The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CLASS A COM 02079k305 286,356 832 SH SOLE 0 0 832
AMAZON COM INC COM 023135106 587,745 2,359 SH SOLE 0 0 2,359
APPLE INC COM 037833100 1,554,719 4,669 SH SOLE 0 0 4,669
CHARLES SCHWAB US MC ETF ETF 808524508 581,318 17,088 SH SOLE 0 0 17,088
CISCO SYSTEMS INC COM 17275r102 201,435 1,872 SH SOLE 0 0 1,872
DEMENSIONAL US TARGETED VALUE ETF ETF 25434V609 212,874 3,204 SH SOLE 0 0 3,204
EXXON MOBIL CORP COM 30231g102 293,084 1,801 SH SOLE 0 0 1,801
FEDERATED HERMES ETF T SHORT DURATION C ETF 31423l107 2,235,679 94,772 SH SOLE 0 0 94,772
FEDERATED HERMES ETF TR MDT ETF 31423L875 5,722,657 205,040 SH SOLE 0 0 205,040
FEDERATED HERMS U S STRG DIV ETF ETF 31423L305 3,891,309 123,888 SH SOLE 0 0 123,888
FEDERATED HME MDT LAR VAL ETF NAV CF ETF 31423L701 11,021,231 306,186 SH SOLE 0 0 306,186
FEDERATED HME MDT SML COR ETF NAV CF ETF 31423L602 6,800,048 203,229 SH SOLE 0 0 203,229
FIDELITY 500 INDEX FD ETF 315911750 419,886 1,575 SH SOLE 0 0 1,575
FIDELITY HIGH DIVIDEND ETF 0 ETF 316092840 269,257 4,434 SH SOLE 0 0 4,434
HOME DEPOT INC COM 437076102 303,615 1,067 SH SOLE 0 0 1,067
INVESCO QQQ TRUST ETF 46090e103 20,302,434 27,444 SH SOLE 0 0 27,444
ISHARES CORE S&P 500 ETF ETF 464287200 7,123,789 9,302 SH SOLE 0 0 9,302
ISHARES NASDAQ BIOTECHNOLOGY ETF ETF 464287556 722,633 3,432 SH SOLE 0 0 3,432
ISHARES S&P 100 ETF ETF 464287101 2,376,165 6,219 SH SOLE 0 0 6,219
ISHARES TR CORE DIV GRWTH ETF 46434V621 3,410,166 45,234 SH SOLE 0 0 45,234
J P MORGAN CHASE & CO COM 46625h100 513,781 1,553 SH SOLE 0 0 1,553
LILLY ELI & CO COM 532457108 469,774 406 SH SOLE 0 0 406
MARRIOTT INTL INC CLASS A COM 571903202 264,618 744 SH SOLE 0 0 744
META PLATFORMS, INC COM 30303m102 258,432 356 SH SOLE 0 0 356
MICROSOFT CORP COM 594918104 473,183 923 SH SOLE 0 0 923
NVIDIA CORP COM 67066g104 10,488,472 45,926 SH SOLE 0 0 45,926
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 372,680 13,567 SH SOLE 0 0 13,567
SCHWAB INTERNATNAL SMALL CAP EQY ETF ETF 808524888 285,822 5,746 SH SOLE 0 0 5,746
SCHWAB US LARGE CAP ETF ETF 808524201 214,293 7,143 SH SOLE 0 0 7,143
SCHWAB US SMALL CAP ETF ETF 808524607 482,945 14,801 SH SOLE 0 0 14,801
SPDR DOW JONES INDL AVERAGE ETF TR UNIT SE ETF 78467X109 19,139,103 37,635 SH SOLE 0 0 37,635
SPDR GOLD SHARES ETF ETF 78463v107 302,387 794 SH SOLE 0 0 794
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464a821 5,020,856 48,033 SH SOLE 0 0 48,033
SPDR S&P 500 ETF ETF 78462f103 11,895,404 15,598 SH SOLE 0 0 15,598
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464a201 5,472,266 51,157 SH SOLE 0 0 51,157
SPDR SER TR S&P DIVID ETF ETF 78464A763 232,711 1,589 SH SOLE 0 0 1,589
TESLA INC COM 88160r101 304,782 859 SH SOLE 0 0 859
VANGUARD BD INDEX FDS SHORT TRM BOND ETF 921937827 2,027,049 26,532 SH SOLE 0 0 26,532
VANGUARD S&P 500 ETF ETF 922908363 762,604 1,088 SH SOLE 0 0 1,088
VANGUARD SPECIALIZED F DIV APP ETF ETF 921908844 277,557 1,190 SH SOLE 0 0 1,190
WALMART INC COM 931142103 335,899 3,232 SH SOLE 0 0 3,232