v3.26.3
SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
 9 Months Ended
Sep. 30, 2026
Equity [Abstract]  
Summary of Capital Amounts and Ratios
The following table presents capital amounts and ratios at September 30, 2026 and December 31, 2025:
ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)		To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
September 30, 2026
Total risk-based capital:
Orrstown Financial Services, Inc.$616,566 13.3 %$486,976 10.5 %n/an/a
Orrstown Bank610,356 13.2 %486,915 10.5 %$463,728 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.570,361 12.3 %394,219 8.5 %n/an/a
Orrstown Bank564,151 12.2 %394,169 8.5 %370,983 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.562,252 12.1 %324,651 7.0 %n/an/a
Orrstown Bank564,151 12.2 %324,610 7.0 %301,423 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.570,361 10.2 %223,163 4.0 %n/an/a
Orrstown Bank564,151 10.1 %223,328 4.0 %279,160 5.0 %
December 31, 2025
Total risk-based capital:
Orrstown Financial Services, Inc.$587,354 13.3 %$463,702 10.5 %n/an/a
Orrstown Bank588,026 13.3 %463,671 10.5 %$441,592 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.514,572 11.7 %375,378 8.5 %n/an/a
Orrstown Bank538,598 12.2 %375,353 8.5 %353,273 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.506,643 11.5 %309,135 7.0 %n/an/a
Orrstown Bank538,598 12.2 %309,114 7.0 %287,035 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.514,572 9.5 %217,008 4.0 %n/an/a
Orrstown Bank538,598 9.9 %217,148 4.0 %271,435 5.0 %