v3.26.3
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2026
Jun. 30, 2026
Assets    
Cash and cash equivalents (includes interest-bearing deposits with other banks of $30,954 and $28,135 at September 30, 2026 and June 30, 2026, respectively) $ 37,560 $ 34,304
Securities available-for-sale (amortized cost September 30, 2026: $49,465; June 30, 2026: $45,980, respectively) 45,499 43,624
Securities held-to-maturity (fair value September 30, 2026: $43,666; June 30, 2026: $46,658, respectively) 54,063 55,439
Other securities 1,111 954
Loans held-for-sale 1,082 1,654
Loans receivable, net of allowance for credit losses (September 30, 2026: $4,902; June 30, 2026: $4,926, respectively) 484,332 475,491
Accrued interest receivable 1,909 1,895
Premises and equipment, net 16,020 16,173
Bank owned life insurance 7,068 7,040
Goodwill 2,990 2,990
Core deposit intangible 625 675
Deferred tax asset 1,490 1,058
Other real estate owned 513 613
Other assets 1,302 1,420
Total assets 655,564 643,330
Deposits:    
Non-interest bearing 140,651 138,059
Interest bearing 434,272 439,233
Total deposits 574,923 577,292
Advances from borrowers for taxes and insurance 663 511
Advances from the Federal Home Loan Bank of Dallas 14,000 0
Other borrowings 3,556 3,556
Other accrued expenses and liabilities 3,667 3,214
Total liabilities 596,809 584,573
Stockholders’ equity    
Preferred stock - $0.01 par value; 10,000,000 shares authorized: none issued and outstanding 0 0
Common stock - $0.01 par value; 40,000,000 shares authorized: 3,030,594 and 3,042,451 shares issued and outstanding at September 30, 2026 and June 30, 2026, respectively 30 30
Additional paid-in capital 44,579 44,429
Unearned ESOP stock (248) (263)
Retained earnings 17,527 16,423
Accumulated other comprehensive loss (3,133) (1,862)
Total stockholders’ equity 58,755 58,757
Total liabilities and stockholders’ equity $ 655,564 $ 643,330