The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Ibonds December 2027 Corporate Etf ETF 46435UAA9 211,357 8,793 SH SOLE 0 0 8,793
Ishares Iboxx $ High Yield Corporate Bond Etf ETF 464288513 211,929 2,757 SH SOLE 0 0 2,757
Intel Corp COM 458140100 216,330 1,799 SH SOLE 0 0 1,799
Morgan Stanley Parametric Equity Premium Income Etf ETF 61774R866 219,753 8,362 SH SOLE 0 0 8,362
Alphabet Inc Cl A COM 02079K305 221,588 644 SH SOLE 0 0 644
Ishares U S Real Estate Etf ETF 464287739 232,950 2,451 SH SOLE 0 0 2,451
Ishares Semiconductor Etf ETF 464287523 236,554 416 SH SOLE 0 0 416
Vanguard Short Term Inflation Protected Sec Etf ETF 922020805 238,103 4,931 SH SOLE 0 0 4,931
Dimensional U S Small Cap Etf ETF 25434V500 239,556 3,094 SH SOLE 0 0 3,094
Ishares S&p Small Cap 600 Growth Etf ETF 464287887 240,495 1,500 SH SOLE 0 0 1,500
Ishares Core Msci Eafe Etf ETF 46432F842 243,944 2,518 SH SOLE 0 0 2,518
Raymond James Financial Inc COM 754730109 246,141 1,563 SH SOLE 0 0 1,563
Walmart Inc COM 931142103 251,071 2,416 SH SOLE 0 0 2,416
Csx Corp COM 126408103 252,270 5,424 SH SOLE 0 0 5,424
Fidelity Msci Information Tech Index Etf ETF 316092808 256,251 854 SH SOLE 0 0 854
State Street Healthcare Select Sector Spdr Etf ETF 81369Y209 259,367 1,540 SH SOLE 0 0 1,540
Amphenol Corp Cl A COM 032095101 273,471 3,244 SH SOLE 0 0 3,244
Coca-cola Company COM 191216100 275,456 3,200 SH SOLE 0 0 3,200
Ishares S&p Mid Cap 400 Growth Etf ETF 464287606 275,560 2,514 SH SOLE 0 0 2,514
Vanguard Total Bond Market Etf ETF 921937835 279,604 4,000 SH SOLE 0 0 4,000
Goldman Sachs Nasdaq 100 Premium Income Etf ETF 38149W630 289,309 5,034 SH SOLE 0 0 5,034
Goldman Sachs Ultra Short Bond Etf ETF 381430230 304,716 6,062 SH SOLE 0 0 6,062
Verizon Communications Inc COM 92343V104 310,506 6,769 SH SOLE 0 0 6,769
Eaton Corp Plc COM G29183103 311,969 726 SH SOLE 0 0 726
Ishares Msci Emerging Markets Etf ETF 464287234 325,201 4,869 SH SOLE 0 0 4,869
Vanguard Morningstar Value Etf ETF 922908744 336,653 1,558 SH SOLE 0 0 1,558
State Street Spdr Bloomberg 1-3 Mth T-bill Etf ETF 78468R663 337,805 3,697 SH SOLE 0 0 3,697
Ishares Msci Eafe Etf ETF 464287465 355,940 3,426 SH SOLE 0 0 3,426
Amazon.com Inc COM 023135106 358,029 1,437 SH SOLE 0 0 1,437
Dell Technologies Inc Cl C COM 24703L202 365,806 680 SH SOLE 0 0 680
Costco Wholesale Corp COM 22160K105 366,223 402 SH SOLE 0 0 402
State Street Spdr S&p Dividend Etf ETF 78464A763 379,383 2,590 SH SOLE 0 0 2,590
State Street Energy Select Sector Spdr Etf ETF 81369Y506 396,368 6,445 SH SOLE 0 0 6,445
Ishares Msci Usa Value Factor Etf ETF 46432F388 397,980 2,010 SH SOLE 0 0 2,010
Anheuser Busch Inbev Sa/nv COM 03524A108 404,085 5,500 SH SOLE 0 0 5,500
Ishares Russell 3000 Etf ETF 464287689 407,526 944 SH SOLE 0 0 944
W P Carey Inc COM 92936U109 414,472 6,413 SH SOLE 0 0 6,413
Nextera Energy Inc COM 65339F101 418,892 5,531 SH SOLE 0 0 5,531
Advanced Micro Devices Inc COM 007903107 425,785 696 SH SOLE 0 0 696
Dimensional National Municipal Bond Etf ETF 25434V849 430,388 9,350 SH SOLE 0 0 9,350
Avantis U S Mid Cap Equity Etf ETF 025072125 435,389 5,712 SH SOLE 0 0 5,712
Ishares 0-3 Month Treasury Bond Etf ETF 46436E718 446,231 4,445 SH SOLE 0 0 4,445
Rtx Corp COM 75513E101 462,344 2,490 SH SOLE 0 0 2,490
Jpmorgan U S Tech Leaders Etf ETF 46654Q732 463,279 4,404 SH SOLE 0 0 4,404
State Street Financial Select Sector Spdr Etf ETF 81369Y605 473,017 8,858 SH SOLE 0 0 8,858
Thermo Fisher Scientific Inc COM 883556102 477,975 708 SH SOLE 0 0 708
Dimensional U S Core Etf ETF 25434V104 512,890 9,795 SH SOLE 0 0 9,795
Ge Vernova LLC COM 36828A101 513,265 540 SH SOLE 0 0 540
Spdr Gold Trust Gold Shares ETF 78463V107 528,225 1,387 SH SOLE 0 0 1,387
Proshares S&p 500 Div Aristocrats Etf ETF 74348A467 538,998 9,963 SH SOLE 0 0 9,963
Spdr Gold Minishares Etf ETF 98149E303 545,757 6,641 SH SOLE 0 0 6,641
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697 546,736 5,611 SH SOLE 0 0 5,611
Waste Management Inc Del COM 94106L109 547,933 2,687 SH SOLE 0 0 2,687
Home Depot Inc COM 437076102 552,764 1,943 SH SOLE 0 0 1,943
Goldman Sachs Equal Weight U S Large Cap Equity Etf ETF 381430438 560,652 6,023 SH SOLE 0 0 6,023
Intl Business Machines Corp COM 459200101 576,656 2,622 SH SOLE 0 0 2,622
First Trust Capital Strength Etf ETF 33733E104 578,491 6,164 SH SOLE 0 0 6,164
Nvidia Corp COM 67066G104 594,473 2,603 SH SOLE 0 0 2,603
State Street Spdr S&p 600 Small Cap Value Etf ETF 78464A300 614,257 6,013 SH SOLE 0 0 6,013
Meta Platforms Inc Cl A COM 30303M102 615,678 849 SH SOLE 0 0 849
State Street Spdr Dow Jones Indl Average Unit Ser 1 Etf ETF 78467X109 666,201 1,310 SH SOLE 0 0 1,310
Jpmorgan Active Growth Etf ETF 46654Q609 667,317 6,909 SH SOLE 0 0 6,909
Alphabet Inc Cl C COM 02079K107 669,895 1,966 SH SOLE 0 0 1,966
Fidelity Msci Healthcare Index Etf ETF 316092600 678,110 8,300 SH SOLE 0 0 8,300
Ge Aerospace COM 369604301 693,908 2,222 SH SOLE 0 0 2,222
United Parcel Service Inc Cl B COM 911312106 708,868 7,586 SH SOLE 0 0 7,586
Vanguard S&p 500 Index Etf ETF 922908363 708,889 1,011 SH SOLE 0 0 1,011
Ishares S&p 500 Growth Etf ETF 464287309 739,752 5,200 SH SOLE 0 0 5,200
Abbott Laboratories COM 002824100 790,260 7,996 SH SOLE 0 0 7,996
Mcdonalds Corp COM 580135101 809,214 3,504 SH SOLE 0 0 3,504
Jpmorgan Intl Value Etf ETF 46654Q757 876,024 9,200 SH SOLE 0 0 9,200
Chevron Corp COM 166764100 890,151 4,359 SH SOLE 0 0 4,359
Ishares Msci Usa Quality Factor Etf ETF 46432F339 961,584 4,327 SH SOLE 0 0 4,327
Broadcom Inc COM 11135F101 964,017 2,745 SH SOLE 0 0 2,745
Merck & Company Inc COM 58933Y105 988,720 6,804 SH SOLE 0 0 6,804
Avantis Intl Small Cap Value Etf ETF 025072802 1,007,390 9,210 SH SOLE 0 0 9,210
Tesla Inc COM 88160R101 1,114,458 3,141 SH SOLE 0 0 3,141
Mckesson Corp COM 58155Q103 1,250,832 1,465 SH SOLE 0 0 1,465
Spdr S&p Mid Cap 400 Etf ETF 78467Y107 1,314,501 2,002 SH SOLE 0 0 2,002
Ishares Core S&p U S Growth Etf ETF 464287671 1,326,432 6,846 SH SOLE 0 0 6,846
Ishares Global Tech Etf ETF 464287291 1,449,252 9,778 SH SOLE 0 0 9,778
Jpmorgan Chase & Co COM 46625H100 1,615,443 4,883 SH SOLE 0 0 4,883
Berkshire Hathaway Inc Cl B COM 084670702 1,681,069 3,376 SH SOLE 0 0 3,376
Ishares S&p 500 Value Etf ETF 464287408 1,799,988 7,885 SH SOLE 0 0 7,885
State Street Technology Select Sector Spdr Etf ETF 81369Y803 1,823,596 9,316 SH SOLE 0 0 9,316
Ishares Msci Usa Momentum Factor Etf ETF 46432F396 1,925,619 6,068 SH SOLE 0 0 6,068
Ishares Russell 1000 Value Etf ETF 464287598 2,080,876 8,393 SH SOLE 0 0 8,393
Ishares Russell 2000 Etf ETF 464287655 2,292,416 8,249 SH SOLE 0 0 8,249
Abbvie Inc COM 00287Y109 2,496,376 9,543 SH SOLE 0 0 9,543
State Street Spdr S&p 500 Etf ETF 78462F103 2,646,240 3,470 SH SOLE 0 0 3,470
Microsoft Corp COM 594918104 3,400,667 6,630 SH SOLE 0 0 6,630
Caterpillar Inc COM 149123101 4,139,083 5,105 SH SOLE 0 0 5,105
Ishares Russell Mid Cap Growth Etf ETF 464287481 1,403,372 10,193 SH SOLE 0 0 10,193
Vanguard Morningstar Total Stock Market Etf ETF 922908769 3,852,104 10,293 SH SOLE 0 0 10,293
Vanguard Municipal Tax Exempt Bond Index Etf ETF 922907746 490,231 10,381 SH SOLE 0 0 10,381
Ishares Core S&p U S Value Etf ETF 464287663 1,164,365 10,558 SH SOLE 0 0 10,558
Ishares Core S&p Mid Cap Etf ETF 464287507 780,514 10,848 SH SOLE 0 0 10,848
Vanguard Core Plus Bond Etf ETF 922020755 819,840 11,121 SH SOLE 0 0 11,121
Vanguard Total Intl Stock Index Etf ETF 921909768 948,755 11,167 SH SOLE 0 0 11,167
Harbor Intl Compounders Etf ETF 41151J885 338,685 11,575 SH SOLE 0 0 11,575
Vanguard Short Term Tax Exempt Bond Etf ETF 921935870 1,144,167 11,627 SH SOLE 0 0 11,627
Ishares Core S&p Small Cap Etf ETF 464287804 1,603,984 11,791 SH SOLE 0 0 11,791
Ishares Ibonds December 2026 Corporate Etf ETF 46435GAA0 318,748 13,192 SH SOLE 0 0 13,192
Exxonmobil Holdings Corp COM 30233Q108 2,164,901 13,302 SH SOLE 0 0 13,302
Ishares Russell 1000 Growth Etf ETF 464287614 1,700,029 13,572 SH SOLE 0 0 13,572
Goldman Sachs S&p 500 Premium Income Etf ETF 38149W622 760,113 13,712 SH SOLE 0 0 13,712
Ishares 0-1 Year Treasury Bond Etf ETF 464288679 1,529,292 13,900 SH SOLE 0 0 13,900
Ishares 7-10yr Treasury Bond Etf ETF 464287440 1,266,068 14,225 SH SOLE 0 0 14,225
Ishares Select Dividend Etf ETF 464287168 2,273,255 14,949 SH SOLE 0 0 14,949
Bny Mellon Dynamic Value Etf ETF 05613H100 504,017 14,956 SH SOLE 0 0 14,956
First Eagle Global Equity Etf ETF 75526L886 762,537 15,193 SH SOLE 0 0 15,193
Dimensional U S Equity Market Etf ETF 25434V401 1,285,754 15,485 SH SOLE 0 0 15,485
Ishares Ibonds December 2028 Treasury Etf ETF 46436E833 344,486 15,772 SH SOLE 0 0 15,772
State Street Utils Select Sector Spdr Etf ETF 81369Y886 623,152 15,800 SH SOLE 0 0 15,800
Goldman Sachs Access Treasury 0-1yr Etf ETF 381430529 1,626,347 16,246 SH SOLE 0 0 16,246
Invesco Qqq Etf ETF 46090E103 12,502,386 16,900 SH SOLE 0 0 16,900
First Trust Rba American Indl Renaissance Etf ETF 33738R704 1,755,920 17,008 SH SOLE 0 0 17,008
Ishares Ibonds December 2027 Municipal Etf ETF 46435U283 428,758 17,025 SH SOLE 0 0 17,025
Vanguard Short Duration Bond Etf ETF 922020730 1,303,418 17,525 SH SOLE 0 0 17,525
Alphatec Holdings Inc COM 02081G201 181,477 17,585 SH SOLE 0 0 17,585
Pimco Municipal Income Opportunities Active Etf ETF 72201R635 756,332 17,817 SH SOLE 0 0 17,817
T Rowe Price Intl Equity Etf ETF 87283Q834 731,415 19,032 SH SOLE 0 0 19,032
Vanguard Morningstar Growth Etf ETF 922908736 1,831,313 20,323 SH SOLE 0 0 20,323
Wisdomtree Japan Opptys Etf ETF 97717W521 1,259,110 21,193 SH SOLE 0 0 21,193
Vanguard High Dividend Yield Etf ETF 921946406 3,405,077 21,940 SH SOLE 0 0 21,940
Apple Inc COM 037833100 7,523,588 22,592 SH SOLE 0 0 22,592
Dimensional U S Core Equity 2 Etf ETF 25434V708 1,021,921 22,990 SH SOLE 0 0 22,990
Ishares Ibonds December 2026 Municipal Etf ETF 46435U259 596,942 23,335 SH SOLE 0 0 23,335
State Street Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847 1,521,501 24,135 SH SOLE 0 0 24,135
Dimensional Intl Core Equity Market Etf ETF 25434V203 1,044,480 25,211 SH SOLE 0 0 25,211
Schwab U S Dividend Equity Etf ETF 808524797 825,244 25,369 SH SOLE 0 0 25,369
State Street Spdr Portfolio S&p 600 Small Cap Etf ETF 78468R853 1,350,939 25,557 SH SOLE 0 0 25,557
Dimensional U S Marketwide Value Etf ETF 25434V724 1,513,209 27,513 SH SOLE 0 0 27,513
Invesco Nasdaq 100 Etf ETF 46138G649 8,711,518 28,596 SH SOLE 0 0 28,596
Invesco S&p 500 Equal Weight Etf ETF 46137V357 6,169,937 29,660 SH SOLE 0 0 29,660
Dimensional U S Large Cap Value Etf ETF 25434V666 1,235,428 30,755 SH SOLE 0 0 30,755
First Trust Short Duration Managed Municipal Etf ETF 33739P830 612,815 31,491 SH SOLE 0 0 31,491
Janus Henderson Aaa Clo Etf ETF 47103U845 1,684,621 33,379 SH SOLE 0 0 33,379
State Street Spdr Portfolio Short Term Treasury Etf ETF 78468R101 1,077,367 37,703 SH SOLE 0 0 37,703
Ishares Core S&p 500 Etf ETF 464287200 30,064,778 39,257 SH SOLE 0 0 39,257
Ishares Core Core High Dividend Etf ETF 46429B663 1,391,701 49,775 SH SOLE 0 0 49,775
Ishares Ibonds December 2027 Tresury Etf ETF 46436E841 1,188,551 53,416 SH SOLE 0 0 53,416
Dimensional Emerging Markets Core Equity Market Etf ETF 25434V302 2,134,038 54,287 SH SOLE 0 0 54,287
First Trust Rising Dividend Achievers Etf ETF 33738R506 4,382,827 55,982 SH SOLE 0 0 55,982
Ab Disruptors Etf ETF 00039J509 8,434,490 64,087 SH SOLE 0 0 64,087
Ishares Core Msci Emerging Markets Etf ETF 46434G103 5,730,908 70,612 SH SOLE 0 0 70,612
Jpmorgan Short Duration Core Plus Etf ETF 46641Q274 3,543,560 77,372 SH SOLE 0 0 77,372
Spdr S&p Regional Banking Etf ETF 78464A698 5,394,654 77,688 SH SOLE 0 0 77,688
Dfa Invt Dimensions Grp Us Core Equity 1 Cl Sh Etf ETF 25239Y220 6,501,854 78,658 SH SOLE 0 0 78,658
Geltech Solutions Inc COM 368537106 0 85,556 SH SOLE 0 0 85,556
Vaneck China Bond Etf ETF 92189F379 2,122,727 88,003 SH SOLE 0 0 88,003
Blackrock Municipal 2030 Target Term Trust ETF 09257P105 2,330,126 106,691 SH SOLE 0 0 106,691
Ishares Core Msci Total Intl Stock Etf ETF 46432F834 10,875,882 114,495 SH SOLE 0 0 114,495
Ishares Ibonds December 2026 Treasury Etf ETF 46436E858 2,783,411 122,026 SH SOLE 0 0 122,026
Eaton Vance Total Return Return Bond Etf ETF 61774R841 7,818,333 162,240 SH SOLE 0 0 162,240
Ishares International Country Rotation Active Etf ETF 09290C764 6,008,328 165,291 SH SOLE 0 0 165,291
Eaton Vance Floating Rate Etf ETF 61774R833 8,319,138 171,723 SH SOLE 0 0 171,723
Jpmorgan Betabuilders Japan Etf ETF 46641Q217 14,285,024 181,975 SH SOLE 0 0 181,975
John Hancock Multifactor Mid Cap Etf ETF 47804J206 13,607,935 190,321 SH SOLE 0 0 190,321
Jpmorgan Nasdaq Equity Premium Income Etf ETF 46654Q203 11,634,121 191,688 SH SOLE 0 0 191,688
Ishares Flexible Income Active Etf ETF 092528603 9,967,516 197,150 SH SOLE 0 0 197,150
State Street Spdr Portfolio Aggregate Bond Etf ETF 78464A649 4,913,440 202,441 SH SOLE 0 0 202,441
Pimco Multisector Bond Active Etf ETF 72201R585 6,894,148 273,036 SH SOLE 0 0 273,036
Jpmorgan Active Bond Etf ETF 46654Q716 14,692,232 288,541 SH SOLE 0 0 288,541
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880 11,799,843 318,742 SH SOLE 0 0 318,742
Ishares Core S&p Total U S Stock Market Etf ETF 464287150 55,263,767 332,354 SH SOLE 0 0 332,354
Ishares U S Equity Factor Rotation Active Etf ETF 09290C103 25,571,247 369,207 SH SOLE 0 0 369,207
State Street Multi Asset Real Return Etf ETF 78467V103 14,775,691 408,281 SH SOLE 0 0 408,281
State Street Spdr Port S&p 500 Etf ETF 78464A854 37,009,772 412,319 SH SOLE 0 0 412,319
State Street Spdr Portfolio Intermediate Term Treasury Etf ETF 78464A672 13,014,680 478,674 SH SOLE 0 0 478,674
John Hancock Preferred Income Etf ETF 47804J776 13,030,993 600,230 SH SOLE 0 0 600,230