The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 234,820 2,376 SH SOLE 0 2,280 0 96
ABBVIE INC COM 00287Y109 280,280 1,071 SH SOLE 0 963 0 108
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 8,664,049 47,249 SH SOLE 0 46,823 0 426
ADOBE INC COM 00724F101 11,440,099 47,679 SH SOLE 0 47,288 0 391
ADVANCED MICRO DEVICES INC COM 007903107 688,230 1,125 SH SOLE 0 800 0 325
AEMETIS INC COM NEW 00770K202 31,328 17,600 SH SOLE 0 17,600 0 0
ALPHABET INC CAP STK CL C 02079K107 1,284,249 3,769 SH SOLE 0 3,400 0 369
ALPHABET INC CAP STK CL A 02079K305 29,796,296 86,597 SH SOLE 0 84,313 0 2,284
AMAZON COM INC COM 023135106 17,990,394 72,207 SH SOLE 0 70,088 0 2,119
AMGEN INC COM 031162100 582,038 1,381 SH SOLE 0 1,323 0 58
APPLE INC COM 037833100 38,851,345 116,664 SH SOLE 0 113,420 0 3,244
ATLASSIAN CORPORATION CL A 049468101 221,065 1,233 SH SOLE 0 1,221 0 12
BANK OF AMER CORP COM 060505104 15,284,340 280,807 SH SOLE 0 275,420 0 5,387
BANK OF NY MELLON CORP COM 064058100 275,086 1,902 SH SOLE 0 1,783 0 119
BERKLEY W R CORP COM 084423102 15,194,474 224,970 SH SOLE 0 220,363 0 4,607
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34,630,929 69,547 SH SOLE 0 68,024 0 1,523
BOEING CO COM 097023105 1,393,701 7,491 SH SOLE 0 7,431 0 60
BRISTOL-MYERS SQUIBB CO COM 110122108 283,826 4,548 SH SOLE 0 4,286 0 262
BROADCOM INC COM 11135F101 14,933,652 42,523 SH SOLE 0 41,445 0 1,078
BURKE HERBERT FINL SVCS CORP COM 12135Y108 17,669,988 257,580 SH SOLE 0 257,580 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 314,127 6,789 SH SOLE 0 6,777 0 12
CAPITAL ONE FINL CORP COM 14040H105 8,366,302 43,333 SH SOLE 0 42,489 0 844
CATERPILLAR INC COM 149123101 757,278 934 SH SOLE 0 881 0 53
CHEVRON CORPORATION COM 166764100 3,587,970 17,570 SH SOLE 0 17,501 0 69
COCA COLA CO COM 191216100 820,428 9,531 SH SOLE 0 9,509 0 22
CORNING INC COM 219350105 1,621,399 10,545 SH SOLE 0 10,434 0 111
COSTCO WHOLESALE CORPORATION COM 22160K105 1,055,994 1,160 SH SOLE 0 1,130 0 30
DFA INVT DIMENSIONS GROUP IN U.S. CORE EQTY 1 25239Y220 5,444,980 65,872 SH SOLE 0 62,260 0 3,612
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 18,533,943 442,232 SH SOLE 0 433,702 0 8,530
DFA INVT DIMENSIONS GROUP IN REAL ESTATE SECU 25239Y147 337,419 13,966 SH SOLE 0 13,966 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 3,733,728 110,826 SH SOLE 0 105,954 0 4,872
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 2,130,172 47,159 SH SOLE 0 47,159 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 784,201 16,625 SH SOLE 0 16,625 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 830,327 30,696 SH SOLE 0 28,491 0 2,205
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 17,121,301 326,992 SH SOLE 0 314,434 0 12,558
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 12,439,938 300,264 SH SOLE 0 285,955 0 14,309
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4,192,923 106,663 SH SOLE 0 102,325 0 4,338
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 377,803 4,590 SH SOLE 0 4,225 0 365
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 7,277,976 163,734 SH SOLE 0 162,944 0 790
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,509,239 37,767 SH SOLE 0 35,820 0 1,947
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 4,113,996 111,129 SH SOLE 0 109,633 0 1,496
DISNEY WALT CO COM 254687106 249,637 2,380 SH SOLE 0 2,294 0 86
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303 7,249,942 142,100 SH SOLE 0 134,600 0 7,500
ELI LILLY & CO COM 532457108 617,881 534 SH SOLE 0 479 0 55
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 571,246 14,440 SH SOLE 0 14,440 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 21,948,071 134,858 SH SOLE 0 130,951 0 3,907
GE AEROSPACE COM NEW 369604301 324,469 1,039 SH SOLE 0 1,010 0 29
HOME DEPOT INC COM 437076102 368,500 1,295 SH SOLE 0 1,237 0 58
HONEYWELL AEROSPACE INC COM 43849R105 8,501,809 54,861 SH SOLE 0 54,452 0 409
HONEYWELL INTL INC COM 438516205 4,913,004 23,291 SH SOLE 0 23,095 0 196
HUBBELL INC COM 443510607 15,759,878 34,744 SH SOLE 0 34,083 0 661
INTERNATIONAL BUSINESS MACHS COM 459200101 912,710 4,150 SH SOLE 0 4,059 0 91
ISHARES GOLD TR ISHARES NEW 464285204 1,806,609 23,132 SH SOLE 0 23,132 0 0
ISHARES TR U.S. MED DVC ETF 464288810 7,913,775 154,717 SH SOLE 0 152,055 0 2,662
ISHARES TR FLTG RATE NT ETF 46429B655 427,595 8,376 SH SOLE 0 4,422 0 3,954
ISHARES TR TRS FLT RT BD 46434V860 216,766 4,278 SH SOLE 0 3,789 0 489
ISHARES TR S&P SML 600 GWT 464287887 1,196,863 7,465 SH SOLE 0 7,465 0 0
ISHARES TR RUS 1000 ETF 464287622 335,401 806 SH SOLE 0 806 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 1,265,011 27,187 SH SOLE 0 27,187 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 590,917 8,007 SH SOLE 0 6,744 0 1,263
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 323,483 6,398 SH SOLE 0 6,398 0 0
JACOBS SOLUTIONS INC COM 46982L108 18,486,764 136,666 SH SOLE 0 133,623 0 3,043
JOHNSON & JOHNSON COM 478160104 1,902,938 7,188 SH SOLE 0 7,001 0 187
JPMORGAN CHASE & CO COM 46625H100 1,450,247 4,384 SH SOLE 0 3,683 0 701
KLA CORP COM NEW 482480100 239,764 1,230 SH SOLE 0 1,013 0 217
LAM RESEARCH CORP COM NEW 512807306 204,005 621 SH SOLE 0 394 0 227
LISTED FDS TR HORI KI INFL ETF 53656F623 250,700 5,000 SH SOLE 0 5,000 0 0
MARKEL GROUP INC COM 570535104 9,209,556 5,378 SH SOLE 0 5,277 0 101
MARSH & MCLENNAN COS INC COM 571748102 346,753 2,031 SH SOLE 0 1,966 0 65
MASTERCARD INCORPORATED CL A 57636Q104 12,514,509 22,693 SH SOLE 0 22,385 0 308
MATSON INC COM 57686G105 222,935 1,015 SH SOLE 0 1,000 0 15
MCDONALDS CORP COM 580135101 351,035 1,520 SH SOLE 0 1,471 0 49
MERCK & CO INC COM 58933Y105 388,414 2,673 SH SOLE 0 2,306 0 367
META PLATFORMS INC CL A 30303M102 663,553 915 SH SOLE 0 700 0 215
MICRON TECHNOLOGY INC COM 595112103 718,949 675 SH SOLE 0 439 0 236
MICROSOFT CORP COM 594918104 35,148,957 68,530 SH SOLE 0 66,932 0 1,598
NOVO-NORDISK A S ADR 670100205 6,944,998 183,197 SH SOLE 0 179,515 0 3,682
NVIDIA CORPORATION COM 67066G104 1,451,812 6,357 SH SOLE 0 4,359 0 1,998
ORACLE CORP COM 68389X105 207,048 1,508 SH SOLE 0 1,393 0 115
OREILLY AUTOMOTIVE INC COM 67103H107 254,522 2,980 SH SOLE 0 2,910 0 70
PEPSICO INC COM 713448108 350,001 2,762 SH SOLE 0 2,762 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103 359,543 3,929 SH SOLE 0 3,929 0 0
PFIZER INC COM 717081103 647,641 22,708 SH SOLE 0 18,973 0 3,735
PHILIP MORRIS INTL INC COM 718172109 276,307 1,448 SH SOLE 0 1,401 0 47
PHILLIPS 66 COM 718546104 361,774 1,417 SH SOLE 0 1,360 0 57
PROCTER & GAMBLE CO COM 742718109 782,623 5,387 SH SOLE 0 5,230 0 157
PROGRESSIVE CORP COM 743315103 20,261,465 97,735 SH SOLE 0 95,481 0 2,254
REPUBLIC SVCS INC COM 760759100 253,733 1,209 SH SOLE 0 1,154 0 55
ROCKWELL AUTOMATION INC COM 773903109 584,213 1,342 SH SOLE 0 1,325 0 17
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 287,092 10,451 SH SOLE 0 10,451 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6,506,336 272,688 SH SOLE 0 269,205 0 3,483
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 4,131,692 174,333 SH SOLE 0 162,222 0 12,111
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,264,615 90,116 SH SOLE 0 90,116 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 252,625 4,700 SH SOLE 0 0 0 4,700
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 587,085 9,546 SH SOLE 0 9,546 0 0
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 19,415,313 415,212 SH SOLE 0 393,751 0 21,461
SNOWFLAKE INC COM SHS 833445109 256,368 755 SH SOLE 0 527 0 228
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,445,946 1,896 SH SOLE 0 1,896 0 0
TJX COS INC NEW COM 872540109 7,873,239 59,506 SH SOLE 0 59,070 0 436
VALERO ENERGY CORP COM 91913Y100 15,805,616 40,777 SH SOLE 0 39,620 0 1,157
VANECK ETF TRUST GOLD MINERS ETF 92189F106 475,525 5,416 SH SOLE 0 5,416 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 529,850 756 SH SOLE 0 238 0 518
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,720,767 177,179 SH SOLE 0 164,837 0 12,342
VANGUARD STAR FDS VG TL INTL STK F 921909768 207,727 2,445 SH SOLE 0 932 0 1,513
VEEVA SYS INC CL A COM 922475108 945,981 3,314 SH SOLE 0 3,303 0 11
VERISIGN INC COM 92343E102 15,227,976 53,998 SH SOLE 0 52,799 0 1,199
VISA INC COM CL A 92826C839 1,160,559 3,230 SH SOLE 0 2,703 0 527
WATERS CORP COM 941848103 19,720,263 44,881 SH SOLE 0 44,074 0 807
WELLS FARGO & CO COM 949746101 7,430,881 92,828 SH SOLE 0 92,688 0 140
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,639,902 19,955 SH SOLE 0 19,955 0 0
YUM BRANDS INC COM 988498101 208,464 1,529 SH SOLE 0 1,505 0 24