| Schedule of Segment Reporting |
The following table represents segment information for the three and nine months ended September 30, 2026 and 2025 (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | Three months ended September 30, | | Nine months ended September 30, | | 2026 | | 2025 | | 2026 | | 2025 | | Interest income on loans | $ | 297,596 | | | 290,042 | | | $ | 864,992 | | | 845,183 | | | Interest income on cash and debt securities | 40,675 | | | 36,239 | | | 114,942 | | | 102,752 | | | Total interest income | 338,271 | | | 326,281 | | | 979,934 | | | 947,935 | | | Total interest expense | 130,263 | | | 131,949 | | | 375,501 | | | 384,781 | | | Net interest income | 208,008 | | | 194,332 | | | 604,433 | | | 563,154 | | | | | | | | | | | Provision for credit losses | 5,240 | | | 7,044 | | | 12,458 | | | 4,794 | | | Net interest income after provision | 202,768 | | | 187,288 | | | 591,975 | | | 558,360 | | | | | | | | | | | Non-interest income: | | | | | | | | | Wealth management income | 7,825 | | | 7,349 | | | 22,745 | | | 21,625 | | | Insurance Agency Income | 4,737 | | | 3,934 | | | 17,392 | | | 14,732 | | Other non-interest income (1) | 17,964 | | | 16,136 | | | 53,816 | | | 45,167 | | | Total non-interest income | 30,526 | | | 27,419 | | | 93,953 | | | 81,524 | | | | | | | | | | | Non-interest expense: | | | | | | | | | Compensation and employee benefits | 67,958 | | | 63,202 | | | 201,443 | | | 188,817 | | | Net occupancy expense | 13,160 | | | 12,773 | | | 40,609 | | | 39,711 | | | Data processing expense | 10,369 | | | 9,102 | | | 29,403 | | | 28,305 | | Other non-interest expense (2) | 49,194 | | | 28,015 | | | 105,627 | | | 87,140 | | | Total non-interest expense | 140,681 | | | 113,092 | | | 377,082 | | | 343,973 | | | | | | | | | | | Income tax expense | 23,454 | | | 29,895 | | | 82,122 | | | 88,182 | | | | | | | | | | | Net income | $ | 69,159 | | | 71,720 | | | $ | 226,724 | | | 207,729 | |
(1) Other non-interest income items include fees and commissions, bank owned life insurance ("BOLI") and other miscellaneous income. (2) Other non-interest expense items include loss on extinguishment of debt due to the accelerated amortization of purchase accounting adjustments, core conversion, amortization of intangibles and other miscellaneous expenses.
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