| Schedule of financing receivable credit quality indicators |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | | | | | | Term loans - amortized cost by origination year | | loans | | | | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | amortized cost | | Total | September 30, 2026 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 14,348 | | $ | 24,978 | | $ | 36,138 | | $ | 10,029 | | $ | 13,376 | | $ | 26,291 | | $ | 53,509 | | $ | 178,669 | Special mention | | | — | | | 960 | | | — | | | — | | | — | | | 100 | | | — | | | 1,060 | Substandard | | | — | | | — | | | — | | | 99 | | | — | | | 331 | | | 11 | | | 441 | Total commercial and industrial | | $ | 14,348 | | $ | 25,938 | | $ | 36,138 | | $ | 10,128 | | $ | 13,376 | | $ | 26,722 | | $ | 53,520 | | $ | 180,170 | YTD gross charge-offs | | $ | — | | | 25 | | | — | | | — | | | — | | | 1 | | | — | | $ | 26 | Construction and land: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | — | | $ | — | | $ | 9,500 | | | — | | | — | | | 260 | | | — | | $ | 9,760 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total construction and land | | $ | — | | $ | — | | $ | 9,500 | | $ | — | | $ | — | | $ | 260 | | $ | — | | $ | 9,760 | YTD gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | Commercial real estate: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 167,531 | | $ | 315,791 | | $ | 166,664 | | | 54,712 | | | 312,680 | | | 648,312 | | | 735 | | $ | 1,666,425 | Special mention | | | — | | | — | | | 9,748 | | | — | | | 4,539 | | | 32,377 | | | — | | | 46,664 | Substandard | | | — | | | — | | | — | | | — | | | 3,591 | | | 27,478 | | | — | | | 31,069 | Total commercial real estate | | $ | 167,531 | | $ | 315,791 | | $ | 176,412 | | $ | 54,712 | | $ | 320,810 | | $ | 708,167 | | $ | 735 | | $ | 1,744,158 | YTD gross charge-offs | | $ | — | | | — | | | — | | | — | | | — | | | 2,898 | | | — | | $ | 2,898 | Residential: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 114,233 | | $ | 46,464 | | $ | 16,656 | | | — | | | — | | | 34,471 | | | 4,775 | | $ | 216,599 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | 83 | | | 83 | Substandard | | | — | | | — | | | — | | | — | | | — | | | 92 | | | 64 | | | 156 | Total residential | | $ | 114,233 | | $ | 46,464 | | $ | 16,656 | | $ | — | | $ | — | | $ | 34,563 | | $ | 4,922 | | $ | 216,838 | YTD gross charge-offs | | $ | — | | | — | | | — | | | — | | | — | | | — | | | — | | $ | — | Consumer: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 106 | | $ | 176 | | $ | 128 | | | — | | | 8 | | | 99 | | | 394 | | $ | 911 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer | | $ | 106 | | $ | 176 | | $ | 128 | | $ | — | | $ | 8 | | $ | 99 | | $ | 394 | | $ | 911 | YTD gross charge-offs | | $ | — | | | — | | | — | | | — | | | — | | | 1 | | | — | | $ | 1 | Total loans outstanding | | | | | | | | | | | | | | | | | | | | | | | | | Risk ratings | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 296,218 | | $ | 387,409 | | $ | 229,086 | | $ | 64,741 | | $ | 326,064 | | $ | 709,433 | | $ | 59,413 | | $ | 2,072,364 | Special mention | | | — | | | 960 | | | 9,748 | | | — | | | 4,539 | | | 32,477 | | | 83 | | | 47,807 | Substandard | | | — | | | — | | | — | | | 99 | | | 3,591 | | | 27,901 | | | 75 | | | 31,666 | Total loans outstanding | | $ | 296,218 | | $ | 388,369 | | $ | 238,834 | | $ | 64,840 | | $ | 334,194 | | $ | 769,811 | | $ | 59,571 | | $ | 2,151,837 | YTD gross charge-offs | | $ | — | | $ | 25 | | $ | — | | $ | — | | $ | — | | $ | 2,900 | | $ | — | | $ | 2,925 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | | | | | | Term loans - amortized cost by origination year | | loans | | | | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | amortized cost | | Total | December 31, 2025 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 32,969 | | $ | 48,839 | | $ | 14,375 | | $ | 16,454 | | $ | 7,202 | | $ | 27,511 | | $ | 26,011 | | $ | 173,361 | Special mention | | | — | | | — | | | — | | | — | | | — | | | 580 | | | — | | | 580 | Substandard | | | — | | | — | | | 152 | | | — | | | 55 | | | 980 | | | 281 | | | 1,468 | Total commercial and industrial | | $ | 32,969 | | $ | 48,839 | | $ | 14,527 | | $ | 16,454 | | $ | 7,257 | | $ | 29,071 | | $ | 26,292 | | $ | 175,409 | YTD gross charge-offs | | $ | — | | | 41 | | | — | | | — | | | — | | | 154 | | | — | | $ | 195 | Construction and land: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 228 | | $ | 8,412 | | $ | — | | | — | | | 115 | | | 203 | | | — | | $ | 8,958 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total construction and land | | $ | 228 | | $ | 8,412 | | $ | — | | $ | — | | $ | 115 | | $ | 203 | | $ | — | | $ | 8,958 | YTD gross charge-offs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | Commercial real estate: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 324,728 | | $ | 177,675 | | $ | 67,901 | | | 320,160 | | | 333,477 | | | 397,516 | | | 3,287 | | $ | 1,624,744 | Special mention | | | — | | | — | | | — | | | 32,144 | | | 23,672 | | | 39,213 | | | — | | | 95,029 | Substandard | | | — | | | — | | | 4,835 | | | — | | | 14,642 | | | 27,714 | | | — | | | 47,191 | Total commercial real estate | | $ | 324,728 | | $ | 177,675 | | $ | 72,736 | | $ | 352,304 | | $ | 371,791 | | $ | 464,443 | | $ | 3,287 | | $ | 1,766,964 | YTD gross charge-offs | | $ | — | | | — | | | — | | | — | | | — | | | 840 | | | — | | $ | 840 | Residential: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 47,156 | | $ | 23,536 | | $ | — | | | — | | | 30,969 | | | 6,121 | | | 4,515 | | $ | 112,297 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | 11 | | | 11 | Substandard | | | — | | | — | | | — | | | — | | | 20 | | | 794 | | | 64 | | | 878 | Total residential | | $ | 47,156 | | $ | 23,536 | | $ | — | | $ | — | | $ | 30,989 | | $ | 6,915 | | $ | 4,590 | | $ | 113,186 | YTD gross charge-offs | | $ | — | | | — | | | — | | | — | | | 1 | | | — | | | — | | $ | 1 | Consumer: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 273 | | $ | 119 | | $ | 260 | | | 17 | | | 10 | | | 102 | | | 394 | | $ | 1,175 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer | | $ | 273 | | $ | 119 | | $ | 260 | | $ | 17 | | $ | 10 | | $ | 102 | | $ | 394 | | $ | 1,175 | YTD gross charge-offs | | $ | — | | | — | | | — | | | — | | | — | | | 5 | | | — | | $ | 5 | Total loans outstanding | | | | | | | | | | | | | | | | | | | | | | | | | Risk ratings | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 405,354 | | $ | 258,581 | | $ | 82,536 | | $ | 336,631 | | $ | 371,773 | | $ | 431,453 | | $ | 34,207 | | $ | 1,920,535 | Special mention | | | — | | | — | | | — | | | 32,144 | | | 23,672 | | | 39,793 | | | 11 | | | 95,620 | Substandard | | | — | | | — | | | 4,987 | | | — | | | 14,717 | | | 29,488 | | | 345 | | | 49,537 | Total loans outstanding | | $ | 405,354 | | $ | 258,581 | | $ | 87,523 | | $ | 368,775 | | $ | 410,162 | | $ | 500,734 | | $ | 34,563 | | $ | 2,065,692 | YTD gross charge-offs | | $ | — | | $ | 41 | | $ | — | | $ | — | | $ | 1 | | $ | 999 | | $ | — | | $ | 1,041 |
|
| Schedule of past due financing receivables |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Recorded | | | | | | | | | 90 Days | | | | | | | | | | | | | | investments | | | 30–59 Days | | 60–89 Days | | or more | | Total | | | | | | | | Total loans | | 90 days or more past due | | | past due | | past due | | past due | | past due | | Current | | PCD loans | | receivable | | and still accruing | September 30, 2026 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | $ | 291 | | $ | 1,112 | | $ | 723 | | $ | 2,126 | | $ | 178,044 | | $ | — | | $ | 180,170 | | $ | — | Construction and land | | | — | | | — | | | — | | | — | | | 9,760 | | | — | | | 9,760 | | | — | Commercial real estate | | | 8,526 | | | 5,631 | | | 3,280 | | | 17,437 | | | 1,714,043 | | | 12,678 | | | 1,744,158 | | | — | Residential | | | 467 | | | — | | | 623 | | | 1,090 | | | 215,685 | | | 63 | | | 216,838 | | | 623 | Consumer | | | 5 | | | — | | | — | | | 5 | | | 906 | | | — | | | 911 | | | — | Total | | $ | 9,289 | | $ | 6,743 | | $ | 4,626 | | $ | 20,658 | | $ | 2,118,438 | | $ | 12,741 | | $ | 2,151,837 | | $ | 623 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Recorded | | | | | | | | | 90 Days | | | | | | | | | | | | | | investments | | | 30–59 Days | | 60–89 Days | | or more | | Total | | | | | | | | Total loans | | 90 days or more past due | | | past due | | past due | | past due | | past due | | Current | | PCD loans | | receivable | | and still accruing | December 31, 2025 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | $ | 671 | | $ | 119 | | $ | 748 | | $ | 1,538 | | $ | 173,871 | | $ | — | | $ | 175,409 | | $ | — | Construction and land | | | — | | | — | | | — | | | — | | | 8,958 | | | — | | | 8,958 | | | — | Commercial real estate | | | 818 | | | — | | | 1,942 | | | 2,760 | | | 1,747,458 | | | 16,746 | | | 1,766,964 | | | — | Residential | | | 40 | | | — | | | 711 | | | 751 | | | 112,393 | | | 42 | | | 113,186 | | | — | Consumer | | | 1 | | | — | | | — | | | 1 | | | 1,174 | | | — | | | 1,175 | | | — | Total | | $ | 1,530 | | $ | 119 | | $ | 3,401 | | $ | 5,050 | | $ | 2,043,854 | | $ | 16,788 | | $ | 2,065,692 | | $ | — |
|