The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SMITH A O CORP COM 831865209 20,847,228 369,828 SH SOLE 369,828 0 0
ABBOTT LABORATORIES COM 002824100 31,290,824 316,613 SH SOLE 316,613 0 0
ABBVIE INC COM 00287y109 99,802,028 381,521 SH SOLE 381,521 0 0
ACCENTURE PLC IRELAND SHS CLASS A g1151c101 62,303,992 339,772 SH SOLE 339,772 0 0
ADI GLOBAL DISTR INC COM SHS 001026103 567,329 31,659 SH SOLE 31,659 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,552,217 17,640 SH SOLE 17,640 0 0
AFLAC INC COM 001055102 435,411 3,895 SH SOLE 3,895 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106 1,286,122 4,623 SH SOLE 4,623 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609w102 1,097,446 10,205 SH SOLE 10,205 0 0
ALPHA COGNITION INC COM NEW 02074j501 178,416 19,824 SH SOLE 19,824 0 0
ALPHABET INC CAP STK CL A 02079k305 6,659,140 19,353 SH SOLE 19,353 0 0
ALPHABET INC CAP STK CL C 02079k107 6,472,331 18,995 SH SOLE 18,995 0 0
ALTRIA GROUP INC COM 02209s103 1,850,193 27,475 SH SOLE 27,475 0 0
AMAZON COM INC COM 023135106 9,686,703 38,879 SH SOLE 38,879 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,444,938 20,608 SH SOLE 20,608 0 0
AMERICAN EXPRESS CO COM 025816109 2,795,246 9,192 SH SOLE 9,192 0 0
AMERIPRISE FINL INC COM 03076c106 494,812 1,005 SH SOLE 1,005 0 0
AMGEN INC COM 031162100 11,187,575 26,542 SH SOLE 26,542 0 0
ANALOG DEVICES INC COM 032654105 2,160,426 5,446 SH SOLE 5,446 0 0
APPLE INC COM 037833100 93,727,647 281,448 SH SOLE 281,448 0 0
APPLIED MATLS INC COM 038222105 488,368 955 SH SOLE 955 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 246,237 3,102 SH SOLE 3,102 0 0
GALLAGHER ARTHUR J & CO COM 363576109 319,615 1,401 SH SOLE 1,401 0 0
AT&T INC COM 00206r102 2,401,639 98,428 SH SOLE 98,428 0 0
AUTODESK INC COM 052769106 612,788 2,932 SH SOLE 2,932 0 0
BAKER HUGHES COMPANY CL A 05722g100 1,713,319 31,208 SH SOLE 31,208 0 0
BANK OF AMER CORP COM 060505104 63,553,084 1,167,611 SH SOLE 1,167,611 0 0
BANK OF NY MELLON CORP COM 064058100 592,404 4,096 SH SOLE 4,096 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 12,477,631 25,058 SH SOLE 25,058 0 0
BIOGEN INC COM 09062x103 346,500 1,534 SH SOLE 1,534 0 0
BLACKROCK INC COM 09290d101 762,307 720 SH SOLE 720 0 0
BLACKSTONE INC COM 09260d107 2,632,097 23,482 SH SOLE 23,482 0 0
BP PLC SPONSORED ADR 055622104 290,730 6,609 SH SOLE 6,609 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 37,586,218 602,343 SH SOLE 602,343 0 0
BROADCOM INC COM 11135f101 7,044,127 20,058 SH SOLE 20,058 0 0
BROWN FORMAN CORP CL B 115637209 1,547,058 59,048 SH SOLE 59,048 0 0
THE CAMPBELLS COMPANY COM 134429109 1,641,825 82,795 SH SOLE 82,795 0 0
CAPITAL ONE FINL CORP COM 14040h105 579,702 3,003 SH SOLE 3,003 0 0
CARMAX INC COM 143130102 215,260 3,906 SH SOLE 3,906 0 0
CARRIER GLOBAL CORPORATION COM 14448c104 344,521 6,280 SH SOLE 6,280 0 0
CATERPILLAR INC COM 149123101 3,160,475 3,898 SH SOLE 3,898 0 0
CBOE GLOBAL MKTS INC COM 12503m108 363,383 1,320 SH SOLE 1,320 0 0
CHARLES SCHWAB CORP (THE) COM 808513105 40,598,302 415,370 SH SOLE 415,370 0 0
CHEVRON CORPORATION COM 166764100 80,438,659 393,902 SH SOLE 393,902 0 0
CHUBB LIMITED COM h1467j104 41,863,366 128,711 SH SOLE 128,711 0 0
CISCO SYS INC COM 17275r102 91,432,871 849,511 SH SOLE 849,511 0 0
CITIGROUP INC COM NEW 172967424 9,907,196 76,515 SH SOLE 76,515 0 0
CME GROUP INC COM 12572q105 307,853 1,175 SH SOLE 1,175 0 0
COCA COLA CONS INC COM 191098102 760,897 4,020 SH SOLE 4,020 0 0
COCA COLA CO COM 191216100 11,923,613 138,518 SH SOLE 138,518 0 0
COMCAST CORP NEW CL A 20030n101 483,311 22,211 SH SOLE 22,211 0 0
COMMUNITY FINANCIAL SYSTEM I COM 203607106 1,281,894 21,530 SH SOLE 21,530 0 0
CONOCOPHILLIPS COM 20825c104 12,559,131 100,353 SH SOLE 100,353 0 0
COPART INC COM 217204106 360,178 13,203 SH SOLE 13,203 0 0
CORNING INC COM 219350105 316,469 2,058 SH SOLE 2,058 0 0
COSTCO WHOLESALE CORPORATION COM 22160k105 939,746 1,032 SH SOLE 1,032 0 0
CROWDSTRIKE HLDGS INC CL A 22788c105 252,042 952 SH SOLE 952 0 0
CSX CORP COM 126408103 347,720 7,476 SH SOLE 7,476 0 0
CVS HEALTH CORP COM 126650100 299,476 3,495 SH SOLE 3,495 0 0
D R HORTON INC COM 23331a109 256,492 1,877 SH SOLE 1,877 0 0
DANAHER CORP DEL COM 235851102 713,391 3,220 SH SOLE 3,220 0 0
DARDEN RESTAURANTS INC COM 237194105 258,568 1,338 SH SOLE 1,338 0 0
DEERE & CO COM 244199105 48,891,811 72,804 SH SOLE 72,804 0 0
DELL TECHNOLOGIES INC CL C 24703l202 135,342,139 251,589 SH SOLE 251,589 0 0
DEVON ENERGY CORP NEW COM 25179m103 289,407 6,286 SH SOLE 6,286 0 0
DISNEY WALT CO COM 254687106 8,246,694 78,615 SH SOLE 78,615 0 0
DOMINION ENERGY INC COM 25746u109 203,468 3,362 SH SOLE 3,362 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 250,080 2,193 SH SOLE 2,193 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614n201 216,007 1,663 SH SOLE 1,663 0 0
EATON CORP PLC SHS g29183103 434,659 1,012 SH SOLE 1,012 0 0
ELEVANCE HEALTH INC FORMERLY COM 036752103 354,352 911 SH SOLE 911 0 0
EMERSON ELEC CO COM 291011104 49,283,365 317,752 SH SOLE 317,752 0 0
ENERGY RECOVERY INC COM 29270j100 333,500 50,000 SH SOLE 50,000 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273v100 426,575 21,577 SH SOLE 21,577 0 0
EOG RES INC COM 26875p101 39,669,952 287,964 SH SOLE 287,964 0 0
EXPEDITORS INTL WASH INC COM 302130109 378,327 2,049 SH SOLE 2,049 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233q108 5,509,602 33,853 SH SOLE 33,853 0 0
FASTENAL CO COM 311900104 547,632 11,057 SH SOLE 11,057 0 0
FEDEX CORP COM 31428x106 508,030 1,782 SH SOLE 1,782 0 0
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488v107 288,627 1,297 SH SOLE 1,297 0 0
FIFTH THIRD BANCORP COM 316773100 1,047,915 20,718 SH SOLE 20,718 0 0
FLUOR CORP COM 343412102 2,394,000 50,000 SH SOLE 50,000 0 0
F N B CORP COM 302520101 340,001 19,756 SH SOLE 19,756 0 0
FORD MTR CO COM 345370860 183,206 15,191 SH SOLE 15,191 0 0
FREEPORT MCMORAN INC CL B 35671d857 227,360 3,248 SH SOLE 3,248 0 0
GE AEROSPACE COM NEW 369604301 4,398,816 14,086 SH SOLE 14,086 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266g107 275,535 4,215 SH SOLE 4,215 0 0
GE VERNOVA INC COM 36828a101 3,636,273 3,826 SH SOLE 3,826 0 0
GENERAC HLDGS INC COM 368736104 448,461 2,167 SH SOLE 2,167 0 0
GENERAL DYNAMICS CORP COM 369550108 616,458 1,858 SH SOLE 1,858 0 0
GENERAL MILLS INC COM 370334104 3,141,004 97,668 SH SOLE 97,668 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 1,473,575 1,637 SH SOLE 1,637 0 0
HERSHEY CO COM 427866108 23,555,404 149,454 SH SOLE 149,454 0 0
HOME DEPOT INC COM 437076102 2,116,041 7,438 SH SOLE 7,438 0 0
HONEYWELL INTL INC COM 438516205 24,160,593 114,538 SH SOLE 114,538 0 0
HONEYWELL AEROSPACE INC COM 43849r105 17,319,829 111,762 SH SOLE 111,762 0 0
HP INC COM 40434l105 285,367 9,123 SH SOLE 9,123 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,413,081 10,972 SH SOLE 10,972 0 0
ILLINOIS TOOL WKS INC COM 452308109 994,060 3,864 SH SOLE 3,864 0 0
INTEL CORP COM 458140100 1,681,467 13,985 SH SOLE 13,985 0 0
JOHNSON & JOHNSON COM 478160104 66,191,793 250,026 SH SOLE 250,026 0 0
JOHNSON CONTROLS INTERNATION SHS g51502105 448,477 3,017 SH SOLE 3,017 0 0
JPMORGAN CHASE & CO COM 46625h100 114,513,927 346,141 SH SOLE 346,141 0 0
KIMBERLY-CLARK CORP COM 494368103 593,836 6,095 SH SOLE 6,095 0 0
KINDER MORGAN INC DEL COM 49456b101 37,105,403 1,230,693 SH SOLE 1,230,693 0 0
KKR & CO INC COM 48251w104 359,682 3,940 SH SOLE 3,940 0 0
KLA CORP COM NEW 482480100 429,444 2,203 SH SOLE 2,203 0 0
KRAFT HEINZ CO COM 500754106 2,301,461 101,297 SH SOLE 101,297 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 435,912 1,841 SH SOLE 1,841 0 0
LAMAR ADVERTISING CO CL A 512816109 602,424 4,180 SH SOLE 4,180 0 0
LENNAR CORP CL A 526057104 24,613,153 301,669 SH SOLE 301,669 0 0
ELI LILLY & CO COM 532457108 4,531,668 3,916 SH SOLE 3,916 0 0
LINDE PLC SHS g54950103 532,776 1,122 SH SOLE 1,122 0 0
LOCKHEED MARTIN CORP COM 539830109 44,092,858 86,584 SH SOLE 86,584 0 0
LOWES COS INC COM 548661107 26,695,050 144,853 SH SOLE 144,853 0 0
M & T BK CORP COM 55261f104 52,992,673 243,533 SH SOLE 243,533 0 0
MALIBU BOATS INC COM CL A 56117j100 838,872 36,600 SH SOLE 36,600 0 0
MAPLEBEAR INC COM 565394103 1,315,376 30,505 SH SOLE 30,505 0 0
MARATHON PETE CORP COM 56585a102 325,826 824 SH SOLE 824 0 0
MARKEL GROUP INC COM 570535104 395,576 231 SH SOLE 231 0 0
MARSH & MCLENNAN COS INC COM 571748102 246,568 1,444 SH SOLE 1,444 0 0
MASTERCARD INCORPORATED CL A 57636q104 678,188 1,230 SH SOLE 1,230 0 0
MCDONALDS CORP COM 580135101 30,826,191 133,481 SH SOLE 133,481 0 0
MEDTRONIC PLC SHS g5960l103 3,771,616 43,709 SH SOLE 43,709 0 0
MERCK & CO INC COM 58933y105 4,939,727 33,994 SH SOLE 33,994 0 0
META PLATFORMS INC CL A 30303m102 3,175,091 4,378 SH SOLE 4,378 0 0
METLIFE INC COM 59156r108 268,154 2,848 SH SOLE 2,848 0 0
MICRON TECHNOLOGY INC COM 595112103 2,901,360 2,724 SH SOLE 2,724 0 0
MICROSOFT CORP COM 594918104 97,377,240 189,856 SH SOLE 189,856 0 0
MILLROSE PPTYS INC COM CL A 601137102 2,848,453 109,682 SH SOLE 109,682 0 0
3M CO COM 88579y101 488,343 2,975 SH SOLE 2,975 0 0
MONDELEZ INTL INC CL A 609207105 33,546,631 580,191 SH SOLE 580,191 0 0
MORGAN STANLEY COM NEW 617446448 2,234,990 11,883 SH SOLE 11,883 0 0
NEXTERA ENERGY INC COM 65339f101 1,183,930 15,632 SH SOLE 15,632 0 0
NORFOLK SOUTHN CORP COM 655844108 48,580,185 157,217 SH SOLE 157,217 0 0
NORTHWEST BANCSHARES INC COM 667340103 495,567 33,394 SH SOLE 33,394 0 0
NUCOR CORP COM 670346105 84,487,907 361,446 SH SOLE 361,446 0 0
NVIDIA CORPORATION COM 67066g104 5,391,780 23,609 SH SOLE 23,609 0 0
OREILLY AUTOMOTIVE INC COM 67103h107 526,723 6,167 SH SOLE 6,167 0 0
OMNICOM GROUP INC COM 681919106 409,236 5,558 SH SOLE 5,558 0 0
ORACLE CORP COM 68389x105 1,635,670 11,913 SH SOLE 11,913 0 0
PACCAR INC COM 693718108 206,882 1,884 SH SOLE 1,884 0 0
PALO ALTO NETWORKS INC COM 697435105 203,025 511 SH SOLE 511 0 0
PARKER-HANNIFIN CORP COM 701094104 859,606 900 SH SOLE 900 0 0
PEOPLES FINL SVCS CORP COM 711040105 587,649 8,724 SH SOLE 8,724 0 0
PEPSICO INC COM 713448108 23,051,151 181,906 SH SOLE 181,906 0 0
PFIZER INC COM 717081103 2,483,550 87,081 SH SOLE 87,081 0 0
PHILIP MORRIS INTL INC COM 718172109 3,231,906 16,937 SH SOLE 16,937 0 0
PHILLIPS 66 COM 718546104 789,872 3,094 SH SOLE 3,094 0 0
PINNACLE FINL PARTNERS INC COM 72348n109 704,041 7,521 SH SOLE 7,521 0 0
PNC FINL SVCS GROUP INC COM 693475105 44,384,917 199,698 SH SOLE 199,698 0 0
POLARIS INC COM 731068102 346,537 6,645 SH SOLE 6,645 0 0
PPL CORP COM 69351t106 38,070,498 1,157,510 SH SOLE 1,157,510 0 0
PROCTER & GAMBLE CO COM 742718109 33,798,125 232,641 SH SOLE 232,641 0 0
PROGRESSIVE CORP COM 743315103 1,082,913 5,224 SH SOLE 5,224 0 0
PULTE GROUP INC COM 745867101 15,132,367 130,384 SH SOLE 130,384 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743l100 210,740 1,676 SH SOLE 1,676 0 0
QUALCOMM INC COM 747525103 55,559,014 301,886 SH SOLE 301,886 0 0
QUANTA SVCS INC COM 74762e102 584,684 910 SH SOLE 910 0 0
QUEST DIAGNOSTICS INC COM 74834l100 562,631 2,414 SH SOLE 2,414 0 0
RAYMOND JAMES FINL INC COM 754730109 356,651 2,257 SH SOLE 2,257 0 0
RELIANCE INC COM 759509102 730,255 1,898 SH SOLE 1,898 0 0
REPUBLIC SVCS INC COM 760759100 463,837 2,210 SH SOLE 2,210 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104 1,149,240 63,319 SH SOLE 63,319 0 0
REVVITY INC COM 714046109 206,401 1,350 SH SOLE 1,350 0 0
ROSS STORES INC COM 778296103 250,438 1,073 SH SOLE 1,073 0 0
RTX CORPORATION COM 75513e101 3,456,340 18,618 SH SOLE 18,618 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS g7997r103 4,759,968 5,161 SH SOLE 5,161 0 0
SHELL PLC SPON ADS 780259305 314,901 3,313 SH SOLE 3,313 0 0
SNAP ON INC COM 833034101 226,730 624 SH SOLE 624 0 0
SOMNIGROUP INTERNATIONAL INC COM 88023u101 375,138 6,040 SH SOLE 6,040 0 0
SONY GROUP CORP SPONSORED ADR 835699307 229,417 9,750 SH SOLE 9,750 0 0
SONY GROUP CORP SPONSORED ADR 835699307 276,383 11,746 SH SOLE 11,746 0 0
SOUTHERN CO COM 842587107 379,056 4,573 SH SOLE 4,573 0 0
SOUTHWEST AIRLS CO COM 844741108 234,975 5,643 SH SOLE 5,643 0 0
SPHERE ENTERTAINMENT CO CL A 55826t102 268,880 2,000 SH SOLE 2,000 0 0
STRYKER CORPORATION COM 863667101 407,717 1,481 SH SOLE 1,481 0 0
SYSCO CORP COM 871829107 1,976,230 25,349 SH SOLE 25,349 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,740,642 3,816 SH SOLE 3,816 0 0
TE CONNECTIVITY PLC ORD SHS g87052109 53,768,393 254,730 SH SOLE 254,730 0 0
TESLA INC COM 88160r101 236,658 667 SH SOLE 667 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105 2,157,225 367,500 SH SOLE 367,500 0 0
TEXAS INSTRS INC COM 882508104 2,040,877 7,287 SH SOLE 7,287 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 270,695 401 SH SOLE 401 0 0
TJX COS INC NEW COM 872540109 853,808 6,453 SH SOLE 6,453 0 0
TOTALENERGIES SE ACT f92124100 249,489 2,918 SH SOLE 2,918 0 0
TRANE TECHNOLOGIES PLC SHS g8994e103 229,717 508 SH SOLE 508 0 0
TRAVELERS COMPANIES INC COM 89417e109 217,173 609 SH SOLE 609 0 0
TRUIST FINL CORP COM 89832q109 306,966 6,630 SH SOLE 6,630 0 0
UBER TECHNOLOGIES INC COM 90353t100 931,667 13,599 SH SOLE 13,599 0 0
UNION PAC CORP COM 907818108 2,078,987 7,640 SH SOLE 7,640 0 0
UNITED PARCEL SVCS INC CL B 911312106 471,734 5,049 SH SOLE 5,049 0 0
UNITEDHEALTH GROUP INC COM 91324p102 2,614,344 7,122 SH SOLE 7,122 0 0
US BANCORP COM NEW 902973304 249,924 4,327 SH SOLE 4,327 0 0
VALERO ENERGY CORP COM 91913y100 323,267 834 SH SOLE 834 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 1,956,277 42,648 SH SOLE 42,648 0 0
VERSANT MEDIA GROUP INC COM CL A 925283103 1,008,948 31,828 SH SOLE 31,828 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100 1,567,907 2,999 SH SOLE 2,999 0 0
VIATRIS INC COM 92556v106 394,022 22,236 SH SOLE 22,236 0 0
VISA INC COM CL A 92826c839 1,537,819 4,280 SH SOLE 4,280 0 0
WW GRAINGER INC COM 384802104 363,762 292 SH SOLE 292 0 0
WALMART INC COM 931142103 40,385,521 388,621 SH SOLE 388,621 0 0
WASTE MGMT INC DEL COM 94106l109 49,421,970 242,360 SH SOLE 242,360 0 0
WELLS FARGO & CO COM 949746101 18,782,290 234,632 SH SOLE 234,632 0 0
WESBANCO INC COM 950810101 311,185 8,316 SH SOLE 8,316 0 0
WESCO INTL INC COM 95082p105 214,316 596 SH SOLE 596 0 0
WP CAREY INC COM 92936u109 21,702,347 335,794 SH SOLE 335,794 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369y308 2,002,426 24,844 SH SOLE 24,844 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369y506 722,502 11,748 SH SOLE 11,748 0 0
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664 311,344 2,568 SH SOLE 2,568 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369y605 410,347 7,684 SH SOLE 7,684 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473p744 270,259 6,528 SH SOLE 6,528 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST LAD 33740u729 326,760 11,450 SH SOLE 11,450 0 0
GOLDMAN SACHS ETF TR NASDA 100 ETF 38149w630 608,882 10,502 SH SOLE 10,502 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369y209 307,703 1,827 SH SOLE 1,827 0 0
IM GLOBAL PARTNER FUNDS IMGP BERKSHIRE 53700t751 870,261 59,582 SH SOLE 59,582 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 1,556,796 2,104 SH SOLE 2,104 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137v282 276,612 4,200 SH SOLE 4,200 0 0
ISHARES TR CORE DIV GRWTH 46434v621 202,271 2,683 SH SOLE 2,683 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,119,359 29,456 SH SOLE 29,456 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,709,723 11,243 SH SOLE 11,243 0 0
ISHARES TR INTL DIV GRWTH 46435g524 3,376,032 38,036 SH SOLE 38,036 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,675,923 10,556 SH SOLE 10,556 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,362,003 22,736 SH SOLE 22,736 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 693,488 10,383 SH SOLE 10,383 0 0
ISHARES INC MSCI JAPAN ETF 46434g822 545,094 5,593 SH SOLE 5,593 0 0
ISHARES TR MSCI UK ETF NEW 46435g334 453,667 9,750 SH SOLE 9,750 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 9,655,363 77,083 SH SOLE 77,083 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,756,336 15,151 SH SOLE 15,151 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,694,825 13,296 SH SOLE 13,296 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 271,244 760 SH SOLE 760 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,891,124 9,029 SH SOLE 9,029 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 2,132,832 4,941 SH SOLE 4,941 0 0
ISHARES TR RUS MD CP GR ETF 464287481 563,956 4,096 SH SOLE 4,096 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 485,062 3,018 SH SOLE 3,018 0 0
ISHARES TR RUS MID CAP ETF 464287499 310,615 2,911 SH SOLE 2,911 0 0
ISHARES TR S&P 100 ETF 464287101 263,635 690 SH SOLE 690 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,047,508 7,700 SH SOLE 7,700 0 0
ISHARES SILVER TR ISHARES 46428q109 407,789 7,481 SH SOLE 7,481 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654q203 440,238 7,186 SH SOLE 7,186 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 1,715,977 8,249 SH SOLE 8,249 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 10,205,080 279,975 SH SOLE 279,975 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 35,617,514 1,296,597 SH SOLE 1,296,597 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,518,034 431,896 SH SOLE 431,896 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,696,453 194,352 SH SOLE 194,352 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 736,954 22,655 SH SOLE 22,655 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,357,058 345,235 SH SOLE 345,235 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,651,258 289,741 SH SOLE 289,741 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 24,946,650 733,294 SH SOLE 733,294 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,453,960 44,559 SH SOLE 44,559 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189f676 1,253,322 2,058 SH SOLE 2,058 0 0
WORLD GOLD TR SPDR GLD MINIS 98149e303 248,266 3,021 SH SOLE 3,021 0 0
SPDR GOLD TR GOLD SHS 78463v107 502,328 1,319 SH SOLE 1,319 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468r853 31,454,965 595,062 SH SOLE 595,062 0 0
SPDR SERIES TRUST ST STR SP BANK 78464a797 443,362 7,013 SH SOLE 7,013 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462f103 12,023,827 15,766 SH SOLE 15,766 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107 389,912 5,624 SH SOLE 5,624 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369y886 307,632 7,800 SH SOLE 7,800 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189f106 288,160 3,282 SH SOLE 3,282 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 572,178 2,452 SH SOLE 2,452 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,822,581 98,172 SH SOLE 98,172 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,255,319 159,401 SH SOLE 159,401 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,720,376 19,820 SH SOLE 19,820 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 384,668 2,479 SH SOLE 2,479 0 0
VANGUARD WORLD FD INF TECH ETF 92204a702 321,715 2,560 SH SOLE 2,560 0 0
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 709,050 7,653 SH SOLE 7,653 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 20,081,794 256,080 SH SOLE 256,080 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 851,783 7,355 SH SOLE 7,355 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680 500,119 3,879 SH SOLE 3,879 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 860,604 7,917 SH SOLE 7,917 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649 4,839,557 26,198 SH SOLE 26,198 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,636,681 2,335 SH SOLE 2,335 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 16,312,657 57,340 SH SOLE 57,340 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 387,771 1,036 SH SOLE 1,036 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 22,969,636 276,843 SH SOLE 276,843 0 0
WISDOMTREE TR US MIDCAP DIVID 97717w505 229,665 4,257 SH SOLE 4,257 0 0
BLACKROCK MUNIHOLDINGS FD IN COM 09253n104 279,652 27,256 SH SOLE 27,256 0 0