v3.26.3
Consolidated Balance Sheets - USD ($)
Sep. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 20,706,000 $ 28,538,000
Federal funds sold 41,049,000 55,937,000
Total cash and cash equivalents 61,755,000 84,475,000
Securities held-to-maturity, at amortized cost (fair value of $3,114 as of September 30, 2026 and $3,315 as of December 31, 2025) net of allowance for credit losses of $0 as of September 30, 2026 and December 31, 2025 3,577,000 3,590,000
Securities available-for-sale, at fair value 225,490,000 214,128,000
Restricted stock, at cost 1,872,000 1,828,000
Loans, net of allowance for credit losses of $6,554 as of September 30, 2026 and $6,450 as of December 31, 2025 694,033,000 661,357,000
Loans held for sale 2,674,000 3,472,000
Premises and equipment, net 18,587,000 19,132,000
Interest receivable 3,286,000 3,380,000
Cash value - bank owned life insurance 24,319,000 23,676,000
Customer relationship intangible 5,744,000 6,164,000
Goodwill 2,054,000 2,054,000
Other real estate owned 192,000 0
Other assets 21,000,000 15,768,000
Total assets 1,064,583,000 1,039,024,000
Deposits    
Noninterest bearing demand 150,251,000 131,456,000
NOW, money market and savings 564,419,000 570,345,000
Time 248,925,000 235,328,000
Total deposits 963,595,000 937,129,000
Other borrowings 8,606,000 8,796,000
Interest payable 1,193,000 1,167,000
Other liabilities 12,742,000 11,884,000
Total liabilities 986,136,000 958,976,000
Stockholders’ equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,543,338 as of September 30, 2026 and December 31, 2025 9,723,000 9,723,000
Additional paid-in-capital 35,253,000 35,253,000
Retained earnings 57,982,000 50,009,000
Accumulated other comprehensive loss (24,511,000) (14,937,000)
Total stockholders’ equity 78,447,000 80,048,000
Total liabilities and stockholders’ equity $ 1,064,583,000 $ 1,039,024,000