| Schedule of Analysis of Revenue |
An analysis of revenue is as follows: | | | For the six months ended June 30, | | | | | 2026 | | | 2025 | | | | | US$ | | | US$ | | | | | | | | | | | Revenue from contracts with customers | | | | | | | | Internet leads generation and marketing service income | | | 28,373,153 | | | | 27,653,010 | | | Insurance commission income | | | 2,853,818 | | | | 3,277,466 | | | Marketing income | | | 1,041,508 | | | | 1,405,608 | | | | | | | | | | | | | Total | | | 32,268,479 | | | | 32,336,084 | |
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An analysis of revenue is as follows: | | | 2025 | | | 2024 | | | 2023 | | | | | US$ | | | US$ | | | US$ | | | Revenue from contracts with customers | | | | | | | | | | | Internet leads generation and marketing service income | | | 63,478,087 | | | | 71,188,725 | | | | 75,794,855 | | | Insurance commission income | | | 6,880,658 | | | | 5,206,123 | | | | 3,362,745 | | | Marketing income | | | 2,465,461 | | | | 2,109,372 | | | | 1,026,223 | | | Events income | | | 602,175 | | | | 1,006,526 | | | | 487,258 | | | | | | | | | | | | | | | | | | | | 73,426,381 | | | | 79,510,746 | | | | 80,671,081 | |
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| Schedule of Disaggregated Revenue Information |
Disaggregated revenue information | | | For the six months ended June 30, | | | | | 2026 | | | 2025 | | | | | US$ | | | US$ | | | | | | | | | | | Geographical markets | | | | | | | | Hong Kong | | | 16,312,108 | | | | 14,194,612 | | | Singapore | | | 11,831,665 | | | | 12,857,209 | | | Philippines | | | 2,440,792 | | | | 3,475,989 | | | Taiwan | | | 1,683,914 | | | | 1,808,274 | | | | | | | | | | | | | Total | | | 32,268,479 | | | | 32,336,084 | | | | | | | | | | | | | Timing of revenue recognition | | | | | | | | | | Over time | | | 29,414,661 | | | | 29,058,618 | | | At a point in time | | | 2,853,818 | | | | 3,277,466 | | | | | | | | | | | | | Total | | | 32,268,479 | | | | 32,336,084 | | | | | For the six months ended June 30, | | | | | 2026 | | | 2025 | | | | | US$ | | | US$ | | | By vertical (note) | | | | | | | | Credit cards | | 17,939,030 | | | 19,127,920 | | | Personal loans and mortgages | | | 4,867,047 | | | | 4,582,424 | | | Wealth | | | 4,840,609 | | | | 3,955,279 | | | Insurance | | | 4,506,738 | | | | 4,466,306 | | | | | | 115,055 | | | | 204,155 | | | | | | | | | | | | | Total | | | 32,268,479 | | | | 32,336,084 | |
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Disaggregated revenue information | | | 2025 | | | 2024 | | | 2023 | | | | | US$ | | | US$ | | | US$ | | | Geographical markets | | | | | | | | | | | Hong Kong | | | 31,116,926 | | | | 30,443,311 | | | | 26,947,177 | | | Singapore | | | 30,933,640 | | | | 30,890,285 | | | | 32,069,713 | | | Philippines | | | 7,372,109 | | | | 12,843,932 | | | | 14,169,389 | | | Taiwan | | | 4,003,706 | | | | 5,136,523 | | | | 6,742,747 | | | Malaysia | | | - | | | | 196,695 | | | | 738,053 | | | Other Asia | | | - | | | | - | | | | 4,002 | | | Total revenue from contracts with customers | | | 73,426,381 | | | | 79,510,746 | | | | 80,671,081 | | | | | | | | | | | | | | | | | Timing of revenue recognition | | | | | | | | | | | | | | At a point in time | | | 6,880,658 | | | | 5,206,123 | | | | 3,362,745 | | | Over time | | | 66,545,723 | | | | 74,304,623 | | | | 77,308,336 | | | Total revenue from contracts with customers | | | 73,426,381 | | | | 79,510,746 | | | | 80,671,081 | | | | | | | | | | | | | | | | | By vertical | | | | | | | | | | | | | | Credit cards | | | 43,776,574 | | | | 48,958,072 | | | | 60,257,595 | | | Personal loans and mortgages | | | 9,308,521 | | | | 12,185,083 | | | | 10,166,389 | | | Wealth | | | 10,103,677 | | | | 8,503,596 | | | | 3,579,975 | | | Insurance | | | 9,100,780 | | | | 8,181,119 | | | | 5,853,092 | | | Other verticals | | | 1,136,829 | | | | 1,682,876 | | | | 814,030 | | | Total revenue from contracts with customers | | | 73,426,381 | | | | 79,510,746 | | | | 80,671,081 | |
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| Schedule of Analysis of Other Income |
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An analysis of other income is as follows: | | | 2025 | | | 2024 | | | 2023 | | | | | US$ | | | US$ | | | US$ | | | | | | | | | | | | | | Bank interest income | | | 574,844 | | | | 1,467,357 | | | | 859,454 | | | Interest income on refundable rental deposit | | | 6,924 | | | | 11,079 | | | | 13,049 | | | Government grants | | | 6,117 | | | | 6,056 | | | | - | | | Gain on disposal of assets in Malaysian operations* | | | - | | | | 600,000 | | | | - | | | Gain on disposal of items of property and equipment, net | | | 1,438 | | | | 7,068 | | | | 3,690 | | | Others | | | 60,157 | | | | 397 | | | | 1,321 | | | | | | 649,480 | | | | 2,091,957 | | | | 877,514 | | | * | During the year ended December 31, 2024, the Group has disposed of the brand, its website, domain names, select user data, and certain intellectual property right operating exclusively in Malaysia with carrying amount of US$nil to a third party in exchange of preference shares in the third party with an estimated fair value of US$600,000 (note 10). |
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