v3.26.3
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Cash and cash equivalents:    
Cash and due from banks $ 37,039 $ 44,947
Interest-earning deposits with other banks 37,778 35,890
Total cash and cash equivalents 74,817 80,837
Securities:    
Available-for-sale debt securities 581,297 597,424
Net securities 581,297 597,424
Federal Home Loan Bank stock 7,968 11,308
Loans held for sale 10,740 5,283
Total loans held for investment 3,613,632 3,605,859
Less: Allowance for credit losses (31,761) (34,052)
Net loans held for investment 3,581,871 3,571,807
Premises and equipment, net 61,407 58,188
Other real estate owned 7,146  
Goodwill 141,819 141,819
Other intangible assets 14,659 16,407
Cash surrender value of bank-owned life insurance 89,420 96,250
Deferred tax assets, net 36,892 29,926
Other assets 95,828 74,642
Total assets 4,703,864 4,683,891
Deposits:    
Non-interest bearing demand 702,668 670,786
Interest-bearing demand 1,248,282 1,137,730
Savings 642,937 635,329
Money market 489,193 464,843
Time 854,869 912,594
Total deposits 3,937,949 3,821,282
Borrowings:    
Senior 123,798 216,818
Subordinated 33,620 52,825
Total borrowings 157,418 269,643
Other liabilities 72,888 60,425
Total liabilities 4,168,255 4,151,350
Shareholders' equity    
Capital stock, par value $2.00; authorized 30,000,000 shares; issued 17,734,817 shares; outstanding 16,766,080 shares and 16,702,063 shares at September 30, 2026 and December 31, 2025, respectively 35,470 35,470
Additional paid-in capital 235,507 233,335
Retained earnings 342,338 314,372
Accumulated other comprehensive loss (62,018) (35,409)
Less: 968,737 and 1,032,754 shares of treasury stock, at cost, at September 30, 2026 and December 31, 2025, respectively (15,688) (15,227)
Total shareholders' equity 535,609 532,541
Total liabilities and shareholders' equity $ 4,703,864 $ 4,683,891