Business Segments for the Three Months Ended

September 30, 2026

Dollars in Thousands

Community Banking

Mortgage Banking

Investment Advisory

Holding Company

Eliminations (1)

Consolidated

Interest income

$         12,883 

$            - 

$                    - 

$                  - 

$                - 

$         12,883 

Interest expense

3,041 

-

-

121 

-

3,162 

Net interest income

9,842 

-

-

(121)

-

9,721 

Gains on sales of loans

-

1,306 

-

-

-

1,306 

Wealth Management Fees

-

-

1,504 

-

-

1,504 

Other noninterest income

1,400 

-

3,470 

(3,501)

1,369 

Net revenue

11,242 

1,306 

1,504 

3,349 

(3,501)

13,900 

Less:

Provision for credit losses

35 

-

-

-

-

35 

Noninterest expense:

Salaries and employee benefits

4,285 

854 

493 

-

-

5,632 

Occupancy

516 

32 

34 

-

(31)

551 

Equipment

707 

15 

33 

- 

-

755 

Supplies

192 

5 

8 

-

-

205 

Professional and other outside expenses

715 

-

11 

20 

-

746 

Data processing

543 

-

-

-

-

543 

Marketing

162 

1 

2 

62 

-

227 

Loan-related expense

56 

171 

-

-

-

227 

Other real estate expenses, net

84 

-

-

-

-

84 

FDIC insurance expense

126 

-

-

-

-

126 

Amortization of intangibles

-

-

140 

-

-

140 

Other

346 

84 

29 

1 

-

460 

Total noninterest expense

7,732 

1,162 

750 

83 

(31)

9,696 

Segment income before income taxes

3,476 

144 

754 

3,265 

(3,470)

4,169 

Allocated income tax expense

670 

30 

204 

(56)

-

848 

Segment net income

$           2,806 

$        114 

$               550 

$          3,321 

$       (3,470)

$           3,321 

Segment assets at September 30, 2026

$    1,053,543 

$     3,165 

$            9,779 

$      112,018 

$  (113,922)

$    1,064,583 

Supplemental Data at September 30, 2026:

Total loans held for investment, net

$       694,033 

$            - 

$                    - 

$                  - 

$                - 

$       694,033 

Total deposits

$       968,899 

$            - 

$                    - 

$                  - 

$       (5,304)

$       963,595 

Assets under management

$                  - 

$            - 

$     1,098,883 

$                  - 

$                - 

$    1,098,883 

Business Segments for the Three Months Ended

September 30, 2025

Dollars in Thousands

Community Banking

Mortgage Banking

Investment Advisory

Holding Company

Eliminations (1)

Consolidated

Interest income

$         11,771 

$            - 

$                    - 

$                 - 

$                - 

$         11,771 

Interest expense

3,437 

-

-

68 

(34)

3,471 

Net interest income

8,334 

-

-

(68)

34 

8,300 

Gains on sales of loans

-

1,242 

-

-

-

1,242 

Wealth management fees

-

-

1,362 

-

-

1,362 

Other noninterest income

1,594 

-

-

2,835 

(2,864)

1,565 

Net revenue

9,928 

1,242 

1,362 

2,767 

(2,830)

12,469 

Less:

Provision for credit losses

91 

-

-

-

-

91

Noninterest expense:

Salaries and employee benefits

4,164 

919 

432 

-

1 

5,516 

Occupancy

447 

39 

33 

-

4 

523 

Equipment

664 

19 

14 

-

-

697 

Supplies

139 

6 

8 

-

-

153 

Professional and other outside expenses

689 

-

13 

23 

-

725 

Data processing

381 

-

-

-

-

381 

Marketing

228 

3 

1 

17 

-

249 

Loan-related expense

58 

158 

-

-

-

216 

Other real estate expenses, net

-

-

-

-

-

-

FDIC insurance expense

132 

-

-

-

-

132 

Amortization of intangibles

-

-

140 

-

-

140 

Other

448 

(51)

31 

-

-

428 

Total noninterest expense

7,350 

1,093 

672 

40 

5 

9,160 

Segment income before income taxes

2,487 

149 

690 

2,727 

(2,835)

3,218 

Allocated income tax expense (benefit)

349 

32 

110 

(25)

-

466 

Segment net income

$           2,138 

$        117 

$               580 

$          2,752 

$       (2,835)

$           2,752 

Segment assets at September 30, 2025

$    1,007,040 

$     3,992 

$          10,331 

$      102,021 

$  (103,259)

$    1,020,125 

Supplemental Data at September 30, 2025:

Total loans held for investment, net

$       653,288 

$            - 

$                    - 

$                - 

$                - 

$       653,288 

Total deposits

922,113 

-

-

-

(2,317)

919,796 

Assets under management

-

-

984,747 

-

-

984,747 

Business Segments for the Nine Months Ended

September 30, 2026

Dollars in Thousands

Community Banking

Mortgage Banking

Investment Advisory

Holding Company

Eliminations (1)

Consolidated

Interest income

$         37,019 

$               - 

$                - 

$             - 

$                  - 

$           37,019 

Interest expense

8,943 

-

-

367 

-

9,310 

Net interest income

28,076 

-

-

(367)

-

27,709 

Gains on sales of loans

-

4,031 

-

-

-

4,031 

Wealth management fees

-

-

4,383 

-

-

4,383 

Other noninterest income

4,299 

-

9,715 

(9,809)

4,205 

Net revenue

32,375 

4,031 

4,383 

9,348 

(9,809)

40,328 

Less:

Provision for credit losses

239 

-

-

-

-

239 

Noninterest expense:

Salaries and employee benefits

12,585 

2,601 

1,456 

-

-

16,642 

Occupancy

1,581 

93 

102 

-

(94)

1,682 

Equipment

2,077 

46 

85 

- 

-

2,208 

Supplies

456 

16 

25 

-

-

497 

Professional and other outside expenses

2,157 

-

52 

63 

-

2,272 

Data processing

1,537 

-

-

-

-

1,537 

Marketing

572 

4 

10 

88 

-

674 

Other real estate expenses, net

84

-

-

-

-

84

Loan-related expense

154 

522 

-

-

-

676 

FDIC insurance expense

380 

-

-

-

-

380 

Amortization of intangibles

-

-

420 

-

-

420 

Other

1,056 

157 

85 

2 

-

1,300 

Total noninterest expense

22,639 

3,439 

2,235 

153 

(94)

28,372 

Segment income before income taxes

9,497 

592 

2,148 

9,195 

(9,715)

11,717 

Allocated income tax expense

1,819 

124 

580 

(141)

-

2,382 

Segment net income

$           7,679 

$          468 

$        1,568 

$     9,335 

$        (9,715)

$             9,335 

Segment assets at September 30, 2026

$    1,053,543 

$       3,165 

$        9,779 

$ 112,018 

$ (113,922)

$      1,064,583 

Supplemental Data at September 30, 2026:

Total loans held for investment, net

$       694,033 

$              - 

$                - 

$             - 

$                  - 

$         694,033 

Total deposits

$       968,899 

$              - 

$                - 

$             - 

$        (5,304)

$         963,595 

Assets under management

$                   - 

$              - 

$ 1,098,883 

$             - 

$                  - 

$      1,098,883