Reserve for Losses and Loss Adjustment Expenses - Narrative (Details) $ in Thousands |
9 Months Ended | 12 Months Ended | |
|---|---|---|---|
|
Sep. 30, 2026
USD ($)
|
Sep. 30, 2025
USD ($)
|
Dec. 31, 2024
loan
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| Ceded Credit Risk [Line Items] | |||
| Incurred claims and claim adjustment expenses | $ 55,818 | $ 35,376 | |
| Favorable prior year development | 84,013 | 66,183 | |
| Reserve for losses and LAE, for prior years | $ 250,800 | $ 190,600 | |
| Number of loans increased in default | loan | 3,620 | ||
| Secured Debt | |||
| Ceded Credit Risk [Line Items] | |||
| Debt instrument, term | 30 years | ||
| Debt instrument, interest rate, stated percentage | 7.30% | ||
| Hurricane | |||
| Ceded Credit Risk [Line Items] | |||
| Number of loans increased in default | loan | 2,119 | ||
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- Definition Default Loans, Period Increase (Decrease) No definition available.
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- Definition Liability, as of the balance sheet date, for amounts representing estimated cost of settling unpaid claims for prior years under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims. No definition available.
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Contractual interest rate for funds borrowed, under the debt agreement. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Period between issuance and maturity of debt instrument, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. No definition available.
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- Definition Amount, after effects of reinsurance, of payments to settle claims incurred in prior periods and related claims settlement costs. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred in prior reporting periods and related claims settlement costs. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Details
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- Details
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