The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216 2,669,040 31,639 SH SOLE 31,639 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 426,361 2,701 SH SOLE 2,701 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 4,502,907 114,316 SH SOLE 113,917 0 399
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 5,562,580 61,731 SH SOLE 61,731 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 2,841,922 25,982 SH SOLE 25,982 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 17,755,582 138,618 SH SOLE 138,618 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,895,778 41,571 SH SOLE 41,571 0 0
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 4,107,348 98,004 SH SOLE 97,858 0 146
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 5,243,290 123,662 SH SOLE 123,435 0 227
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 3,726,801 72,877 SH SOLE 72,863 0 14
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,886,910 56,008 SH SOLE 55,917 0 91
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,798,038 50,090 SH SOLE 50,078 0 12
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 5,769,416 143,625 SH SOLE 143,616 0 9
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 4,625,485 118,420 SH SOLE 118,420 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 4,843,664 106,186 SH SOLE 106,186 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 363,496 6,904 SH SOLE 6,904 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 4,991,217 90,749 SH SOLE 90,749 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,992,306 107,842 SH SOLE 107,842 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 13,324,342 299,760 SH SOLE 299,760 0 0
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 795,866 16,062 SH SOLE 16,062 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 409,612 7,563 SH SOLE 7,563 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 236,486 337 SH SOLE 337 0 0
EA SERIES TRUST ALPHA ARCHITECT 02072L516 511,155 5,645 SH SOLE 5,645 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,578,495 38,061 SH SOLE 38,061 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,665,289 16,703 SH SOLE 16,703 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,098,542 13,881 SH SOLE 13,881 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 1,161,755 22,074 SH SOLE 22,074 0 0
ISHARES TR MSCI USA MMENTM 46432F396 1,945,294 6,130 SH SOLE 6,130 0 0
WALMART INC COM 931142103 415,368 3,997 SH SOLE 3,997 0 0
APPLE INC COM 037833100 378,140 1,135 SH SOLE 1,135 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 878,284 28,693 SH SOLE 28,693 0 0
ISHARES TR 3YRTB ETF 464288125 1,243,067 16,784 SH SOLE 16,784 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,202,624 23,475 SH SOLE 23,475 0 0
ISHARES TR MBS ETF 464288588 547,040 6,104 SH SOLE 6,104 0 0
ISHARES TR TIPS BD ETF 464287176 1,132,059 10,881 SH SOLE 10,881 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,443,257 43,121 SH SOLE 43,121 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 3,148,286 14,570 SH SOLE 14,570 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,074,167 22,918 SH SOLE 22,918 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 371,094 12,661 SH SOLE 12,661 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 793,432 16,351 SH SOLE 16,351 0 0
PACER FDS TR CASH COWS ETF 69374H659 234,796 4,805 SH SOLE 4,805 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 330,738 4,978 SH SOLE 4,978 0 0
ISHARES TR GNMA BOND ETF 46429B333 1,579,001 37,721 SH SOLE 37,721 0 0
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 475,594 10,234 SH SOLE 10,234 0 0
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 1,343,751 26,614 SH SOLE 26,614 0 0
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 240,888 5,753 SH SOLE 5,753 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 298,840 5,560 SH SOLE 5,560 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 891,410 37,360 SH SOLE 37,360 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 279,697 747 SH SOLE 747 0 0
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072166 236,105 2,792 SH SOLE 2,792 0 0
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202 591,891 14,259 SH SOLE 14,259 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 200,057 1,022 SH SOLE 1,022 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 978,924 11,790 SH SOLE 11,790 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 299,538 3,869 SH SOLE 3,869 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 445,875 8,852 SH SOLE 8,852 0 0
COLGATE PALMOLIVE CO COM 194162103 1,641,846 19,243 SH SOLE 19,243 0 0
GREIF INC CL A 397624107 466,421 5,815 SH SOLE 5,815 0 0
INTEL CORP COM 458140100 446,053 3,710 SH SOLE 3,710 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 726,021 7,211 SH SOLE 7,211 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 225,015 2,309 SH SOLE 2,309 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 262,859 924 SH SOLE 924 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 357,591 2,774 SH SOLE 2,774 0 0
VANGUARD WELLINGTON FD US MOMENTUM 921935508 236,887 1,043 SH SOLE 1,043 0 0
CHEVRON CORPORATION COM 166764100 213,486 1,045 SH SOLE 1,045 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,353,074 4,033 SH SOLE 4,033 0 0
EA SERIES TRUST ALPHA ARCHITECT 02072Q242 272,226 5,309 SH SOLE 5,309 0 0