The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 286,278 1,744 SH SOLE 0 0 1,744
ABBVIE INC COM 00287Y109 348,961 1,334 SH SOLE 0 0 1,334
ADVANCED MICRO DEVICES INC COM 007903107 419,667 686 SH SOLE 0 0 686
ALLIANT ENERGY CORP COM 018802108 411,577 6,502 SH SOLE 0 0 6,502
ALPHABET INC CAP STK CL A 02079K305 3,057,151 8,885 SH SOLE 0 0 8,885
ALPHABET INC CAP STK CL C 02079K107 2,296,247 6,739 SH SOLE 0 0 6,739
AMAZON COM INC COM 023135106 2,087,130 8,377 SH SOLE 0 0 8,377
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,432,019 15,231 SH SOLE 0 0 15,231
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 7,579,873 84,118 SH SOLE 0 0 84,118
AMERICAN EXPRESS CO COM 025816109 211,350 695 SH SOLE 0 0 695
AMGEN INC COM 031162100 514,664 1,221 SH SOLE 0 0 1,221
AMPHENOL CORP CL A 032095101 238,569 2,830 SH SOLE 0 0 2,830
AMPLIFY ETF TR VIDE GAME LE ETF 032108615 288,420 2,895 SH SOLE 0 0 2,895
ANALOG DEVICES INC COM 032654105 284,441 717 SH SOLE 0 0 717
APPLE INC COM 037833100 6,997,533 21,012 SH SOLE 0 0 21,012
B2GOLD CORP COM 11777Q209 91,498 17,482 SH SOLE 0 0 17,482
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,184,390 6,395 SH SOLE 0 0 6,395
BNY MELLON ETF TRUST US LRG CP CORE 09661T107 1,089,383 22,296 SH SOLE 0 0 22,296
BRIDGEBIO PHARMA INC COM 10806X102 236,814 3,599 SH SOLE 0 0 3,599
BROADCOM INC COM 11135F101 601,588 1,713 SH SOLE 0 0 1,713
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 6,006,966 240,471 SH SOLE 0 0 240,471
CF BANKSHARES INC COM 12520L109 255,719 7,540 SH SOLE 0 0 7,540
CINCINNATI FINL CORP COM 172062101 310,772 1,950 SH SOLE 0 0 1,950
COCA COLA CO COM 191216100 915,461 10,635 SH SOLE 0 0 10,635
COSTCO WHOLESALE CORPORATION COM 22160K105 364,136 400 SH SOLE 0 0 400
CROWDSTRIKE HLDGS INC CL A 22788C105 236,951 895 SH SOLE 0 0 895
DBX ETF TR XTRACK MSCI EAFE 233051200 788,478 14,349 SH SOLE 0 0 14,349
DEERE & CO COM 244199105 283,394 422 SH SOLE 0 0 422
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,792,211 147,347 SH SOLE 0 0 147,347
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 418,275 9,410 SH SOLE 0 0 9,410
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 506,841 13,691 SH SOLE 0 0 13,691
DTE ENERGY CO COM 233331107 318,001 2,611 SH SOLE 0 0 2,611
EATON CORP PLC SHS G29183103 614,485 1,430 SH SOLE 0 0 1,430
ECOLAB INC COM 278865100 678,762 2,472 SH SOLE 0 0 2,472
ELI LILLY & CO COM 532457108 2,096,629 1,812 SH SOLE 0 0 1,812
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 479,787 2,948 SH SOLE 0 0 2,948
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 946,346 23,712 SH SOLE 0 0 23,712
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 289,248 6,677 SH SOLE 0 0 6,677
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 7,091,762 157,770 SH SOLE 0 0 157,770
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,052,277 24,302 SH SOLE 0 0 24,302
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 328,769 4,526 SH SOLE 0 0 4,526
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 336,894 6,952 SH SOLE 0 0 6,952
GLOBAL X FDS US INFR DEV ETF 37954Y673 204,488 3,895 SH SOLE 0 0 3,895
GRANITESHARES GOLD TR SHS BEN INT 38748G101 222,796 5,446 SH SOLE 0 0 5,446
HOME DEPOT INC COM 437076102 297,292 1,045 SH SOLE 0 0 1,045
INNOVATOR ETFS TRUST EQUI DEFI 1 AUG 45783Y111 524,786 18,821 SH SOLE 0 0 18,821
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 636,387 14,738 SH SOLE 0 0 14,738
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 316,233 6,459 SH SOLE 0 0 6,459
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 408,978 6,757 SH SOLE 0 0 6,757
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 255,596 4,612 SH SOLE 0 0 4,612
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 700,637 14,103 SH SOLE 0 0 14,103
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 293,662 6,295 SH SOLE 0 0 6,295
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 421,881 9,003 SH SOLE 0 0 9,003
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 1,457,049 30,928 SH SOLE 0 0 30,928
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 972,556 19,175 SH SOLE 0 0 19,175
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 1,733,560 38,000 SH SOLE 0 0 38,000
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318 331,196 7,838 SH SOLE 0 0 7,838
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 268,075 6,094 SH SOLE 0 0 6,094
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 2,312,560 48,289 SH SOLE 0 0 48,289
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 596,806 12,013 SH SOLE 0 0 12,013
INTEL CORP COM 458140100 299,613 2,492 SH SOLE 0 0 2,492
INTERNATIONAL BUSINESS MACHS COM 459200101 527,612 2,399 SH SOLE 0 0 2,399
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 379,277 1,245 SH SOLE 0 0 1,245
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 353,470 6,172 SH SOLE 0 0 6,172
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 461,839 8,485 SH SOLE 0 0 8,485
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,350,179 35,334 SH SOLE 0 0 35,334
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,072,460 15,811 SH SOLE 0 0 15,811
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 205,350 7,064 SH SOLE 0 0 7,064
INVESCO QQQ TR UNIT SER 1 46090E103 9,216,794 12,459 SH SOLE 0 0 12,459
IRON MTN INC DEL COM 46284V101 371,683 3,350 SH SOLE 0 0 3,350
ISHARES GOLD TR ISHARES NEW 464285204 560,680 7,179 SH SOLE 0 0 7,179
ISHARES INC CORE MSCI EMKT 46434G103 338,282 4,168 SH SOLE 0 0 4,168
ISHARES INC ESG AWR MSCI EM 46434G863 414,315 7,650 SH SOLE 0 0 7,650
ISHARES INC MSCI EMRG CHN 46434G764 653,928 6,600 SH SOLE 0 0 6,600
ISHARES INC MSCI WORLD ETF 464286392 821,827 3,985 SH SOLE 0 0 3,985
ISHARES TR 1 3 YR TREAS BD 464287457 511,966 6,305 SH SOLE 0 0 6,305
ISHARES TR 3 7 YR TREAS BD 464288661 362,895 3,199 SH SOLE 0 0 3,199
ISHARES TR 7-10 YR TRSY BD 464287440 246,406 2,759 SH SOLE 0 0 2,759
ISHARES TR CORE S&P MCP ETF 464287507 14,077,881 195,662 SH SOLE 0 0 195,662
ISHARES TR CORE S&P SCP ETF 464287804 315,477 2,319 SH SOLE 0 0 2,319
ISHARES TR CORE S&P US GWT 464287671 775,000 4,000 SH SOLE 0 0 4,000
ISHARES TR CORE S&P500 ETF 464287200 38,319,387 50,035 SH SOLE 0 0 50,035
ISHARES TR ESG AWR MSCI USA 46435G425 9,085,930 54,472 SH SOLE 0 0 54,472
ISHARES TR ESG AWR US AGRGT 46435U549 648,434 14,330 SH SOLE 0 0 14,330
ISHARES TR ESG AWRE 1 5 YR 46435G243 247,818 10,144 SH SOLE 0 0 10,144
ISHARES TR ESG AWRE USD ETF 46435G193 223,466 10,183 SH SOLE 0 0 10,183
ISHARES TR ESG MSCI KLD ETF 464288570 642,023 4,392 SH SOLE 0 0 4,392
ISHARES TR ESG OPTIMIZED 464288802 250,022 1,606 SH SOLE 0 0 1,606
ISHARES TR ISHARES BIOTECH 464287556 249,689 1,186 SH SOLE 0 0 1,186
ISHARES TR MSCI ACWI ETF 464288257 6,408,232 40,363 SH SOLE 0 0 40,363
ISHARES TR MSCI EAFE ETF 464287465 3,396,787 32,696 SH SOLE 0 0 32,696
ISHARES TR MSCI EMG MKT ETF 464287234 1,407,733 21,077 SH SOLE 0 0 21,077
ISHARES TR RUS 1000 ETF 464287622 7,678,431 18,452 SH SOLE 0 0 18,452
ISHARES TR RUS 1000 GRW ETF 464287614 20,517,337 163,798 SH SOLE 0 0 163,798
ISHARES TR RUS 1000 VAL ETF 464287598 7,159,723 28,878 SH SOLE 0 0 28,878
ISHARES TR RUS 2000 GRW ETF 464287648 226,632 635 SH SOLE 0 0 635
ISHARES TR RUS 2000 VAL ETF 464287630 368,231 1,758 SH SOLE 0 0 1,758
ISHARES TR RUS MD CP GR ETF 464287481 739,892 5,374 SH SOLE 0 0 5,374
ISHARES TR RUS MDCP VAL ETF 464287473 558,893 3,477 SH SOLE 0 0 3,477
ISHARES TR RUS MID CAP ETF 464287499 2,469,269 23,140 SH SOLE 0 0 23,140
ISHARES TR RUSSELL 2000 ETF 464287655 472,135 1,699 SH SOLE 0 0 1,699
ISHARES TR S&P 500 GRWT ETF 464287309 3,668,174 25,785 SH SOLE 0 0 25,785
ISHARES TR S&P 500 VAL ETF 464287408 2,226,871 9,755 SH SOLE 0 0 9,755
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 19,040,240 372,462 SH SOLE 0 0 372,462
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 7,776,666 163,444 SH SOLE 0 0 163,444
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 61,757,952 1,226,086 SH SOLE 0 0 1,226,086
JOHNSON & JOHNSON COM 478160104 803,221 3,034 SH SOLE 0 0 3,034
JPMORGAN CHASE & CO COM 46625H100 1,386,178 4,190 SH SOLE 0 0 4,190
LAM RESEARCH CORP COM NEW 512807306 1,358,389 4,135 SH SOLE 0 0 4,135
MCDONALDS CORP COM 580135101 219,624 951 SH SOLE 0 0 951
MERCK & CO INC COM 58933Y105 895,546 6,163 SH SOLE 0 0 6,163
META PLATFORMS INC CL A 30303M102 246,561 340 SH SOLE 0 0 340
MICROSOFT CORP COM 594918104 3,281,534 6,398 SH SOLE 0 0 6,398
NEXTERA ENERGY INC COM 65339F101 271,604 3,586 SH SOLE 0 0 3,586
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 18,318 13,371 SH SOLE 0 0 13,371
NUVEEN MUN CR OPPORTUNITIES COM 670663103 253,223 28,484 SH SOLE 0 0 28,484
NVIDIA CORPORATION COM 67066G104 2,321,711 10,166 SH SOLE 0 0 10,166
ORACLE CORP COM 68389X105 288,467 2,101 SH SOLE 0 0 2,101
PALANTIR TECHNOLOGIES INC CL A 69608A108 702,373 3,755 SH SOLE 0 0 3,755
PALO ALTO NETWORKS INC COM 697435105 444,590 1,119 SH SOLE 0 0 1,119
PHILIP MORRIS INTL INC COM 718172109 324,394 1,700 SH SOLE 0 0 1,700
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 49,898,943 496,260 SH SOLE 0 0 496,260
PNC FINL SVCS GROUP INC COM 693475105 216,704 975 SH SOLE 0 0 975
PROCTER & GAMBLE CO COM 742718109 630,806 4,342 SH SOLE 0 0 4,342
RTX CORPORATION COM 75513E101 264,737 1,426 SH SOLE 0 0 1,426
SALESFORCE INC COM 79466L302 266,301 1,160 SH SOLE 0 0 1,160
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 314,988 9,683 SH SOLE 0 0 9,683
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,257,769 62,838 SH SOLE 0 0 62,838
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 938,010 31,267 SH SOLE 0 0 31,267
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 308,941 9,468 SH SOLE 0 0 9,468
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,508,964 24,536 SH SOLE 0 0 24,536
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 504,096 9,440 SH SOLE 0 0 9,440
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 4,409,269 22,525 SH SOLE 0 0 22,525
SIMPLIFY EXCHANGE TRADED FUN GOVT MONE MA ETF 82889N269 698,319 6,979 SH SOLE 0 0 6,979
SOUTHERN CO COM 842587107 304,455 3,673 SH SOLE 0 0 3,673
SPDR GOLD TR GOLD SHS 78463V107 1,397,683 3,670 SH SOLE 0 0 3,670
SPDR INDEX SHS FDS ST MAR DIVID ETF 78463X533 583,485 14,529 SH SOLE 0 0 14,529
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 812,632 15,700 SH SOLE 0 0 15,700
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 264,403 6,543 SH SOLE 0 0 6,543
SPDR INDEX SHS FDS ST STR MSCI EAFE 78470E106 550,370 10,274 SH SOLE 0 0 10,274
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 650,521 12,956 SH SOLE 0 0 12,956
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 918,122 12,397 SH SOLE 0 0 12,397
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 672,828 23,468 SH SOLE 0 0 23,468
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 622,301 25,546 SH SOLE 0 0 25,546
SPDR SERIES TRUST ST STR P400MID 78464A847 52,034,225 825,416 SH SOLE 0 0 825,416
SPDR SERIES TRUST ST STR P500ETF 78464A854 145,422,968 1,620,131 SH SOLE 0 0 1,620,131
SPDR SERIES TRUST ST STR P500GRW 78464A409 3,992,592 32,439 SH SOLE 0 0 32,439
SPDR SERIES TRUST ST STR P500VAL 78464A508 3,006,557 49,183 SH SOLE 0 0 49,183
SPDR SERIES TRUST ST STR SP METAL 78464A755 934,525 9,024 SH SOLE 0 0 9,024
SPDR SERIES TRUST ST STR SP TRANS 78464A532 271,924 2,777 SH SOLE 0 0 2,777
SPDR SERIES TRUST ST STR SP400GRW 78464A821 224,008 2,143 SH SOLE 0 0 2,143
SPDR SERIES TRUST ST STR SP500FF 78468R796 9,794,042 156,755 SH SOLE 0 0 156,755
SPDR SERIES TRUST ST STR SW SERV 78464A599 331,496 1,704 SH SOLE 0 0 1,704
SPOTIFY TECHNOLOGY S A SHS L8681T102 222,733 457 SH SOLE 0 0 457
STANDARD LITHIUM CORP COM 853606101 73,587 39,720 SH SOLE 0 0 39,720
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 52,136,819 68,365 SH SOLE 0 0 68,365
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 6,595,995 10,044 SH SOLE 0 0 10,044
TESLA INC COM 88160R101 265,043 747 SH SOLE 0 0 747
THERMO FISHER SCIENTIFIC INC COM 883556102 295,672 438 SH SOLE 0 0 438
TRANE TECHNOLOGIES PLC SHS G8994E103 217,854 482 SH SOLE 0 0 482
VALLEY NATL BANCORP COM 919794107 468,164 37,097 SH SOLE 0 0 37,097
VANECK ETF TRUST GOLD MINERS ETF 92189F106 463,496 5,279 SH SOLE 0 0 5,279
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,534,049 4,161 SH SOLE 0 0 4,161
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 235,925 2,760 SH SOLE 0 0 2,760
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 218,603 2,861 SH SOLE 0 0 2,861
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 357,344 5,094 SH SOLE 0 0 5,094
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 371,998 1,606 SH SOLE 0 0 1,606
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 2,985,705 33,134 SH SOLE 0 0 33,134
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 295,202 839 SH SOLE 0 0 839
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 741,058 2,537 SH SOLE 0 0 2,537
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 334,356 1,710 SH SOLE 0 0 1,710
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 4,337,097 55,306 SH SOLE 0 0 55,306
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 250,351 880 SH SOLE 0 0 880
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,461,002 6,576 SH SOLE 0 0 6,576
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,447,304 6,698 SH SOLE 0 0 6,698
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,583,497 5,113 SH SOLE 0 0 5,113
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 631,808 8,344 SH SOLE 0 0 8,344
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,726,274 20,806 SH SOLE 0 0 20,806
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 370,272 6,243 SH SOLE 0 0 6,243
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 310,248 5,390 SH SOLE 0 0 5,390
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 265,586 3,438 SH SOLE 0 0 3,438
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 987,280 2,870 SH SOLE 0 0 2,870
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 337,366 1,446 SH SOLE 0 0 1,446
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 778,475 11,025 SH SOLE 0 0 11,025
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 521,006 3,357 SH SOLE 0 0 3,357
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 798,180 8,615 SH SOLE 0 0 8,615
VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 461,523 2,865 SH SOLE 0 0 2,865
VISA INC COM CL A 92826C839 412,870 1,149 SH SOLE 0 0 1,149
WALMART INC COM 931142103 246,290 2,370 SH SOLE 0 0 2,370
WORLD GOLD TR SPDR GLD MINIS 98149E303 10,727,613 130,538 SH SOLE 0 0 130,538