Note 5. Insurance Premium Financing

In September 2025, the Company entered into a finance agreement with First Insurance Funding in order to fund a portion of its insurance premiums for its professional liability policies. The amount financed was approximately $355,000 and incurred interest at an annual rate of 7.2%. The Company was required to make ten monthly payments of approximately $36,000 through July 2026. The amount had been fully repaid as of September 30, 2026.