The following table presents the components of other comprehensive income (loss), both gross and net of tax, for the three and nine months ended September 30, 2026 and 2025 (in thousands):


	Three months ended September 30,
	2026				2025
	Before Tax		Tax Effect	After Tax	Before Tax	Tax Effect	After Tax
Components of Other Comprehensive Income:
Unrealized gains and losses on available for sale debt securities:
Net unrealized gains (losses) arising during the period	$	(120,083)	33,565	(86,518)	27,957	(8,009)	19,948
Reclassification adjustment for gains included in net income	—		—	—	—	—	—
Total	(120,083)		33,565	(86,518)	27,957	(8,009)	19,948
Unrealized gains and losses on derivatives (cash flow hedges):
Net unrealized gains (losses) arising during the period	5,192		(1,451)	3,741	615	(174)	441
Reclassification adjustment for (gains) included in net income	(131)		36	(95)	(2,056)	582	(1,474)
Total	5,061		(1,415)	3,646	(1,441)	408	(1,033)
Amortization related to post-retirement obligations	(187)		52	(135)	(3,332)	944	(2388)
Total other comprehensive income (loss)	$	(115,209)	32,202	(83,007)	23,184	(6,657)	16,527


	Nine months ended September 30,
	2026				2025
	Before Tax		Tax Effect	After Tax	Before Tax	Tax Effect	After Tax
Components of Other Comprehensive Income:
Unrealized gains and losses on available for sale debt securities:
Net unrealized gains (losses) arising during the period	$	(149,589)	41,811	(107,778)	88,132	(32,252)	55,880
Reclassification adjustment for (gains) losses on securities sales included in net income	806		(224)	582	(87)	24	(63)
Total	(148,783)		41,587	(107,196)	88,045	(32,228)	55,817
Unrealized gains and losses on derivatives (cash flow hedges):
Net unrealized (losses) gains arising during the period	12,381		(3,460)	8,921	(214)	61	(153)
Reclassification adjustment for (gains) included in net income	(270)		75	(195)	(6,285)	1,780	(4,505)
Total	12,111		(3,385)	8,726	(6,499)	1,841	(4,658)
Amortization related to post-retirement obligations	(398)		111	(287)	(4,251)	1,204	(3,047)
Total other comprehensive income (loss)	$	(137,070)	38,313	(98,757)	77,295	(29,183)	48,112

The following tables present the changes in the components of accumulated other comprehensive income (loss), net of tax, for the three and nine months ended September 30, 2026 and 2025 (in thousands):


	Changes in Accumulated Other Comprehensive Income (Loss) by Component, net of tax for the three months ended September 30,
	2026					2025
	Unrealized Losses on Available for Sale Debt Securities		Post- Retirement Obligations	Unrealized Gains on Derivatives (cash flow hedges)	Accumulated Other Comprehensive (Loss)	Unrealized Losses on Available for Sale Debt Securities	Post- Retirement Obligations	Unrealized Gains on Derivatives (cash flow hedges)	Accumulated Other Comprehensive (Loss)
Balance as of June 30,	$	(97,856)	2,702	3,221	(91,933)	(108,692)	5,488	(566)	(103,770)
Current - period other comprehensive income (loss)	(86,518)		(135)	3,646	(83,007)	19,948	(2,388)	(1,033)	16,527
Balance as of September 30,	$	(184,374)	2,567	6,867	(174,940)	(88,744)	3,100	(1,599)	(87,243)


	Changes in Accumulated Other Comprehensive Income (Loss) by Component, net of tax for the nine months ended September 30,
	2026					2025
	Unrealized Losses on Available for Sale Debt Securities		Post- Retirement Obligations	Unrealized Gains on Derivatives (cash flow hedges)	Accumulated Other Comprehensive (Loss)	Unrealized Losses on Available for Sale Debt Securities	Post- Retirement Obligations	Unrealized Gains on Derivatives (cash flow hedges)	Accumulated Other Comprehensive (Loss)
Balance as of December 31,	$	(77,178)	2,854	(1,859)	(76,183)	(144,561)	6,147	3,059	(135,355)
Current - period other comprehensive income (loss)	(107,196)		(287)	8,726	(98,757)	55,817	(3,047)	(4,658)	48,112

Balance as of September 30,	$	(184,374)	2,567	6,867	(174,940)	(88,744)	3,100	(1,599)	(87,243)

The following tables summarize the reclassifications from accumulated other comprehensive (loss) to the consolidated statements of income for the three and nine months ended September 30, 2026 and 2025 (in thousands):


	Reclassifications From Accumulated Other Comprehensive Income ("AOCI")
	Amount reclassified from AOCI for the three months ended September 30,			Affected line item in the Consolidated Statement of Income
	2026		2025
Details of AOCI:
Available for sale debt securities:
Realized net gains on the sale of securities available for sale	$	—	—	Net gain (loss) on securities transactions
	—		—	Income tax expense
	$	—	—	Net of tax

Cash flow hedges:
Realized net gains (losses) on derivatives	$	131	2,056	Interest expense
	(36)		(582)	Income tax expense
	$	95	1,474

Post-retirement obligations:
Amortization of actuarial gains	$	(187)	(459)	Compensation and employee benefits (1)
	52		130	Income tax expense
	$	(135)	(329)	Net of tax




Total reclassifications	$	(40)	1,145	Net of tax


	Reclassifications From Accumulated Other Comprehensive Income
	Amount reclassified from AOCI for the nine months ended September 30,			Affected line item in the Consolidated Statement of Income
	2026		2025
Details of AOCI:
Available for sale debt securities:
Realized net gains (losses) on the sale of securities available for sale	$	(806)	87	Net gain (loss) on securities transactions
	224		(24)	Income tax expense
	$	(582)	63	Net of tax

Cash flow hedges:
Realized net gains (losses) on derivatives	$	270	6,285	Interest expense
	(75)		(1,780)	Income tax expense
	$	195	4,505

Post-retirement obligations:
Amortization of actuarial gains	$	(398)	(1,377)	Compensation and employee benefits (1)
	111		390	Income tax expense
	$	(287)	(987)	Net of tax




Total reclassifications	$	(674)	3,581	Net of tax