The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 323,942 3,570 SH SOLE 0 0 3,570
ABBVIE INC COM 00287Y109 343,226 1,364 SH SOLE 200 0 1,164
ALPHABET INC CAP STK CL C 02079K107 731,040 2,069 SH SOLE 4 0 2,065
ALPHABET INC CAP STK CL A 02079K305 327,708 917 SH SOLE 250 0 667
AMAZON COM INC COM 023135106 531,737 2,231 SH SOLE 536 0 1,695
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 43,155,124 926,710 SH SOLE 56,465 0 870,245
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 49,332,093 511,267 SH SOLE 20,830 0 490,437
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 107,848,006 1,209,058 SH SOLE 59,178 0 1,149,881
AMERICAN CENTY ETF TR US EQT ETF 025072885 182,923,195 1,428,195 SH SOLE 79,616 0 1,348,578
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 37,763,808 797,049 SH SOLE 52,177 0 744,872
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 7,125,949 172,083 SH SOLE 20,026 0 152,057
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 1,419,389 14,323 SH SOLE 2,177 0 12,146
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,076,951 48,709 SH SOLE 6,108 0 42,601
AMERICAN CENTY ETF TR AVA RES MAR ETF 025072315 259,094 3,166 SH SOLE 0 0 3,166
AMERICAN CENTY ETF TR AVAN RE INTL ETF 025072299 715,125 8,952 SH SOLE 0 0 8,952
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,952,703 18,949 SH SOLE 396 0 18,553
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695 546,442 11,730 SH SOLE 0 0 11,730
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281 1,261,321 14,249 SH SOLE 0 0 14,249
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 514,698 5,643 SH SOLE 5,643 0 0
APPLE INC COM 037833100 6,091,983 21,053 SH SOLE 1,312 0 19,741
BANK OF AMER CORP 7.25%CNV PFD L 060505682 267,209 213 SH SOLE 0 0 213
BANK OF NY MELLON CORP COM 064058100 1,750,793 12,107 SH SOLE 0 0 12,107
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 0 0 2
BOEING CO COM 097023105 806,567 3,726 SH SOLE 155 0 3,571
BROADCOM INC COM 11135F101 595,712 1,577 SH SOLE 186 0 1,391
CALLAN JMB INC COM 131100109 10,854 13,500 SH SOLE 0 0 13,500
CATERPILLAR INC COM 149123101 5,868,909 5,511 SH SOLE 0 0 5,511
CHEVRON CORPORATION COM 166764100 203,553 1,228 SH SOLE 111 0 1,117
CISCO SYS INC COM 17275R102 285,428 2,430 SH SOLE 808 0 1,622
CORNING INC COM 219350105 1,022,486 4,003 SH SOLE 3 0 4,000
COSTCO WHOLESALE CORPORATION COM 22160K105 1,362,532 1,457 SH SOLE 313 0 1,144
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 49,566,111 1,038,034 SH SOLE 102,517 0 935,517
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 24,355,082 576,998 SH SOLE 48,086 0 528,912
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 31,045,032 763,903 SH SOLE 88,365 0 675,538
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 29,149,671 1,006,202 SH SOLE 100,876 0 905,326
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 60,160,440 1,614,612 SH SOLE 168,243 0 1,446,369
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 164,323,279 3,704,312 SH SOLE 271,459 0 3,432,853
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 29,814,915 587,139 SH SOLE 64,817 0 522,322
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 26,462,550 718,310 SH SOLE 0 0 718,310
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 1,120,160 28,878 SH SOLE 197 0 28,681
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 9,543,022 231,318 SH SOLE 49,906 0 181,412
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,517,276 85,267 SH SOLE 0 0 85,267
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 1,187,784 24,574 SH SOLE 8,760 0 15,814
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,642,295 31,772 SH SOLE 0 0 31,772
DIMENSIONAL ETF TRUST DIMENSIONAL US 25434V559 910,518 13,692 SH SOLE 0 0 13,692
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 1,261,302 15,393 SH SOLE 0 0 15,393
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 286,092 5,853 SH SOLE 0 0 5,853
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 359,663 6,902 SH SOLE 0 0 6,902
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 582,918 12,925 SH SOLE 0 0 12,925
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,301,024 27,901 SH SOLE 0 0 27,901
EXXON MOBIL CORP COM 30231G102 270,295 1,977 SH SOLE 13 0 1,964
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 121,131 25,027 SH SOLE 0 0 25,027
ISHARES SILVER TR ISHARES 46428Q109 2,139,228 40,008 SH SOLE 0 0 40,008
ISHARES TR 0-5 YR TIPS ETF 46429B747 10,712,395 104,859 SH SOLE 9,481 0 95,378
ISHARES TR TRUST ISHARE 0-1 464288679 5,123,151 46,426 SH SOLE 27,247 0 19,179
ISHARES TR GLOBAL REIT ETF 46434V647 2,452,297 88,787 SH SOLE 286 0 88,501
ISHARES TR MBS ETF 464288588 439,423 4,649 SH SOLE 0 0 4,649
ISHARES TR RUS 1000 GRW ETF 464287614 1,286,401 10,360 SH SOLE 6,956 0 3,404
ISHARES TR CORE S&P500 ETF 464287200 387,925 518 SH SOLE 0 0 518
ISHARES TR ESG AWRE 1 5 YR 46435G243 307,502 12,305 SH SOLE 0 0 12,305
ISHARES TR SHRT NAT MUN ETF 464288158 4,521,142 42,464 SH SOLE 0 0 42,464
ISHARES TR CORE MSCI EAFE 46432F842 373,946 3,872 SH SOLE 849 0 3,023
ISHARES TR RUS 1000 ETF 464287622 214,169 523 SH SOLE 386 0 137
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 392,813 7,797 SH SOLE 0 0 7,797
JOHNSON & JOHNSON COM 478160104 439,665 1,731 SH SOLE 140 0 1,591
MATRIX SVC CO COM 576853105 652,326 47,615 SH SOLE 0 0 47,615
MICROSOFT CORP COM 594918104 4,611,498 12,363 SH SOLE 1,523 0 10,840
MORGAN STANLEY COM NEW 617446448 207,368 992 SH SOLE 900 0 92
NVIDIA CORPORATION COM 67066G104 1,345,602 6,725 SH SOLE 225 0 6,500
QUALCOMM INC COM 747525103 321,904 1,742 SH SOLE 1,312 0 430
SPDR GOLD TR GOLD SHS 78463V107 3,410,462 9,258 SH SOLE 432 0 8,826
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 338,486 6,537 SH SOLE 2,272 0 4,265
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 355,098 7,047 SH SOLE 124 0 6,923
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 30,224,271 1,354,741 SH SOLE 129,168 0 1,225,573
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,256,741 13,842 SH SOLE 38 0 13,804
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 3,903,016 130,057 SH SOLE 218 0 129,839
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 772,873 30,285 SH SOLE 260 0 30,025
TESLA INC COM 88160R101 1,467,053 3,488 SH SOLE 13 0 3,475
TRI CONTL CORP COM 895436103 450,592 13,091 SH SOLE 0 0 13,091
TRIMBLE INC COM 896239100 639,750 12,500 SH SOLE 0 0 12,500
US BANCORP COM NEW 902973304 261,894 4,336 SH SOLE 375 0 3,961
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,607,127 71,969 SH SOLE 0 0 71,969
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 323,949 6,508 SH SOLE 362 0 6,146
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,491,849 6,734 SH SOLE 0 0 6,734
VANGUARD INDEX FDS MID CAP ETF 922908629 471,818 5,856 SH SOLE 0 0 5,856
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 513,047 747 SH SOLE 120 0 627
VANGUARD INDEX FDS SMALL CP ETF 922908751 202,787 669 SH SOLE 0 0 669
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,559,469 22,679 SH SOLE 7 0 22,672
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 39,017,029 776,767 SH SOLE 42,144 0 734,623
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,702,085 53,422 SH SOLE 0 0 53,422
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 6,603,716 113,466 SH SOLE 0 0 113,466
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,869,254 99,573 SH SOLE 265 0 99,308
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,851,388 103,640 SH SOLE 8,146 0 95,494
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 382,749 3,778 SH SOLE 1,980 0 1,798
VANGUARD WORLD FD INF TECH ETF 92204A702 504,852 4,224 SH SOLE 0 0 4,224