v3.26.3
SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL - Summary of Actual and Required Capital Amounts and Ratios (Details)
$ in Thousands
Sep. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Orrstown Financial Services, Inc.    
Total risk-based capital:    
Actual, Amount $ 616,566 $ 587,354
Actual, Ratio 0.133 0.133
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 486,976 $ 463,702
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.105 0.105
Tier 1 risk-based capital:    
Actual, Amount $ 570,361 $ 514,572
Actual, Ratio 0.123 0.117
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 394,219 $ 375,378
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.085 0.085
Tier 1 common equity risk-based capital:    
Actual, Amount $ 562,252 $ 506,643
Actual, Ratio 12.10% 11.50%
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 324,651 $ 309,135
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 7.00% 7.00%
Tier 1 leverage capital:    
Actual, Amount $ 570,361 $ 514,572
Actual, Ratio 0.102 0.095
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 223,163 $ 217,008
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.040 0.040
Orrstown Bank    
Total risk-based capital:    
Actual, Amount $ 610,356 $ 588,026
Actual, Ratio 0.132 0.133
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 486,915 $ 463,671
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 463,728 $ 441,592
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.100 0.100
Tier 1 risk-based capital:    
Actual, Amount $ 564,151 $ 538,598
Actual, Ratio 0.122 0.122
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 394,169 $ 375,353
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 370,983 $ 353,273
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.080 0.080
Tier 1 common equity risk-based capital:    
Actual, Amount $ 564,151 $ 538,598
Actual, Ratio 12.20% 12.20%
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 324,610 $ 309,114
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 7.00% 7.00%
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 301,423 $ 287,035
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 6.50% 6.50%
Tier 1 leverage capital:    
Actual, Amount $ 564,151 $ 538,598
Actual, Ratio 0.101 0.099
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 223,328 $ 217,148
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.040 0.040
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 279,160 $ 271,435
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.050 0.050