The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 1,528,872 6,136 SH SOLE 0 0 6,136
INVESCO QQQ TRUST SERIES I ETF 46090E103 1,268,787 1,715 SH SOLE 0 0 1,715
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803 2,374,766 12,132 SH SOLE 0 0 12,132
EBAY INC. COM Stock 278642103 295,682 2,788 SH SOLE 0 0 2,788
JOHNSON & JOHNSON COM Stock 478160104 434,171 1,640 SH SOLE 0 0 1,640
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF ETF 922908769 1,008,871 2,696 SH SOLE 0 0 2,696
BANK OZK LITTLE ROCK ARK COM Stock 06417N103 298,740 6,500 SH SOLE 0 0 6,500
ISHARES GLOBAL TECH ETF ETF 464287291 1,038,744 7,008 SH SOLE 0 0 7,008
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 50,699,798 759,093 SH SOLE 0 0 759,093
GOLDMAN SACHS GROUP INC COM Stock 38141G104 272,781 303 SH SOLE 0 0 303
TOYOTA MOTOR CORP ADS ADR 892331307 367,116 2,005 SH SOLE 0 0 2,005
COCA COLA CO COM Stock 191216100 281,006 3,264 SH SOLE 0 0 3,264
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240 171,884,812 2,273,007 SH SOLE 0 0 2,273,007
ISHARES CORE 60/40 BALANCED ALLOCATION ETF ETF 464289867 246,864 3,603 SH SOLE 0 0 3,603
GLOBAL X S&P 500 CATHOLIC VALUES CUSTOM ETF ETF 37954Y889 2,005,023 22,111 SH SOLE 0 0 22,111
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 268,651 2,570 SH SOLE 0 0 2,570
STATE STREET SPDR S&P 500 ETF ETF 78462F103 3,947,281 5,176 SH SOLE 0 0 5,176
INVESCO S&P 500 CONCENTRATED QVM ETF ETF 46138E396 450,651 6,977 SH SOLE 0 0 6,977
DAVITA INC COM Stock 23918K108 708,251 4,049 SH SOLE 0 0 4,049
VERIZON COMMUNICATIONS INC COM Stock 92343V104 558,838 12,183 SH SOLE 0 0 12,183
ISHARES SELECT U.S. REIT ETF ETF 464287564 1,780,916 28,313 SH SOLE 0 0 28,313
INSPIRE SMALL/MID CAP ETF ETF 66538H641 883,995 19,072 SH SOLE 0 0 19,072
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432 607,369 17,245 SH SOLE 0 0 17,245
HOME DEPOT INC COM Stock 437076102 280,164 985 SH SOLE 0 0 985
COLUMBIA EM CORE EX-CHINA ETF ETF 19762B202 523,919 10,191 SH SOLE 0 0 10,191
NUVEEN ESG U.S. AGGREGATE BOND ETF ETF 67092P870 9,721,995 459,235 SH SOLE 0 0 459,235
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 233,849 7,167 SH SOLE 0 0 7,167
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 874,051 31,818 SH SOLE 0 0 31,818
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 384,895,052 12,829,835 SH SOLE 0 0 12,829,835
STATE STREET SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 101,836,128 1,615,421 SH SOLE 0 0 1,615,421
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 420,841 8,355 SH SOLE 0 0 8,355
JPMORGAN DIVERSIFIED RETURN U.S. SMALL CAP EQUITY ETF ETF 46641Q845 60,668,751 1,077,215 SH SOLE 0 0 1,077,215
STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,454,911 49,169 SH SOLE 0 0 49,169
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853 38,441,949 1,076,202 SH SOLE 0 0 1,076,202
ADOBE INC COM Stock 00724F101 247,618 1,032 SH SOLE 0 0 1,032
ALPHABET INC CAP STK CL A Stock 02079K305 1,083,465 3,149 SH SOLE 0 0 3,149
MICROSOFT CORP COM Stock 594918104 1,242,871 2,423 SH SOLE 0 0 2,423
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791 867,764 44,455 SH SOLE 0 0 44,455
ISHARES FUTURE AI & TECH ETF ETF 46435U556 293,383 3,746 SH SOLE 0 0 3,746
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 931,264 16,436 SH SOLE 0 0 16,436
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF ETF 46138J635 445,441 19,515 SH SOLE 0 0 19,515
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 4,754,260 58,644 SH SOLE 0 0 58,644
VANGUARD MORNINGSTAR SMALL-CAP ETF ETF 922908751 325,507 1,144 SH SOLE 0 0 1,144
VANGUARD MORNINGSTAR MID-CAP ETF ETF 922908629 306,595 3,910 SH SOLE 0 0 3,910
NIKE INC CL B Stock 654106103 293,328 8,286 SH SOLE 0 0 8,286
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 438,665 7,621 SH SOLE 0 0 7,621
TESLA INC COM Stock 88160R101 737,314 2,079 SH SOLE 0 0 2,079
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 347,056 2,762 SH SOLE 0 0 2,762
VANGUARD S&P 500 ETF ETF 922908363 484,097 691 SH SOLE 0 0 691
STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 455,901 694 SH SOLE 0 0 694
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,120,941 5,389 SH SOLE 0 0 5,389
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 3,375,396 33,856 SH SOLE 0 0 33,856
STATE STREET SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 1,106,697 10,587 SH SOLE 0 0 10,587
STATE STREET SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 388,937 3,636 SH SOLE 0 0 3,636
STATE STREET SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 940,556 10,627 SH SOLE 0 0 10,627
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 634,077 5,291 SH SOLE 0 0 5,291
SCHWAB U.S. REIT ETF ETF 808524847 2,373,290 107,681 SH SOLE 0 0 107,681
INSPIRE INTERNATIONAL ETF ETF 66538H419 567,907 14,648 SH SOLE 0 0 14,648
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 204,074 1,270 SH SOLE 0 0 1,270
BLACKROCK MUNIYILD QULT FD INC COM CEF 09254F100 150,873 15,194 SH SOLE 0 0 15,194
HALOZYME THERAPEUTICS INC COM Stock 40637H109 276,000 2,500 SH SOLE 0 0 2,500
UNITED BANCORP INC OHIO COM Stock 909911109 353,753 23,918 SH SOLE 0 0 23,918
ISHARES RUSSELL 2000 ETF ETF 464287655 259,071 932 SH SOLE 0 0 932
INVESCO SENIOR LOAN ETF ETF 46138G508 34,478,971 1,687,664 SH SOLE 0 0 1,687,664
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858 601,761 26,301 SH SOLE 0 0 26,301
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,986,323 3,989 SH SOLE 0 0 3,989
STATE STREET SPDR S&P 500 ESG ETF ETF 78468R531 27,021,369 364,858 SH SOLE 0 0 364,858
VANGUARD FTSE PACIFIC ETF ETF 922042866 544,539 4,702 SH SOLE 0 0 4,702
ISHARES ESG SELECT SCREENED S&P MID-CAP ETF ETF 46436E551 6,332,789 129,823 SH SOLE 0 0 129,823
SCHWAB US AGGREGATE BOND ETF ETF 808524839 502,478 22,737 SH SOLE 0 0 22,737
ISHARES MSCI EAFE VALUE ETF ETF 464288877 730,286 9,228 SH SOLE 0 0 9,228
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775 186,267,799 2,141,255 SH SOLE 0 0 2,141,255
VANGUARD MORNINGSTAR VALUE ETF ETF 922908744 220,784 1,022 SH SOLE 0 0 1,022
VANGUARD MORNINGSTAR GROWTH ETF ETF 922908736 333,196 3,698 SH SOLE 0 0 3,698
L3HARRIS TECHNOLOGIES INC COM Stock 502431109 1,090,374 4,605 SH SOLE 0 0 4,605
SPROUTS FMRS MKT INC COM Stock 85208M102 411,370 6,200 SH SOLE 0 0 6,200
META PLATFORMS INC CL A Stock 30303M102 1,364,355 1,881 SH SOLE 0 0 1,881
JABIL INC COM Stock 466313103 406,391 1,417 SH SOLE 0 0 1,417
BROADCOM INC COM Stock 11135F101 599,716 1,708 SH SOLE 0 0 1,708
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 2,775,024 56,380 SH SOLE 0 0 56,380
JOHNSON CTLS INTL PLC SHS Stock G51502105 304,733 2,050 SH SOLE 0 0 2,050
ISHARES CORE MSCI EAFE ETF ETF 46432F842 990,073 10,220 SH SOLE 0 0 10,220
ROYAL BK CDA COM Stock 780087102 260,285 1,324 SH SOLE 0 0 1,324
STATE STREET SPDR MSCI ACWI EX-US ETF ETF 78463X848 242,268 5,995 SH SOLE 0 0 5,995
NVIDIA CORPORATION COM Stock 67066G104 6,752,385 29,566 SH SOLE 0 0 29,566
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263 1,703,939 27,333 SH SOLE 0 0 27,333
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 298,844 3,682 SH SOLE 0 0 3,682
ISHARES CORE 1-5 YEAR USD BOND ETF ETF 46432F859 1,883,929 39,872 SH SOLE 0 0 39,872
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863 2,974,606 54,923 SH SOLE 0 0 54,923
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 428,766 9,148 SH SOLE 0 0 9,148
VERT GLOBAL SUSTAINABLE REAL ESTATE ETF ETF 56170L695 1,979,640 186,366 SH SOLE 0 0 186,366
ISHARES RUSSELL MIDCAP ETF ETF 464287499 967,164 9,063 SH SOLE 0 0 9,063
AT&T INC COM Stock 00206R102 222,639 9,125 SH SOLE 0 0 9,125
TIC SOLUTIONS INC COM Stock 00510N102 330,063 39,671 SH SOLE 0 0 39,671
GE AEROSPACE COM NEW Stock 369604301 226,095 724 SH SOLE 0 0 724
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 278,224 1,050 SH SOLE 0 0 1,050
ISHARES S&P 500 VALUE ETF ETF 464287408 5,727,130 25,088 SH SOLE 0 0 25,088
ISHARES S&P 500 GROWTH ETF ETF 464287309 1,145,291 8,051 SH SOLE 0 0 8,051
ISHARES CORE S&P 500 ETF ETF 464287200 7,115,909 9,292 SH SOLE 0 0 9,292
JPMORGAN CHASE & CO COM Stock 46625H100 268,312 811 SH SOLE 0 0 811
STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 400,911 7,746 SH SOLE 0 0 7,746
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 971,696 13,761 SH SOLE 0 0 13,761
THE CAMPBELLS COMPANY COM Stock 134429109 322,057 16,241 SH SOLE 0 0 16,241
BANK OF AMER CORP COM Stock 060505104 347,183 6,379 SH SOLE 0 0 6,379
STATE STREET SPDR S&P DIVIDEND ETF ETF 78464A763 311,783 2,129 SH SOLE 0 0 2,129
STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,476,850 16,044 SH SOLE 0 0 16,044
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 4,926,057 83,056 SH SOLE 0 0 83,056
TARGET CORP COM Stock 87612E106 894,929 5,711 SH SOLE 0 0 5,711
3M CO COM Stock 88579Y101 467,811 2,850 SH SOLE 0 0 2,850
CATERPILLAR INC COM Stock 149123101 730,596 901 SH SOLE 0 0 901
ALPHABET INC CAP STK CL C Stock 02079K107 1,831,772 5,376 SH SOLE 0 0 5,376
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 146,709,468 1,551,824 SH SOLE 0 0 1,551,824
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 293,451 2,291 SH SOLE 0 0 2,291
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 1,725,413 16,740 SH SOLE 0 0 16,740
VANGUARD LONG-TERM BOND ETF ETF 921937793 23,575,724 375,829 SH SOLE 0 0 375,829
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF ETF 464288620 555,197 11,398 SH SOLE 0 0 11,398
VANGUARD SHORT-TERM BOND ETF ETF 921937827 1,963,325 25,698 SH SOLE 0 0 25,698
STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 573,803 4,662 SH SOLE 0 0 4,662
STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 1,607,895 26,303 SH SOLE 0 0 26,303
PHILIP MORRIS INTL INC COM Stock 718172109 210,200 1,102 SH SOLE 0 0 1,102
ALTRIA GROUP INC COM Stock 02209S103 882,293 13,102 SH SOLE 0 0 13,102
UNITEDHEALTH GROUP INC COM Stock 91324P102 330,612 901 SH SOLE 0 0 901
KRAFT HEINZ CO COM Stock 500754106 304,665 13,410 SH SOLE 0 0 13,410
PAYPAL HLDGS INC COM Stock 70450Y103 1,123,406 21,386 SH SOLE 0 0 21,386
ISHARES CORE S&P MID-CAP ETF ETF 464287507 693,981 9,645 SH SOLE 0 0 9,645
ISHARES MSCI EAFE ETF ETF 464287465 494,847 4,763 SH SOLE 0 0 4,763
APPLE INC COM Stock 037833100 3,522,248 10,577 SH SOLE 0 0 10,577
ISHARES RUSSELL 1000 ETF ETF 464287622 7,388,520 17,755 SH SOLE 0 0 17,755