The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES QQQ TR ETF 46090E103 337,175 456 SH SOLE 0 0 0 455
VANGUARD EXTENDED MARKET ETF ETF 922908652 251,181 1,084 SH SOLE 0 0 0 1,084
VANGUARD REIT INDEX ETF ETF 922908553 2,519,663 28,112 SH SOLE 0 1,033 0 27,077
STATE STREET SPDR S&P 500 ETF ETF 78462F103 242,750 318 SH SOLE 0 0 0 318
ISHARES RUSSELL 2000 VALUE ETF 464287630 548,638 2,619 SH SOLE 0 454 0 2,164
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 210,114 6,439 SH SOLE 0 0 0 6,439
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 2,000,088 15,967 SH SOLE 0 0 0 15,967
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 442,670 15,103 SH SOLE 0 0 0 15,103
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 827,324 30,117 SH SOLE 0 0 0 30,117
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 3,421,618 114,054 SH SOLE 0 0 0 114,053
ISHARES US REAL ESTATE ETF ETF 464287739 2,003,109 21,076 SH SOLE 0 226 0 20,850
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 4,118,676 114,631 SH SOLE 0 0 0 114,630
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 1,289,543 9,479 SH SOLE 0 0 0 9,479
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 840,184 23,050 SH SOLE 0 0 0 23,050
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,995,728 89,935 SH SOLE 0 0 0 89,934
VANGUARD S&P 500 ETF ETF 922908363 958,477 1,368 SH SOLE 0 0 0 1,367
STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 643,993 981 SH SOLE 0 0 0 980
STATE STREET SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 1,681,547 16,087 SH SOLE 0 0 0 16,086
STATE STREET SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 744,377 8,410 SH SOLE 0 0 0 8,410
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473 1,626,295 10,118 SH SOLE 0 931 0 9,186
ISHARES RUSSELL 2000 ETF ETF 464287655 1,046,973 3,768 SH SOLE 0 0 0 3,767
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF ETF 46432F834 1,056,129 11,118 SH SOLE 0 5,919 0 5,198
ISHARES CORE MSCI EAFE ETF 46432F842 25,983,645 268,204 SH SOLE 0 5,972 0 262,232
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 8,832,824 108,832 SH SOLE 0 385 0 108,446
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 11,232,604 160,123 SH SOLE 0 2,270 0 157,852
FIDELITY ENHANCED LARGE CAP CORE ETF ETF 316092113 1,123,426 25,933 SH SOLE 0 0 0 25,933
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 492,617 4,616 SH SOLE 0 0 0 4,616
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 2,921,342 18,221 SH SOLE 0 584 0 17,636
ISHARES S&P 500 VALUE ETF ETF 464287408 11,649,802 51,033 SH SOLE 0 3,504 0 47,528
ISHARES S&P 500 GROWTH ETF ETF 464287309 12,187,016 85,667 SH SOLE 0 373 0 85,293
ISHARES S&P 500 INDEX ETF 464287200 16,989,703 22,184 SH SOLE 0 472 0 21,711
STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 792,614 15,313 SH SOLE 0 616 0 14,696
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,088,603 10,768 SH SOLE 0 0 0 10,767
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,419,172 90,910 SH SOLE 0 1,529 0 89,380
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 3,687,459 28,786 SH SOLE 0 456 0 28,329
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 9,796,161 89,373 SH SOLE 0 2,027 0 87,345
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705 6,019,368 43,710 SH SOLE 0 178 0 43,532
STATE STREET SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 306,315 3,303 SH SOLE 0 33 0 3,269
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,503,725 34,798 SH SOLE 0 4,141 0 30,656
ISHARES RUSSELL 1000 ETF ETF 464287622 2,621,896 6,301 SH SOLE 0 0 0 6,300
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 5,217,403 21,044 SH SOLE 0 0 0 21,043