The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 817,992 3,127 SH SOLE 0 0 3,127
ADVANCED MICRO DEVICES INC COM 007903107 269,174 440 SH SOLE 0 0 440
ALPHABET INC CAP STK CL A 02079K305 2,756,167 8,010 SH SOLE 0 0 8,010
ALPHABET INC CAP STK CL C 02079K107 1,683,108 4,940 SH SOLE 0 0 4,940
ALPS ETF TR OSHARES US SMLCP 00162Q395 4,657,290 101,400 SH SOLE 132 0 101,268
AMAZON COM INC COM 023135106 3,115,372 12,504 SH SOLE 0 0 12,504
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 300,042 6,332 SH SOLE 0 0 6,332
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 9,027,779 100,186 SH SOLE 104 0 100,082
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,327,401 53,727 SH SOLE 52 0 53,675
AMGEN INC COM 031162100 1,478,683 3,508 SH SOLE 0 0 3,508
APPLE INC COM 037833100 7,204,716 21,634 SH SOLE 0 0 21,634
ARES CAPITAL CORP COM 04010L103 1,502,779 78,680 SH SOLE 0 0 78,680
B2GOLD CORP COM 11777Q209 55,421 10,617 SH SOLE 0 0 10,617
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,370,358 2,752 SH SOLE 0 0 2,752
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4,745,354 68,515 SH SOLE 220 0 68,295
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 5,858,469 115,347 SH SOLE 0 0 115,347
BLUE OWL CAPITAL CORPORATION COM 69121K104 447,180 42,629 SH SOLE 0 0 42,629
BROADCOM INC COM 11135F101 2,805,195 7,988 SH SOLE 0 0 7,988
CATERPILLAR INC COM 149123101 242,616 299 SH SOLE 0 0 299
CHEVRON CORPORATION COM 166764100 1,256,229 6,152 SH SOLE 0 0 6,152
CISCO SYS INC COM 17275R102 326,980 3,038 SH SOLE 0 0 3,038
CITIGROUP INC COM NEW 172967424 219,469 1,695 SH SOLE 0 0 1,695
COHEN & STEERS QUALITY INCOM COM 19247L106 3,539,249 324,702 SH SOLE 169 0 324,533
CORNING INC COM 219350105 205,423 1,336 SH SOLE 0 0 1,336
COSTCO WHOLESALE CORPORATION COM 22160K105 956,351 1,051 SH SOLE 0 0 1,051
CSX CORP COM 126408103 965,110 20,751 SH SOLE 0 0 20,751
DELL TECHNOLOGIES INC CL C 24703L202 224,325 417 SH SOLE 0 0 417
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,015,160 89,781 SH SOLE 110 0 89,671
EATON CORP PLC SHS G29183103 1,332,960 3,102 SH SOLE 0 0 3,102
ETF SER SOLUTIONS BAHL GAYNOR SML 26922B832 6,423,088 207,800 SH SOLE 190 0 207,610
EXXONMOBIL HOLDINGS CORP COM SHS *A* 30233Q108 514,031 3,158 SH SOLE 0 0 3,158
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 899,247 46,210 SH SOLE 0 0 46,210
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 4,845,236 113,578 SH SOLE 144 0 113,434
GE AEROSPACE COM NEW 369604301 437,283 1,400 SH SOLE 0 0 1,400
GE VERNOVA INC COM 36828A101 321,435 338 SH SOLE 0 0 338
GLOBAL X FDS US INFR DEV ETF 37954Y673 5,984,401 113,989 SH SOLE 32 0 113,957
GOLDMAN SACHS GROUP INC COM 38141G104 1,459,409 1,621 SH SOLE 0 0 1,621
GOLUB CAP BDC INC COM 38173M102 467,705 37,031 SH SOLE 0 0 37,031
HOME DEPOT INC COM 437076102 245,719 864 SH SOLE 0 0 864
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 289,106 8,272 SH SOLE 0 0 8,272
INNOVATOR ETFS TRUST U S EQ 10 BUFFER 45783Y442 205,340 5,945 SH SOLE 0 0 5,945
INTEL CORP COM 458140100 242,854 2,020 SH SOLE 0 0 2,020
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 4,870,613 15,988 SH SOLE 49 0 15,939
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 208,244 4,749 SH SOLE 0 0 4,749
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743 368,267 4,831 SH SOLE 0 0 4,831
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 326,461 4,630 SH SOLE 0 0 4,630
INVESCO EXCH TRADED FD TR II SHORT TERM ETF 46138G888 22,098,565 209,346 SH SOLE 277 0 209,069
INVESCO EXCH TRD SLF IDX FD BLOO PRI PWR ETF 46138J775 390,920 4,534 SH SOLE 0 0 4,534
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 5,367,833 34,716 SH SOLE 8 0 34,708
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 814,738 12,371 SH SOLE 0 0 12,371
INVESCO QQQ TR UNIT SER 1 46090E103 4,195,413 5,671 SH SOLE 0 0 5,671
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 305,369 6,451 SH SOLE 0 0 6,451
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 4,989,619 120,464 SH SOLE 32 0 120,432
ISHARES INC CORE MSCI EMKT 46434G103 333,811 4,113 SH SOLE 0 0 4,113
ISHARES SILVER TR ISHARES 46428Q109 257,505 4,724 SH SOLE 0 0 4,724
ISHARES TR CORE DIV GRWTH 46434V621 373,711 4,957 SH SOLE 0 0 4,957
ISHARES TR CORE MSCI INTL 46435G326 288,305 3,222 SH SOLE 0 0 3,222
ISHARES TR CORE S&P MCP ETF 464287507 5,735,235 79,711 SH SOLE 90 0 79,621
ISHARES TR CORE S&P SCP ETF 464287804 471,924 3,469 SH SOLE 0 0 3,469
ISHARES TR CORE S&P500 ETF 464287200 2,959,150 3,864 SH SOLE 0 0 3,864
ISHARES TR MRGSTR MD CP GRW 464288307 5,958,103 63,458 SH SOLE 73 0 63,385
ISHARES TR MSCI EAFE ETF 464287465 488,595 4,703 SH SOLE 0 0 4,703
ISHARES TR RESIDENTIAL MULT 464288562 4,946,041 55,989 SH SOLE 37 0 55,952
ISHARES TR RUS 1000 ETF 464287622 2,961,181 7,116 SH SOLE 0 0 7,116
ISHARES TR RUS 1000 GRW ETF 464287614 2,158,480 17,232 SH SOLE 0 0 17,232
ISHARES TR RUS 1000 VAL ETF 464287598 3,430,340 13,836 SH SOLE 0 0 13,836
ISHARES TR RUS 2000 GRW ETF 464287648 568,899 1,594 SH SOLE 0 0 1,594
ISHARES TR RUS 2000 VAL ETF 464287630 614,665 2,935 SH SOLE 0 0 2,935
ISHARES TR RUS MID CAP ETF 464287499 529,282 4,960 SH SOLE 0 0 4,960
ISHARES TR RUSSELL 2000 ETF 464287655 357,070 1,285 SH SOLE 0 0 1,285
ISHARES TR S&P 500 GRWT ETF 464287309 778,304 5,471 SH SOLE 0 0 5,471
ISHARES TR S&P 500 VAL ETF 464287408 1,968,008 8,621 SH SOLE 0 0 8,621
ISHARES TR SELECT DIVID ETF 464287168 339,572 2,233 SH SOLE 0 0 2,233
ISHARES TR SELECT US REIT 464287564 201,280 3,200 SH SOLE 0 0 3,200
ISHARES TR U.S. REAL ES ETF 464287739 344,037 3,620 SH SOLE 0 0 3,620
ISHARES TR ULTRA SHORT DUR 46434V878 8,385,653 166,382 SH SOLE 0 0 166,382
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781 5,426,125 66,765 SH SOLE 168 0 66,597
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 13,586,104 269,192 SH SOLE 261 0 268,931
JOHNSON & JOHNSON COM 478160104 1,139,441 4,304 SH SOLE 0 0 4,304
JPMORGAN CHASE & CO COM 46625H100 2,482,692 7,504 SH SOLE 0 0 7,504
LOCKHEED MARTIN CORP COM 539830109 867,403 1,703 SH SOLE 0 0 1,703
LOWES COS INC COM 548661107 1,077,471 5,847 SH SOLE 0 0 5,847
MARTIN MARIETTA MATLS INC COM 573284106 501,285 1,045 SH SOLE 0 0 1,045
MASTERCARD INCORPORATED CL A 57636Q104 209,150 379 SH SOLE 0 0 379
MATTHEWS ASIA FDS EMER MARK EX ETF 577125792 273,513 5,713 SH SOLE 0 0 5,713
MCDONALDS CORP COM 580135101 315,002 1,364 SH SOLE 0 0 1,364
MERCK & CO INC COM 58933Y105 203,065 1,397 SH SOLE 0 0 1,397
META PLATFORMS INC CL A 30303M102 1,884,306 2,598 SH SOLE 0 0 2,598
MICROSOFT CORP COM 594918104 6,065,430 11,826 SH SOLE 0 0 11,826
MORGAN STANLEY COM NEW 617446448 514,425 2,735 SH SOLE 0 0 2,735
NEXTERA ENERGY INC COM 65339F101 1,183,152 15,621 SH SOLE 0 0 15,621
NVIDIA CORPORATION COM 67066G104 2,449,211 10,724 SH SOLE 0 0 10,724
ORACLE CORP COM 68389X105 1,099,051 8,005 SH SOLE 0 0 8,005
PACER FDS TR US SM CAP CA ETF 69374H857 264,588 4,966 SH SOLE 0 0 4,966
PALANTIR TECHNOLOGIES INC CL A 69608A108 230,820 1,234 SH SOLE 0 0 1,234
PFIZER INC COM 717081103 200,278 7,022 SH SOLE 0 0 7,022
PIMCO ETF TR MULTISECTOR BD 72201R585 16,407,957 646,237 SH SOLE 1,240 0 644,997
PROCTER & GAMBLE CO COM 742718109 883,440 6,081 SH SOLE 0 0 6,081
PUTNAM ETF TRUST EMER MARK EX ETF 746729847 10,669,565 124,361 SH SOLE 126 0 124,235
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 11,475,916 218,090 SH SOLE 482 0 217,608
RTX CORPORATION COM 75513E101 437,423 2,356 SH SOLE 0 0 2,356
SALESFORCE INC COM 79466L302 1,304,312 5,682 SH SOLE 0 0 5,682
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 3,766,296 70,071 SH SOLE 0 0 70,071
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 276,464 8,785 SH SOLE 0 0 8,785
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 476,659 17,352 SH SOLE 0 0 17,352
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 397,419 12,217 SH SOLE 0 0 12,217
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 750,829 20,897 SH SOLE 0 0 20,897
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,312,995 243,766 SH SOLE 238 0 243,528
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 560,820 16,485 SH SOLE 0 0 16,485
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 311,355 9,542 SH SOLE 0 0 9,542
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 414,103 2,459 SH SOLE 0 0 2,459
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,435,967 35,101 SH SOLE 0 0 35,101
SPDR GOLD TR GOLD SHS 78463V107 230,408 605 SH SOLE 0 0 605
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,564,149 2,051 SH SOLE 0 0 2,051
SYSCO CORP COM 871829107 753,327 9,663 SH SOLE 0 0 9,663
T ROWE PRICE EXCHANGE-TRADED FLOATING RATE 87283Q883 13,511,341 267,551 SH SOLE 199 0 267,352
TESLA INC COM 88160R101 219,982 620 SH SOLE 0 0 620
THERMO FISHER SCIENTIFIC INC COM 883556102 1,690,446 2,504 SH SOLE 0 0 2,504
UNITEDHEALTH GROUP INC COM 91324P102 989,040 2,694 SH SOLE 0 0 2,694
VANECK ETF TRUST GOLD MINERS ETF 92189F106 2,918,522 33,241 SH SOLE 8 0 33,233
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 683,584 5,614 SH SOLE 0 0 5,614
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 220,154 2,807 SH SOLE 0 0 2,807
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,186,596 45,130 SH SOLE 0 0 45,130
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 410,348 2,644 SH SOLE 0 0 2,644
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 828,670 8,776 SH SOLE 0 0 8,776
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 420,802 4,161 SH SOLE 0 0 4,161
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 346,446 950 SH SOLE 0 0 950
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 268,297 837 SH SOLE 0 0 837
VANGUARD WORLD FD INF TECH ETF 92204A702 1,799,577 14,320 SH SOLE 0 0 14,320
VISA INC COM CL A 92826C839 1,684,959 4,689 SH SOLE 0 0 4,689
WALMART INC COM 931142103 963,402 9,271 SH SOLE 0 0 9,271
WESTERN ASSET INTER MUNI COM 958435109 122,486 17,523 SH SOLE 0 0 17,523
WISDOMTREE TR EQUITY PREMIUM 97717X560 9,048,709 275,791 SH SOLE 65 0 275,726