v3.26.3
CONDENSED CONSOLIDATED STATEMENTS OF CONDITION - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 244,571 $ 204,232
Investment securities - available-for-sale(amortized cost $452,751, net of allowance for credit losses of $0 at September 30,2026, and $472,097, net of allowance for credit losses of $0 at December 31, 2025) 386,106 419,406
Restricted investment in bank stocks 6,016 5,917
Loans held-for-sale 42,572  
Loans 1,966,837 1,950,284
Allowance for credit losses (27,189) (28,335)
Loans, net 1,939,648 1,921,949
Premises and equipment, net 15,170 15,482
Accrued interest receivable 10,540 10,383
Bank owned life insurance 33,162 32,578
Goodwill 5,359 5,359
Intangible assets 321 535
Other assets 54,282 43,536
TOTAL ASSETS 2,737,747 2,659,377
Deposits:    
Noninterest bearing 776,773 725,656
Interest bearing 1,589,567 1,584,717
Total deposits 2,366,340 2,310,373
FHLB advances, long term 10,000 10,000
Subordinated notes, net of issuance costs 24,626 24,555
Accrued expenses and other liabilities 27,785 30,085
TOTAL LIABILITIES 2,428,751 2,375,013
STOCKHOLDERS' EQUITY    
Common stock, $0.25 par value; 30,000,000 shares authorized; 13,419,170 and 13,376,464 issued; 13,411,153 and 13,368,447 outstanding, at September 30, 2026 and December 31, 2025, respectively 3,355 3,344
Surplus 168,808 164,592
Retained Earnings 194,629 164,434
Accumulated other comprehensive income (loss), net of taxes (57,597) (47,807)
Treasury stock, at cost; 8,017 shares at September 30, 2026 and December 31, 2025, respectively (199) (199)
TOTAL STOCKHOLDERS' EQUITY 308,996 284,364
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 2,737,747 $ 2,659,377