v3.26.3
Revenue (Tables)
6 Months Ended 12 Months Ended
Jun. 30, 2026
Dec. 31, 2025
Revenue [Abstract]    
Schedule of Analysis of Revenue

An analysis of revenue is as follows:

 

    For the six months ended
June 30,
 
    2026     2025  
    US$     US$  
             
Revenue from contracts with customers            
Internet leads generation and marketing service income     28,373,153       27,653,010  
Insurance commission income     2,853,818       3,277,466  
Marketing income     1,041,508       1,405,608  
                 
Total     32,268,479       32,336,084  

An analysis of revenue is as follows:

 

    2025     2024     2023  
    US$     US$     US$  
Revenue from contracts with customers                  
Internet leads generation and marketing service income     63,478,087       71,188,725       75,794,855  
Insurance commission income     6,880,658       5,206,123       3,362,745  
Marketing income     2,465,461       2,109,372       1,026,223  
Events income     602,175       1,006,526       487,258  
                         
      73,426,381       79,510,746       80,671,081  
Schedule of Disaggregated Revenue Information

Disaggregated revenue information

 

    For the six months ended
June 30,
 
    2026     2025  
    US$     US$  
             
Geographical markets            
Hong Kong     16,312,108       14,194,612  
Singapore     11,831,665       12,857,209  
Philippines     2,440,792       3,475,989  
Taiwan     1,683,914       1,808,274  
                 
Total     32,268,479       32,336,084  
                 
Timing of revenue recognition                
Over time     29,414,661       29,058,618  
At a point in time     2,853,818       3,277,466  
                 
Total     32,268,479       32,336,084  
    For the six months ended
June 30,
 
    2026     2025  
    US$     US$  
By vertical (note)            
Credit cards   17,939,030     19,127,920  
Personal loans and mortgages     4,867,047       4,582,424  
Wealth     4,840,609       3,955,279  
Insurance     4,506,738       4,466,306  
      115,055       204,155  
                 
Total     32,268,479       32,336,084  
Disaggregated revenue information
    2025     2024     2023  
    US$     US$     US$  
Geographical markets                  
Hong Kong     31,116,926       30,443,311       26,947,177  
Singapore     30,933,640       30,890,285       32,069,713  
Philippines     7,372,109       12,843,932       14,169,389  
Taiwan     4,003,706       5,136,523       6,742,747  
Malaysia     -       196,695       738,053  
Other Asia     -       -       4,002  
Total revenue from contracts with customers     73,426,381       79,510,746       80,671,081  
                         
Timing of revenue recognition                        
At a point in time     6,880,658       5,206,123       3,362,745  
Over time     66,545,723       74,304,623       77,308,336  
Total revenue from contracts with customers     73,426,381       79,510,746       80,671,081  
                         
By vertical                        
Credit cards     43,776,574       48,958,072       60,257,595  
Personal loans and mortgages     9,308,521       12,185,083       10,166,389  
Wealth     10,103,677       8,503,596       3,579,975  
Insurance     9,100,780       8,181,119       5,853,092  
Other verticals     1,136,829       1,682,876       814,030  
Total revenue from contracts with customers     73,426,381       79,510,746       80,671,081  
Schedule of Revenue from Customers  

Revenue from customers, which individually contributed over 10% of the total revenue of the Group during the year is as follows:

 

    2025     2024     2023  
    US$     US$     US$  
                   
Customer A     12,355,000       11,159,000       17,713,000  
                         
Customer B     N/A*       9,109,000       11,801,000  
                         
Customer C     N/A*       9,170,000       9,614,000  
                         
Customer D     12,423,000       7,970,000       N/A*  

 

* The customers generated less than 10% of the total revenue of the Group during the year.
Schedule of Analysis of Other Income  

An analysis of other income is as follows:

 

    2025     2024     2023  
    US$     US$     US$  
                   
Bank interest income     574,844       1,467,357       859,454  
Interest income on refundable rental deposit     6,924       11,079       13,049  
Government grants     6,117       6,056       -  
Gain on disposal of assets in Malaysian operations*     -       600,000       -  
Gain on disposal of items of property and equipment, net     1,438       7,068       3,690  
Others     60,157       397       1,321  
      649,480       2,091,957       877,514  

 

* During the year ended December 31, 2024, the Group has disposed of the brand, its website, domain names, select user data, and certain intellectual property right operating exclusively in Malaysia with carrying amount of US$nil to a third party in exchange of preference shares in the third party with an estimated fair value of US$600,000 (note 10).