The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INTERNATIONAL BUSINESS MACHS COM 459200101 371,264 1,688 SH SOLE 0 0 1,688
INTERNATIONAL BUSINESS MACHS COM 459200101 4,838 22 SH DFND 0 0 22
MICROSOFT CORP COM 594918104 5,652,034 11,020 SH SOLE 0 0 11,020
MICROSOFT CORP COM 594918104 61,548 120 SH DFND 0 0 120
BLACKROCK ETF TRUST ISHA FLEX EQ ETF 09290C590 1,223,934 47,661 SH SOLE 0 0 47,661
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 1,498,844 53,836 SH SOLE 0 0 53,836
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,210,589 33,693 SH SOLE 0 0 33,693
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 519,635 9,731 SH SOLE 0 0 9,731
ISHARES TR CORE MSCI EAFE 46432F842 621,970 6,420 SH SOLE 0 0 6,420
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 216,173 3,515 SH SOLE 0 0 3,515
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 585,684 2,992 SH SOLE 0 0 2,992
ISHARES INC MSCI EMRG CHN 46434G764 225,704 2,278 SH SOLE 0 0 2,278
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 300,124 1,782 SH SOLE 0 0 1,782
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 690,397 15,532 SH SOLE 0 0 15,532
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,188,521 23,671 SH SOLE 0 0 23,671
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 16,971 338 SH DFND 0 0 338
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 568,066 10,975 SH SOLE 0 0 10,975
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 13,044 252 SH DFND 0 0 252
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 808,589 10,311 SH SOLE 0 0 10,311
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 12,861 164 SH DFND 0 0 164
ISHARES TR MSCI USA MIN ETF 46429B697 284,525 2,920 SH SOLE 0 0 2,920
ISHARES TR MSCI USA MIN ETF 46429B697 13,642 140 SH DFND 0 0 140
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,221,998 5,937 SH SOLE 2,329 0 3,608
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 53,891 144 SH DFND 0 0 144
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 294,517 1,363 SH SOLE 0 0 1,363
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 6,915 32 SH DFND 0 0 32
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 558,113 7,956 SH SOLE 0 0 7,956
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 40,617 579 SH DFND 0 0 579
CALAMOS ETF TR AUTOC GROWT ETF 12811T522 1,289,989 45,073 SH SOLE 0 0 45,073
CALAMOS ETF TR AUTOC GROWT ETF 12811T522 22,381 782 SH DFND 0 0 782
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 1,780,840 26,261 SH SOLE 0 0 26,261
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 21,700 320 SH DFND 0 0 320
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 1,429,065 35,216 SH SOLE 0 0 35,216
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 12,904 318 SH DFND 0 0 318
SPDR SERIES TRUST ST STR P500GRW 78464A409 2,202,640 17,896 SH SOLE 0 0 17,896
FIRST TR EXCHANGE-TRADED ALP COM SHS 33733F101 2,029,248 11,194 SH SOLE 0 0 11,194
FIRST TR EXCHANGE-TRADED ALP COM SHS 33733F101 19,941 110 SH DFND 0 0 110
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 649,882 4,711 SH SOLE 0 0 4,711
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 857,536 1,224 SH SOLE 0 0 1,224
NVIDIA CORPORATION COM 67066G104 5,084,005 22,261 SH SOLE 0 0 22,261
NVIDIA CORPORATION COM 67066G104 72,396 317 SH DFND 0 0 317
WALMART INC COM 931142103 1,170,145 11,260 SH SOLE 0 0 11,260
WALMART INC COM 931142103 15,692 151 SH DFND 0 0 151
AMAZON COM INC COM 023135106 3,640,331 14,611 SH SOLE 0 0 14,611
AMAZON COM INC COM 023135106 45,844 184 SH DFND 0 0 184
PFIZER INC COM 717081103 630,446 22,105 SH SOLE 0 0 22,105
PFIZER INC COM 717081103 11,836 415 SH DFND 0 0 415
TRUIST FINL CORP COM 89832Q109 242,844 5,245 SH SOLE 0 0 5,245
TRUIST FINL CORP COM 89832Q109 7,732 167 SH DFND 0 0 167
APPLE INC COM 037833100 5,379,869 16,155 SH SOLE 0 0 16,155
APPLE INC COM 037833100 56,613 170 SH DFND 0 0 170
BANK OF AMER CORP COM 060505104 834,738 15,336 SH SOLE 0 0 15,336
BANK OF AMER CORP COM 060505104 9,906 182 SH DFND 0 0 182
CSX CORP COM 126408103 389,196 8,368 SH SOLE 0 0 8,368
CSX CORP COM 126408103 7,116 153 SH DFND 0 0 153
ALPHABET INC CAP STK CL A 02079K305 3,666,017 10,655 SH SOLE 0 0 10,655
ALPHABET INC CAP STK CL A 02079K305 49,892 145 SH DFND 0 0 145
NETFLIX INC. COM 64110L106 332,036 4,772 SH SOLE 0 0 4,772
NETFLIX INC. COM 64110L106 6,332 91 SH DFND 0 0 91
METLIFE INC COM 59156R108 613,076 6,511 SH SOLE 0 0 6,511
METLIFE INC COM 59156R108 9,228 98 SH DFND 0 0 98
PROCTER & GAMBLE CO COM 742718109 967,590 6,660 SH SOLE 0 0 6,660
PROCTER & GAMBLE CO COM 742718109 13,511 93 SH DFND 0 0 93
AMERICAN ELEC PWR CO INC COM 025537101 433,273 3,652 SH SOLE 0 0 3,652
AMERICAN ELEC PWR CO INC COM 025537101 12,339 104 SH DFND 0 0 104
BRISTOL-MYERS SQUIBB CO COM 110122108 235,248 3,770 SH SOLE 0 0 3,770
BRISTOL-MYERS SQUIBB CO COM 110122108 2,995 48 SH DFND 0 0 48
HARTFORD INSURANCE GROUP INC COM 416515104 232,740 1,902 SH SOLE 0 0 1,902
HARTFORD INSURANCE GROUP INC COM 416515104 6,975 57 SH DFND 0 0 57
TJX COS INC NEW COM 872540109 269,648 2,038 SH SOLE 0 0 2,038
TJX COS INC NEW COM 872540109 4,895 37 SH DFND 0 0 37
CINTAS CORP COM 172908105 490,966 2,517 SH SOLE 0 0 2,517
CINTAS CORP COM 172908105 8,778 45 SH DFND 0 0 45
CHEVRON CORPORATION COM 166764100 993,277 4,864 SH SOLE 0 0 4,864
CHEVRON CORPORATION COM 166764100 19,808 97 SH DFND 0 0 97
MARSH & MCLENNAN COS INC COM 571748102 313,972 1,839 SH SOLE 0 0 1,839
MARSH & MCLENNAN COS INC COM 571748102 7,341 43 SH DFND 0 0 43
T-MOBILE US INC COM 872590104 256,851 1,575 SH SOLE 0 0 1,575
T-MOBILE US INC COM 872590104 4,892 30 SH DFND 0 0 30
CISCO SYS INC COM 17275R102 1,460,240 13,567 SH SOLE 0 0 13,567
CISCO SYS INC COM 17275R102 14,422 134 SH DFND 0 0 134
CONOCOPHILLIPS COM 20825C104 731,377 5,844 SH SOLE 0 0 5,844
CONOCOPHILLIPS COM 20825C104 9,887 79 SH DFND 0 0 79
GILEAD SCIENCES INC COM 375558103 372,923 2,502 SH SOLE 0 0 2,502
GILEAD SCIENCES INC COM 375558103 7,005 47 SH DFND 0 0 47
JPMORGAN CHASE & CO COM 46625H100 2,354,217 7,116 SH SOLE 0 0 7,116
JPMORGAN CHASE & CO COM 46625H100 26,797 81 SH DFND 0 0 81
REPUBLIC SVCS INC COM 760759100 248,276 1,183 SH SOLE 0 0 1,183
REPUBLIC SVCS INC COM 760759100 8,185 39 SH DFND 0 0 39
SOUTHERN CO COM 842587107 405,829 4,896 SH SOLE 0 0 4,896
SOUTHERN CO COM 842587107 8,952 108 SH DFND 0 0 108
ORACLE CORP COM 68389X105 392,407 2,858 SH SOLE 0 0 2,858
ORACLE CORP COM 68389X105 5,492 40 SH DFND 0 0 40
PULTE GROUP INC COM 745867101 209,024 1,801 SH SOLE 0 0 1,801
PULTE GROUP INC COM 745867101 4,758 41 SH DFND 0 0 41
BROADCOM INC COM 11135F101 2,724,748 7,759 SH SOLE 0 0 7,759
BROADCOM INC COM 11135F101 24,934 71 SH DFND 0 0 71
AMERICAN EXPRESS CO COM 025816109 467,104 1,536 SH SOLE 0 0 1,536
AMERICAN EXPRESS CO COM 025816109 7,907 26 SH DFND 0 0 26
PEPSICO INC COM 713448108 462,743 3,652 SH SOLE 0 0 3,652
PEPSICO INC COM 713448108 9,884 78 SH DFND 0 0 78
UBER TECHNOLOGIES INC COM 90353T100 283,152 4,133 SH SOLE 0 0 4,133
UBER TECHNOLOGIES INC COM 90353T100 4,659 68 SH DFND 0 0 68
MERCK & CO INC COM 58933Y105 750,671 5,166 SH SOLE 0 0 5,166
MERCK & CO INC COM 58933Y105 13,078 90 SH DFND 0 0 90
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,271,729 7,814 SH SOLE 0 0 7,814
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 18,391 113 SH DFND 0 0 113
INTEL CORP COM 458140100 582,875 4,848 SH SOLE 0 0 4,848
INTEL CORP COM 458140100 6,733 56 SH DFND 0 0 56
CARDINAL HEALTH INC COM 14149Y108 242,525 1,090 SH SOLE 0 0 1,090
CARDINAL HEALTH INC COM 14149Y108 6,230 28 SH DFND 0 0 28
CORNING INC COM 219350105 242,480 1,577 SH SOLE 0 0 1,577
CORNING INC COM 219350105 4,459 29 SH DFND 0 0 29
HERSHEY CO COM 427866108 207,572 1,317 SH SOLE 0 0 1,317
HERSHEY CO COM 427866108 4,098 26 SH DFND 0 0 26
ABBVIE INC COM 00287Y109 1,333,871 5,099 SH SOLE 0 0 5,099
ABBVIE INC COM 00287Y109 25,113 96 SH DFND 0 0 96
RTX CORPORATION COM 75513E101 688,967 3,711 SH SOLE 0 0 3,711
RTX CORPORATION COM 75513E101 6,312 34 SH DFND 0 0 34
AMPHENOL CORP CL A 032095101 392,501 4,656 SH SOLE 0 0 4,656
AMPHENOL CORP CL A 032095101 6,407 76 SH DFND 0 0 76
PNC FINL SVCS GROUP INC COM 693475105 443,215 1,994 SH SOLE 0 0 1,994
PNC FINL SVCS GROUP INC COM 693475105 20,892 94 SH DFND 0 0 94
HOME DEPOT INC COM 437076102 944,523 3,320 SH SOLE 0 0 3,320
HOME DEPOT INC COM 437076102 9,388 33 SH DFND 0 0 33
JOHNSON & JOHNSON COM 478160104 1,286,654 4,860 SH SOLE 0 0 4,860
JOHNSON & JOHNSON COM 478160104 22,768 86 SH DFND 0 0 86
FREEPORT MCMORAN INC CL B 35671D857 247,735 3,539 SH SOLE 0 0 3,539
FREEPORT MCMORAN INC CL B 35671D857 3,360 48 SH DFND 0 0 48
CATERPILLAR INC COM 149123101 1,366,992 1,686 SH SOLE 0 0 1,686
CATERPILLAR INC COM 149123101 22,702 28 SH DFND 0 0 28
PALO ALTO NETWORKS INC COM 697435105 1,303,971 3,282 SH SOLE 0 0 3,282
PALO ALTO NETWORKS INC COM 697435105 13,111 33 SH DFND 0 0 33
SERVICENOW INC COM 81762P102 487,528 3,638 SH SOLE 0 0 3,638
SERVICENOW INC COM 81762P102 4,690 35 SH DFND 0 0 35
CADENCE DESIGN SYSTEM INC COM 127387108 264,148 800 SH SOLE 0 0 800
CADENCE DESIGN SYSTEM INC COM 127387108 5,613 17 SH DFND 0 0 17
META PLATFORMS INC CL A 30303M102 2,255,646 3,110 SH SOLE 0 0 3,110
META PLATFORMS INC CL A 30303M102 18,855 26 SH DFND 0 0 26
CAPITAL ONE FINL CORP COM 14040H105 262,961 1,362 SH SOLE 0 0 1,362
CAPITAL ONE FINL CORP COM 14040H105 4,441 23 SH DFND 0 0 23
PALANTIR TECHNOLOGIES INC CL A 69608A108 225,021 1,203 SH SOLE 0 0 1,203
PALANTIR TECHNOLOGIES INC CL A 69608A108 3,928 21 SH DFND 0 0 21
PROLOGIS INC. COM 74340W103 653,095 5,030 SH SOLE 0 0 5,030
PROLOGIS INC. COM 74340W103 13,114 101 SH DFND 0 0 101
ROYAL CARIBBEAN GROUP COM V7780T103 504,868 1,899 SH SOLE 0 0 1,899
ROYAL CARIBBEAN GROUP COM V7780T103 6,115 23 SH DFND 0 0 23
MARRIOTT INTL INC NEW CL A 571903202 267,820 753 SH SOLE 0 0 753
MARRIOTT INTL INC NEW CL A 571903202 4,979 14 SH DFND 0 0 14
UNITEDHEALTH GROUP INC COM 91324P102 608,252 1,657 SH SOLE 0 0 1,657
UNITEDHEALTH GROUP INC COM 91324P102 8,810 24 SH DFND 0 0 24
ALPHABET INC CAP STK CL C 02079K107 1,721,078 5,051 SH SOLE 0 0 5,051
ALPHABET INC CAP STK CL C 02079K107 17,378 51 SH DFND 0 0 51
ARISTA NETWORKS INC COM SHS 040413205 264,871 1,301 SH SOLE 0 0 1,301
ARISTA NETWORKS INC COM SHS 040413205 3,868 19 SH DFND 0 0 19
EMCOR GROUP INC COM 29084Q100 317,640 421 SH SOLE 0 0 421
EMCOR GROUP INC COM 29084Q100 8,299 11 SH DFND 0 0 11
APPLIED MATLS INC COM 038222105 736,387 1,440 SH SOLE 0 0 1,440
APPLIED MATLS INC COM 038222105 7,159 14 SH DFND 0 0 14
TESLA INC COM 88160R101 813,579 2,293 SH SOLE 0 0 2,293
TESLA INC COM 88160R101 5,677 16 SH DFND 0 0 16
VERTEX PHARMACEUTICALS INC COM 92532F100 682,267 1,305 SH SOLE 0 0 1,305
VERTEX PHARMACEUTICALS INC COM 92532F100 11,502 22 SH DFND 0 0 22
GENERAL DYNAMICS CORP COM 369550108 489,781 1,476 SH SOLE 0 0 1,476
GENERAL DYNAMICS CORP COM 369550108 5,973 18 SH DFND 0 0 18
ADVANCED MICRO DEVICES INC COM 007903107 741,453 1,212 SH SOLE 0 0 1,212
ADVANCED MICRO DEVICES INC COM 007903107 9,176 15 SH DFND 0 0 15
AMGEN INC COM 031162100 391,583 929 SH SOLE 0 0 929
AMGEN INC COM 031162100 13,488 32 SH DFND 0 0 32
BLACKROCK INC COM 09290D101 996,909 942 SH SOLE 0 0 942
BLACKROCK INC COM 09290D101 8,466 8 SH DFND 0 0 8
MICRON TECHNOLOGY INC COM 595112103 1,037,417 974 SH SOLE 0 0 974
MICRON TECHNOLOGY INC COM 595112103 7,456 7 SH DFND 0 0 7
THERMO FISHER SCIENTIFIC INC COM 883556102 735,904 1,090 SH SOLE 0 0 1,090
THERMO FISHER SCIENTIFIC INC COM 883556102 6,075 9 SH DFND 0 0 9
LAM RESEARCH CORP COM NEW 512807306 218,471 665 SH SOLE 0 0 665
LAM RESEARCH CORP COM NEW 512807306 2,957 9 SH DFND 0 0 9
ELI LILLY & CO COM 532457108 1,015,931 878 SH SOLE 0 0 878
ELI LILLY & CO COM 532457108 12,728 11 SH DFND 0 0 11
SPDR SERIES TRUST ST STR PR SP1500 78464A805 268,462 2,916 SH SOLE 0 0 2,916
ISHARES TR CORE MSCI TOTAL 46432F834 645,003 6,790 SH SOLE 4,748 0 2,042
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 2,097,646 47,138 SH SOLE 0 0 47,138
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 1,542,585 42,437 SH SOLE 0 0 42,437
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 4,289 118 SH DFND 0 0 118
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 2,735,770 39,500 SH SOLE 0 0 39,500
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 32,621 471 SH DFND 0 0 471
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 849,342 19,312 SH SOLE 0 0 19,312
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 13,722 312 SH DFND 0 0 312
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 1,188,700 24,279 SH SOLE 0 0 24,279
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 5,630 115 SH DFND 0 0 115
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 1,083,671 22,964 SH SOLE 0 0 22,964
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 8,494 180 SH DFND 0 0 180
ISHARES INC CORE MSCI EMKT 46434G103 1,186,384 14,618 SH SOLE 0 0 14,618
ISHARES INC CORE MSCI EMKT 46434G103 24,267 299 SH DFND 0 0 299
ISHARES TR EAFE VALUE ETF 464288877 960,839 12,141 SH SOLE 0 0 12,141
ISHARES TR EAFE VALUE ETF 464288877 19,152 242 SH DFND 0 0 242
ISHARES TR S&P 500 GRWT ETF 464287309 3,489,780 24,531 SH SOLE 0 0 24,531
ISHARES TR S&P 500 GRWT ETF 464287309 44,527 313 SH DFND 0 0 313
ISHARES TR NATIONAL MUN ETF 464288414 407,433 4,030 SH SOLE 182 0 3,848
ISHARES TR EAFE GRWTH ETF 464288885 1,248,629 10,420 SH SOLE 0 0 10,420
ISHARES TR EAFE GRWTH ETF 464288885 14,739 123 SH DFND 0 0 123
ISHARES TR CORE S&P500 ETF 464287200 11,742,014 15,332 SH SOLE 0 0 15,332
ISHARES TR CORE S&P500 ETF 464287200 93,434 122 SH DFND 0 0 122
ISHARES TR S&P 500 VAL ETF 464287408 2,075,522 9,092 SH SOLE 0 0 9,092
ISHARES TR S&P 500 VAL ETF 464287408 17,806 78 SH DFND 0 0 78
ISHARES TR MSCI USA QLT FCT 46432F339 324,248 1,459 SH SOLE 0 0 1,459
ISHARES TR MSCI USA QLT FCT 46432F339 10,445 47 SH DFND 0 0 47
ISHARES TR CORE S&P MCP ETF 464287507 1,044,570 14,518 SH SOLE 0 0 14,518
ISHARES TR CORE S&P SCP ETF 464287804 749,308 5,508 SH SOLE 0 0 5,508
KINDER MORGAN INC DEL COM 49456B101 299,812 9,944 SH SOLE 0 0 9,944
KINDER MORGAN INC DEL COM 49456B101 3,136 104 SH DFND 0 0 104
AT&T INC COM 00206R102 343,315 14,070 SH SOLE 0 0 14,070
AT&T INC COM 00206R102 1,952 80 SH DFND 0 0 80
VERIZON COMMUNICATIONS INC COM 92343V104 690,527 15,054 SH SOLE 0 0 15,054
VERIZON COMMUNICATIONS INC COM 92343V104 8,945 195 SH DFND 0 0 195
US BANCORP COM NEW 902973304 515,855 8,931 SH SOLE 0 0 8,931
US BANCORP COM NEW 902973304 10,859 188 SH DFND 0 0 188
FIFTH THIRD BANCORP COM 316773100 316,681 6,261 SH SOLE 0 0 6,261
FIFTH THIRD BANCORP COM 316773100 2,883 57 SH DFND 0 0 57
COMCAST CORP NEW CL A 20030N101 214,924 9,877 SH SOLE 0 0 9,877
COMCAST CORP NEW CL A 20030N101 718 33 SH DFND 0 0 33
DELTA AIR LINES INC COM NEW 247361702 297,285 3,562 SH SOLE 0 0 3,562
DELTA AIR LINES INC COM NEW 247361702 2,921 35 SH DFND 0 0 35
COCA COLA CO COM 191216100 500,485 5,814 SH SOLE 0 0 5,814
COCA COLA CO COM 191216100 5,595 65 SH DFND 0 0 65
WELLS FARGO & CO COM 949746101 409,936 5,121 SH SOLE 0 0 5,121
WELLS FARGO & CO COM 949746101 4,163 52 SH DFND 0 0 52
ALTRIA GROUP INC COM 02209S103 356,229 5,290 SH SOLE 0 0 5,290
ALTRIA GROUP INC COM 02209S103 4,916 73 SH DFND 0 0 73
BANK OF NY MELLON CORP COM 064058100 362,587 2,507 SH SOLE 0 0 2,507
BANK OF NY MELLON CORP COM 064058100 4,339 30 SH DFND 0 0 30
PRUDENTIAL FINL INC COM 744320102 372,429 3,279 SH SOLE 0 0 3,279
PRUDENTIAL FINL INC COM 744320102 3,294 29 SH DFND 0 0 29
PHILIP MORRIS INTL INC COM 718172109 1,285,936 6,739 SH SOLE 0 0 6,739
PHILIP MORRIS INTL INC COM 718172109 14,693 77 SH DFND 0 0 77
MEDTRONIC PLC SHS G5960L103 361,210 4,186 SH SOLE 0 0 4,186
MEDTRONIC PLC SHS G5960L103 5,954 69 SH DFND 0 0 69
LAMAR ADVERTISING CO CL A 512816109 239,367 1,661 SH SOLE 0 0 1,661
LAMAR ADVERTISING CO CL A 512816109 2,162 15 SH DFND 0 0 15
QUALCOMM INC COM 747525103 396,422 2,154 SH SOLE 0 0 2,154
QUALCOMM INC COM 747525103 3,681 20 SH DFND 0 0 20
ABBOTT LABORATORIES COM 002824100 380,199 3,847 SH SOLE 0 0 3,847
ABBOTT LABORATORIES COM 002824100 3,657 37 SH DFND 0 0 37
CITIGROUP INC COM NEW 172967424 452,428 3,494 SH SOLE 0 0 3,494
CITIGROUP INC COM NEW 172967424 4,143 32 SH DFND 0 0 32
GALLAGHER ARTHUR J & CO COM 363576109 273,048 1,197 SH SOLE 0 0 1,197
GALLAGHER ARTHUR J & CO COM 363576109 3,650 16 SH DFND 0 0 16
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 219,058 984 SH SOLE 0 0 984
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 2,449 11 SH DFND 0 0 11
BECTON DICKINSON & CO COM 075887109 249,884 1,396 SH SOLE 0 0 1,396
BECTON DICKINSON & CO COM 075887109 537 3 SH DFND 0 0 3
MORGAN STANLEY COM NEW 617446448 519,131 2,760 SH SOLE 0 0 2,760
MORGAN STANLEY COM NEW 617446448 3,385 18 SH DFND 0 0 18
MCDONALDS CORP COM 580135101 403,917 1,749 SH SOLE 0 0 1,749
MCDONALDS CORP COM 580135101 2,771 12 SH DFND 0 0 12
TEXAS INSTRS INC COM 882508104 272,247 972 SH SOLE 0 0 972
TEXAS INSTRS INC COM 882508104 1,400 5 SH DFND 0 0 5
L3HARRIS TECHNOLOGIES INC COM 502431109 238,674 1,008 SH SOLE 0 0 1,008
L3HARRIS TECHNOLOGIES INC COM 502431109 1,184 5 SH DFND 0 0 5
PARKER-HANNIFIN CORP COM 701094104 634,399 664 SH SOLE 0 0 664
PARKER-HANNIFIN CORP COM 701094104 6,688 7 SH DFND 0 0 7
INTUIT COM 461202103 226,909 823 SH SOLE 0 0 823
INTUIT COM 461202103 1,654 6 SH DFND 0 0 6
DELL TECHNOLOGIES INC CL C 24703L202 508,901 946 SH SOLE 0 0 946
DELL TECHNOLOGIES INC CL C 24703L202 3,228 6 SH DFND 0 0 6
DANAHER CORP DEL COM 235851102 198,287 895 SH SOLE 0 0 895
DANAHER CORP DEL COM 235851102 3,545 16 SH DFND 0 0 16
THE CIGNA GROUP COM 125523100 216,649 797 SH SOLE 0 0 797
THE CIGNA GROUP COM 125523100 1,903 7 SH DFND 0 0 7
CUMMINS INC COM 231021106 446,959 865 SH SOLE 0 0 865
CUMMINS INC COM 231021106 2,583 5 SH DFND 0 0 5
LOCKHEED MARTIN CORP COM 539830109 226,616 445 SH SOLE 0 0 445
LOCKHEED MARTIN CORP COM 539830109 2,037 4 SH DFND 0 0 4
FIRST TR EXCHANGE-TRADED FD VEST LADDERED 33733E690 924,474 44,318 SH SOLE 0 0 44,318
FIRST TR EXCHANGE-TRADED FD VEST LADDERED 33733E690 31,499 1,510 SH DFND 0 0 1,510
FIRST TR EXCHANGE-TRADED FD VEST LAD AUT ETF 33733E641 834,901 40,569 SH SOLE 0 0 40,569
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 651,307 9,224 SH SOLE 0 0 9,224
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 451,959 12,078 SH SOLE 0 0 12,078
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 36,335 971 SH DFND 0 0 971
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 453,632 911 SH SOLE 0 0 911
BOEING CO COM 097023105 208,004 1,118 SH SOLE 0 0 1,118
BOEING CO COM 097023105 372 2 SH DFND 0 0 2
MASTERCARD INCORPORATED CL A 57636Q104 430,181 780 SH SOLE 0 0 780
MASTERCARD INCORPORATED CL A 57636Q104 2,206 4 SH DFND 0 0 4
PAYCHEX INC COM 704326107 228,126 2,316 SH SOLE 0 0 2,316
PAYCHEX INC COM 704326107 5,615 57 SH DFND 0 0 57
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 669,449 21,438 SH SOLE 0 0 21,438
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 1,874 60 SH DFND 0 0 60
ISHARES TR MSCI ACWI EX US 464288240 967,104 12,789 SH SOLE 0 0 12,789
ISHARES TR MSCI ACWI EX US 464288240 3,403 45 SH DFND 0 0 45
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 1,357,214 28,615 SH SOLE 0 0 28,615
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 703,999 22,739 SH SOLE 0 0 22,739
CAPITAL GROUP GLOBAL EQUITY SHS 14020R107 1,377,710 39,578 SH SOLE 0 0 39,578
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 1,083,329 27,233 SH SOLE 0 0 27,233
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 665,103 18,247 SH SOLE 0 0 18,247
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 481,327 9,853 SH SOLE 0 0 9,853
PASQAL HLDG SA ORDINARY SHARE F70289107 280,031 44,030 SH SOLE 0 0 44,030
PASQAL HLDG SA ORDINARY SHARE F70289107 3,956 622 SH DFND 0 0 622
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 1,017,761 29,681 SH SOLE 0 0 29,681
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 15,396 449 SH DFND 0 0 449
INFLEQTION INC COM SHS 45676K103 256,711 19,058 SH SOLE 0 0 19,058
INFLEQTION INC COM SHS 45676K103 3,300 245 SH DFND 0 0 245
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,104,855 19,779 SH SOLE 0 0 19,779
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 19,104 342 SH DFND 0 0 342
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,197,063 12,732 SH SOLE 0 0 12,732
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 21,437 228 SH DFND 0 0 228
THE ALGER ETF TRUST CONCENTRATED EQT 015564404 326,381 8,033 SH SOLE 0 0 8,033
THE ALGER ETF TRUST CONCENTRATED EQT 015564404 8,410 207 SH DFND 0 0 207
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 328,843 6,118 SH SOLE 0 0 6,118
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 8,546 159 SH DFND 0 0 159
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 283,836 4,650 SH SOLE 0 0 4,650
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222 7,447 122 SH DFND 0 0 122
PEABODY ENGR CORP COM 704551100 219,681 9,007 SH SOLE 0 0 9,007
PEABODY ENGR CORP COM 704551100 2,585 106 SH DFND 0 0 106
AMERICAN CENTY ETF TR US SML CP VALU 025072877 492,985 4,186 SH SOLE 0 0 4,186
AMERICAN CENTY ETF TR US SML CP VALU 025072877 11,070 94 SH DFND 0 0 94
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 358,387 6,588 SH SOLE 0 0 6,588
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 11,370 209 SH DFND 0 0 209
FORTINET INC COM 34959E109 518,583 2,901 SH SOLE 0 0 2,901
FORTINET INC COM 34959E109 5,542 31 SH DFND 0 0 31
CROWDSTRIKE HLDGS INC CL A 22788C105 636,989 2,406 SH SOLE 0 0 2,406
CROWDSTRIKE HLDGS INC CL A 22788C105 5,295 20 SH DFND 0 0 20
STARBUCKS CORP COM 855244109 233,866 2,489 SH SOLE 0 0 2,489
STARBUCKS CORP COM 855244109 2,161 23 SH DFND 0 0 23
NEXTERA ENERGY INC COM 65339F101 314,927 4,158 SH SOLE 0 0 4,158
NEXTERA ENERGY INC COM 65339F101 1,515 20 SH DFND 0 0 20
CELESTICA INC COM 15101Q207 274,325 759 SH SOLE 0 0 759
CELESTICA INC COM 15101Q207 3,253 9 SH DFND 0 0 9
UNITED RENTALS INC COM 911363109 643,510 643 SH SOLE 0 0 643
UNITED RENTALS INC COM 911363109 7,005 7 SH DFND 0 0 7
GE AEROSPACE COM NEW 369604301 644,879 2,065 SH SOLE 0 0 2,065
GE AEROSPACE COM NEW 369604301 5,621 18 SH DFND 0 0 18
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 989,020 2,168 SH SOLE 0 0 2,168
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 8,211 18 SH DFND 0 0 18
ASTRAZENECA PLC ORD G0593M107 308,408 1,910 SH SOLE 0 0 1,910
ASTRAZENECA PLC ORD G0593M107 3,552 22 SH DFND 0 0 22
WELLTOWER INC COM 95040Q104 274,907 1,194 SH SOLE 0 0 1,194
WELLTOWER INC COM 95040Q104 2,763 12 SH DFND 0 0 12
SALESFORCE INC COM 79466L302 217,865 949 SH SOLE 0 0 949
SALESFORCE INC COM 79466L302 1,148 5 SH DFND 0 0 5
KLA CORP COM NEW 482480100 374,850 1,923 SH SOLE 0 0 1,923
KLA CORP COM NEW 482480100 195 1 SH DFND 0 0 1
GOLDMAN SACHS GROUP INC COM 38141G104 208,884 232 SH SOLE 0 0 232
GOLDMAN SACHS GROUP INC COM 38141G104 900 1 SH DFND 0 0 1
VISA INC COM CL A 92826C839 765,114 2,129 SH SOLE 0 0 2,129
VISA INC COM CL A 92826C839 3,234 9 SH DFND 0 0 9
ASML HLDG NV N Y REGISTRY SHS N07059210 637,708 352 SH SOLE 0 0 352
ASML HLDG NV N Y REGISTRY SHS N07059210 5,435 3 SH DFND 0 0 3
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 444,938 5,448 SH SOLE 0 0 5,448
ISHARES TR ESG MSCI USA ETF 46436E767 251,890 3,701 SH SOLE 0 0 3,701
BLACKROCK ETF TRUST DISC VOLA EQ ETF 09290C715 509,752 19,516 SH SOLE 0 0 19,516
ISHARES TR ESG MSCI KLD ETF 464288570 263,124 1,800 SH SOLE 0 0 1,800
ISHARES TR ESG AWR MSCI USA 46435G425 239,191 1,434 SH SOLE 0 0 1,434
ISHARES TR CORE UNIVRSL USD 46434V613 1,195,368 27,112 SH SOLE 0 0 27,112
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 272,831 9,137 SH SOLE 0 0 9,137
ISHARES TR 10-20 YR TRS ETF 464288653 368,588 3,999 SH SOLE 0 0 3,999
TOTALENERGIES SE ACT F92124100 311,220 3,640 SH SOLE 0 0 3,640
TOTALENERGIES SE ACT F92124100 12,740 149 SH DFND 0 0 149
CME GROUP INC COM 12572Q105 197,533 754 SH SOLE 0 0 754
CME GROUP INC COM 12572Q105 6,026 23 SH DFND 0 0 23
ZACKS TRUST FOCUS GROWTH ETF 98888G808 655,356 19,373 SH SOLE 0 0 19,373
ISHARES TR INTERNATIONAL SL 46434V266 304,001 6,807 SH SOLE 0 0 6,807
ISHARES TR INTERNATIONAL SL 46434V266 2,635 59 SH DFND 0 0 59
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 208,680 4,984 SH SOLE 0 0 4,984
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 1,800 43 SH DFND 0 0 43
J P MORGAN EXCHANGE TRADED F ACTI DE MARK ETF 46654Q690 793,765 10,063 SH SOLE 0 0 10,063
SK HYNIX INC AMERICAN DEPOSIT 78392B206 220,612 1,198 SH SOLE 0 0 1,198
GE VERNOVA INC COM 36828A101 272,795 287 SH SOLE 0 0 287
GE VERNOVA INC COM 36828A101 1,901 2 SH DFND 0 0 2
CAPITAL GROUP CORE BALANCED SHS 14021D107 1,026,648 27,936 SH SOLE 0 0 27,936
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 720,308 19,452 SH SOLE 0 0 19,452
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 345,274 13,822 SH SOLE 0 0 13,822
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 989,246 6,267 SH SOLE 0 0 6,267
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 367,325 14,004 SH SOLE 0 0 14,004
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 288,983 3,207 SH SOLE 0 0 3,207
CAPITAL GROUP INTERNATIONAL SHS 14021T102 306,694 8,524 SH SOLE 0 0 8,524
WARNER BROS DISCOVERY INC COM SER A 934423104 287,618 9,293 SH SOLE 0 0 9,293
BIOGEN INC COM 09062X103 209,617 928 SH SOLE 0 0 928
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 232,468 10,981 SH SOLE 0 0 10,981
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,409,960 6,778 SH SOLE 0 0 6,778
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 288,380 10,498 SH SOLE 0 0 10,498
VANGUARD WORLD FD ESG INTL STK ETF 921910725 454,803 5,610 SH SOLE 0 0 5,610
DBX ETF TR XTRACKERS MSCI 233051150 358,589 5,030 SH SOLE 0 0 5,030
ISHARES TR CORE US AGGBD ET 464287226 807,999 8,547 SH SOLE 2,489 0 6,058
ISHARES TR CORE DIV GRWTH 46434V621 455,843 6,046 SH SOLE 498 0 5,548
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 350,442 2,258 SH SOLE 0 0 2,258
ZACKS TRUST EARNGS CONSTANT 98888G105 980,112 26,411 SH SOLE 0 0 26,411
ZACKS TRUST QUALITY INTL ETF 98888G881 553,890 19,285 SH SOLE 0 0 19,285
ZACKS TRUST SMALL/MID CAP 98888G204 640,677 15,653 SH SOLE 0 0 15,653
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 297,746 6,407 SH SOLE 0 0 6,407
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 90,506 1,607 SH DFND 0 0 1,607
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 1,813,110 32,193 SH SOLE 0 0 32,193
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 87,486 1,255 SH DFND 0 0 1,255
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 566,812 8,131 SH SOLE 0 0 8,131
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 88,372 743 SH DFND 0 0 743
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 2,276,749 19,142 SH SOLE 0 0 19,142
AMERIPRISE FINL INC COM 03076C106 290,979 591 SH SOLE 0 0 591
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 309,750 11,941 SH SOLE 0 0 11,941
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 335,921 13,956 SH SOLE 0 0 13,956
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 208,177 317 SH SOLE 0 0 317
ISHARES TR MSCI EAFE ETF 464287465 1,202,838 11,578 SH SOLE 0 0 11,578