v3.26.3
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Interest income    
Loans, including fees $ 7,741 $ 7,271
Investment securities 24 13
Mortgage-backed securities 633 542
Other interest-earning assets 299 184
Total interest income 8,697 8,010
Interest expense    
Deposits 2,729 2,673
Federal Home Loan Bank borrowings 2 0
Other bank borrowings 62 76
Total interest expense 2,793 2,749
Net interest income 5,904 5,261
Provision for credit losses 275 43
Net interest income after provision for credit losses 5,629 5,218
Non-interest income    
Gain on sale of other real estate owned 204 0
Gain on sale of fixed assets 46 0
Gain on sale of loans 138 146
Loss on sale of securities (52) 0
Income on bank owned life insurance 28 28
Service charges on deposit accounts 435 423
Other income 54 53
Total non-interest income 853 650
Non-interest expense    
Compensation and benefits 2,288 2,150
Occupancy and equipment 522 568
Data processing 236 336
Audit and examination fees 134 69
Franchise and bank shares tax 106 135
Advertising 74 29
Professional fees 161 85
Loan and collection 38 42
Amortization of core deposit intangible 50 67
Deposit insurance premium 104 93
Other real estate owned write-down expense 100 0
Other expenses 268 277
Total non-interest expense 4,081 3,851
Income before income taxes 2,401 2,017
Provision for income tax expense 490 418
Net income $ 1,911 $ 1,599
Earnings Per Share    
Basic (in Dollars per share) $ 0.64 $ 0.53
Diluted (in Dollars per share) $ 0.62 $ 0.52