v3.26.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Activity in allowance for loan losses        
Balance, beginning of period $ 46,632 $ 47,898 $ 47,681 $ 48,689
Provision for credit losses 1,126 396 2,192 51
Charge-offs (1,068) (518) (3,340) (1,915)
Recoveries 85 329 242 1,280
Balance end of period 46,775 48,105 46,775 48,105
Commercial        
Activity in allowance for loan losses        
Balance, beginning of period 37,437 39,777 39,300 42,772
Provision for credit losses 1,110 (53) 1,178 (2,870)
Charge-offs (978) (183) (2,987) (1,112)
Recoveries 35 262 113 1,013
Balance end of period 37,604 39,803 37,604 39,803
Commercial | Commercial Real Estate        
Activity in allowance for loan losses        
Balance, beginning of period 25,279 26,163 25,552 29,551
Provision for credit losses 562 656 306 (2,554)
Charge-offs (234) (154) (271) (340)
Recoveries 0 7 20 15
Balance end of period 25,607 26,672 25,607 26,672
Commercial | Acquisition and Development        
Activity in allowance for loan losses        
Balance, beginning of period 5,431 5,585 6,179 6,601
Provision for credit losses (739) (106) (734) (1,124)
Charge-offs 0 0 (753) 0
Recoveries 0 0 0 2
Balance end of period 4,692 5,479 4,692 5,479
Commercial | Agricultural        
Activity in allowance for loan losses        
Balance, beginning of period 200 160 127 110
Provision for credit losses (8) (26) 65 55
Charge-offs 0 0 0 (31)
Recoveries 0 0 0 0
Balance end of period 192 134 192 134
Commercial | Commercial and Industrial        
Activity in allowance for loan losses        
Balance, beginning of period 6,105 7,484 7,114 6,190
Provision for credit losses 1,281 (567) 1,433 698
Charge-offs (744) (29) (1,963) (741)
Recoveries 35 255 93 996
Balance end of period 6,677 7,143 6,677 7,143
Commercial | Municipal        
Activity in allowance for loan losses        
Balance, beginning of period 422 385 328 320
Provision for credit losses 14 (10) 108 55
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Balance end of period 436 375 436 375
Consumer        
Activity in allowance for loan losses        
Balance, beginning of period 9,195 8,121 8,381 5,917
Provision for credit losses 16 449 1,014 2,921
Charge-offs (90) (335) (353) (803)
Recoveries 50 67 129 267
Balance end of period 9,171 8,302 9,171 8,302
Consumer | Residential Mortgage        
Activity in allowance for loan losses        
Balance, beginning of period 8,670 7,603 7,708 5,240
Provision for credit losses (49) 234 919 2,455
Charge-offs 0 (134) (21) (134)
Recoveries 9 9 24 151
Balance end of period 8,630 7,712 8,630 7,712
Consumer | Installment and Other        
Activity in allowance for loan losses        
Balance, beginning of period 525 518 673 677
Provision for credit losses 65 215 95 466
Charge-offs (90) (201) (332) (669)
Recoveries 41 58 105 116
Balance end of period $ 541 $ 590 $ 541 $ 590