v3.26.3
FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Financial assets:    
Investment securities AFS $ 171,735 $ 179,708
Equity securities 2,664 12,554
Accrued interest receivable 8,314 8,344
Level 1    
Financial assets:    
Cash and cash equivalents 218,476 206,514
Equity securities 2,664 12,554
Level 2    
Financial assets:    
Investment securities AFS 171,735 179,708
Investment in FHLB and FRB Stock 19,813 19,246
Loans held for sale 2,433 1,316
Accrued interest receivable 8,314 8,344
Financial liabilities:    
Deposits 2,297,459 2,221,521
Accrued interest payable 2,132 1,831
Level 3    
Financial assets:    
Loans, net 2,090,118 2,020,591
Financial liabilities:    
Undisbursed loan commitments, lines of credit, standby letters of credit 91,394 67,127
Level 3 | Floating Rate Junior Subordinated Deferrable Interest Debentures    
Financial liabilities:    
Junior subordinated deferrable interest debentures, net 6,174 8,579
Carrying amount    
Financial assets:    
Cash and cash equivalents 218,476 206,514
Investment securities AFS 171,735 179,708
Equity securities 2,664 12,554
Investment in FHLB and FRB Stock 19,813 19,246
Loans held for sale 2,433 1,316
Loans, net 2,128,740 2,045,126
Accrued interest receivable 8,314 8,344
Financial liabilities:    
Deposits 2,292,187 2,213,640
Accrued interest payable 2,132 1,831
Undisbursed loan commitments, lines of credit, standby letters of credit 91,854 67,537
Carrying amount | Floating Rate Junior Subordinated Deferrable Interest Debentures    
Financial liabilities:    
Junior subordinated deferrable interest debentures, net 5,903 8,726
Fair value    
Financial assets:    
Cash and cash equivalents 218,476 206,514
Investment securities AFS 171,735 179,708
Equity securities 2,664 12,554
Investment in FHLB and FRB Stock 19,813 19,246
Loans held for sale 2,433 1,316
Loans, net 2,090,118 2,020,591
Accrued interest receivable 8,314 8,344
Financial liabilities:    
Deposits 2,297,459 2,221,521
Accrued interest payable 2,132 1,831
Undisbursed loan commitments, lines of credit, standby letters of credit 91,394 67,127
Fair value | Floating Rate Junior Subordinated Deferrable Interest Debentures    
Financial liabilities:    
Junior subordinated deferrable interest debentures, net $ 6,174 $ 8,579