|
GS_LOAN_NUMBER
|
Investor Loan Number
|
EXCEPTIONID
|
EXCEPTIONIDDATE
|
CONDITIONCATEGORY
|
CONDITIONSTANDARDIZEDDESCRIPTION
|
EXCEPTIONCHOSEN
|
EDITEDEXCEPTION
|
COMPENSATINGFACTORS
|
FOLLOW-UPCOMMENTS
|
STATUS
|
CLEAREDDATE
|
OVERRIDEDATE
|
EXCEPTIONLEVELGRADE
|
COMPLETEDATE
|
OUTSIDEQCDATE
|
NOTEDATE
|
PROPERTYSTATE
|
OCCUPANCY
|
PURPOSE
|
|
5300500010
|
XXXXX
|
XXXXX
|
12/05/2024
|
Compliance
|
Final CD: Escrowed Property Costs over Year 1 description is missing or inaccurate
|
page XXX of the CD indicates there is an escrow account even though its a 2nd lien and neither section of pg XXX of the CD regarding
escrowed or non escrowed items is complete
|
page XXX of the CD indicates there is an escrow account even though its a 2nd lien and neither section of pg XXX of the CD regarding
escrowed or non escrowed items is complete
|
Cured
|
12/05/2024
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500012
|
XXXXX
|
XXXXX
|
12/09/2024
|
Credit
|
Title Coverage is Less than Subject Lien
|
Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX
|
Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX
|
Resolved
|
12/09/2024
|
1
|
12/09/2024
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500012
|
XXXXX
|
XXXXX
|
12/09/2024
|
Compliance
|
Final CD: Non-Escrowed Property Costs over Year 1 description is missing or inaccurate
|
Page XXX of the CD indicates the loan has escrows with XXX per month even though it is a 2nd lien, Page XXX of the CD is not completed as
required indicating costs over a year either escrowed or non escrowed.
|
Page XXX of the CD indicates the loan has escrows with XXX per month even though it is a 2nd lien, Page XXX of the CD is not completed as
required indicating costs over a year either escrowed or non escrowed.
|
Cured
|
12/09/2024
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500012
|
XXXXX
|
XXXXX
|
12/09/2024
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due to the increase of the appraisal fee without a valid COC. The COC does not give a reason for the increase in the cost of the appraisal
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due to the increase of the appraisal fee without a valid COC. The COC does not give a reason for the increase in the cost of the appraisal
|
Resolved
|
12/09/2024
|
1
|
12/09/2024
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500014
|
XXXXX
|
XXXXX
|
12/27/2024
|
Credit
|
Audited CLTV Exceeds Guideline CLTV
|
Audited CLTV of XX.XX% exceeds Guideline CLTV of 80%
|
Audited CLTV of XX.XX% exceeds Guideline CLTV of 80%
|
Resolved
|
12/27/2024
|
1
|
12/27/2024
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500014
|
XXXXX
|
XXXXX
|
12/30/2024
|
Property
|
External Obsolescence Present
|
External obsolescence present.
|
External obsolescence present.
|
Resolved
|
12/30/2024
|
1
|
12/30/2024
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500014
|
XXXXX
|
XXXXX
|
12/27/2024
|
Credit
|
Audited HCLTV Exceeds Guideline HCLTV
|
Audited HLTV of XX.XX% exceeds Guideline HCLTV of 80%
|
Audited HLTV of XX.XX% exceeds Guideline HCLTV of 80%
|
Resolved
|
12/27/2024
|
1
|
12/27/2024
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500016
|
XXXXX
|
XXXXX
|
01/23/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
01/23/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500016
|
XXXXX
|
XXXXX
|
01/24/2025
|
Property
|
Property is Manufactured Housing
|
Initial and Final 1003 section XX/XX/XXXX States the subject property is a manufactured home that is listed as Ineligible Property per
guidelines. The XXX appraisal provided in the file States the subject property is a Single Family Home PUD.
|
Initial and Final 1003 section XX/XX/XXXX States the subject property is a manufactured home that is listed as Ineligible Property per
guidelines. The XXX appraisal provided in the file States the subject property is a Single Family Home PUD.
|
Resolved
|
01/24/2025
|
1
|
01/24/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500022
|
XXXXX
|
XXXXX
|
03/20/2025
|
Compliance
|
Missing Initial Escrow Disclosure
|
Initial Escrow Account Disclosure is Missing
|
Initial Escrow Account Disclosure is Missing
|
Resolved
|
03/20/2025
|
1
|
03/20/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500022
|
XXXXX
|
XXXXX
|
03/21/2025
|
Compliance
|
Final CD: Escrowed Property Costs over Year 1 description is missing or inaccurate
|
Page XXX shows the borrower has an escrow account set up but the fields are incomplete. A corrected CD and LOE need to be provided with the
correct sections filled out on page XXX and XXX
|
Page XXX shows the borrower has an escrow account set up but the fields are incomplete. A corrected CD and LOE need to be provided with the
correct sections filled out on page XXX and XXX
|
Cured
|
03/21/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500022
|
XXXXX
|
XXXXX
|
03/20/2025
|
Compliance
|
Missing Required Affiliated Business Disclosure
|
Required Affiliated Business Disclosure Missing
|
Required Affiliated Business Disclosure Missing
|
Resolved
|
03/20/2025
|
1
|
03/20/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500024
|
XXXXX
|
XXXXX
|
03/27/2025
|
Compliance
|
Missing Required Affiliated Business Disclosure
|
Required Affiliated Business Disclosure Missing
|
Required Affiliated Business Disclosure Missing
|
Resolved
|
03/27/2025
|
1
|
03/27/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500026
|
XXXXX
|
XXXXX
|
04/03/2025
|
Credit
|
Property Title Issue
|
Property Title Issue
|
Property Title Issue
|
Resolved
|
04/03/2025
|
1
|
04/03/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500026
|
XXXXX
|
XXXXX
|
04/02/2025
|
Credit
|
Borrower 2 Executed 4506-T Missing
|
Borrower 2 Executed 4506-T Missing
|
Borrower 2 Executed 4506-T Missing
|
Resolved
|
04/02/2025
|
1
|
04/02/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500028
|
XXXXX
|
XXXXX
|
04/10/2025
|
Credit
|
Hazard insurance dwelling coverage is not sufficient
|
Hazard Insurance coverage of XXX is less than required coverage required
|
Hazard Insurance coverage of XXX is less than required coverage required
|
Resolved
|
04/10/2025
|
1
|
04/10/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500030
|
XXXXX
|
XXXXX
|
04/21/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Resolved
|
04/21/2025
|
1
|
04/21/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500030
|
XXXXX
|
XXXXX
|
04/21/2025
|
Compliance
|
Charges That In Total Cannot Increase More Than 10% Test
|
This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party
services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more
than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith
if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge
for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).
|
This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party
services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more
than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith
if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge
for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).
|
Resolved
|
04/21/2025
|
1
|
04/21/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500032
|
XXXXX
|
XXXXX
|
04/22/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
04/22/2025
|
1
|
04/22/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500032
|
XXXXX
|
XXXXX
|
04/22/2025
|
Credit
|
DTI (Back) Ratio does not meet eligibility requirement(s)
|
Lender's front end DTI of XXX% and back end DTI of XXX% exceed audit calculations of XXX% and XXX% because the lender included taxes and
insurance twice when calculating the first mortgage monthly PITIA. The mortgage Statement in the loan file confirms the first mortgage payment of XXX includes taxes and insurance of $XXX.
|
Lender's front end DTI of XXX% and back end DTI of XXX% exceed audit calculations of XXX% and XXX% because the lender included taxes and
insurance twice when calculating the first mortgage monthly PITIA. The mortgage Statement in the loan file confirms the first mortgage payment of XXX includes taxes and insurance of $XXX.
|
Resolved
|
04/22/2025
|
1
|
04/22/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500036
|
XXXXX
|
XXXXX
|
04/29/2025
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, copy of refund check, proof of delivery or valid
COC. The XXX% tolerance violation in the amount of XXX is due to the addition of a Flood Certification fee on LE XX/XX/XXXX and the increase of the Title - Closing Coordination fee without a COC to validate. The title - Closing Coordination fee
was indicated as non shoppable on the initial LE therefore it is included in the XXX% tolerance category
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, copy of refund check, proof of delivery or valid
COC. The XXX% tolerance violation in the amount of XXX is due to the addition of a Flood Certification fee on LE XX/XX/XXXX and the increase of the Title - Closing Coordination fee without a COC to validate. The title - Closing Coordination fee
was indicated as non shoppable on the initial LE therefore it is included in the XXX% tolerance category
|
Cured
|
04/29/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500036
|
XXXXX
|
XXXXX
|
04/29/2025
|
Compliance
|
Charges That In Total Cannot Increase More Than 10% Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The lender's title insurance increased without a valid COC
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The lender's title insurance increased without a valid COC
|
Cured
|
04/29/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500036
|
XXXXX
|
XXXXX
|
04/29/2025
|
Credit
|
Property Title Issue
|
Property Title Issue
|
Property Title Issue
|
Resolved
|
04/29/2025
|
1
|
04/29/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500036
|
XXXXX
|
XXXXX
|
04/29/2025
|
Credit
|
PUD Rider is Missing
|
PUD Rider is Missing
|
PUD Rider is Missing
|
Resolved
|
04/29/2025
|
1
|
04/29/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500038
|
XXXXX
|
XXXXX
|
04/29/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
04/29/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500040
|
XXXXX
|
XXXXX
|
04/30/2025
|
Compliance
|
TILA Finance Charge Test
|
This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not
considered accurate because it is underStated by more than XXX
|
This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not
considered accurate because it is underStated by more than XXX
|
Resolved
|
04/30/2025
|
1
|
04/30/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500040
|
XXXXX
|
XXXXX
|
05/01/2025
|
Compliance
|
Final CD: Non-Escrowed Property Costs over Year 1 description is missing or inaccurate
|
Page XXX of the Final CD Non-Escrowed property does not contain the Estimated Property Costs over Year XXX Cure required PCCD and LOE.
|
Page XXX of the Final CD Non-Escrowed property does not contain the Estimated Property Costs over Year XXX Cure required PCCD and LOE.
|
Cured
|
05/01/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500044
|
XXXXX
|
XXXXX
|
05/05/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/05/2025
|
1
|
05/05/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500048
|
XXXXX
|
XXXXX
|
05/07/2025
|
Compliance
|
Escrow Waiver is Missing
|
Escrow Waiver is Missing
|
Escrow Waiver is Missing
|
Resolved
|
05/07/2025
|
1
|
05/07/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500048
|
XXXXX
|
XXXXX
|
05/07/2025
|
Compliance
|
Final CD: Escrowed Property Costs over Year 1 description is missing or inaccurate
|
Page XXX and Page XXX of the Final CD indicate there is an escrow account even though the subject lien is a 2nd lien.
|
Page XXX and Page XXX of the Final CD indicate there is an escrow account even though the subject lien is a 2nd lien.
|
Cured
|
05/07/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500050
|
XXXXX
|
XXXXX
|
05/07/2025
|
Credit
|
Missing Property Tax Cert
|
Missing Property Tax Cert
|
Missing Property Tax Cert
|
Resolved
|
05/07/2025
|
1
|
05/07/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500050
|
XXXXX
|
XXXXX
|
05/08/2025
|
Credit
|
PUD Rider is Missing
|
PUD Rider is Missing
|
PUD Rider is Missing
|
Resolved
|
05/08/2025
|
1
|
05/08/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500052
|
XXXXX
|
XXXXX
|
05/08/2025
|
Compliance
|
Charges That In Total Cannot Increase More Than 10% Test
|
This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party
services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more
than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith
if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge
for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).
|
This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party
services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more
than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith
if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge
for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).
|
Cured
|
05/08/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500052
|
XXXXX
|
XXXXX
|
05/08/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
05/08/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500054
|
XXXXX
|
XXXXX
|
05/09/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Resolved
|
05/09/2025
|
1
|
05/09/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500054
|
XXXXX
|
XXXXX
|
05/12/2025
|
Property
|
Property/Appraisal General
|
Property/Appraisal guideline violation:
|
Property/Appraisal guideline violation:
|
Waived
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500054
|
XXXXX
|
XXXXX
|
05/09/2025
|
Credit
|
Title Coverage is Less than Subject Lien
|
Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX
|
Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX
|
Resolved
|
05/09/2025
|
1
|
05/09/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500054
|
XXXXX
|
XXXXX
|
05/09/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/09/2025
|
1
|
05/09/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500056
|
XXXXX
|
XXXXX
|
05/09/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
05/09/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500056
|
XXXXX
|
XXXXX
|
05/12/2025
|
Credit
|
PUD Rider is Missing
|
PUD Rider is Missing
|
PUD Rider is Missing
|
Resolved
|
05/12/2025
|
1
|
05/12/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500056
|
XXXXX
|
XXXXX
|
05/09/2025
|
Compliance
|
Charges That In Total Cannot Increase More Than 10% Test
|
This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party
services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more
than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith
if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge
for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).
|
This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party
services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more
than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith
if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge
for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).
|
Cured
|
05/09/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500058
|
XXXXX
|
XXXXX
|
05/12/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/12/2025
|
1
|
05/12/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500058
|
XXXXX
|
XXXXX
|
05/12/2025
|
Compliance
|
Final CD: Escrowed Property Costs over Year 1 description is missing or inaccurate
|
Page XXX of the Final CD Estimated Taxes, Insurance & Assessments is incomplete, and Page XXX of the Final CD Non-Escrowed property does
not contain the Estimated Property Costs over Year XXX Cure required PCCD and LOE.
|
Page XXX of the Final CD Estimated Taxes, Insurance & Assessments is incomplete, and Page XXX of the Final CD Non-Escrowed property does
not contain the Estimated Property Costs over Year XXX Cure required PCCD and LOE.
|
Cured
|
05/12/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500062
|
XXXXX
|
XXXXX
|
05/15/2025
|
Credit
|
Income 4 Months Income Verified is Missing
|
Income 4 Months Income Verified is Missing
|
Income 4 Months Income Verified is Missing
|
Resolved
|
05/15/2025
|
1
|
05/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500062
|
XXXXX
|
XXXXX
|
05/15/2025
|
Credit
|
Income and Employment Do Not Meet Guidelines
|
Income and Employment Do Not Meet Guidelines
|
Income and Employment Do Not Meet Guidelines
|
Resolved
|
05/15/2025
|
1
|
05/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500062
|
XXXXX
|
XXXXX
|
05/15/2025
|
Credit
|
ATR: Reasonable Income or Assets Not Considered
|
ATR: Reasonable Income or Assets Not Considered
|
ATR: Reasonable Income or Assets Not Considered
|
Resolved
|
05/15/2025
|
1
|
05/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500062
|
XXXXX
|
XXXXX
|
05/15/2025
|
Credit
|
Income 2 Months Income Verified is Missing
|
Income 2 Months Income Verified is Missing
|
Income 2 Months Income Verified is Missing
|
Resolved
|
05/15/2025
|
1
|
05/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500062
|
XXXXX
|
XXXXX
|
05/15/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/15/2025
|
1
|
05/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500062
|
XXXXX
|
XXXXX
|
05/15/2025
|
Compliance
|
Missing Required Affiliated Business Disclosure
|
Required Affiliated Business Disclosure Missing
|
Required Affiliated Business Disclosure Missing
|
Resolved
|
05/15/2025
|
1
|
05/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500068
|
XXXXX
|
XXXXX
|
05/20/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/20/2025
|
1
|
05/20/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500070
|
XXXXX
|
XXXXX
|
05/21/2025
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due the addition of the appraisal fee on the initial CD. The file contained a invoice and AVM that shows a cost was determined more than XXX days prior to the disclosure of the fee. Cure
required
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due the addition of the appraisal fee on the initial CD. The file contained a invoice and AVM that shows a cost was determined more than XXX days prior to the disclosure of the fee. Cure
required
|
Cured
|
05/21/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500070
|
XXXXX
|
XXXXX
|
05/21/2025
|
Credit
|
Property Title Issue
|
Property Title Issue
|
Property Title Issue
|
Resolved
|
05/21/2025
|
1
|
05/21/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500070
|
XXXXX
|
XXXXX
|
05/20/2025
|
Credit
|
Title Coverage is Less than Subject Lien
|
Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX
|
Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX
|
Resolved
|
05/20/2025
|
1
|
05/20/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500072
|
XXXXX
|
XXXXX
|
05/22/2025
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The COC in file dated XX/XX/XXXX indicates appraisal fees updated to match invoice, however the invoice was dated XX/XX/XXXX and the increase to the fee would have determined at the time of order. The increase was not disclosed timely.
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The COC in file dated XX/XX/XXXX indicates appraisal fees updated to match invoice, however the invoice was dated XX/XX/XXXX and the increase to the fee would have determined at the time of order. The increase was not disclosed timely.
|
Cured
|
05/22/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500072
|
XXXXX
|
XXXXX
|
05/22/2025
|
Compliance
|
Final CD: Non-Escrowed Property Costs over Year 1 calculation is inaccurate
|
The CD in file is missing an amount for property costs over a year. Cure requires: PCCD & LOE
|
The CD in file is missing an amount for property costs over a year. Cure requires: PCCD & LOE
|
Cured
|
05/22/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500076
|
XXXXX
|
XXXXX
|
05/22/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/22/2025
|
1
|
05/22/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500078
|
XXXXX
|
XXXXX
|
05/27/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/27/2025
|
1
|
05/27/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500078
|
XXXXX
|
XXXXX
|
05/27/2025
|
Compliance
|
Revised Loan Estimate Delivery Date Test (prior to consummation)
|
This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: (12 CFR
§1026.19(e)(4)(ii) he revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is
less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and
the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is
provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before
the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date he creditor shall not provide a
revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required
under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such
version three business days after the creditor delivers or places such version in the mail.
|
This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: (12 CFR
§1026.19(e)(4)(ii) he revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is
less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and
the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is
provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before
the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date he creditor shall not provide a
revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required
under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such
version three business days after the creditor delivers or places such version in the mail.
|
Resolved
|
05/27/2025
|
1
|
05/27/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500080
|
XXXXX
|
XXXXX
|
05/28/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/28/2025
|
1
|
05/28/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500082
|
XXXXX
|
XXXXX
|
05/29/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
05/29/2025
|
1
|
05/29/2025
|
XX/XX/XXXX
|
XXX
|
Second Home
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500084
|
XXXXX
|
XXXXX
|
06/02/2025
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due title endorsement fee added on the final CD without a valid COC. All title services were listed in section B on the LE. The inclusion of the fee within Section C of the LE provided
to the consumer will be the primary basis for determining whether the consumer was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to shop for
these services or other title services particularly when such services are listed in Section B of the LE ("Services you CANNOT shop for")
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due title endorsement fee added on the final CD without a valid COC. All title services were listed in section B on the LE. The inclusion of the fee within Section C of the LE provided
to the consumer will be the primary basis for determining whether the consumer was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to shop for
these services or other title services particularly when such services are listed in Section B of the LE ("Services you CANNOT shop for")
|
Cured
|
06/02/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500088
|
XXXXX
|
XXXXX
|
06/05/2025
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The Title Endorsement fee was added to the initial CD without a valid COC. The fee is tested under XXX% tolerance due to the fees on the LE listing title services as on shoppable. The inclusion of the fee within Section C of the LE
provided to the consumer will be the primary basis for determining whether the consumer was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to
shop for these services or other title services particularly when such services are listed in Section B of the LE ("Services you CANNOT shop for").
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The Title Endorsement fee was added to the initial CD without a valid COC. The fee is tested under XXX% tolerance due to the fees on the LE listing title services as on shoppable. The inclusion of the fee within Section C of the LE
provided to the consumer will be the primary basis for determining whether the consumer was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to
shop for these services or other title services particularly when such services are listed in Section B of the LE ("Services you CANNOT shop for").
|
Cured
|
06/05/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500088
|
XXXXX
|
XXXXX
|
06/04/2025
|
Credit
|
The Deed of Trust is Missing
|
The Deed of Trust is Missing
|
The Deed of Trust is Missing
|
Resolved
|
06/04/2025
|
1
|
06/04/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500090
|
XXXXX
|
XXXXX
|
06/04/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
06/04/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500094
|
XXXXX
|
XXXXX
|
06/06/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
06/06/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500096
|
XXXXX
|
XXXXX
|
06/06/2025
|
Credit
|
Title Document Missing
|
Title Document is missing
|
Title Document is missing
|
Resolved
|
06/06/2025
|
1
|
06/06/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500098
|
XXXXX
|
XXXXX
|
06/11/2025
|
Compliance
|
Charges That Cannot Increase Test
|
ILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due the addition of the Title - endorsement. The inclusion of the fee within Section C of the LE provided to the consumer will be the primary basis for determining whether the consumer
was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to shop for these services or other title services particularly when such services are
listed in Section B of the LE ("Services you CANNOT shop for").
|
ILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due the addition of the Title - endorsement. The inclusion of the fee within Section C of the LE provided to the consumer will be the primary basis for determining whether the consumer
was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to shop for these services or other title services particularly when such services are
listed in Section B of the LE ("Services you CANNOT shop for").
|
Cured
|
06/11/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500100
|
XXXXX
|
XXXXX
|
06/13/2025
|
Credit
|
Product Type does not meet eligibility requirement(s)
|
Interest type is Simple Interest, which is an ineligible product type per guidelines. The Note will need to be recalculated using Actuarial
Interest, the DOT will need to be re-executed without the Simple Interest Rider, and the Final CD will need to be reissued reflecting the updated P&I amount.
|
Interest type is Simple Interest, which is an ineligible product type per guidelines. The Note will need to be recalculated using Actuarial
Interest, the DOT will need to be re-executed without the Simple Interest Rider, and the Final CD will need to be reissued reflecting the updated P&I amount.
|
Resolved
|
06/13/2025
|
1
|
06/13/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500100
|
XXXXX
|
XXXXX
|
06/12/2025
|
Credit
|
Hazard Insurance Policy is Partial
|
Hazard Insurance Policy Partially Provided
|
Hazard Insurance Policy Partially Provided
|
Resolved
|
06/12/2025
|
1
|
06/12/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500100
|
XXXXX
|
XXXXX
|
06/12/2025
|
Credit
|
Income and Employment Do Not Meet Guidelines
|
Income and Employment Do Not Meet Guidelines
|
Income and Employment Do Not Meet Guidelines
|
Resolved
|
06/12/2025
|
1
|
06/12/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500100
|
XXXXX
|
XXXXX
|
06/12/2025
|
Credit
|
Borrower 1 Paystubs Missing
|
Borrower 1 Paystubs Missing
|
Borrower 1 Paystubs Missing
|
Resolved
|
06/12/2025
|
1
|
06/12/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500100
|
XXXXX
|
XXXXX
|
06/13/2025
|
Credit
|
ATR: Reasonable Income or Assets Not Considered
|
ATR: Reasonable Income or Assets Not Considered
|
ATR: Reasonable Income or Assets Not Considered
|
Resolved
|
06/13/2025
|
1
|
06/13/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500100
|
XXXXX
|
XXXXX
|
06/13/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
06/13/2025
|
1
|
06/13/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500102
|
XXXXX
|
XXXXX
|
06/19/2025
|
Compliance
|
Charges That Cannot Increase Test
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due the increase in Title insurance and addition of Title Exam. Title fees were listed as non shoppable on the initial LE. The inclusion of the fee within Section C of the LE provided to
the consumer will be the primary basis for determining whether the consumer was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to shop for
these services or other title services particularly when such services are listed in Section B of the LE ("Services you CANNOT shop for")
|
TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid
COC. The zero tolerance violation in the amount of XXX is due the increase in Title insurance and addition of Title Exam. Title fees were listed as non shoppable on the initial LE. The inclusion of the fee within Section C of the LE provided to
the consumer will be the primary basis for determining whether the consumer was permitted to shop. Presence of an SSPL listing services and providers, does not, in and of itself, serve as evidence that the consumer was permitted to shop for
these services or other title services particularly when such services are listed in Section B of the LE ("Services you CANNOT shop for")
|
Cured
|
06/19/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500104
|
XXXXX
|
XXXXX
|
06/19/2025
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith
determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a
comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under
§1026.19(e)(1)(i).
|
Cured
|
06/19/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500104
|
XXXXX
|
XXXXX
|
06/18/2025
|
Credit
|
Fraud Report Shows Uncleared Alerts
|
Fraud Report Shows Uncleared Alerts
|
Fraud Report Shows Uncleared Alerts
|
Resolved
|
06/18/2025
|
1
|
06/18/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500106
|
XXXXX
|
XXXXX
|
06/24/2025
|
Compliance
|
Charges That Cannot Increase Test
|
Cured
|
06/24/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||||
|
5300500108
|
XXXXX
|
XXXXX
|
06/25/2025
|
Compliance
|
Charges That Cannot Increase Test
|
Cured
|
06/25/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||||
|
5300500110
|
XXXXX
|
XXXXX
|
06/26/2025
|
Credit
|
The Note is Incomplete
|
The Note is Incomplete
|
The Note is Incomplete
|
Resolved
|
06/26/2025
|
1
|
06/26/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500110
|
XXXXX
|
XXXXX
|
06/26/2025
|
Credit
|
The Deed of Trust is Incomplete
|
The Deed of Trust is Incomplete
|
The Deed of Trust is Incomplete
|
Resolved
|
06/26/2025
|
1
|
06/26/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500110
|
XXXXX
|
XXXXX
|
07/01/2025
|
Compliance
|
Final CD: Monthly Principal & Interest is missing or inaccurate
|
Interest type is Simple Interest, which is an ineligible product type per guidelines. Final CD will need to be reissued reflecting the
updated P&I amount after the Note is recalculated using Actuarial Interest.
|
Interest type is Simple Interest, which is an ineligible product type per guidelines. Final CD will need to be reissued reflecting the
updated P&I amount after the Note is recalculated using Actuarial Interest.
|
Cured
|
07/01/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500112
|
XXXXX
|
XXXXX
|
06/26/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
06/26/2025
|
1
|
06/26/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500116
|
XXXXX
|
XXXXX
|
07/01/2025
|
Compliance
|
Missing Required Affiliated Business Disclosure
|
Required Affiliated Business Disclosure Missing
|
Required Affiliated Business Disclosure Missing
|
Resolved
|
07/01/2025
|
1
|
07/01/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500116
|
XXXXX
|
XXXXX
|
07/01/2025
|
Compliance
|
Final CD: Non-Escrowed Property Costs over Year 1 calculation is inaccurate
|
The Final CD did contain an amount for non escrowed property costs over a year; Cure package requires PCCD & LOE
|
The Final CD did contain an amount for non escrowed property costs over a year; Cure package requires PCCD & LOE
|
Cured
|
07/01/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500118
|
XXXXX
|
XXXXX
|
07/03/2025
|
Credit
|
Income documentation does not meet guidelines
|
Missing the XXX form XXX Tax return filing extension
|
Missing the XXX form XXX Tax return filing extension
|
Resolved
|
07/03/2025
|
1
|
07/03/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500120
|
XXXXX
|
XXXXX
|
07/03/2025
|
Compliance
|
Charges That Cannot Increase Test
|
Cured
|
07/03/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||||
|
5300500120
|
XXXXX
|
XXXXX
|
07/03/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
07/03/2025
|
1
|
07/03/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500120
|
XXXXX
|
XXXXX
|
07/08/2025
|
Credit
|
Borrower 2 Executed 4506-T Missing
|
Borrower 2 Executed 4506-T Missing
|
Borrower 2 Executed 4506-T Missing
|
Resolved
|
07/08/2025
|
1
|
07/08/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500122
|
XXXXX
|
XXXXX
|
07/09/2025
|
Compliance
|
Charges That Cannot Increase Test
|
Cured
|
07/09/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||||
|
5300500122
|
XXXXX
|
XXXXX
|
07/08/2025
|
Property
|
Third Party Valuation Product Not Provided within 10% Tolerance
|
Third Party Valuation Product Not Provided or Not Provided Within Tolerance.
|
Third Party Valuation Product Not Provided or Not Provided Within Tolerance.
|
Resolved
|
07/08/2025
|
1
|
07/08/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500122
|
XXXXX
|
XXXXX
|
07/08/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
07/08/2025
|
1
|
07/08/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500122
|
XXXXX
|
XXXXX
|
07/09/2025
|
Compliance
|
Final CD: Non-Escrowed Property Costs over Year 1 description is missing or inaccurate
|
The estimated property costs over XXX year is blank, cure requires PCCD and LOE
|
The estimated property costs over XXX year is blank, cure requires PCCD and LOE
|
Cured
|
07/09/2025
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
|||||
|
5300500124
|
XXXXX
|
XXXXX
|
07/09/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
07/09/2025
|
1
|
07/09/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500126
|
XXXXX
|
XXXXX
|
07/17/2025
|
Compliance
|
Initial Closing Disclosure Delivery Date Test
|
Resolved
|
07/17/2025
|
1
|
07/17/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500126
|
XXXXX
|
XXXXX
|
07/17/2025
|
Compliance
|
Lender Credits That Cannot Decrease Test
|
Resolved
|
07/17/2025
|
1
|
07/17/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500128
|
XXXXX
|
XXXXX
|
07/21/2025
|
Credit
|
Missing Letter of Explanation (Credit)
|
Missing letter of explanation for inquiry within XXX days of note date. Borrower has one credit inquiry dated XX/XX/XXXX.
|
Missing letter of explanation for inquiry within XXX days of note date. Borrower has one credit inquiry dated XX/XX/XXXX.
|
Resolved
|
07/21/2025
|
1
|
07/21/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500134
|
XXXXX
|
XXXXX
|
10/15/2025
|
Credit
|
The Note is Incomplete
|
The Note is Incomplete
|
The Note is Incomplete
|
Resolved
|
10/15/2025
|
1
|
10/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500134
|
XXXXX
|
XXXXX
|
10/15/2025
|
Credit
|
The Deed of Trust is Incomplete
|
The Deed of Trust is Incomplete
|
The Deed of Trust is Incomplete
|
Resolved
|
10/15/2025
|
1
|
10/15/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500134
|
XXXXX
|
XXXXX
|
10/16/2025
|
Compliance
|
Missing Required Affiliated Business Disclosure
|
Required Affiliated Business Disclosure Missing
|
Required Affiliated Business Disclosure Missing
|
Resolved
|
10/16/2025
|
1
|
10/16/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500134
|
XXXXX
|
XXXXX
|
10/16/2025
|
Compliance
|
CD: General Form Requirements Not Met
|
XXX: General Form Requirements Not Met
|
CD: General Form Requirements Not Met
|
Resolved
|
10/16/2025
|
1
|
10/16/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500136
|
XXXXX
|
XXXXX
|
10/29/2025
|
Compliance
|
Charges That Cannot Increase Test
|
Resolved
|
10/29/2025
|
1
|
10/29/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500138
|
XXXXX
|
XXXXX
|
10/30/2025
|
Credit
|
The Note is Missing
|
The Note is Missing.
|
The Note is Missing.
|
Resolved
|
10/30/2025
|
1
|
10/30/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500138
|
XXXXX
|
XXXXX
|
10/31/2025
|
Credit
|
Property Title Issue
|
Property Title Issue
|
Property Title Issue
|
Resolved
|
10/31/2025
|
1
|
10/31/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500140
|
XXXXX
|
XXXXX
|
10/30/2025
|
Compliance
|
Charges That Cannot Increase Test
|
Resolved
|
10/30/2025
|
1
|
10/30/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500140
|
XXXXX
|
XXXXX
|
10/30/2025
|
Compliance
|
Initial Closing Disclosure Delivery Date Test
|
Resolved
|
10/30/2025
|
1
|
10/30/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500142
|
XXXXX
|
XXXXX
|
11/07/2025
|
Credit
|
Property Title Issue
|
Property Title Issue
|
Property Title Issue
|
Resolved
|
11/07/2025
|
1
|
11/07/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500144
|
XXXXX
|
XXXXX
|
11/07/2025
|
Compliance
|
Missing Required Affiliated Business Disclosure
|
Required Affiliated Business Disclosure Missing
|
Required Affiliated Business Disclosure Missing
|
Resolved
|
11/07/2025
|
1
|
11/07/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500146
|
XXXXX
|
XXXXX
|
11/06/2025
|
Credit
|
Title Document Missing
|
Title Document is missing
|
Title Document is missing
|
Resolved
|
11/06/2025
|
1
|
11/06/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500148
|
XXXXX
|
XXXXX
|
11/13/2025
|
Credit
|
Missing Taxpayer First Act Disclosure
|
Taxpayer First Act Disclosure is missing.
|
Taxpayer First Act Disclosure is missing.
|
Waived
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500148
|
XXXXX
|
XXXXX
|
11/13/2025
|
Property
|
Property/Appraisal General
|
Property/Appraisal guideline violation:
|
Property/Appraisal guideline violation:
|
Waived
|
2
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||
|
5300500148
|
XXXXX
|
XXXXX
|
11/13/2025
|
Compliance
|
eSigned Documents Consent is Missing
|
The eSigned consent disclosure is missing.
|
The eSigned consent disclosure is missing.
|
Resolved
|
11/13/2025
|
1
|
11/13/2025
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||
|
5300500018
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500020
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500034
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500042
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500046
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500060
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500064
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500066
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500074
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500086
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500092
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500114
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500130
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|
||||||||||||||
|
5300500132
|
XXXXX
|
XX/XX/XXXX
|
XXX
|
Primary Residence
|
Cash Out: Other/Multi purpose Unknown Purpose
|