| Summary of Earnings Per Share Basic and Diluted |
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Three Months Ended September 30, |
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Six Months Ended September 30, |
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2026 |
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2025 |
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2026 |
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2025 |
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(Income in thousands) |
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(Income in thousands) |
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Net income applicable to common shares |
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$ |
1,166 |
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$ |
882 |
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$ |
2,658 |
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$ |
1,870 |
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Average number of common shares outstanding |
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4,063,351 |
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4,081,484 |
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4,071,028 |
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4,086,807 |
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Less: Average unallocated ESOP shares |
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283,037 |
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296,261 |
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284,687 |
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297,911 |
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Average number of common shares outstanding used to calculate basic earnings per common share |
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3,780,314 |
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3,785,223 |
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3,786,341 |
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3,788,896 |
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Diluted potential common shares |
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75,717 |
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23,428 |
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52,098 |
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17,276 |
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Average number of common shares outstanding used to calculate diluted earnings per common share |
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3,856,031 |
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3,808,651 |
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3,838,439 |
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3,806,172 |
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Earnings per common share - basic |
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$ |
0.31 |
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$ |
0.23 |
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$ |
0.70 |
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$ |
0.49 |
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Earnings per common share - diluted |
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$ |
0.30 |
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$ |
0.23 |
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$ |
0.69 |
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$ |
0.49 |
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