INVESTMENT SECURITIES (Tables)
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9 Months Ended |
Sep. 30, 2026 |
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| INVESTMENT SECURITIES |
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| Schedule of amortized cost and estimated fair values of securities available-for-sale |
| | | | | | | | | | | | | | | | | | Gross | | Gross | | | | | | Amortized | | unrealized | | unrealized | | Estimated | | | cost | | gains | | losses | | fair value | September 30, 2026 | | | | | | | | | | | | | Municipal securities | | $ | 4,400 | | | — | | | (559) | | $ | 3,841 | Mortgage-backed securities | | | 75,592 | | | 21 | | | (2,164) | | | 73,449 | Collateralized mortgage obligations | | | 32,181 | | | 11 | | | (585) | | | 31,607 | SBA securities | | | 1,397 | | | 9 | | | (4) | | | 1,402 | ABS securities | | | 10,055 | | | — | | | (51) | | | 10,004 | Corporate bonds | | | 54,398 | | | 14 | | | (2,980) | | | 51,432 | Total | | $ | 178,023 | | $ | 55 | | $ | (6,343) | | $ | 171,735 |
| | | | | | | | | | | | | | | | | | Gross | | Gross | | | | | | Amortized | | unrealized | | unrealized | | Estimated | | | cost | | gains | | losses | | fair value | December 31, 2025 | | | | | | | | | | | | | Municipal securities | | $ | 26,278 | | $ | 159 | | $ | (803) | | $ | 25,634 | Mortgage-backed securities | | | 47,908 | | | 366 | | | (2,596) | | | 45,678 | Collateralized mortgage obligations | | | 45,263 | | | 214 | | | (1,333) | | | 44,144 | SBA securities | | | 2,779 | | | 7 | | | (38) | | | 2,748 | ABS securities | | | 1,677 | | | — | | | (6) | | | 1,671 | Corporate bonds | | | 64,848 | | | 74 | | | (5,089) | | | 59,833 | Total | | $ | 188,753 | | $ | 820 | | $ | (9,865) | | $ | 179,708 |
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| Schedule of investments classified by contractual maturity date |
| | | | | | | | | | | | | | | September 30, 2026 | | December 31, 2025 | | | Amortized | | Estimated | | Amortized | | Estimated | | | cost | | fair value | | cost | | fair value | | | | | | | | | | | | Securities AFS | | | | | | | | | | | | | Due in one year or less | | $ | 3,000 | | $ | 2,958 | | $ | 5,417 | | $ | 4,819 | Due after one through five years | | | 20,537 | | | 20,100 | | | 20,602 | | | 19,600 | Due after five years through ten years | | | 58,082 | | | 55,101 | | | 75,478 | | | 70,038 | Due after ten years | | | 96,404 | | | 93,576 | | | 87,256 | | | 85,251 | Total | | $ | 178,023 | | $ | 171,735 | | $ | 188,753 | | $ | 179,708 |
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| Schedule of available-for-sale securities, continuous unrealized loss position, fair value |
| | | | | | | | | | | | | | | | | | | | | Less than 12 months | | 12 months or more | | Total | | | Estimated | | Unrealized | | Estimated | | Unrealized | | Estimated | | Unrealized | | | fair value | | loss | | fair value | | loss | | fair value | | loss | September 30, 2026 | | | | | | | | | | | | | | | | | | | Municipal securities | | $ | 2,805 | | $ | (375) | | $ | 1,036 | | $ | (184) | | $ | 3,841 | | $ | (559) | Mortgage-backed securities | | | 72,122 | | | (2,164) | | | — | | | — | | | 72,122 | | | (2,164) | Collateralized mortgage obligations | | | 30,294 | | | (585) | | | — | | | — | | | 30,294 | | | (585) | SBA securities | | | 115 | | | (1) | | | 645 | | | (3) | | | 760 | | | (4) | ABS securities | | | 10,004 | | | (51) | | | — | | | — | | | 10,004 | | | (51) | Corporate bonds | | | 2,940 | | | (60) | | | 47,116 | | | (2,920) | | | 50,056 | | | (2,980) | Total | | $ | 118,280 | | $ | (3,236) | | $ | 48,797 | | $ | (3,107) | | $ | 167,077 | | $ | (6,343) |
| | | | | | | | | | | | | | | | | | | | | Less than 12 months | | 12 months or more | | Total | | | Estimated | | Unrealized | | Estimated | | Unrealized | | Estimated | | Unrealized | | | fair value | | loss | | fair value | | loss | | fair value | | loss | December 31, 2025 | | | | | | | | | | | | | | | | | | | Municipal securities | | $ | 3,011 | | $ | (19) | | $ | 12,314 | | $ | (784) | | $ | 15,325 | | $ | (803) | Mortgage-backed securities | | | 4,481 | | | (29) | | | 21,412 | | | (2,567) | | | 25,893 | | | (2,596) | Collateralized mortgage obligations | | | 3,720 | | | (35) | | | 20,913 | | | (1,298) | | | 24,633 | | | (1,333) | SBA securities | | | 445 | | | — | | | 1,509 | | | (38) | | | 1,954 | | | (38) | ABS securities | | | 883 | | | (3) | | | 788 | | | (3) | | | 1,671 | | | (6) | Corporate bonds | | | 987 | | | (13) | | | 57,424 | | | (5,076) | | | 58,411 | | | (5,089) | Total | | $ | 13,527 | | $ | (99) | | $ | 114,360 | | $ | (9,766) | | $ | 127,887 | | $ | (9,865) |
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