The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC AMZN 023135106 1,280,413 5,139 SH SOLE 0 0 5,139
AMERICAN EXPRESS CO COM USD0.20 AXP 025816109 817,493 2,688 SH SOLE 0 0 2,688
APPLE INC AAPL 037833100 20,692,671 62,136 SH SOLE 0 0 62,136
BANK AMERICA CORP COM BAC 060505104 247,916 4,555 SH SOLE 0 0 4,555
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B BRKB 084670702 280,844 564 SH SOLE 0 0 564
CATERPILLAR INC COM CAT 149123101 1,344,290 1,658 SH SOLE 0 0 1,658
CHEVRON CORP NEW COM CVX 166764100 1,020,437 4,997 SH SOLE 0 0 4,997
COCA-COLA CO KO 191216100 4,054,512 47,102 SH SOLE 0 0 47,102
FIDELITY VALUE FACTOR ETF FVAL 316092782 10,312,255 127,690 SH SOLE 0 0 127,690
GENUINE PARTS CO COM USD1.00 GPC 372460105 387,789 3,084 SH SOLE 0 0 3,084
HOME DEPOT INC HD 437076102 1,743,981 6,130 SH SOLE 0 0 6,130
INTERNATIONAL BUS MACH CORP COM USD0.20 IBM 459200101 201,676 917 SH SOLE 0 0 917
ISHARES INC MSCI GBL MIN VOL ACWV 464286525 646,149 5,265 SH SOLE 0 0 5,265
JOHNSON &JOHNSON COM JNJ 478160104 3,550,875 13,413 SH SOLE 0 0 13,413
ELI LILLY &CO COM LLY 532457108 238,358 206 SH SOLE 0 0 206
MICROSOFT CORP MSFT 594918104 3,733,602 7,279 SH SOLE 0 0 7,279
PEPSICO INC PEP 713448108 522,213 4,121 SH SOLE 0 0 4,121
PHILIP MORRIS INTERNATIONAL INC COM NPV PM 718172109 1,069,164 5,603 SH SOLE 0 0 5,603
PROCTER AND GAMBLE CO COM PG 742718109 449,787 3,096 SH SOLE 0 0 3,096
SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR 808524854 13,727,642 579,225 SH SOLE 0 0 579,225
VANGUARD WORLD FUNDS VANGUARD MORNINGSTAR MEGA CAP GROWTH ETF MGK 921910816 888,097 9,586 SH SOLE 0 0 9,586
VANGUARD WELLINGTON FD US VALUE FACTOR ETF VFVA 921935805 2,004,784 13,304 SH SOLE 0 0 13,304
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF VBIL 922040845 5,695,523 75,218 SH SOLE 0 0 75,218
VANGUARD INSTL INDEX FD ULTR SHOR TR ETF VGUS 922040852 200,922 2,657 SH SOLE 0 0 2,657
VANGUARD INDEX FUNDS VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF VTI 922908769 1,029,486 2,751 SH SOLE 0 0 2,751
WALMART INC COM WMT 931142103 2,639,115 25,396 SH SOLE 0 0 25,396
INVESCO QQQ TR UNIT SER 1 QQQ 46090E103 255,960 346 SH SOLE 0 0 346
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT IDMO 46138E222 2,500,855 40,971 SH SOLE 0 0 40,971
AT&T INC COM USD1 T 00206R102 289,116 11,849 SH SOLE 0 0 11,849
ALPHABET INC CAP STK CL C GOOG 02079K107 3,187,072 9,353 SH SOLE 0 0 9,353
ALPHABET INC CAP STK CL A GOOGL 02079K305 399,168 1,160 SH SOLE 0 0 1,160
ALTRIA GROUP INC MO 02209S103 337,508 5,012 SH SOLE 0 0 5,012
CISCO SYSTEMS INC CSCO 17275R102 735,496 6,834 SH SOLE 0 0 6,834
COSTCO WHOLESALE CORP COM COST 22160K105 1,364,600 1,499 SH SOLE 0 0 1,499
META PLATFORMS INC CLASS A COMMON STOCK META 30303M102 373,888 516 SH SOLE 0 0 516
FIRST TR EXCHANGE-TRADED FD III FIRST TR LONG/SHORT EQUITY FTLS 33739P103 320,350 4,177 SH SOLE 0 0 4,177
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT RSP 46137V357 8,866,495 42,623 SH SOLE 0 0 42,623
INVESCO EXCHANGE TRADED FD TR S&P 100 EQL WIGH EQWL 46137V449 18,743,176 145,240 SH SOLE 0 0 145,240
ISHARES TR CORE MSCI TOTAL IXUS 46432F834 249,381 2,625 SH SOLE 0 0 2,625
ISHARES TRUST IBONDS 1-5 YEAR TREASURY LADDER ETF LDRT 46438G521 810,580 32,964 SH SOLE 0 0 32,964
JPMORGAN CHASE &CO. COM JPM 46625H100 2,924,398 8,840 SH SOLE 0 0 8,840
MERCK &CO. INC COM MRK 58933Y105 778,992 5,361 SH SOLE 0 0 5,361
NVIDIA CORPORATION COM NVDA 67066G104 2,842,483 12,446 SH SOLE 0 0 12,446
STATE STREET SPDR S&P 500 ETF UNITS SPY 78462F103 1,097,067 1,439 SH SOLE 0 0 1,439
SPDR SERIES TRUST STATE STREET S&P TELECOM ETF XTL 78464A540 328,887 1,620 SH SOLE 0 0 1,620
SPDR SERIES TRUST STATE STREET S&P PHARMACEUTICALS ETF XPH 78464A722 306,959 4,722 SH SOLE 0 0 4,722
SPDR SERIES TRUST STATE STREET S&P BIOTECH ETF XBI 78464A870 317,941 2,016 SH SOLE 0 0 2,016
SELECT SECTOR SPDR TRUST STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF XLK 81369Y803 359,806 1,838 SH SOLE 0 0 1,838
TESLA INC COM TSLA 88160R101 327,099 922 SH SOLE 0 0 922
TRUIST FINL CORP COM TFC 89832Q109 444,295 9,596 SH SOLE 0 0 9,596
UNITEDHEALTH GROUP INC UNH 91324P102 477,270 1,300 SH SOLE 0 0 1,300
VANECK ETF TR VANECK GOLD MINERS ETF GDX 92189F106 297,155 3,384 SH SOLE 0 0 3,384
VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT 92206C706 2,566,782 45,301 SH SOLE 0 0 45,301
VANGUARD SCOTTSDALE FUNDS VANGUARD RUSS1000 VALUE IDX FD ETF VONV 92206C714 14,516,356 133,545 SH SOLE 0 0 133,545
VISA INC V 92826C839 575,201 1,601 SH SOLE 0 0 1,601
BLACKSTONE REAL ESTATE INCOME TRUST CLASS I 09259K401 09259K401 186,866 12,725 SH SOLE 0 0 12,725
WORLD MOTO INC 98158H106 98158H106 0 10,000 SH SOLE 0 0 10,000
CATERPILLAR INC CAT 149123101 1,344,290 1,658 SH SOLE 0 0 1,658
CHEVRON CORP NEW CVX 166764100 1,020,437 4,997 SH SOLE 0 0 4,997
HOME DEPOT INC HD 437076102 1,743,981 6,130 SH SOLE 0 0 6,130
JOHNSON & JOHNSON JNJ 478160104 3,550,875 13,413 SH SOLE 0 0 13,413
THE COCA-COLA CO KO 191216100 4,054,512 47,102 SH SOLE 0 0 47,102
LOCKHEED MARTIN CORP LMT 539830109 236,292 464 SH SOLE 0 0 464
VANGUARD MORNINGSTAR MEGA CAP GROWTH ETF MGK 921910816 888,097 9,586 SH SOLE 0 0 9,586
PEPSICO INC PEP 713448108 522,213 4,121 SH SOLE 0 0 4,121
PROCTER & GAMBLE CO PG 742718109 449,787 3,096 SH SOLE 0 0 3,096
PINNACLE FINL PARTNERS I PNFP 72348N109 521,501 5,571 SH SOLE 0 0 5,571
SOUTHERN CO SO 842587107 847,925 10,230 SH SOLE 0 0 10,230
SCHWAB PRIME ADVANTAGE M ONEY INVESTOR SWVXX 808515605 151,256 151,256 SH SOLE 0 0 151,256
VANGUARD 0-3 MONTH TREASURY BILL ETF VBIL 922040845 5,695,523 75,218 SH SOLE 0 0 75,218
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF VTI 922908769 1,029,486 2,751 SH SOLE 0 0 2,751
WALMART INC WMT 931142103 2,639,115 25,396 SH SOLE 0 0 25,396
ALERIAN MLP ETF ALERIAN MLP 00162Q452 357,322 6,889 SH SOLE 0 0 6,889
CAPITAL GROUP MUNI HIGH-INCOME ETF MUN HIGH ETF 14020Y805 1,083,318 45,007 SH SOLE 0 0 45,007
ELI LILLY & COMPANY COM 532457108 238,358 206 SH SOLE 0 0 206
FIDELITY VALUE FACTOR ETF VLU FACTOR ETF 316092782 10,312,255 127,690 SH SOLE 0 0 127,690
GALLAGHER ARTHUR J & COMPANY COM 363576109 205,299 900 SH SOLE 0 0 900
GENUINE PARTS COMPANY COM 372460105 387,789 3,084 SH SOLE 0 0 3,084
INTERNATIONAL BUSINESS MACHINES COM 459200101 201,676 917 SH SOLE 0 0 917
INVESCO NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 228,175 749 SH SOLE 0 0 749
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF S&P500 EQL TEC 46137V282 241,245 3,663 SH SOLE 0 0 3,663
ISHARES INCORPORATED MSCI GBL MIN VOL MSCI GBL MIN VOL 464286525 646,149 5,265 SH SOLE 0 0 5,265
MICROSOFT CORPORATION COM 594918104 3,733,602 7,279 SH SOLE 0 0 7,279
PHILIP MORRIS INTERNATIONAL INCORPORATED COM 718172109 1,069,164 5,603 SH SOLE 0 0 5,603
SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF INT-TRM U.S TRES 808524854 13,727,642 579,225 SH SOLE 0 0 579,225
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 690,640 4,450 SH SOLE 0 0 4,450
VANGUARD MORNINGSTAR SMALL-CAP VALUE ETF SM CP VAL ETF 922908611 633,484 2,742 SH SOLE 0 0 2,742
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 397,114 8,385 SH SOLE 0 0 8,385
VANGUARD U.S. VALUE FACTOR ETF US VALUE FACTR 921935805 2,004,784 13,304 SH SOLE 0 0 13,304
VANGUARD ULTRA-SHORT TREASURY ETF ULTR SHOR TR ETF 922040852 200,922 2,657 SH SOLE 0 0 2,657