| Schedule of allowance for credit losses for loan |
| | | | | | | | | | | | | | | | | | | | | | | | Commercial | | Construction | | Commercial | | | | | | | | | | | Reserve for | | | and industrial | | and land | | real estate | | Residential | | Consumer | | Total | | unfunded commitments | Three months ended September 30, 2026 | | | | | | | | | | | | | | | | | | | | | | Allowance for credit losses | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 3,722 | | $ | 523 | | $ | 15,810 | | $ | 2,889 | | $ | 6 | | $ | 22,950 | | $ | 380 | Charge-offs | | | (1) | | | — | | | (20) | | | — | | | — | | | (21) | | | — | Recoveries | | | 1 | | | 7 | | | — | | | — | | | — | | | 8 | | | — | Provision for (reversal of) credit losses | | | 836 | | | (43) | | | (726) | | | 697 | | | (1) | | | 763 | | | 80 | Ending balance | | $ | 4,558 | | $ | 487 | | $ | 15,064 | | $ | 3,586 | | $ | 5 | | $ | 23,700 | | $ | 460 | | | | | | | | | | | | | | | | | | | | | | | Nine months ended September 30, 2026 | | | | | | | | | | | | | | | | | | | | | | Allowance for credit losses: | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 4,173 | | $ | 470 | | $ | 14,601 | | $ | 1,957 | | $ | 9 | | $ | 21,210 | | $ | 410 | Charge-offs | | | (26) | | | — | | | (2,898) | | | — | | | (1) | | | (2,925) | | | — | Recoveries | | | 44 | | | 7 | | | — | | | — | | | — | | | 51 | | | — | Provision for (reversal of) credit losses | | | 367 | | | 10 | | | 3,361 | | | 1,629 | | | (3) | | | 5,364 | | | 50 | Ending balance | | $ | 4,558 | | $ | 487 | | $ | 15,064 | | $ | 3,586 | | $ | 5 | | $ | 23,700 | | $ | 460 | | | | | | | | | | | | | | | | | | | | | | | September 30, 2026 | | | | | | | | | | | | | | | | | | | | | | Allowance for credit losses: | | | | | | | | | | | | | | | | | | | | | | Loans individually evaluated | | $ | — | | $ | — | | $ | 2,617 | | $ | — | | $ | — | | $ | 2,617 | | | | Loans collectively evaluated | | | 4,558 | | | 487 | | | 11,979 | | | 3,586 | | | 5 | | | 20,615 | | | | PCD loans | | | — | | | — | | | 468 | | | — | | | — | | | 468 | | | | | | | | | | | | | | | | | | | | | | | | | | Loans receivable: | | | | | | | | | | | | | | | | | | | | | | Individually evaluated | | $ | — | | $ | — | | $ | 11,349 | | $ | — | | $ | — | | $ | 11,349 | | | | Collectively evaluated | | | 180,170 | | | 9,760 | | | 1,720,131 | | | 216,775 | | | 911 | | | 2,127,747 | | | | PCD loans | | | — | | | — | | | 12,678 | | | 63 | | | — | | | 12,741 | | | | Total loans | | $ | 180,170 | | $ | 9,760 | | $ | 1,744,158 | | $ | 216,838 | | $ | 911 | | $ | 2,151,837 | | | |
| | | | | | | | | | | | | | | | | | | | | | | | Commercial | | Construction | | Commercial | | | | | | | | | | | Reserve for | | | and industrial | | and land | | real estate | | Residential | | Consumer | | Total | | unfunded commitments | Three months ended September 30, 2025 | | | | | | | | | | | | | | | | | | | | | | Allowance for credit losses | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 4,467 | | $ | 141 | | $ | 12,327 | | $ | 1,761 | | $ | 4 | | $ | 18,700 | | $ | 530 | Charge-offs | | | — | | | — | | | (839) | | | — | | | — | | | (839) | | | — | Recoveries | | | 6 | | | — | | | — | | | — | | | — | | | 6 | | | — | (Reversal of) provision for credit losses | | | (35) | | | 134 | | | 2,541 | | | 291 | | | 2 | | | 2,933 | | | 40 | Ending balance | | $ | 4,438 | | $ | 275 | | $ | 14,029 | | $ | 2,052 | | $ | 6 | | $ | 20,800 | | $ | 570 | | | | | | | | | | | | | | | | | | | | | | | Nine months ended September 30, 2025 | | | | | | | | | | | | | | | | | | | | | | Allowance for credit losses: | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 4,681 | | $ | 72 | | $ | 11,365 | | $ | 1,780 | | $ | 2 | | $ | 17,900 | | $ | 600 | Charge-offs | | | (193) | | | — | | | (839) | | | (1) | | | (7) | | | (1,040) | | | — | Recoveries | | | 21 | | | — | | | 69 | | | 1 | | | 1 | | | 92 | | | — | (Reversal of) provision for credit losses | | | (71) | | | 203 | | | 3,434 | | | 272 | | | 10 | | | 3,848 | | | (30) | Ending balance | | $ | 4,438 | | $ | 275 | | $ | 14,029 | | $ | 2,052 | | $ | 6 | | $ | 20,800 | | $ | 570 | | | | | | | | | | | | | | | | | | | | | | | September 30, 2025 | | | | | | | | | | | | | | | | | | | | | | Allowance for credit losses: | | | | | | | | | | | | | | | | | | | | | | Loans individually evaluated | | $ | — | | $ | — | | $ | 868 | | $ | — | | $ | — | | $ | 868 | | | | Loans collectively evaluated | | | 4,438 | | | 275 | | | 12,940 | | | 2,051 | | | 6 | | | 19,710 | | | | PCD loans | | | — | | | — | | | 221 | | | 1 | | | — | | | 222 | | | | | | | | | | | | | | | | | | | | | | | | | | Loans receivable: | | | | | | | | | | | | | | | | | | | | | | Individually evaluated | | $ | — | | $ | — | | $ | 18,044 | | $ | 711 | | $ | — | | $ | 18,755 | | | | Collectively evaluated | | | 177,250 | | | 5,124 | | | 1,708,222 | | | 114,470 | | | 749 | | | 2,005,815 | | | | PCD loans | | | — | | | — | | | 17,002 | | | 111 | | | — | | | 17,113 | | | | Total loans | | $ | 177,250 | | $ | 5,124 | | $ | 1,743,268 | | $ | 115,292 | | $ | 749 | | $ | 2,041,683 | | | |
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| Schedule of amortized cost basis of individually evaluated collateral-dependent non-accrual loans by loan and collateral type |
| | | | | | | | | | | | | | | | | | | | | Retail and | | | | | | | | | | | | | Office | | Hotel | | Other | | SFR 1-4 | | Total | | ACL | September 30, 2026 | | | | | | | | | | | | | | | | | | | Commercial real estate | | $ | 8,604 | | $ | 2,361 | | $ | 384 | | $ | — | | $ | 11,349 | | $ | 2,617 | Total | | $ | 8,604 | | $ | 2,361 | | $ | 384 | | $ | — | | $ | 11,349 | | $ | 2,617 | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | | | | | | | | | | | | | | | | | | Commercial real estate | | $ | 3,338 | | $ | 9,462 | | $ | 1,352 | | $ | — | | $ | 14,152 | | $ | 1,428 | Residential | | | — | | | — | | | — | | | 711 | | | 711 | | | — | Total | | $ | 3,338 | | $ | 9,462 | | $ | 1,352 | | $ | 711 | | $ | 14,863 | | $ | 1,428 |
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