Securities (Tables)

3 Months Ended

Sep. 30, 2026

Amortized Cost and Fair Value of Securities Available-for-Sale and Securities Held-to-Maturity

The following tables summarize the amortized cost and fair value of securities available-for-sale and securities held-to-maturity at September 30, 2026 and June 30, 2026 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses:

September 30, 2026	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In Thousands)
Available-for-sale
Mortgage-backed securities: residential	$	48,989	$	-	$	3,939	$	45,050
State and political subdivision		476		-		27		449
Total available-for-sale	$	49,465	$	-	$	3,966	$	45,499

September 30, 2026	Amortized Cost		Gross Unrecognized Gains		Gross Unrecognized Losses		Fair Value
	(In Thousands)
Held-to-maturity
Mortgage-backed securities: residential	$	53,033	$	-	$	10,308	$	42,725
State and political subdivision		1,030		-		89		941
Total held-to-maturity	$	54,063	$	-	$	10,397	$	43,666

June 30, 2026	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	(In Thousands)
Available-for-sale
Mortgage-backed securities: residential	$	45,505	$	22	$	2,375	$	43,152
State and political subdivision		475		-		3		472
Total available-for-sale	$	45,980	$	22	$	2,378	$	43,624

June 30, 2026	Amortized Cost		Gross Unrecognized Gains		Gross Unrecognized Losses		Fair Value
	(In Thousands)
Held-to-maturity
Mortgage-backed securities: residential	$	54,404	$	-	$	8,738	$	45,666
State and political subdivision		1,035		-		43		992
Total held-to-maturity	$	55,439	$	-	$	8,781	$	46,658

Amortized Cost and Fair Value of Securities by Contractual Maturity

The amortized cost and fair value of debt securities are shown by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.

September 30, 2026	Amortized Cost		Fair Value
	(In Thousands)
Available-for-sale
One to five years	$	3,360	$	3,199
Five to ten years		13,932		13,004
Beyond ten years		32,173		29,296
Total available-for-sale	$	49,465	$	45,499

Held-to-maturity
Five to ten years	$	12,333	$	10,521
Beyond ten years		41,730		33,145
Total held-to-maturity	$	54,063	$	43,666

Summary of Debt Securities Available-for-Sale, Aggregated By Major Security Type and Length of Time in Continuous Unrealized Loss Position

The following tables summarize debt securities available-for-sale in an unrealized loss position for which an allowance for credit losses has not been recorded at September 30, 2026 and June 30, 2026, aggregated by major security type and length of time in a continuous unrealized loss position:

	Less Than 12 Months				12 Months or Longer				Total
September 30, 2026	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In Thousands)
Available-for-sale
Mortgage-backed securities: residential	$	23,342	$	982	$	20,855	$	2,957	$	44,197	$	3,939
State and political subdivision		449		27		-		-		449		27
Total available-for-sale	$	23,791	$	1,009	$	20,855	$	2,957	$	44,646	$	3,966

	Less Than 12 Months				12 Months or Longer				Total
June 30, 2026	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(In Thousands)
Available-for-sale
Mortgage-backed securities: residential	$	16,988	$	277	$	22,301	$	2,098	$	39,289	$	2,375
State and political subdivision		472		3		-		-		472		3
Total available-for-sale	$	17,460	$	280	$	22,301	$	2,098	$	39,761	$	2,378