The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8,579,289 91,250 SH SOLE 0 0 91,250
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 9,000,568 99,520 SH SOLE 0 0 99,520
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,788,972 32,173 SH SOLE 0 0 32,173
APPLE INC COM 037833100 2,138,411 6,421 SH SOLE 0 0 6,421
BROADCOM INC COM 11135F101 200,178 570 SH SOLE 0 0 570
CISCO SYS INC COM 17275R102 234,418 2,178 SH SOLE 0 0 2,178
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 12,354,089 294,777 SH SOLE 0 0 294,777
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 274,068 6,900 SH SOLE 0 0 6,900
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 4,205,319 82,232 SH SOLE 0 0 82,232
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 14,014,630 305,729 SH SOLE 0 0 305,729
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 435,594 2,094 SH SOLE 0 0 2,094
INVESCO QQQ TR UNIT SER 1 46090E103 1,427,978 1,930 SH SOLE 0 0 1,930
ISHARES INC ESG AWR MSCI EM 46434G863 1,704,480 31,471 SH SOLE 0 0 31,471
ISHARES TR ESG AW MSCI EAFE 46435G516 3,668,850 35,603 SH SOLE 0 0 35,603
ISHARES TR CALIF MUN BD ETF 464288356 3,272,286 60,464 SH SOLE 0 0 60,464
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,192,911 11,965 SH SOLE 0 0 11,965
ISHARES TR CORE US AGGBD ET 464287226 214,991 2,274 SH SOLE 0 0 2,274
ISHARES TR MRGSTR MD CP GRW 464288307 7,871,188 83,834 SH SOLE 0 0 83,834
ISHARES TR EXPND TEC SC ETF 464287549 304,272 1,800 SH SOLE 0 0 1,800
ISHARES TR TRUST ISHARE 0-1 464288679 202,664 1,837 SH SOLE 0 0 1,837
ISHARES TR SHRT NAT MUN ETF 464288158 544,131 5,205 SH SOLE 0 0 5,205
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 3,017,999 63,430 SH SOLE 0 0 63,430
MICROSOFT CORP COM 594918104 672,740 1,312 SH SOLE 0 0 1,312
NVIDIA CORPORATION COM 67066G104 953,018 4,173 SH SOLE 0 0 4,173
ORACLE CORP COM 68389X105 211,442 1,540 SH SOLE 0 0 1,540
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 258,190 7,937 SH SOLE 0 0 7,937
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 707,592 19,694 SH SOLE 0 0 19,694
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 240,991 2,255 SH SOLE 0 0 2,255
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,313,672 3,510 SH SOLE 0 0 3,510
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 371,070 529 SH SOLE 0 0 529
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 392,519 4,356 SH SOLE 0 0 4,356
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 208,964 904 SH SOLE 0 0 904
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 841,980 10,148 SH SOLE 0 0 10,148
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 34,751,977 706,054 SH SOLE 0 0 706,054
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,797,641 35,725 SH SOLE 0 0 35,725
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,021,533 52,059 SH SOLE 0 0 52,059
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 307,154 5,421 SH SOLE 0 0 5,421
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,207,797 5,177 SH SOLE 0 0 5,177
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 18,448,686 261,276 SH SOLE 0 0 261,276
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 278,300 1,793 SH SOLE 0 0 1,793
VANGUARD WORLD FD ESG US STK ETF 921910733 19,826,472 146,288 SH SOLE 0 0 146,288
VANGUARD WORLD FD ESG US CORP BD 921910691 226,821 3,807 SH SOLE 0 0 3,807