Client Name:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
Client Project Name:
GSMBS 2026-CES4
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           
Start - End Dates:
7/05/2024 - 12/26/2025
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           
Deal Loan Count:
395
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
ATR QM Upload
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
Loans in Report:
395
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
Loan Number
Deal
Seller Loan Number
Original Principal Balance
State
Loan Level ATR/QM Status
Verification Safe Harbor (VSH)?
Lender Provided ATR/QM Worksheet
Initial Lender ATR/QM Status
Application Date
Borrower 1 Citizenship
Borrower 2 Citizenship
Borrowers Qualified Through a Non-Resident Alien Program
Occupancy
Property Type
Number of Units
Loan Type
Exempt Loan Product Type
Exempt Loan Housing Agency
Community Housing Development
Credit Under Economic Stabilization Act Of 2008
Refinance Of Non-Standard Mortgage
Higher Priced Covered Transaction
State Prepay Exceptions
Loan Purpose
Loan Term Exceeds 30 Years
Interest Only Feature
Negative Amortization
Balloon Payment
Prepay Penalty Flag
Prepayment Penalty Type
Prohibited Prepayment Penalty
Exceeds Points And Fees
Exceeds DTI Limit
Lien Position
APR
QM Calculated DTI Adherence
QM Lenders DTI Adherence
QM Fee Adherence - Total Charges %
QM Fee Adherence - Lenders Fee %
Fannie Mae Eligible
Freddie Mac Eligible
VA Guaranty Eligible
FHA Insured Eligible
USDA Guarantee Eligible
Rural Housing Service Insured Eligible
QM - Expected Income Or Assets For DTI
QM - Current Employment Status For DTI
QM - Monthly Payment On Subject Loan For DTI
QM - Monthly Payment On Additional Loan For DTI
QM - Monthly Payment Mortgage Related Obligations
QM - Current Debt Obligations Alimony and Child Support for DTI
QM - Monthly DTI Ratio Or Residual Income
One or more Verification Safe Harbor Guidelines used?
Current/Reasonably Expected Income or Assets per Guideline used?
Current Debt Obligations, Alimony & Child Support per Guideline used?
Monthly DTI (includes monthly payment on subject loan and simultaneous loans)
Monthly Residual Income per guideline used?
Compensating Factors used for QM determination documented before closing?
ATR - Guidelines Provided to Document Approach
ATR - Current And Expected Income And Assets
ATR - Current Employment Status
ATR - Mortgage Payment Obligation
ATR - Mortgage Payment on Simultaneous Transaction
ATR - Payment For Mortgage Related Obligations
ATR - Debt Obligations Including Alimony and Child Support
ATR - Monthly DTI Ratio or Residual Income
ATR - Consumer Credit History
ATR Lenders - DTI (Back)
ATR Calculated DTI (Back)
QM Lender Value DTI (Back)
QM Calculated DTI (Back)
Initial DTI (Back)
DTI Qualifying (Back)
Residual Income Analysis in File
Residual Income Guidelines
Did Loan Meet Guidelines
Residual Income Amount
Asset Depletion
Asset Depletion Months Amortized
Asset Utilization
Partial Asset Depletion
Short Sale
Short Sale Date
Deed In Lieu
Deed In Lieu Date
QRM Flag
Borrower 2 Guarantor Flag
Borrower 2 Personal Guaranty Recourse to Borrower
Borrower 3 Guarantor Flag
Borrower 3 Personal Guaranty Recourse to Borrower
Borrower 4 Guarantor Flag
Borrower 4 Personal Guaranty Recourse to Borrower
Borrower 1 Paystub Flag
Borrower 1 Paystub Number of Months
Borrower 2 Paystub Flag
Borrower 2 Paystub Number of Months
Borrower 3 Paystub Flag
Borrower 3 Paystub Number of Months
Borrower 4 Paystub Flag
Borrower 4 Paystub Number of Months
Borrower 1 W2 Flag
Borrower 1 W2 Number of Months
Borrower 2 W2 Flag
Borrower 2 W2 Number of Months
Borrower 3 W2 Flag
Borrower 3 W2 Number of Months
Borrower 4 W2 Flag
Borrower 4 W2 Number of Months
Borrower 1 Personal Tax Return Flag
Borrower 1 Personal Tax Return Number of Months
Borrower 2 Personal Tax Return Flag
Borrower 2 Personal Tax Return Number of Months
Borrower 3 Personal Tax Return Flag
Borrower 3 Personal Tax Return Number of Months
Borrower 4 Personal Tax Return Flag
Borrower 4 Personal Tax Return Number of Months
Borrower 1 Business Tax Return Flag
Borrower 1 Business Tax Return Number of Months
Borrower 2 Business Tax Return Flag
Borrower 2 Business Tax Return Number of Months
Borrower 3 Business Tax Return Flag
Borrower 3 Business Tax Return Number of Months
Borrower 4 Business Tax Return Flag
Borrower 4 Business Tax Return Number of Months
Borrower 1 Verbal VOE Flag
Borrower 1 Verbal VOE Number of Months
Borrower 2 Verbal VOE Flag
Borrower 2 Verbal VOE Number of Months
Borrower 3 Verbal VOE Flag
Borrower 3 Verbal VOE Number of Months
Borrower 4 Verbal VOE Flag
Borrower 4 Verbal VOE Number of Months
Borrower 1 Written VOE Flag
Borrower 1 Written VOE Form
Borrower 1 Written VOE Number of Months
Borrower 2 Written VOE Flag
Borrower 2 Written VOE Form
Borrower 2 Written VOE Number of Months
Borrower 3 Written VOE Flag
Borrower 3 Written VOE Form
Borrower 3 Written VOE Number of Months
Borrower 4 Written VOE Flag
Borrower 4 Written VOE Form
Borrower 4 Written VOE Number of Months
Borrower 1 P&L Flag
Borrower 1 P&L Prepared By
Borrower 1 P&L Number of Months
Borrower 2 P&L Flag
Borrower 2 P&L Prepared By
Borrower 2 P&L Number of Months
Borrower 3 P&L Flag
Borrower 3 P&L Prepared By
Borrower 3 P&L Number of Months
Borrower 4 P&L Flag
Borrower 4 P&L Prepared By
Borrower 4 P&L Number of Months
Borrower 1 Lease Agreement Flag
Borrower 1 Lease Agreement Number of Months
Borrower 2 Lease Agreement Flag
Borrower 2 Lease Agreement Number of Months
Borrower 3 Lease Agreement Flag
Borrower 3 Lease Agreement Number of Months
Borrower 4 Lease Agreement Flag
Borrower 4 Lease Agreement Number of Months
Equity Income Flag
Equity Income Amount
Equity Income Number of Months
Cross Collateralized Loan?
Is the Loan a Short-Term Rental?
DSCR with Rent Schedule Flag
DSCR with Rent Schedule Income Amount
DSCR with Lease Agreement Flag
DSCR with Lease Agreement Income Amount
DSCR %
DSCR Method Used
Borrower 1 CPA Letter with Income Flag
Borrower 1 CPA Letter with Income Number of Months
Borrower 1 CPA Letter without Income Flag
Borrower 1 CPA Letter without Income Number of Months
Borrower 2 CPA Letter with Income Flag
Borrower 2 CPA Letter with Income Number of Months
Borrower 2 CPA Letter without Income Flag
Borrower 2 CPA Letter without Income Number of Months
Borrower 3 CPA Letter with Income Flag
Borrower 3 CPA Letter with Income Number of Months
Borrower 3 CPA Letter without Income Flag
Borrower 3 CPA Letter without Income Number of Months
Borrower 4 CPA Letter with Income Flag
Borrower 4 CPA Letter with Income Number of Months
Borrower 4 CPA Letter without Income Flag
Borrower 4 CPA Letter without Income Number of Months
Borrower 1 Personal Bank Statements Flag
Borrower 1 Personal Bank Statements Number of Months
Borrower 2 Personal Bank Statements Flag
Borrower 2 Personal Bank Statements Number of Months
Borrower 3 Personal Bank Statements Flag
Borrower 3 Personal Bank Statements Number of Months
Borrower 4 Personal Bank Statements Flag
Borrower 4 Personal Bank Statements Number of Months
Borrower 1 Business Bank Statements Flag
Borrower 1 Business Bank Statements Number of Months
Borrower 2 Business Bank Statements Flag
Borrower 2 Business Bank Statements Number of Months
Borrower 3 Business Bank Statements Flag
Borrower 3 Business Bank Statements Number of Months
Borrower 4 Business Bank Statements Flag
Borrower 4 Business Bank Statements Number of Months
Borrower 1 Award Letter Flag
Borrower 1 Award Letter Number of Months
Borrower 2 Award Letter Flag
Borrower 2 Award Letter Number of Months
Borrower 3 Award Letter Flag
Borrower 3 Award Letter Number of Months
Borrower 4 Award Letter Flag
Borrower 4 Award Letter Number of Months
Borrower 1 Offer Letter Flag
Borrower 1 Offer Letter Number of Months
Borrower 2 Offer Letter Flag
Borrower 2 Offer Letter Number of Months
Borrower 3 Offer Letter Flag
Borrower 3 Offer Letter Number of Months
Borrower 4 Offer Letter Flag
Borrower 4 Offer Letter Number of Months
Borrower 1 IRS Transcripts - Tax Returns Flag
Borrower 1 IRS Transcripts - Tax Returns Number of Months
Borrower 1 IRS Transcripts - W2s Flag
Borrower 1 IRS Transcripts - W2s Number of Months
Borrower 2 IRS Transcripts - Tax Returns Flag
Borrower 2 IRS Transcripts - Tax Returns Number of Months
Borrower 2 IRS Transcripts - W2s Flag
Borrower 2 IRS Transcripts - W2s Number of Months
Borrower 3 IRS Transcripts - Tax Returns Flag
Borrower 3 IRS Transcripts - Tax Returns Number of Months
Borrower 3 IRS Transcripts - W2s Flag
Borrower 3 IRS Transcripts - W2s Number of Months
Borrower 4 IRS Transcripts - Tax Returns Flag
Borrower 4 IRS Transcripts - Tax Returns Number of Months
Borrower 4 IRS Transcripts - W2s Flag
Borrower 4 IRS Transcripts - W2s Number of Months
Borrower 1 Income Doc Type Summary
Borrower 2 Income Doc Type Summary
Borrower 3 Income Doc Type Summary
Borrower 4 Income Doc Type Summary
Borrower 1 Documentation Used to Determine Legal Residency
Borrower 2 Documentation Used to Determine Legal Residency
Borrower 3 Documentation Used to Determine Legal Residency
Borrower 4 Documentation Used to Determine Legal Residency
Default Rate?
Default Rate
96B1228D-1D38-4E4E-943F-6C66F079A9ED
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.8742
Yes
Yes
0.431
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.18
39.36
42.18
39.36
39.36
39.36
No
No
(No Data)
12121.51
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
29
Yes
FMNA 1005
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
09F767A6-417F-4DBD-8CCB-46A28A72FF0B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.0931
No
Yes
1.007
1.110
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.88
43.15
42.88
43.15
43.15
43.15
No
No
(No Data)
7131.1
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
1
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Written VOE - 24 months
Award Letter - 12 months;
Paystub - 1 months;
Written VOE - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8C13CD7D-6200-41C2-8AD2-9F8E39ECCBCF  
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.4890
Yes
Yes
0.706
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.59
33.47
31.59
33.47
33.47
33.47
No
No
(No Data)
7119.66
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E9469A52-BC6B-46ED-BD52-0310B83FAF45
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.8719
Yes
No
3.309
4.406
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.58
39.24
46.58
39.24
39.24
39.24
No
No
(No Data)
6076.84
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
93E95143-626B-47D2-BC8D-4DA0B274DA87
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3215
Yes
Yes
1.881
1.881
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.29
40.67
40.29
40.67
40.67
40.67
No
No
(No Data)
15011.48
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A19326A7-E601-4509-A06B-80D59AC97B7F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6475
Yes
Yes
1.017
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.69
42.69
42.69
42.69
42.69
42.69
No
No
(No Data)
9915.18
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
38717A00-DF7C-41B9-BC54-A7849A76CC17
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.5315
No
Yes
1.15
1.150
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.67
43.28
42.67
43.28
43.28
43.28
No
No
(No Data)
16204.69
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Other
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 2 months;
Personal Tax Return - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3192EFB3-A74D-46E5-B3AD-2268F42C78F9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6338
Yes
Yes
0.875
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.71
42.74
42.71
42.74
42.74
42.74
No
No
(No Data)
11180.46
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
2
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
FMNA 1005
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
10
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 10 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 2 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
85B242F4-C52C-4A75-895B-DDEB3747B7F2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1845
Yes
Yes
3.925
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.07
36.07
36.07
36.07
36.07
36.07
No
No
(No Data)
1875.57
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2F7A65A5-4BC5-4634-B201-5F3EF2ECE259
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6148
Yes
Yes
1.907
1.907
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.47
33.22
33.47
33.22
33.22
33.22
No
No
(No Data)
10324.83
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Personal Bank Statements - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DC3BD132-ABB7-48A6-AAC9-51560ACE17EF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6155
Yes
Yes
1.545
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.63
25.58
24.63
25.58
25.58
25.58
No
No
(No Data)
7025.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BF4CDF16-4A78-4256-8908-B2CEB5C3588F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.5431
No
No
2.152
2.152
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.63
43.62
43.63
43.62
43.62
43.62
No
No
(No Data)
4490.35
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
529D46B0-96D2-48AE-8512-75743BE92D5C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1809
Yes
Yes
2.195
2.195
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.86
42.29
42.86
42.29
42.29
42.29
No
No
(No Data)
6422.5
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7D5BC2F0-73CC-4D7E-A4A9-AA94083C6491
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3173
Yes
Yes
1.742
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.97
26.23
28.97
26.23
26.23
26.23
No
No
(No Data)
33981.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0CBDF7A4-DE7D-4240-BB98-B57222B72184
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.4484
Yes
Yes
1.026
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.37
36.92
36.37
36.92
36.92
36.92
No
No
(No Data)
9283.21
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A4CEF5F3-4F60-4F63-978B-FECB0CF81624
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.2210
No
No
3.192
3.176
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.86
44.95
44.86
44.95
44.95
44.95
No
No
(No Data)
6620.76
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
12
Yes
Independent Third Party (The Work Number, Equifax etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 12 months
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
06A5FD19-1EF5-4BC6-9008-836A430CEAAA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7116
Yes
Yes
2.239
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.15
36.59
36.15
36.59
36.59
36.59
No
No
(No Data)
5441.49
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
33F4CD02-71A5-4958-8953-1A23F32E1F00
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.8119
Yes
Yes
4.427
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.56
26.38
26.56
26.38
26.38
26.38
No
No
(No Data)
7194.14
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
20
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 20 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D2CB6425-66FA-4E30-8B78-9403FCBC6729
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.3069
No
No
1.497
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.72
43.73
43.72
43.73
43.73
43.73
No
No
(No Data)
5596.77
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
51584BB1-59DF-4C4C-9D95-8DA52AE710A7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.0574
Yes
Yes
0.184
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.29
26.29
26.29
26.29
26.29
26.29
No
No
(No Data)
24555.64
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
34
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 34 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
ED8D6061-2C53-4CC7-8D76-4CAFCB951D72
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.8474
Yes
Yes
2.298
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
27.62
29.49
27.62
29.49
29.49
29.49
No
No
(No Data)
6580.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CA74A609-BF60-4D06-A0AE-510681A8EA2C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5139
Yes
Yes
2.192
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.29
42.67
40.29
42.67
42.67
42.67
No
No
(No Data)
6633.79
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
33
Yes
Independent Third Party (The Work Number, Equifax etc)
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 33 months
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DF533871-50E5-44FF-AF7D-005DEFD3F00E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.2600
No
No
4.637
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.75
44.75
44.75
44.75
44.75
44.75
No
No
(No Data)
5145.68
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F1A7E4DA-689F-45DC-9A16-58B8D02471A6
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5400
Yes
Yes
1.206
1.206
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.2
34.99
37.2
34.99
34.99
34.99
No
No
(No Data)
4528.71
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
64724DD3-905C-4054-BEF2-BF5121CF726E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.7704
No
No
4.111
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.77
44.77
44.77
44.77
44.77
44.77
No
No
(No Data)
4899.07
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C6B33108-7EFD-4C48-886A-643CBF693985
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5766
Yes
Yes
2.154
2.154
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.81
40.01
39.81
40.01
40.01
40.01
No
No
(No Data)
6251.59
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
EE6CF0F2-CEA6-4A56-8557-86F46FAC1BBA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.9674
Yes
No
1.862
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.98
42.32
44.98
42.32
42.32
42.32
No
No
(No Data)
7081.13
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BE11E4CA-819D-4586-833B-CD994E737956
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5928
Yes
Yes
0.469
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.55
31.18
32.55
31.18
31.18
31.18
No
No
(No Data)
12154.42
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A4F2D2F3-B0D3-453D-B168-CA4980314029
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7855
Yes
Yes
0.037
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.59
30.59
30.59
30.59
30.59
30.59
No
No
(No Data)
5594.18
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
33
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 33 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F31FA557-8254-4473-9349-1207CDC87610
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5094
Yes
Yes
0.382
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.57
28
28.57
28
28
28
No
No
(No Data)
6799.4
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9E058D9D-0A72-40B8-97E5-A3C705E2C7BC
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6039
Yes
Yes
1.185
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.66
25.67
25.66
25.67
25.67
25.67
No
No
(No Data)
69948.65
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Personal Tax Return - 24 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
47258A24-664E-4102-8933-7251B2085FDF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.8910
No
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.36
43.28
41.36
43.28
43.28
43.28
No
No
(No Data)
19048.23
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0226EE6A-C505-4124-BD2A-E0B987AFBD27
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2318
Yes
Yes
1.937
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.61
39.49
39.61
39.49
39.49
39.49
No
No
(No Data)
8501.44
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7AC46BC7-C606-477B-A9A3-F7F06867F7DA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.3927
Yes
Yes
0.593
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.73
36.27
31.73
36.27
36.27
36.27
No
No
(No Data)
6614.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 1 months
1099 - 12 months;
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2ADC0BD9-384D-498E-B197-C1415732D7F8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
Permanent Resident Alien
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0909
Yes
Yes
2.365
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.75
33.37
32.75
33.37
33.37
33.37
No
No
(No Data)
24983.01
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
10
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 10 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
(No Data)
0
6919CF91-0B6A-4FBE-88CE-031B3CD3A475
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.3594
Yes
No
4.153
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.64
40.58
44.64
40.58
40.58
40.58
No
No
(No Data)
5073.87
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
63D83E9C-942A-4CDA-A4D2-DF74F09852CA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5615
Yes
Yes
3.321
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.24
40.74
40.24
40.74
40.74
40.74
No
No
(No Data)
3009.77
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0229CF2D-BAD4-4DBA-B549-A0C6DFD0A066
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.7833
No
No
1.811
1.811
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.93
43.93
43.93
43.93
43.93
43.93
No
No
(No Data)
5305.63
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4B2009A0-F585-42B6-83FC-32772BF838A6
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5194
Yes
Yes
2.72
2.947
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.88
42.85
42.88
42.85
42.85
42.85
No
No
(No Data)
4580.1
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
361F81DD-0765-42EC-91F5-B3D916427382
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4970
Yes
Yes
3.306
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.54
34.04
34.54
34.04
34.04
34.04
No
No
(No Data)
7047.15
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C902BE8E-378F-43E3-B87B-A8ED51708ABF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Site Condo
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6921
Yes
Yes
1.789
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.54
39.54
39.54
39.54
39.54
39.54
No
No
(No Data)
8855.48
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CC17036D-AD6B-421C-ABAB-E54089F54C82
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.3337
Yes
Yes
2.91
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.97
42.49
42.97
42.49
42.49
42.49
No
No
(No Data)
8957.54
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
39B89A66-A693-48D7-829C-0612AC7C9891
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.8057
Yes
Yes
3.759
3.759
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.38
39.38
39.38
39.38
39.38
39.38
No
No
(No Data)
11431.91
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
606DE9B1-0ECA-40D9-96C4-EB41AA2427F3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.7669
Yes
Yes
1.174
1.174
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.8
41.79
41.8
41.79
41.79
41.79
No
No
(No Data)
8739.74
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0F852F55-E8AD-4A58-9B6F-A29F2DA0EC66
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4917
Yes
Yes
3.902
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.66
24.66
24.66
24.66
24.66
24.66
No
No
(No Data)
7852.84
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
5841B849-01E6-406B-AD1D-1A4FB351D396
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.7096
No
No
2.634
3.286
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.92
48.92
48.92
48.92
48.92
48.92
No
No
(No Data)
2390.65
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E2B5D84D-C4D7-4E01-883D-12717B938C7B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.6935
No
No
2.133
2.133
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.3
46.3
46.3
46.3
46.3
46.3
No
No
(No Data)
4083.14
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B69CFD8C-50A8-4CC6-A333-4AB47C363B07
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4635
Yes
Yes
0.621
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.58
30.22
32.58
30.22
30.22
30.22
No
No
(No Data)
12286.56
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D7C05336-ADEF-40C2-AE61-7F71D374175F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9373
Yes
Yes
2.532
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.92
42.93
42.92
42.93
42.93
42.93
Yes
No
(No Data)
3235.07
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
Paystub - 2 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
832CC595-3507-4454-A7AB-D4BF8B72FF7D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2150
Yes
Yes
1.76
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.32
40.32
40.32
40.32
40.32
40.32
No
No
(No Data)
6095.11
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C0F975B0-B4DB-4425-A537-E99DD2230B3E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4664
Yes
Yes
1.387
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.06
40.06
40.06
40.06
40.06
40.06
No
No
(No Data)
10568.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3BCDE07E-9EC9-439D-BB57-6F17A1F200E8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
Permanent Resident Alien
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3308
Yes
Yes
1.845
1.844
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.46
41.46
41.46
41.46
41.46
41.46
No
No
(No Data)
3557.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Award Letter - 1 months
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
(No Data)
0
9CC53078-5C22-432D-9F98-694E02D990D8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1739
Yes
Yes
3.888
3888.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.74
36.86
38.74
36.86
36.85
36.85
No
No
(No Data)
9216.02
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9B82D736-0915-4E01-8764-8EDF3CD90662
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2252
Yes
Yes
3.23
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.3
32.3
32.3
32.3
32.3
32.3
No
No
(No Data)
6076.56
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
590FD3F7-989E-4517-A694-3B91D1594704
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.3888
No
No
2.828
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.2
48.2
48.2
48.2
48.2
48.2
No
No
(No Data)
2468.93
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
73A93BAD-3AF9-486C-8DF9-8962D6366E57
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
Permanent Resident Alien
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5777
Yes
Yes
2.271
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.48
37.78
38.48
37.78
37.78
37.78
No
No
(No Data)
9219.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
(No Data)
0
4F9BA5F2-4EB9-44EA-8876-AD3C8B597A52
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.7267
No
No
1.593
1.593
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.71
47.43
47.71
47.43
47.43
47.43
No
No
(No Data)
4181.68
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7B279223-C091-48FF-A031-D16F229ECA08
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8885
Yes
Yes
2.422
2.422
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.96
42.15
42.96
42.15
42.15
42.15
No
No
(No Data)
3318.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
ABE6B7A2-D5FA-42E0-88E1-F01B7F6370B1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7653
Yes
Yes
2.9
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.59
30.53
30.59
30.53
30.53
30.53
No
No
(No Data)
8517
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
24DFFC24-3774-4BAC-9E46-8F406BBED545
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5805
Yes
Yes
1.662
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.06
39.47
40.06
39.47
39.47
39.47
No
No
(No Data)
2922.36
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F47DC772-DC60-490E-B0BB-3D5B8752541C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8899
Yes
Yes
4.007
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.26
37.26
37.26
37.26
37.26
37.26
No
No
(No Data)
2885.6
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
EC8F7404-07E0-41F8-9FB4-4FC46F3F6183
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8669
Yes
Yes
2.37
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.45
40.46
40.45
40.46
40.46
40.46
No
No
(No Data)
7620.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
27401E73-9DBD-4C7A-8D5E-9475F241AF3F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.9444
No
No
3.909
3.909
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.58
44.57
44.58
44.57
44.57
44.57
No
No
(No Data)
3170.36
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BA34F6D5-4C87-4E7C-81E3-0B2446F98451
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3314
Yes
Yes
3.359
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.39
40.39
40.39
40.39
40.39
40.39
No
No
(No Data)
3307.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
74520D7C-E830-45BE-A29B-F8BB49943052
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5722
Yes
Yes
3.957
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.27
40.27
20.27
40.27
40.27
40.27
No
No
(No Data)
3058.92
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 36 months
Award Letter - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C876190F-AC25-438E-88E3-9268A586C006
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6700
Yes
Yes
3.117
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.91
34.9
34.91
34.9
34.9
34.9
No
No
(No Data)
4190.03
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BCBC5EBF-DEFE-4F13-B4FD-E2FA9DBA634D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2195
Yes
Yes
2.269
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.76
37.76
37.76
37.76
37.76
37.76
No
No
(No Data)
5420.74
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8B3E76E7-B3CE-4090-B471-944A9C639714
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1846
Yes
Yes
2.971
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.55
37.36
37.55
37.36
37.36
37.36
No
No
(No Data)
7812.59
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0E70F8A8-CD04-4D4C-B664-76830C9BBF15
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.4236
No
No
3.913
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
Yes
Documented
Documented
Documented
Not Applicable
Documented
Documented
Documented
Documented
44.67
44.67
44.67
44.67
44.67
44.67
No
No
(No Data)
3211.01
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D067C62A-1BFC-41BB-A9BD-FA4CB6F8C2E9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.1952
No
No
3.98
3.980
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.85
44.38
43.85
44.38
44.38
44.38
No
No
(No Data)
4164.76
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
39A1960E-7D6C-4717-B09C-BFA8EAFD36B7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.7114
Yes
Yes
1.481
1.481
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.55
33.09
35.55
33.09
33.09
33.09
No
No
(No Data)
5201.26
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
99CD68B7-056E-4B2A-917D-205248C4D570
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.8600
No
Yes
3.044
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43
43.36
43
43.36
43.36
43.36
No
No
(No Data)
3141.74
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
74A87E58-640F-43D8-8F8F-10FD7044DBB0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.6703
No
No
2.089
2.089
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.92
49.92
49.92
49.92
49.92
49.92
No
No
(No Data)
6843.69
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CC8FC5FC-C960-418A-87CA-5FE73F6CC809
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2689
Yes
Yes
2.722
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.29
38.7
40.29
38.7
38.7
38.7
No
No
(No Data)
4871.33
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
3
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 3 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2660D719-AFC8-49FF-AF09-2718D1A50F8F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4696
Yes
Yes
3.586
3.586
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.47
36.47
36.47
36.47
36.47
36.47
No
No
(No Data)
4334.95
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F78C1490-8DC9-4083-A4A1-AADC05CDC589
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5147
Yes
Yes
3.506
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.67
36.67
36.67
36.67
36.67
36.67
No
No
(No Data)
3165.77
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
645CA2C8-5EAA-4666-ADB1-F52F6B8BC7A5
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.8067
No
No
2.75
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.28
43.17
44.28
43.17
43.17
43.17
No
No
(No Data)
8324.21
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A37C05CE-CF93-4FE0-8B7A-307EC99C7699
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0175
Yes
Yes
2.725
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.19
34.24
34.19
34.24
34.24
34.24
No
No
(No Data)
9012.78
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E4550C0A-FA6A-4055-B51C-969742739E54
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3668
Yes
Yes
2.046
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.98
25.98
25.98
25.98
25.98
25.98
No
No
(No Data)
12885.55
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C49AD9EE-BE8F-4636-9334-CB824F48BDD1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4578
Yes
Yes
3.023
3.023
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.08
36.3
37.08
36.3
36.3
36.3
No
No
(No Data)
7741.89
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
21EB0D19-B41F-4E49-BA5B-9CC3BD57C248
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.3192
No
No
3.72
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.53
43.53
43.53
43.53
43.53
43.53
No
No
(No Data)
3359.6
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
458793A5-4DD4-4C3B-99C0-C0AD7F55D208
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8069
Yes
Yes
3.805
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.63
33.33
33.63
33.33
33.33
33.33
No
No
(No Data)
5822.56
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
299E51FE-3D39-4EDC-8CFD-3AEBB4EAE72A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5082
Yes
Yes
1.85
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.27
28.27
28.27
28.27
28.27
28.27
No
No
(No Data)
7772.11
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A9B5287B-6524-4958-9A39-6D7120A0D904
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3786
Yes
Yes
2.857
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.99
42.99
42.99
42.99
42.99
42.99
No
No
(No Data)
5133.75
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
23262DFD-5CB0-4A88-9D12-FE5EB62F683D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1862
Yes
Yes
1.719
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.48
31.7
32.48
31.7
31.7
31.7
No
No
(No Data)
6317.79
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
71A6C215-40BB-4D2A-9054-9DA478DF92E0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7018
Yes
Yes
1.947
1.947
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.67
36.67
36.67
36.67
36.67
36.67
No
No
(No Data)
8559.19
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
27673987-883E-46B2-BC1F-E2F0299649F3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2271
Yes
Yes
1.556
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.27
25.29
25.27
25.29
25.29
25.29
No
No
(No Data)
22521.61
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F3545942-768C-45A7-B14C-D8FBA876B56B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0629
Yes
Yes
1.168
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.79
41.71
41.79
41.71
41.71
41.71
No
No
(No Data)
5721.33
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Personal Bank Statements - 12 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0ADBEC90-972D-467A-ABBD-1002E2E83A32
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.5642
No
No
3.252
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.44
44.44
44.44
44.44
44.44
44.44
No
No
(No Data)
2964.04
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D8C55669-E40F-436A-8180-F1F070E4FE82
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0205
Yes
Yes
1.274
1.274
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.84
25.79
25.84
25.79
25.79
25.79
No
No
(No Data)
5108.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
19B12944-298C-46E9-8AEE-857C28BBD182
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2267
Yes
Yes
2.433
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.73
38.67
38.73
38.67
38.67
38.67
No
No
(No Data)
8838.79
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
1099 - 12 months;
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9C450380-1077-4F2B-A305-861997F0B9B8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4120
Yes
Yes
2.786
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.83
42.08
41.83
42.08
42.08
42.08
No
No
(No Data)
6642.37
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E50A750F-417D-46C8-9F8F-A25839A29E74
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3969
Yes
Yes
2.363
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.32
33.3
33.3
33.3
33.3
33.3
No
No
(No Data)
8871.51
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4468BFA6-F12A-4664-A705-EC68350491F7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7179
Yes
Yes
2.325
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.72
41.92
42.72
41.92
41.92
41.92
No
No
(No Data)
5071.54
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 36 months
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8C29D19C-271B-4CB1-8CEA-FD430855861F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4084
Yes
Yes
2.571
2.571
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.95
35.34
35.95
35.34
35.34
35.34
No
No
(No Data)
6520.74
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A2E4C065-17D1-4D59-A282-C8CA0EE0E340
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3688
Yes
Yes
1.546
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.73
41.73
41.73
41.73
41.73
41.73
No
No
(No Data)
4677.44
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
02FF4EA9-3FC7-4605-A931-2BCFEDA327F0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.4938
No
No
2.255
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.78
44.78
44.78
44.78
44.78
44.78
No
No
(No Data)
2800.98
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8E08C616-06CE-4BC9-B815-913EB21C13E7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4391
Yes
Yes
4.325
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.25
41.42
41.25
41.42
41.42
41.42
No
No
(No Data)
5226.68
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DFF0351C-C932-46E1-B225-ABDC526504E4
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7449
Yes
Yes
4.085
4.085
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.11
35.44
37.11
35.44
35.44
35.44
No
No
(No Data)
6689.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
6509C7CE-A673-481D-AC7C-776BC29F917A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9795
Yes
Yes
4.09
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.13
42.14
42.13
42.14
42.14
42.14
No
No
(No Data)
4770.02
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
26F6E631-1842-430E-AD8F-837A23FD6F69
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.8763
No
No
4.61
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.46
47.63
49.46
47.63
47.63
47.63
No
No
(No Data)
2028.52
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
683EA2D7-1A6A-44D3-AEB2-22D7086A6BCD
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.8357
Yes
Yes
4.837
4.837
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.84
42.84
42.84
42.84
42.84
42.84
No
No
(No Data)
4391.21
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
8
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Personal Tax Return - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B67F91A3-831D-4472-B9E6-BC20CEF8DCBA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.1911
Yes
Yes
1.966
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.57
41.57
41.57
41.57
41.57
41.57
No
No
(No Data)
6817.5
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FA747219-7048-4BE7-93A9-269979B6DC62
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1108
Yes
Yes
1.37
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.04
36.04
36.04
36.04
36.04
36.04
No
No
(No Data)
6171.85
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C189E75E-0339-49A8-966F-A71FDBB8A758
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5219
Yes
Yes
3.185
3.185
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
21.46
21.46
21.46
21.46
21.46
21.46
No
No
(No Data)
8639.13
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
EE82229A-0928-44F0-BF00-BC26B974CBCB
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6382
Yes
Yes
0.862
0.862
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.24
33.24
33.24
33.24
33.24
33.24
No
No
(No Data)
8762.15
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4799F767-C97E-46B5-BBE0-BFA791F0E87A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2348
Yes
Yes
1.273
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.35
42.35
42.35
42.35
42.35
42.35
No
No
(No Data)
3283.55
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D0B83130-96F9-41D1-A9D5-117E17E914A2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6933
Yes
Yes
2.97
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.82
35.61
36.82
35.61
35.61
35.61
No
No
(No Data)
3185.16
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
15F175C4-90A5-425C-8482-1B280A1D3611
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4753
Yes
Yes
4.918
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.07
39.07
39.07
39.07
39.07
39.07
No
No
(No Data)
2973.5
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7E1186F6-CB49-4D58-98EC-2ABCA579269B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4241
Yes
Yes
3.446
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.7
38.54
36.7
38.54
38.54
38.54
No
No
(No Data)
4945.92
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
5FC1E316-F565-491F-80E9-EDB49808E476
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR-Attached
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1959
Yes
Yes
2.836
2.836
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
27.91
27.04
27.79
27.04
27.04
27.04
No
No
(No Data)
3854.49
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
6FCE6E6D-2948-4BC5-A3A0-06BE792E318F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8983
Yes
Yes
2.289
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.91
32.91
32.91
32.91
32.91
32.91
No
No
(No Data)
2659.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2A1775B0-949F-496B-9647-3FFD17503D7D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6045
Yes
Yes
3.285
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.36
34.26
39.36
34.26
34.26
34.26
No
No
(No Data)
8751.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D909AAEA-0453-4D84-AFA1-F754BE847A9B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8793
Yes
Yes
2.593
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30
28.92
30
28.92
28.92
28.92
No
No
(No Data)
9391.64
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B2F53C39-CC94-4A44-9EF2-5135B1FEC50B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1758
Yes
Yes
4.027
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.21
39.95
41.21
39.95
39.95
39.95
No
No
(No Data)
4747.1
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
Paystub - 1 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
69E8475D-B607-48E1-A096-55466366CCF7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.2466
No
No
4.247
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.43
45.43
45.43
45.43
45.43
45.43
No
No
(No Data)
3048.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A8089E62-FEA4-4227-B9DA-1B082D98F81E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2739
Yes
Yes
1.643
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.79
42.07
41.79
42.07
42.07
42.07
No
No
(No Data)
3861.8
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
053EFE44-40C1-46E1-8043-52348398034B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0872
Yes
Yes
0.51
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.89
28.7
28.89
28.7
28.7
28.7
No
No
(No Data)
6295.71
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3F4E6F90-FE5D-4C11-AFFB-7CDDBB8A4FE8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.8358
Yes
Yes
3.281
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.29
39.84
39.29
39.84
39.84
39.84
No
No
(No Data)
2812.93
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A3C043FE-3764-47ED-B4B5-6B95B3E76117
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4384
Yes
Yes
3.866
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.79
36.79
36.79
36.79
36.79
36.79
No
No
(No Data)
2417.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A2FF149D-C742-482C-85A3-300682E5E42F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.7874
No
No
1.886
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.06
47.06
47.06
47.06
47.06
47.06
No
No
(No Data)
4169.03
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7C83CE38-685B-47DC-A7CA-5469285DBDD8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3751
Yes
Yes
2.641
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.68
40.68
40.68
40.68
40.68
40.68
No
No
(No Data)
3034.28
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
55F50A6F-DA3E-4D94-803F-A11B587CCF7A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8878
Yes
Yes
2.954
2.954
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.94
42.94
42.94
42.94
42.94
42.94
No
No
(No Data)
10116.44
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1B507F4D-CBB7-4ADD-8D21-B9E17DBAAD64
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7224
Yes
Yes
0.786
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.37
38.37
38.37
38.37
38.37
38.37
No
No
(No Data)
5119.85
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
32BB403F-A4EA-4194-B19E-BEDEA061F9C8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6689
Yes
Yes
1.737
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.77
29.45
29.77
29.45
29.45
29.45
No
No
(No Data)
6573.17
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E6B5D9EB-6AEA-47F5-B95F-5D3D1AF6F8D0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.1578
No
No
4.411
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.56
44.52
44.55
44.52
44.52
44.52
No
No
(No Data)
4712.17
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
57E480A8-B0FF-42A3-8187-E69A745C88DE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Site Condo
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4698
Yes
Yes
2.483
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.49
38.66
39.49
38.66
38.66
38.66
No
No
(No Data)
13099.74
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
50C613B3-C0CF-4BCE-B27A-3EFBF4216D5F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1791
Yes
Yes
2.139
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.63
24.74
28.63
24.74
24.74
24.74
No
No
(No Data)
11597.48
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DBAD411A-7009-4911-BDEE-C03A0A4DCB19
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4165
Yes
Yes
2.576
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.27
41.11
41.27
41.11
41.11
41.11
No
No
(No Data)
3154.19
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
893BDD85-C875-4F02-99FF-F13CB0B64753
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6532
Yes
Yes
2.802
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.22
42.22
42.22
42.22
42.22
42.22
No
No
(No Data)
7379.17
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8B4F99B6-9811-470C-B9DC-898B9F4DB141
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.3940
No
No
3.462
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.93
43.93
43.93
43.93
43.93
43.93
No
No
(No Data)
2599.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C2BBBD5F-7F33-4E3B-AFB7-94468B7C701C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9818
No
No
3.328
3.328
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.92
49.82
49.92
49.82
49.82
49.82
No
No
(No Data)
3679.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A92BBF64-FF5D-47FF-8397-570C943A96B9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3256
Yes
Yes
2.316
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.54
34.71
38.54
34.71
34.71
34.71
No
No
(No Data)
11167.85
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
12587C19-7E2F-4099-A4AD-017E230D4D64
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5411
Yes
Yes
2.693
2.693
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.65
36.2
38.65
36.2
36.2
36.2
No
No
(No Data)
12294.06
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9CA492D0-C060-4CDA-86B4-BAEE1D53A272
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.1760
Yes
Yes
3.901
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.64
31.2
31.64
31.2
31.2
31.2
No
No
(No Data)
4259.2
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D59B8F02-33B9-4B5B-BC6E-4782A269E286
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9577
Yes
Yes
1.084
1.512
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.77
41.12
41.22
41.12
41.12
41.12
No
No
(No Data)
4631.83
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
92CFDECA-9112-4DE7-998E-4FC4AF93CB60
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0383
Yes
Yes
2.104
2.104
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.51
23.51
23.51
23.51
23.51
23.51
No
No
(No Data)
23135.07
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E7C00AD8-CFFE-4196-9D7A-C5B92304649D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7392
Yes
Yes
3.297
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.83
31.28
31.83
31.28
31.28
31.28
No
No
(No Data)
2600.89
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1A1E89E2-2140-4442-BE95-B4221264BC09
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5368
Yes
Yes
3.572
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.78
42.78
42.78
42.78
42.78
42.78
No
No
(No Data)
4149.62
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8F8C1533-43A9-4BC4-9990-6C8272D92BC6
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6382
Yes
Yes
4.025
4.025
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.37
34.88
40.37
34.88
34.88
34.88
No
No
(No Data)
5528.98
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
81435103-5AF4-4AED-9A2A-3659AF5CC121
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.2018
No
No
3.045
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.47
47.51
49.47
47.51
47.51
47.51
No
No
(No Data)
2983.99
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A129E86C-3E04-458A-9BC0-10A6EE404C17
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0880
Yes
Yes
0.55
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.22
34.65
35.22
34.65
34.65
34.65
No
No
(No Data)
14581.81
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
170ECAF1-E792-4CBA-9C52-D5FC931EA536
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9009
No
No
2.828
2.828
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.35
46.51
43.35
46.51
46.51
46.51
No
No
(No Data)
5017.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
AADD4C05-113A-4AA1-8DE1-F5BA97AECA14
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9500
Yes
Yes
1.179
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.67
34.67
34.67
34.67
34.67
34.67
No
No
(No Data)
4022.6
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
1
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B456E6ED-FE07-4026-86DB-B31C64F86594
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9203
No
No
4.975
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.86
44.86
44.86
44.86
44.86
44.86
No
No
(No Data)
3161.41
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B71F80A1-8A7D-490A-8D9B-E3472E5D2E8F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8086
Yes
Yes
1.829
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.21
33.97
34.21
33.97
33.97
33.97
No
No
(No Data)
7890.93
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E73C689A-F275-4547-8A48-4F1673D3C888
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5706
Yes
Yes
2.073
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.23
37.23
37.23
37.23
37.23
37.23
No
No
(No Data)
4125.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C6B3F536-04C4-4EE0-8818-C6067D37100B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
Non-QM: Lender documented all ATR UW factors
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.0573
No
No
4.515
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.7
49.85
49.7
49.85
49.85
49.85
No
No
(No Data)
2873.88
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
23BD1B56-A235-48B6-B994-3762B6D7DDF5
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1863
Yes
Yes
3.968
3.968
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.39
41.39
41.39
41.39
41.39
41.39
No
No
(No Data)
5021.73
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FF2B54D6-5D51-431F-933F-12F194601F94
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2839
Yes
Yes
0.447
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.33
33.33
33.33
33.33
33.33
33.33
No
No
(No Data)
16667.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8491492D-E062-442C-84B6-B1D837CEC654
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6525
Yes
Yes
4.159
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.51
40.54
40.51
40.54
40.54
40.54
No
No
(No Data)
8643.49
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
Yes
Independent Third Party (The Work Number, Equifax etc)
72
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
Offer Letter - 12 months;
Paystub - 1 months;
Written VOE - 72 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
92D23804-DAC0-4CB1-8AE8-63852945EFFE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.1708
Yes
Yes
1.546
1.546
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.53
40.06
40.53
40.06
40.06
40.06
No
No
(No Data)
7455.14
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1999C1DB-A171-4FC1-8F92-1BB2EF1972E4
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.3374
No
No
3.502
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.9
44.9
44.9
44.9
44.9
44.9
No
No
(No Data)
1709.76
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A7068DAF-AD27-408A-8C1C-10F1ECEA8F40
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4198
Yes
Yes
0.786
0.786
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.93
40.93
40.93
40.93
40.93
40.93
No
No
(No Data)
6597.47
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
93B3DADD-0D59-4DE0-9A08-CA81D36FD56B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.0447
No
No
1.545
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.33
43.55
43.33
43.55
43.55
43.55
No
No
(No Data)
10499.61
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
Unknown
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9A0908A6-1CD3-414A-B2C3-C48B9EFC2E35
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.6411
No
No
2.641
2.641
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.63
47.1
46.63
47.1
47.1
47.1
No
No
(No Data)
5711.38
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B98A6DD7-6309-44D1-82BA-DB511BAAAD38
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5943
Yes
Yes
3.575
3.575
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.42
34.06
35.42
34.06
34.06
34.06
No
No
(No Data)
3307.7
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A7C22CF1-DA56-4C2D-AC90-5B39896D3B3B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2092
Yes
Yes
1.227
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
19.25
19.18
19.25
19.18
19.18
19.18
No
No
(No Data)
11151.5
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
05FC7397-94A9-43BD-A16B-A1786165113B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5699
Yes
Yes
2.85
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.38
33.38
33.38
33.38
33.38
33.38
No
No
(No Data)
4034.52
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9912A768-7734-410D-8316-1D605535C5C1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3800
Yes
Yes
3.96
3.959
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.89
40.47
39.89
40.47
40.47
40.47
No
No
(No Data)
4230.35
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
21C4F1AB-41E6-46FF-87E4-D5D0191840F3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5974
Yes
Yes
4.061
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.42
35.93
35.42
35.93
35.93
35.93
No
No
(No Data)
9503.4
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
139706F8-B2B2-4B29-A758-E103DEF63529
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.3449
Yes
Yes
3.263
3.263
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.32
25.32
25.32
25.32
25.32
25.32
No
No
(No Data)
4971.39
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E8D9D8F7-9D5C-4868-9AC6-A168E6E75880
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.9334
Yes
Yes
1.774
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.3
34.3
34.3
34.3
34.3
34.3
No
No
(No Data)
10840
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FAAD691E-3633-4807-932F-F8EAE113233C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR-Attached
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2680
Yes
Yes
1.917
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.79
29.79
29.79
29.79
29.79
29.79
No
No
(No Data)
10400.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
6BA56254-AFDE-46BD-8E7D-4F9DDA529361
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9012
No
No
4.462
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.64
43.09
43.64
43.09
43.09
43.09
No
No
(No Data)
5609.97
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
088A987D-54B0-4721-9837-7FEFD7BA8670
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2189
Yes
Yes
3.294
3.341
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.06
28.35
29.06
28.35
28.35
28.35
No
No
(No Data)
9941.19
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2E20BCB4-D1DE-44DD-8924-3B6E6392764A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.8789
No
No
4.431
4.431
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.24
43.8
44.24
43.8
43.8
43.8
No
No
(No Data)
2541.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4847771C-256A-4918-8BEF-37492BB9346F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1575
Yes
Yes
1.334
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.71
36.41
36.71
36.41
36.41
36.41
No
No
(No Data)
9320.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
73E8A8D2-BB65-45B4-B665-4D7A51BE8DF5
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3859
Yes
Yes
2.44
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.17
26.17
26.17
26.17
26.17
26.17
No
No
(No Data)
14269.76
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B697F282-DE0A-4877-99AA-84A152C732BE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4665
Yes
Yes
2.724
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.62
40.41
40.62
40.41
40.41
40.41
No
No
(No Data)
7394.03
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
11DF00D7-D0EE-44DB-A0DF-F3779DB6F3F3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5068
Yes
Yes
4.033
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
20.45
19.93
20.45
19.93
19.93
19.93
No
No
(No Data)
6560.21
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2A82629B-09C9-4DB7-BEDF-9C89CF129B21
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8517
Yes
Yes
1.023
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.83
31.11
30.83
31.11
31.11
31.11
No
No
(No Data)
4618.81
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 1 months
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
73E27B14-5789-435C-AFAF-F838F641B641
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.1052
Yes
No
2.353
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.88
42.92
49.88
42.92
42.92
42.92
No
No
(No Data)
3928.41
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4FCABF1A-823F-425B-BE30-C23B852E4309
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3846
Yes
Yes
3.521
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.41
22.7
23.41
22.7
22.7
22.7
No
No
(No Data)
15524.49
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 36 months
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
093E163F-BF76-4BCB-9108-694EF30473E5
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5036
Yes
Yes
2.928
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.14
30.79
31.14
30.79
30.79
30.79
No
No
(No Data)
11709.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2C427F42-772F-4902-958B-99BDB16133BE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4045
Yes
Yes
2.602
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.63
42.29
42.63
42.29
42.29
42.29
No
No
(No Data)
2690.85
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4860824D-3F60-4DC2-8023-CBA33908A1E9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8272
Yes
Yes
2.079
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.6
37.6
37.6
37.6
37.6
37.6
No
No
(No Data)
5896.5
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Award Letter - 12 months;
Paystub - 1 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3C09059F-4BB5-4633-9997-2BB7F86F5038
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7513
Yes
Yes
2.873
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.35
40.35
40.35
40.35
40.35
40.35
No
No
(No Data)
10439.21
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D768200F-3614-4813-AD35-2421CA22662C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6044
Yes
Yes
2.334
2.334
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.14
28.14
28.14
28.14
28.14
28.14
No
No
(No Data)
7642.99
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
12
Yes
Independent Third Party (The Work Number, Equifax etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 12 months
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1099B0EC-6F8A-4D8D-8305-7B9B55C1EA0E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9059
Yes
Yes
3.106
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.9
42.8
42.9
42.8
42.8
42.8
No
No
(No Data)
5163.51
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E147B6A7-7D3B-4B0B-BF5A-59992AEA78E0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5828
Yes
Yes
3.232
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.23
33.23
33.23
33.23
33.23
33.23
No
No
(No Data)
10973.5
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
Personal Tax Return - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
56058946-D273-4685-82A9-861FB2D82A5E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3993
Yes
Yes
1.706
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.7
40.7
40.7
40.7
40.7
40.7
No
No
(No Data)
4447.45
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F87D8DCB-7A77-42AC-8173-658E20298DC2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2132
Yes
Yes
2.282
2.282
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.06
42
42.06
42
42
42
No
No
(No Data)
2691.48
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0786421E-8511-45E5-848B-78097E7D595B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6153
Yes
Yes
3.156
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.22
36.22
36.22
36.22
36.22
36.22
No
No
(No Data)
7385.75
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DC4C3561-BC1B-40A5-9C8D-D3C060AC7733
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.1907
No
No
2.865
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.56
48.77
49.56
48.77
48.77
48.77
No
No
(No Data)
2685.66
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Paystub - 1 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
541F8A30-94B1-45F8-8045-0E83673EA205
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.8424
No
No
4.055
4.053
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.34
48.38
47.34
48.38
48.38
48.38
No
No
(No Data)
5383.28
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FE522591-D2FB-4D96-A21C-12BE8166205C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8670
Yes
Yes
1.286
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.43
28.44
28.43
28.44
28.43
28.44
No
No
(No Data)
8349.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0511498C-37CA-46B3-9001-C4DE1F739BEA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5772
Yes
Yes
4.076
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.67
33.66
33.67
33.66
33.66
33.66
No
No
(No Data)
2792.56
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C1144C8B-DD90-4233-A8D8-5D9E33B5AC00
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.8390
Yes
Yes
2.514
2.514
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.91
41.4
42.91
41.4
41.4
41.4
No
No
(No Data)
5922.64
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7C12F0B5-76F2-403C-B2AB-66714F3C1405
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3181
Yes
Yes
2.986
2.986
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.46
40.46
40.46
40.46
40.46
40.46
No
No
(No Data)
5211.27
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
294FEA00-687C-4920-8239-C30786EAE5B1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.8407
Yes
Yes
3.082
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.1
40.81
41.1
40.81
40.81
40.81
No
No
(No Data)
5664.42
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
50A9D17E-E326-4C39-9445-C0EE26C0AA42
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.2006
Yes
Yes
1.229
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.29
36.29
36.29
36.29
36.29
36.29
No
No
(No Data)
3195.34
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
47BEA2C8-0CE8-41E0-A6F8-5DCFF17DD0E8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3329
Yes
Yes
2.492
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.59
33.59
33.59
33.59
33.59
33.59
No
No
(No Data)
13511.36
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8D0879FE-97DB-4D07-80D9-ABA81CB0D6C1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3887
Yes
Yes
2.271
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.24
40.24
40.24
40.24
40.24
40.24
No
No
(No Data)
4826.15
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3CA14913-F960-474E-8AAC-81EFA8861A85
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1095
Yes
Yes
2.629
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.63
42.63
42.63
42.63
42.63
42.63
No
No
(No Data)
6000.17
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
93568085-C3ED-48D5-8DD7-DABD6395F299
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6461
Yes
Yes
2.847
2.847
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.5
37.5
37.5
37.5
37.5
37.5
No
No
(No Data)
3125.42
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D397802A-C31C-4300-8521-70077E75D9DF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6332
Yes
Yes
0.523
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.91
28.73
28.91
28.73
28.73
28.73
No
No
(No Data)
10953.58
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
8
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Personal Tax Return - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1370CF73-8409-48D0-9736-A53566E89CD2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0598
Yes
Yes
2.254
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.75
33.75
33.75
33.75
33.75
33.75
No
No
(No Data)
7518.78
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A89DFC4F-00E2-4C20-BF29-5CC8F5B2A914
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9537
No
No
1.982
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.74
47.74
47.74
47.74
47.74
47.74
No
No
(No Data)
6845.9
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
786289FA-EA6B-4578-BA3D-3F92F5951FD6
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.8439
No
Yes
1.534
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.56
46.2
42.56
46.2
46.2
46.2
No
No
(No Data)
6399.88
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4C0A19FA-AD0E-4D72-9675-70637C23F811
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3995
Yes
Yes
2.823
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.58
36.46
38.58
36.46
36.46
36.46
No
No
(No Data)
6596.52
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
48F6D108-6B41-4E44-89A3-D0EBF0C60377
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6096
Yes
Yes
3.344
3.344
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.5
40.47
40.5
40.47
40.47
40.47
No
No
(No Data)
3749.19
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2F2F6A8D-6609-430C-8CE2-66CE90EB967A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3780
Yes
Yes
2.619
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.53
24.94
24.53
24.94
24.94
24.94
No
No
(No Data)
4497.37
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
43D6D264-A69B-42FE-BE2E-5C32EC76628F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.5898
No
No
4.984
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.34
48.34
48.34
48.34
48.34
48.34
No
No
(No Data)
3491.9
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
10
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 10 months;
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
81747286-583A-4C1F-AA0F-C20148828007
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5745
Yes
Yes
3.014
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.66
42.66
42.66
42.66
42.66
42.66
No
No
(No Data)
4881.53
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
64F8D93E-9EA6-4B90-94BB-1117EAD6BEE7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2317
Yes
Yes
3.201
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
27.26
26.33
27.26
26.33
26.33
26.33
No
No
(No Data)
22966.32
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Paystub - 2 months;
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E6393C1E-6167-45F8-BCB1-BD4F2A19916E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3980
Yes
Yes
0.937
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.88
42.36
42.88
42.36
42.36
42.36
No
No
(No Data)
8432.2
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D7BD6CAC-0979-4F2D-86B5-9A4D8FAEEF46
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6256
Yes
Yes
0.721
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.95
30.72
30.95
30.72
30.72
30.72
No
No
(No Data)
8014.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
77A79904-9878-41CB-A310-1E784C5F0212
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4006
Yes
Yes
0.848
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.65
30.71
30.65
30.71
30.71
30.71
No
No
(No Data)
14682.53
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BAED0614-3DE5-4D14-AC71-14B814F35918
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
Yes
Present
Non-QM: Lender documented all ATR UW factors
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.4447
Yes
Yes
0.101
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.26
41.24
41.26
41.24
41.24
41.24
No
No
(No Data)
3422.45
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
96AF0BC9-B013-4B70-8784-20137619111E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.0679
No
No
0.675
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.15
44.29
44.15
44.29
44.29
44.29
No
No
(No Data)
9990.2
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4302C556-4E19-42D8-9C79-CFB31ED4B7E2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3154
Yes
Yes
1.708
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.32
25.17
25.32
25.17
25.17
25.17
No
No
(No Data)
10469.9
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4D432C8B-3B89-4A56-92E2-DD7885F7D61C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.6283
No
No
3.227
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.55
44.42
45.55
44.42
44.42
44.42
No
No
(No Data)
2318.88
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A15111F4-73E6-467E-99EA-2685D50CB4FD
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3841
Yes
Yes
3.49
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.12
25.12
25.12
25.12
25.12
25.12
No
No
(No Data)
8486.31
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0119A4C3-FF4E-4818-9B17-AFF37C382DD0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7896
Yes
Yes
2.658
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.26
42.26
42.26
42.26
42.26
42.26
No
No
(No Data)
3136.91
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
423C2EFA-5009-489E-A28A-918FE6400846
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5962
Yes
Yes
4.505
4.505
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.46
30.46
30.46
30.46
30.46
30.46
No
No
(No Data)
10045.26
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
82A380C8-F2A5-4B4B-80BB-C9C4DBF04E3E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6269
Yes
Yes
2.721
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.33
34.33
34.33
34.33
34.33
34.33
No
No
(No Data)
3466.07
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F2BE0320-484B-4F67-88B7-B22FCDC583BA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6332
Yes
Yes
3.671
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.87
42.77
42.87
42.77
42.77
42.77
No
No
(No Data)
6337.71
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 12 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
50E71693-E7C6-421C-ABED-E13F493BDF97
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4012
Yes
Yes
2.129
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.11
35.11
35.11
35.11
35.11
35.11
No
No
(No Data)
10166.45
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DB718050-038F-4F72-8200-F88B2124C234
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
Yes
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
10.1656
No
Yes
2.914
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.55
43.88
42.55
43.88
43.88
43.88
No
No
(No Data)
17045.99
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1DB061AC-B9D4-45B9-9E70-1C70E23E2885
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2417
Yes
Yes
2.692
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.17
31.17
31.17
31.17
31.17
31.17
No
No
(No Data)
5537.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C22380E0-93F4-4F8C-AA09-53F66959EE38
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2271
Yes
Yes
2.139
2.139
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.98
42.98
42.98
42.98
42.98
42.98
No
No
(No Data)
2254.36
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 24 months
Award Letter - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
6C3DD7F9-140D-42F3-8749-7BA4C3EDCBF8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2340
Yes
Yes
2.813
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.54
32.48
35.54
32.48
32.48
32.48
No
No
(No Data)
4775.28
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2424A1FF-42FB-4FD8-AD10-8B11F297209D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.4450
No
No
0.494
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
50
49.67
50
49.67
49.67
49.67
No
No
(No Data)
4908.88
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0E0D4A7D-1374-4E2B-B2A0-C9B51D5E39A2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3314
Yes
Yes
3.541
3.541
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.06
29.06
29.06
29.06
29.06
29.06
No
No
(No Data)
5315.7
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
39B66688-8AD4-488A-9436-103B34618A12
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR-Attached
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7628
Yes
Yes
3.825
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.69
32.24
32.69
32.24
32.24
32.24
No
No
(No Data)
7048.32
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A0FCEF83-8AFD-4B88-A999-4050EDAC3346
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.8789
Yes
Yes
3.034
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.73
33.85
36.43
33.85
33.85
33.85
No
No
(No Data)
6025.26
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A404C3C3-A9AC-4787-9124-F0A37E3FB2D8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5256
Yes
Yes
3.404
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.24
37.66
37.24
37.66
37.66
37.66
No
No
(No Data)
6016.52
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4E7FE0F6-51F8-4653-9A3F-90FBDB4B18BE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9934
No
No
3.206
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.8
49.38
49.8
49.38
49.38
49.38
No
No
(No Data)
3353.16
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A75A37F4-04B0-4FFF-9944-E6D21AE25870
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.1812
Yes
No
2.804
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.55
42.47
44.55
42.47
42.47
42.47
No
No
(No Data)
4129.95
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1B3DAD9B-8542-4F0E-86D1-6A5F1F84C772
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1586
Yes
Yes
0.848
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
27.81
27.81
27.81
27.81
27.81
27.81
No
No
(No Data)
10828.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E6FDE400-8A24-4C86-808E-A2B4FFEE2CB5
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7885
Yes
Yes
3.064
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.27
30.27
30.27
30.27
30.27
30.27
No
No
(No Data)
11294.8
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D4D121CA-9FBB-4253-B35A-12D94ADF9C7C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.2344
Yes
Yes
1.625
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.65
39.65
39.65
39.65
39.65
39.65
No
No
(No Data)
4283.7
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
5FB4D25F-9799-443F-ABBC-4CF461630532
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.0643
No
No
4.311
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
45.2
44.95
45.2
44.95
44.95
44.95
No
No
(No Data)
5409.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1695DC7D-C121-4BC9-8D73-4128FA05948B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.3864
No
Yes
2.761
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.44
43.71
42.44
43.71
43.71
43.71
No
No
(No Data)
11523.83
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9CF945FC-E360-42D8-AC3C-4CC3CF12E754
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2927
Yes
Yes
2.771
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.94
31.94
1.91
31.94
31.94
31.94
No
No
(No Data)
8329.73
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1E584734-28B4-4671-8D6C-F229814F646F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.5507
No
No
3.903
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.27
47.54
47.27
47.54
47.54
47.54
No
No
(No Data)
2650.81
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
63222AB9-B9D8-4F01-8276-FB668BD33188
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2177
Yes
Yes
1.417
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.46
39.47
39.47
39.47
39.47
39.47
No
No
(No Data)
7050.02
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
5174EF34-B76B-4EC7-90FA-219DB300C2DF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5305
Yes
Yes
2.669
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.17
37.51
30.17
37.51
37.51
37.51
No
No
(No Data)
5386.22
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D506BF90-BB17-41D1-A049-BA1A81AE8086
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6519
Yes
Yes
4.288
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.93
40.99
40.93
40.99
40.99
40.99
No
No
(No Data)
2706.49
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
341B78EF-DC73-4BBB-A403-507BAB0DF62B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.3859
No
No
3.422
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
46.48
46.34
46.48
46.34
46.34
46.34
No
No
(No Data)
3890.93
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CE5B3D65-CE9D-4492-A61C-043DF623C60A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3498
Yes
Yes
4.375
4.375
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.03
32.92
33.03
32.92
32.92
32.92
No
No
(No Data)
4243.75
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
8
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 8 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
13D5838C-5BE5-4FA6-8E2B-BCE7AD216F19
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.6797
No
No
2.871
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.88
49.88
49.88
49.88
49.88
49.88
No
No
(No Data)
5395.92
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8BE5775B-4D38-4E0D-847E-DA96E3E122B2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.8780
No
No
0.96
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.74
47.81
48.74
47.81
47.81
47.81
No
No
(No Data)
2843.33
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
21892943-77F9-4AE9-9B6E-92752FA5411E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9838
Yes
Yes
1.698
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.92
33.69
33.92
33.69
33.69
33.69
No
No
(No Data)
7266.31
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2F1CC902-D04D-41F2-94BA-E467BA599462
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.3977
No
No
4.739
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.11
43.82
44.11
43.82
43.82
43.82
No
No
(No Data)
1436.11
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
07B7B0DE-71C8-4C75-9295-ED2EAF32A21D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9454
Yes
Yes
4.953
4.953
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.49
28.35
28.49
28.35
28.35
28.35
No
No
(No Data)
6453.68
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 12 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8B2BD113-AB16-49B4-BA75-3AF23CE59325
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1456
Yes
Yes
1.225
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.99
42.99
42.99
42.99
42.99
42.99
No
No
(No Data)
4928.06
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A4062776-3D84-4E93-8F90-022246D6A5CF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9718
Yes
Yes
1.792
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.16
37.16
37.16
37.16
37.16
37.16
No
No
(No Data)
9016.27
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
60173B59-E627-451F-9992-7861B4E280B3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8241
Yes
Yes
1.146
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.48
39.67
41.48
39.67
39.67
39.67
No
No
(No Data)
4901.51
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9C72901F-1FDD-463F-9A40-3AB2B47EC0A9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4925
Yes
Yes
3.273
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.99
42.44
42.99
42.44
42.44
42.44
No
No
(No Data)
4940.95
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
12BCACC5-0E1E-42D1-87B0-A073007C9F7C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2845
Yes
Yes
0.643
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.01
35.93
41.01
35.93
35.93
35.93
No
No
(No Data)
6511.54
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A90574C4-62E2-4EAB-9ACD-35F10E68A349
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.8895
No
No
4.444
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.64
48.7
47.64
48.7
48.7
48.7
No
No
(No Data)
1793.62
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DF326B2B-05C0-4873-9E08-FC2D20A3B19D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.4197
No
No
2.238
2.238
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
47.62
47.62
47.62
47.62
47.62
47.62
No
No
(No Data)
2626.82
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CE5C41B1-A1A4-49BD-AAFE-4B6D82DB4485
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3650
Yes
Yes
2.551
2.551
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.63
42.25
42.63
42.25
42.25
42.25
No
No
(No Data)
6884.71
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C913C720-29F5-4E1B-91A4-7F29036115FC
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.2666
No
No
3.004
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.24
49.35
49.24
49.35
49.35
49.35
No
No
(No Data)
1956.42
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
34D8A17D-1E5F-4A94-B026-E63BA50A5562
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Second Home
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1262
Yes
Yes
2.415
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
16.83
24.96
16.83
24.96
24.96
24.96
No
No
(No Data)
20682.38
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C785CC4C-BE8F-445A-A179-31022290939E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
Yes
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.0360
Yes
Yes
2.216
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.16
42.53
41.16
42.53
42.53
42.53
No
No
(No Data)
18656.57
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E3996371-F11C-45B2-8DD0-C1A533F82BF0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5506
Yes
Yes
2.959
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.84
40.84
40.84
40.84
40.84
40.84
No
No
(No Data)
5280.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
630EB73F-D81E-4E68-954B-2A39B36079C5
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9712
Yes
Yes
3.048
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.62
26.47
26.62
26.47
26.47
26.47
No
No
(No Data)
12863.41
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
297EEA07-7735-458D-BCB8-C4EBFCF04C01
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3620
Yes
Yes
3.222
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.53
30.41
30.53
30.41
30.41
30.41
No
No
(No Data)
14497.29
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1B585F2C-0936-4AB7-A73A-5E75C2C2EC22
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
11.6142
No
No
3.333
3.334
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.93
44.93
44.93
44.93
44.93
44.93
No
No
(No Data)
9408.59
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E6A25EA3-04BB-4CE3-9454-18AA218E9030
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.5078
No
No
4.732
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.31
48.93
49.31
48.93
48.93
48.93
No
No
(No Data)
4205.09
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
61360344-4CBC-471D-9F69-EE030742FB6B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8239
Yes
Yes
3.423
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.23
39.55
39.23
39.55
39.55
39.55
No
No
(No Data)
3498.87
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DFB2EDC2-B4B3-4F70-983E-0D4791FFF868
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2003
Yes
Yes
1.319
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Not Applicable
Yes
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.38
31.51
30.38
31.51
31.51
31.51
No
No
(No Data)
13500.92
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Personal Tax Return - 24 months
Business Tax Return - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B0DE56BB-580A-4FCC-A5F4-A08056786615
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5001
Yes
Yes
0.185
0.185
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.24
36.24
36.24
36.24
36.24
36.24
No
No
(No Data)
6577.61
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
770FCE18-E5B2-4ECF-B295-E17F63E63DDE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3429
Yes
Yes
3.253
0.000
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.9
26.02
25.9
26.02
26.02
26.02
No
No
(No Data)
7487.25
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3D8AAD78-5649-428D-AA0F-A41966182C15
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9495
Yes
Yes
0.101
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
17.6
15.07
17.6
15.07
15.07
15.07
No
No
(No Data)
29293.53
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
82FCD2A6-A568-41AC-88D4-15086F7F1271
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7810
Yes
Yes
2.243
2.243
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.63
30.98
32.63
30.98
30.98
30.98
No
No
(No Data)
8299.62
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4748AA59-1FA0-4C40-A232-5DC1F933A9BE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0419
Yes
Yes
2.696
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.69
25.69
25.69
25.69
25.69
25.69
No
No
(No Data)
6011.29
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BA406928-02EE-41E7-A1E9-97ACCC2DC188
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9679
No
No
3.916
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.56
49.55
49.56
49.55
49.55
49.55
No
No
(No Data)
3120.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
35BE225D-189C-479E-B927-71E6C87B864C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1218
Yes
Yes
2.447
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.3
34.01
34.3
34.01
34.01
34.01
No
No
(No Data)
4853.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 36 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
6B09C7C7-F347-4273-8950-F34CDACCE233
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6165
Yes
Yes
0.917
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.61
38.22
38.61
38.22
38.22
38.22
No
No
(No Data)
10499
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7C2E4E58-B6CA-4888-955D-4380CFAAF3A1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4715
Yes
Yes
1.235
Missing
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.63
34.55
34.63
34.55
34.55
34.55
No
No
(No Data)
8622.62
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
12A35BA4-7065-4725-969F-3BF361359083
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4702
Yes
Yes
4.214
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.45
41.45
41.45
41.45
41.45
41.45
No
No
(No Data)
3761.18
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BFFF5714-A5D6-4215-88DD-EAC859FAB137
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.6796
Yes
Yes
3.262
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.18
36.4
39.18
36.4
36.4
36.4
No
No
(No Data)
9343.42
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Business Tax Return - 24 months;
Paystub - 1 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
48EC482E-DB41-4266-867B-6F9928794250
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2394
Yes
Yes
3.271
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.45
37.72
38.45
37.72
37.72
37.72
No
No
(No Data)
8049.65
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months;
Written VOE - 36 months
1099 - 12 months;
Award Letter - 12 months;
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F5CB9AB4-9FDA-429D-AFAB-6704034B83B7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6348
Yes
Yes
1.903
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.53
37.28
37.53
37.28
37.28
37.28
No
No
(No Data)
13911.38
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
Written VOE - 24 months
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
425D3950-0A87-474F-8B50-FF259CC78377
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9200
No
No
4.446
4.446
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.69
49.67
49.69
49.67
49.67
49.67
No
No
(No Data)
2793.33
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
185400DC-3252-4205-9E37-8FB018EA8185
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7993
Yes
Yes
2.386
2.386
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.74
24.22
24.74
24.22
24.22
24.22
No
No
(No Data)
21470.34
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4EA28A8E-B28A-4BE5-B948-F979161154FB
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.8224
No
No
0.618
0.618
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
49.99
45.91
49.99
45.91
45.91
45.91
No
No
(No Data)
6180.23
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4C0E35BD-4648-4EE9-8C52-F79E1E765539
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0700
Yes
Yes
1.458
1.452
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.05
26.9
36.05
26.9
26.9
26.9
No
No
(No Data)
11963.85
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2C1CEE73-D5ED-4DCC-B4A7-FE7157EEFDF1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9452
Yes
Yes
1.824
1.806
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.81
40.49
42.81
40.49
40.49
40.49
No
No
(No Data)
4260.29
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3C7162BA-FEBC-496D-947B-5F7814475463
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0687
Yes
Yes
1.741
1.741
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.72
30.31
30.72
30.31
30.31
30.31
No
No
(No Data)
10461.84
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9B243BB0-82B4-4086-97A2-C19D4194A77C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5493
Yes
Yes
2.479
2.479
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.62
42.42
42.62
42.42
42.42
42.42
No
No
(No Data)
3493.4
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DC55BA5A-49F9-445F-8A59-97EDA130EA50
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7992
Yes
Yes
2.612
2.615
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.97
39.99
39.97
39.99
39.99
39.99
No
No
(No Data)
3311.95
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
667A2366-7B84-4676-8609-7B7F8D63DC19
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9911
No
Yes
3.754
3.754
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.9
43.59
42.9
43.59
43.59
43.59
No
No
(No Data)
2442.54
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C1669568-F0C7-4CBB-8890-E2AB85B1C1C2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7500
Yes
Yes
0
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.14
42.36
42.14
42.36
42.36
42.36
No
No
(No Data)
6960.58
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
13D9E8BE-315D-46F2-8CA3-A45D99897DDB
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5225
Yes
Yes
1.757
1.757
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.47
42.34
42.47
42.34
42.34
42.34
No
No
(No Data)
4513.64
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Paystub - 1 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8DD57B50-40F9-42B4-990E-302220FF702D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4117
Yes
Yes
2.23
1.714
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.45
27.69
28.45
27.69
27.69
27.69
No
No
(No Data)
7996.1
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
67381B9B-FF95-439A-AB41-AF0D3C397C8C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3586
Yes
Yes
1.67
1.671
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.98
30.06
29.98
30.06
30.06
30.06
No
No
(No Data)
13199.99
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
90F52E26-DBA5-4B86-9022-9EA41FF8DF91
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
Permanent Resident Alien
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.2239
No
No
2.904
2.904
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
48.3
47.79
48.3
47.79
47.79
47.79
No
No
(No Data)
6800.84
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
1
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 1 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
(No Data)
0
4DA2F0D4-7683-4FB7-A821-F1CD1F2494F0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.6747
No
No
0.262
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.22
44.22
44.22
44.22
44.22
44.22
No
No
(No Data)
4794.24
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
1099 - 12 months;
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B0623310-5950-4DB9-AAD8-89E85A26DD89
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0677
Yes
Yes
2.743
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.48
40.49
40.48
40.49
40.49
40.49
No
No
(No Data)
4696.56
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3EB00ECD-89A9-4A01-96C8-ED822AE91753
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3358
Yes
Yes
3.03
Not Applicable
No
No
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.97
40.57
39.97
40.57
40.57
40.57
No
No
(No Data)
4500.23
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3AFB0E0F-8DE2-490A-A25B-F40531EB032C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9677
Yes
Yes
1.18
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
23.46
23.71
23.46
23.71
23.71
23.71
No
No
(No Data)
22462.05
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
21
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
33
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Paystub - 21 months;
W2 - 12 months;
Written VOE - 33 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
D7F97888-365D-4357-AED0-81C845989492
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0121
Yes
Yes
1.561
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31
31
31
31
31
31
No
No
(No Data)
13104.8
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FB7E75D4-10CB-4E95-B5FB-6BAF8D316DA1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
Permanent Resident Alien
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7588
Yes
Yes
1.832
1.832
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
6.69
6.41
6.69
6.41
6.41
6.41
No
No
(No Data)
128898.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
(No Data)
0
404D598C-3F91-46C4-955D-8B0206D58C18
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.7920
No
No
0.894
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.73
45.59
44.73
45.59
45.59
45.59
No
No
(No Data)
2505.39
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months
1099 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
16BD61D7-6B32-4C0F-A8FD-443BC7F48BF3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5994
Yes
Yes
0.207
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.29
31.29
31.29
31.29
31.29
31.29
No
No
(No Data)
4128.04
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
21BD388E-E860-4476-8532-003A79ECCE73
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6205
Yes
Yes
3.17
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.37
36.38
36.37
36.38
36.38
36.38
No
No
(No Data)
4296.45
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E2C26873-5AA7-4953-BAF5-CBA51C05FFBD
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1774
Yes
Yes
3.615
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.8
41.08
40.8
41.08
41.08
41.08
No
No
(No Data)
4937.1
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
28
Yes
Independent Third Party (The Work Number, Equifax etc)
10
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 10 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4D02B17C-0F39-4648-95F9-9D4FB0CBB495
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.2817
No
No
1.737
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.67
44.67
44.67
44.67
44.67
44.67
No
No
(No Data)
9409.53
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A5AB2CC2-E085-4617-B909-A790385AE414
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6808
Yes
Yes
0.01
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
22.8
22.25
22.8
22.25
22.25
22.25
No
No
(No Data)
10656.27
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
Paystub - 1 months;
W2 - 12 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
68608EB4-7375-41E1-B9AF-677242601FDF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Not Provided
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5357
Yes
Yes
2.18
2.011
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.17
30.92
34.17
30.92
30.92
30.92
No
No
(No Data)
8368.02
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7E11102B-ACA5-42AD-994C-157DE96498F1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0579
Yes
Yes
1.476
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.45
27.8
29.45
27.8
27.8
27.8
No
No
(No Data)
50198.31
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Other
10
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 10 months;
Personal Tax Return - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E0850F30-E62A-40D0-84E7-B6841344A824
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
Permanent Resident Alien
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3920
Yes
Yes
3.079
3.079
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.71
29.7
33.71
29.7
29.7
29.7
No
No
(No Data)
9560.37
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
Green Card
(No Data)
(No Data)
(No Data)
(No Data)
0
9DA30408-E97B-487D-83D9-18BE6EFBA2A3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9577
Yes
Yes
0
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
21.32
20.16
21.32
20.16
20.16
20.16
No
No
(No Data)
19009.6
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C296FF49-EA66-4968-8B85-8032F625EE8D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.4071
Yes
Yes
0
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.89
27.72
29.89
27.72
27.72
27.72
No
No
(No Data)
11705.99
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Lender Form
24
Yes
Lender Form
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
265B5C2D-5FF6-42C7-87B0-6FB914BC897F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5596
Yes
Yes
0.254
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.19
41.19
41.19
41.19
41.19
41.19
No
No
(No Data)
3077.04
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 12 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1679AAFB-0994-4871-B7F4-F9467D1090F1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.8517
Yes
Yes
1.408
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
18.77
18.38
18.77
18.38
18.38
18.38
No
No
(No Data)
40834.24
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C1CCC3B0-E5DA-4863-A4DD-D5D3762FB41F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9125
Yes
Yes
0.062
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
19.14
20
19.14
20
20
20
No
No
(No Data)
27518.71
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1DB79FD7-8450-4B7A-80AE-34163F45E151
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3774
Yes
Yes
1.952
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.35
33.4
34.35
33.4
33.4
33.4
No
No
(No Data)
9874.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Paystub - 1 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
23ACE2A5-264E-49F7-AEFA-52989A99E857
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7261
Yes
Yes
0.102
0.036
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
14.53
13.52
14.53
13.52
13.52
13.52
No
No
(No Data)
13120.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
12
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Lender Form
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 12 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BD098C66-C40B-4655-818E-9F3DECD0FE2E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9766
Yes
Yes
1.301
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.35
25.78
32.35
25.78
25.77
25.78
No
No
(No Data)
15343.65
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2C185F49-5518-4679-AD37-CC9D34510DC2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6879
Yes
Yes
2.142
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.14
42.17
42.14
42.17
42.17
42.17
No
No
(No Data)
7414.29
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
91633D1E-2D70-4AF2-B7EB-33021CA5AB00
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9484
Yes
Yes
2.616
0.130
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.92
36.66
38.92
36.66
36.66
36.66
No
No
(No Data)
8771.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CFBD1D6F-005B-48F9-8540-19CE67DE95F9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.3891
Yes
Yes
0.03
0.205
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.1
35.89
40.1
35.89
35.89
35.89
No
No
(No Data)
10381.22
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
Lender Form
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
34CBE7D8-6864-430F-A756-C48E0B6B8705
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.3982
No
No
1.482
1.482
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.25
44.17
43.25
44.17
44.17
44.17
No
No
(No Data)
12229.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BD7A10E1-EE87-4923-8441-AA58B2921410
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Second Home
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.4421
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.87
39.53
42.87
39.53
39.53
39.53
No
No
(No Data)
9480.33
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8CDB7356-498A-4689-B12C-67D8FBF46914
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5959
Yes
Yes
2.633
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.05
40.68
39.05
40.68
40.68
40.68
No
No
(No Data)
4777.15
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
51BCC2A8-5313-4014-B498-BC03A6CCF290
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2657
Yes
Yes
2.786
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.32
38.99
39.32
38.99
38.99
38.99
No
No
(No Data)
6458.28
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
27
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 27 months;
W2 - 12 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A5114860-CE2F-4AF5-9E5F-1FC2BA80ED97
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2435
Yes
Yes
0.46
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.28
38.28
38.28
38.28
38.28
38.28
No
No
(No Data)
8563.16
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A65119CC-F9AC-41E1-8735-DC88E60E0F3D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9806
Yes
Yes
0.108
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.18
41.87
42.18
41.87
41.87
41.87
No
No
(No Data)
3311.07
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
29
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 29 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7247080A-A330-471D-8F58-EF4C8A1708CA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.4985
Yes
Yes
1.564
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.79
41.77
42.79
41.77
41.77
41.77
No
No
(No Data)
6185.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Paystub - 1 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
74362D05-984E-4666-91FA-14D5F5C440DE
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7266
Yes
Yes
2.977
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Yes
Yes
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.92
34.71
34.92
34.71
34.71
34.71
No
No
(No Data)
3904.94
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
72DBB4AF-054C-4AB5-AC54-3BF9A5C88E2B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9626
Yes
Yes
4.921
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.1
32.74
33.1
32.74
32.74
32.74
No
No
(No Data)
10397.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FFDA1905-6EA5-4416-84B1-731305E4715F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.8358
No
No
2.049
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.51
43.61
44.51
43.61
43.61
43.61
No
No
(No Data)
5361.16
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0BC3C1A5-B56D-46C8-A5FB-4CBDEC0B1472
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9092
Yes
Yes
1.409
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.38
26.19
36.38
26.19
26.19
26.19
No
No
(No Data)
9533.17
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
86947754-8A06-483C-A3CC-CD5978F0FEAA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0309
Yes
Yes
2.721
2.721
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.02
42.02
42.02
42.02
42.02
42.02
No
No
(No Data)
6526.12
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9E01117E-6920-484E-BA31-8264E01E8866
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6556
Yes
Yes
0
0.555
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.62
41.53
40.62
41.53
41.53
41.53
No
No
(No Data)
8737.86
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months;
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9909825E-C890-41FC-B8AA-9F999527C544
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7315
Yes
Yes
2.376
2.376
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.36
42.42
41.36
42.42
42.42
42.42
No
No
(No Data)
6046.34
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BEB80861-DB4E-4009-8D1C-DC78DE1E9BC8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.2317
No
No
2.059
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.55
44.56
44.55
44.56
44.56
44.56
No
No
(No Data)
6268.2
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
71F53E1C-2EFC-4495-BF46-395294382465
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3376
Yes
Yes
0.176
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.22
42.22
42.22
42.22
42.22
42.22
No
No
(No Data)
3129.3
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
15
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 15 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
700CFA3E-42C1-4D77-9AD0-B6712372CE35
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.6117
Yes
No
4.305
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.26
42.33
44.26
42.33
42.33
42.33
No
No
(No Data)
3974.65
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B5382CFE-0B69-4B80-9E78-BEC8564D9E7E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
2
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2762
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.67
41.61
40.67
41.61
41.61
41.61
No
No
(No Data)
4862.08
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B4B0F207-A802-47B6-946C-D796E572BFFF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6936
Yes
Yes
2.999
2.999
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
34.22
33.57
34.22
33.57
33.57
33.57
No
No
(No Data)
9964.81
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FA1CD780-EE7A-4FFF-BE5C-DFBD38A8C5E2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3190
Yes
Yes
2.698
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.95
26.95
26.95
26.95
26.95
26.95
No
No
(No Data)
4794.01
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
07D3B04C-37AF-4723-92B8-8340D57E3BAF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9434
Yes
Yes
0.252
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.03
40.6
42.03
40.6
40.6
40.6
No
No
(No Data)
13893.33
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Award Letter - 1 months;
Business Tax Return - 24 months;
P & L - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
86BCC545-8718-4052-851B-F8A6B2E15C39
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3077
Yes
Yes
1.399
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.06
35.82
36.06
35.82
35.82
35.82
No
No
(No Data)
19519.04
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
Verbal VOE with Income - 24 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
89C8A5AF-A283-412F-A985-C5DC600DC391
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7908
Yes
Yes
1.555
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
21.97
22.95
21.97
22.95
22.95
22.95
No
No
(No Data)
20380.93
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
AABA4CF3-860C-4D39-A277-9AFD996CCFD3
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.3130
No
No
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.85
43.73
44.85
43.73
43.73
43.73
No
No
(No Data)
10401.88
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
27
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
45B1BB83-8EEA-4462-8498-D37F634CFCB4
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1026
Yes
Yes
2.363
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.9
26.78
26.9
26.78
26.78
26.78
No
No
(No Data)
20539.64
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
004AEDC4-D449-4363-B7EF-547E1FF8BADC
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5799
Yes
Yes
1.553
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.48
31.32
31.48
31.32
31.32
31.32
No
No
(No Data)
18285.69
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 2 months;
Personal Tax Return - 12 months;
W2 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
771294A7-CBDF-4754-B639-45D0AA77594C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Rebuttable Presumption (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
Yes
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
10.5238
Yes
Yes
3.542
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.57
37.43
37.57
37.43
37.43
37.43
No
No
(No Data)
10024.61
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
1099 - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DE1BA18A-072D-4ECE-B5FB-A730F9FD6627
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6706
Yes
Yes
0.495
0.131
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
25.81
27.4
25.81
27.4
27.4
27.4
No
No
(No Data)
12966.09
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
Yes
2
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
341E69C2-D660-460E-822C-11D52BA00FCD
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.3762
Yes
Yes
0.864
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.29
33.29
33.29
33.29
33.29
33.29
No
No
(No Data)
11664.34
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
Yes
FMNA 1005
4
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months
Award Letter - 1 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 4 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
F14AFB1B-EE4D-4176-9E89-DF641681DD43
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6388
Yes
Yes
2.051
2.051
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.94
39.35
40.94
39.35
39.35
39.35
No
No
(No Data)
5421.74
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 1 months;
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3BD6A495-7F54-4B71-BAE8-EB89A296FA17
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6066
Yes
Yes
0.641
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.05
28.98
29.05
28.98
28.98
28.98
No
No
(No Data)
22918.68
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
33
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
34
Yes
FMNA 1005
34
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 33 months;
W2 - 24 months;
Written VOE - 34 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 34 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BF2CCD6D-A906-49B6-A516-AE2DD3FDE43B
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7240
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
22.4
22.4
22.4
22.4
22.4
22.4
No
No
(No Data)
13897.35
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C7571019-49EB-4FC6-8F69-1B8E7E80B7C8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9263
Yes
Yes
0.045
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.28
42.32
42.28
42.32
42.32
42.32
No
No
(No Data)
6103.2
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
7
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 7 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
17893314-25FD-40C1-93DD-FD26E42E08DB
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.0254
Yes
Yes
0.757
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.71
34.07
33.71
34.07
34.07
34.07
No
No
(No Data)
6767.45
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
44E2F882-C775-450C-A6A6-E4F514A174DF
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.4303
Yes
Yes
2.105
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.58
31.58
31.58
31.58
31.58
31.58
No
No
(No Data)
7788.62
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
14
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 14 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
7F6798C7-B9B3-4FBA-ACFB-BF9F6DD7ED56
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9076
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
24.85
23.48
24.85
23.48
23.48
23.48
No
No
(No Data)
19102.35
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
27
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DDCD8A0C-8293-4AF1-AB65-230E6A1B5D4E
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5603
Yes
Yes
1.403
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
26.12
28.58
26.12
28.58
28.58
28.58
No
No
(No Data)
17947.78
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2D791CDA-9D09-4E87-96E3-CF023A26688C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0170
Yes
Yes
0.95
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.83
37.13
37.83
37.13
37.13
37.13
No
No
(No Data)
11504.73
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
27
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
40B27770-71C9-4ED8-A329-F8D19F1C82D8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.8278
Yes
Yes
1.32
1.320
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
29.87
29.76
29.87
29.76
29.76
29.76
No
No
(No Data)
14541.77
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
Yes
Independent Third Party (The Work Number, Equifax etc)
31
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
Paystub - 1 months;
Written VOE - 31 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
9F66BB39-46A2-4B83-8426-FCCDBF467517
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0309
Yes
Yes
4.761
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.39
40.72
38.39
40.72
40.72
40.72
No
No
(No Data)
4955.88
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
16
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 16 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1493BA0E-5DDD-410A-AECA-05A7AEC6D8C0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5930
Yes
Yes
0.144
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.54
39.69
42.54
39.69
39.69
39.69
No
No
(No Data)
5781.98
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 24 months
Paystub - 1 months;
Personal Tax Return - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B01AB618-5E0F-4D3D-A1AB-2FE5AAF19170
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9694
Yes
Yes
1.387
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
35.34
34.47
35.34
34.47
34.47
34.47
No
No
(No Data)
7151.98
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
25
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
25
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 25 months
Paystub - 25 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4B16D538-2FAE-4E53-B5E3-EDCF57AA156C
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9888
Yes
Yes
1.433
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36.36
34.1
36.36
34.1
34.1
34.1
No
No
(No Data)
14170.46
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
36
Yes
36
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 36 months;
Written VOE - 24 months
Paystub - 1 months;
W2 - 36 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E51856E1-A7E4-4A7D-A3CE-B083DC5E0011
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
Yes
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.2765
Yes
No
1.127
1.127
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.9
38.29
43.9
38.29
38.29
38.29
No
No
(No Data)
8024.82
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
Award Letter - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0BC548AA-E21A-4CEC-B298-7F3FB5641A74
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.6696
Yes
Yes
0.234
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.56
28.54
28.56
28.54
28.54
28.54
No
No
(No Data)
13756.45
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
Yes
12
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
57617FA2-EA11-4B91-BD83-C36B31E280C7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5789
Yes
Yes
0
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.57
37.18
42.57
37.18
37.18
37.18
No
No
(No Data)
7351.03
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
30
Yes
FMNA 1005
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
2BE095C4-64AC-4F05-A6E4-04D7A759D689
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.3351
No
No
1.619
1.619
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.79
44.82
44.79
44.82
44.82
44.82
No
No
(No Data)
12235.93
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B76C759B-E7F2-48F2-8AFE-FF8E4CEB003A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.1519
Yes
Yes
2.932
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
28.79
30.78
28.79
30.78
30.78
30.78
No
No
(No Data)
11284.17
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
4CE154C7-D5AD-4F65-A43C-DAB3588DC158
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.4528
Yes
Yes
2.825
2.825
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41.96
41.96
41.96
41.96
41.96
41.96
No
No
(No Data)
13500.05
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
32
Yes
1
No
(No Data)
No
(No Data)
Yes
24
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
1
Yes
Independent Third Party (The Work Number, Equifax etc)
44
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 32 months;
W2 - 24 months;
Written VOE - 1 months
Paystub - 1 months;
W2 - 24 months;
Written VOE - 44 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8A1455BD-F0B4-4787-8F9C-63750844B383
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
U.S. Citizen
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.2192
No
No
1.472
1.472
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44
43.66
44
43.66
43.66
43.66
No
No
(No Data)
4758.84
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
8AD39B02-692B-4303-BCE0-CFF838EECA4F
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9440
No
No
0.906
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.69
43.69
43.69
43.69
43.69
43.69
No
No
(No Data)
5870.2
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
Yes
Borrower
5
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
Yes
60
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Business Tax Return - 12 months;
CPA Letter without Income - 60 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 5 months;
Personal Tax Return - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DD7EC4C8-7AC4-4BA6-8E9E-204262535290
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Rebuttable Presumption (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.2496
Yes
Yes
2.986
3.086
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.39
42.56
40.39
42.56
42.56
42.56
No
No
(No Data)
7081.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C30D962B-10C2-4BF8-98E0-DF78F25D2CF7
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7772
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
38.27
38.82
38.27
38.82
38.82
38.82
No
No
(No Data)
6522.76
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
DA06E0DB-38A8-44E5-91EF-09C658436E82
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.1918
Yes
Yes
4.924
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.06
42.25
42.06
42.25
42.25
42.25
No
No
(No Data)
9242.98
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FD8D6850-E164-4F18-8DFF-2EFAFA7FBA5D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6905
Yes
Yes
1.578
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.41
39.3
39.41
39.3
39.3
39.3
No
No
(No Data)
9535.49
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
28
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
742E4453-A66A-43DC-87CF-0D5F0DE67DFB
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Low Rise Condo (1-4)
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.7000
Yes
Yes
0
0.530
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.17
37.66
37.17
37.66
37.66
37.66
No
No
(No Data)
9195.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
07AEA114-3FE7-4C0A-BD26-BF93BA9DB250
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9117
Yes
Yes
3.675
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
40.15
40.27
40.15
40.27
40.27
40.27
No
No
(No Data)
8381.89
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
64048F6F-4FE3-4474-8F84-81134D78F453
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.5575
Yes
Yes
4.684
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.78
42.44
42.78
42.44
42.44
42.44
No
No
(No Data)
3158.85
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
BEBB1E3D-CC0E-46D5-8BDA-654380CD55A8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7115
Yes
Yes
0.507
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.81
36.83
37.81
36.83
36.83
36.83
No
No
(No Data)
7567.7
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
26
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 12 months;
Written VOE - 26 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0F7D3EF1-71DE-4D37-B96E-A318E27E3E78
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.2766
No
No
1.845
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.8
43.81
43.8
43.81
43.81
43.81
No
No
(No Data)
4080.53
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
ED5672AC-E28C-49DC-97A5-F00CD9107164
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
7.9484
No
No
0.001
0.001
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
43.81
43.51
43.81
43.51
43.51
43.51
No
No
(No Data)
4664.57
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E7F5EB77-DC8A-4E45-8A62-1F48CEF935EA
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.5047
Yes
Yes
1.912
0.000
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
41
41
41
41
41
41
No
No
(No Data)
3470.58
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
12
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Award Letter - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
FF1A4940-F3C7-45F3-8DD0-98F72D59CE43
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.9628
Yes
Yes
1.608
1.608
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
30.57
28.29
30.57
28.29
28.29
28.29
No
No
(No Data)
31301.14
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
196E8D04-54E3-42C2-ABF9-2D3A7ACEFB6D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9355
Yes
Yes
1.643
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.28
39.3
39.28
39.3
39.3
39.3
No
No
(No Data)
6397.72
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
30
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
30
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 30 months;
W2 - 24 months;
Written VOE - 30 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
175331FD-AAA3-4435-B088-B584094A2EF8
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.5289
Yes
Yes
1.021
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.62
36.47
33.62
36.47
36.47
36.47
No
No
(No Data)
5946.3
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
76BAFA43-3BC0-4AD5-A445-DE11FB286EC9
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.6828
No
No
1.164
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.77
43.22
44.77
43.22
43.22
43.22
No
No
(No Data)
6281.11
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
27
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 27 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
A0AEBEAF-06EB-4A55-B731-1DFC12EBAE14
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
9.1819
No
No
1.63
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.18
44.44
44.18
44.44
44.44
44.44
No
No
(No Data)
9642.76
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
35
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 35 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
475850F8-BE06-497B-AD29-1D11F9835C88
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.6099
Yes
Yes
0.754
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.54
37.14
42.54
37.14
37.14
37.14
No
No
(No Data)
9614.15
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
32
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
C35F242B-6EDD-44D1-98C4-40AF627096E2
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Attached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.9828
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
33.5
34.01
33.5
34.01
34.01
34.01
No
No
(No Data)
6265.01
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
26
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
Written VOE - 26 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
3C1A289F-786B-4BE2-A9D4-213FE7CA29D1
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0222
Yes
Yes
0.828
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
32.06
32.06
32.06
32.06
32.06
32.06
No
No
(No Data)
8576.9
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
13217B42-F856-49A3-9F0D-222942EC195D
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.2973
Yes
Yes
0.25
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
37.18
37.18
37.18
37.18
37.18
37.18
No
No
(No Data)
7328.67
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
26
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 26 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
CDED7B63-5C82-4C6B-B857-CFF9C75299FC
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.2268
No
No
3.532
0.530
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.96
44.21
44.96
44.21
44.21
44.21
No
No
(No Data)
3411.63
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Lender Form
12
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
W2 - 24 months;
Written VOE - 12 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
B078679F-4C88-45F7-B613-576EF25B78B0
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
Detached PUD
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.7743
Yes
Yes
0
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
39.55
39.55
39.55
39.55
39.55
39.55
No
No
(No Data)
6485.43
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
26
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 26 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
63BF706D-217F-449B-AEFA-B5B07647C8EC
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
7.3177
Yes
Yes
0.318
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
42.87
42.94
42.87
42.94
42.94
42.94
No
No
(No Data)
3720.21
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
FMNA 1005
27
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 27 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
E43E439D-98FE-4FDE-8899-CF67A2EF06F4
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
8.0701
Yes
Yes
1.656
1.656
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
Not Applicable
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
31.75
29.17
31.75
29.17
29.17
29.17
No
No
(No Data)
22428.52
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
2
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
24
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 2 months;
Written VOE - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
1553FAB3-EDA9-4D3E-8C81-B2689DE9A7BC
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
Yes
2
8.9514
No
No
0.318
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
44.69
43.79
44.69
43.79
43.79
43.79
No
No
(No Data)
5297.59
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0
0E705D66-49E1-4BB4-BAC7-D1F909551C9A
XXXXXX
XXXXXX
XXXXXX
XXXXXX
QM: Safe Harbor (APOR)
No
Present
QM: Safe Harbor (APOR)
XXXXXX
U.S. Citizen
(No Data)
(No Data)
Primary
SFR
1
Conventional
No
No
No
No
(No Data)
No
No
Cashout Refi
No
No
No
No
No
(No Data)
(No Data)
No
No
2
9.3940
Yes
Yes
0.666
Not Applicable
(No Data)
(No Data)
No
No
No
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
No
Yes
Yes
Yes
No
No
(No Data)
(No Data)
(No Data)
(No Data)
Not Applicable
(No Data)
(No Data)
(No Data)
(No Data)
36
35.93
36
35.93
35.93
35.93
No
No
(No Data)
8620.87
No
0
(No Data)
No
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
Yes
1
No
(No Data)
No
(No Data)
No
(No Data)
Yes
24
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Yes
Independent Third Party (The Work Number, Equifax etc)
36
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
(No Data)
No
No
No
(No Data)
No
(No Data)
(No Data)
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
No
(No Data)
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
(No Data)
0