927,790 162,930 SH SOLE 0 0 162,930
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 737,956 15,582 SH SOLE 0 0 15,582
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 537,181 6,860 SH SOLE 0 0 6,860
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,760,859 30,592 SH SOLE 0 0 30,592
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,034,959 4,436 SH SOLE 0 0 4,436
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 343,160 4,860 SH SOLE 0 0 4,860
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 269,968 2,738 SH SOLE 0 0 2,738
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 555,592 3,580 SH SOLE 0 0 3,580
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 226,430 2,239 SH SOLE 0 0 2,239
VANGUARD WORLD FD DEVE MA GROW ETF 921910667 808,306 10,205 SH SOLE 0 0 10,205
VANGUARD WORLD FD DEVE MA VALU ETF 921910675 1,340,106 17,600 SH SOLE 0 0 17,600
VANGUARD WORLD FD ENERGY ETF 92204A306 1,161,033 6,744 SH SOLE 0 0 6,744
VANGUARD WORLD FD MATERIALS ETF 92204A801 639,591 2,932 SH SOLE 0 0 2,932
VISA INC COM CL A 92826C839 261,096 727 SH SOLE 0 0 727
WISDOMTREE TR INTL QULTY DIV 97717X131 329,758 7,748 SH SOLE 0 0 7,748
WISDOMTREE TR US LARGECAP DIVD 97717W307 363,347 3,738 SH SOLE 0 0 3,738
WISDOMTREE TR US MIDCAP FUND 97717W570 1,248,952 17,434 SH SOLE 0 0 17,434
WORLD GOLD TR SPDR GLD MINIS 98149E303 227,967 2,774 SH SOLE 0 0 2,774