The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 282,995 1,724 SH SOLE 1,724 0 0
ADVANCED MICRO DEVICES COM 007903107 15,294 25 SH SOLE 25 0 0
ALPHABET, INC CL A COM 02079K305 79,482 231 SH SOLE 231 0 0
AMAZON.COM, INC COM 023135106 76,987 309 SH SOLE 309 0 0
APPLE, INC COM 037833100 826,556 2,482 SH SOLE 2,482 0 0
ASA GOLD AND PRECIOUS METALS LIMITED COM G3156P103 14,495 260 SH SOLE 260 0 0
BARRICK MINING CORPORATION COM NPV COM 06849F108 101,594 2,498 SH SOLE 2,498 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 49,795 100 SH SOLE 100 0 0
CAMPBELL SOUP CO COM 134429109 35,476 1,789 SH SOLE 1,789 0 0
CATERPILLAR, INC COM 149123101 115,132 142 SH SOLE 142 0 0
CISCOSYSTEMS COM 17275r102 22,387 208 SH SOLE 208 0 0
COCA COLA CO COM 191216100 18,077 210 SH SOLE 210 0 0
COMCAST CORP-CL A COM 20030N101 14,275 656 SH SOLE 656 0 0
DEERE & CO COM 244199105 13,431 20 SH OTR 0 20 0
ELI LILLY COM 532457108 15,042 13 SH SOLE 13 0 0
FRANCO NEV CORP COM ISIN #CA3518581051 COM 351858105 75,719 318 SH SOLE 318 0 0
FTAI AVIATION LTD SHS ISIN #KYG3730V1059 COM G3730V105 15,200 91 SH SOLE 91 0 0
GENERAL ELECTRIC CO COM 369604301 60,897 195 SH SOLE 195 0 0
HOWMET AEROSPACE INC. COM 443201108 8,142 36 SH SOLE 36 0 0
INVENTRUST PROPERTIES CORP COM 46124J201 8,804 292 SH SOLE 292 0 0
INVESCO SOLAR ETF ETF 18383M621 107,990 2,456 SH SOLE 2,456 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 21,650,412 28,270 SH SOLE 28,270 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 9,692,590 12,656 SH OTR 0 12,656 0
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 39,851,079 421,526 SH SOLE 421,526 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 14,922,855 157,847 SH OTR 0 157,847 0
ISHARES MSCI ACWI ETF 464288257 9,933,132 62,565 SH SOLE 62,565 0 0
ISHARES MSCI EAFE ETF ETF 464287465 199,469 1,920 SH SOLE 1,920 0 0
ISHARES MSCI KLD 400 SOCIAL INDEX FUND ETF ETF 464288570 1,795,090 12,280 SH SOLE 12,280 0 0
iShares MSCI USA ESG Select ETF ETF 464288802 1,556,800 10,000 SH SOLE 10,000 0 0
ISHARES RUSSELL 3000 INDEX FUND ETF 464287689 1,491,817 3,456 SH SOLE 3,456 0 0
ISHARES RUSSELL 3000 INDEX FUND ETF 464287689 5,959,498 13,806 SH OTR 0 13,806 0
ISHARES TR 7-10 YR TRSY BD ETF 464287440 1,530,238 17,134 SH SOLE 17,134 0 0
ISHARES TR 7-10 YR TRSY BD ETF 464287440 2,038,501 22,825 SH OTR 0 22,825 0
ISHARES TR MSCI ACWI EX US ETF 464288240 28,208,613 373,031 SH SOLE 373,031 0 0
ISHARES TR MSCI ACWI EX US ETF 464288240 28,937,505 382,670 SH OTR 0 382,670 0
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF ETF 464287457 1,622,944 19,987 SH SOLE 19,987 0 0
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF ETF 464287457 1,698,866 20,922 SH OTR 0 20,922 0
JP MORGAN CHASE & CO COM 46625H100 45,985 139 SH SOLE 139 0 0
KALARIS THERAPEUTICS INC COM COM 482929106 281,755 97,493 SH SOLE 97,493 0 0
KINDER MORGAN INC. COM 49456B101 16,733 555 SH SOLE 555 0 0
KORSANA BIOSCIENCES INC COM COM 23255M303 320 10 SH OTR 0 10 0
LOEWS CORP COM USD0.01 COM 540424108 67,671 648 SH SOLE 648 0 0
M &T BANK CORP COM USD0.50 COM 55261F104 21,760 100 SH SOLE 100 0 0
MARRIOTT INT'L COM 571903202 98,876 278 SH SOLE 278 0 0
META PLATFORMS INC COM 30303M102 14,504 20 SH SOLE 20 0 0
MICROSOFT COM 594918104 1,249,937 2,437 SH SOLE 2,437 0 0
MOBILITY GLOBAL INC. COM 60744M106 446 26 SH SOLE 26 0 0
NVIDIA CORPORATION COM 67066G104 126,523 554 SH SOLE 554 0 0
PALO ALTO NETWORKS, INC. COM 697435105 23,839 60 SH SOLE 60 0 0
PUBLIC STORAGE COM 74460D109 20,930 74 SH SOLE 74 0 0
S&P DEPOSITORY RECEIPTS ETF 78462F103 331,744 435 SH OTR 0 435 0
SHAKE SHACK COM 819047101 115,071 1,961 SH SOLE 1,961 0 0
SHAKE SHACK COM 819047101 85,966 1,465 SH OTR 0 1,465 0
SOLVENTUM CORP COM SHS COM 83444M101 37,993 431 SH SOLE 431 0 0
SOURCE CAPITAL COM SHS OF BEN I COM 836144303 41,432 912 SH SOLE 912 0 0
SPDR SER TR S&P DIVID ETF ETF 78464A763 54,344 371 SH SOLE 371 0 0
T MOBILE US INC COM 872590104 32,616 200 SH SOLE 200 0 0
TRAVELERS COMPANIES, INC COM 89417E109 792,165 2,222 SH SOLE 2,222 0 0
UBER TECHNOLOGIES INC. COM 90353T100 4,522 66 SH SOLE 66 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 127,621 547 SH SOLE 547 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF ETF 921946794 20,125 199 SH SOLE 199 0 0
VISA, INC COM 92826C839 53,900 150 SH SOLE 150 0 0
WILLIAMS COS INC COM 969457100 33,985 500 SH SOLE 500 0 0