v3.26.3
ALLOWANCE FOR CREDIT LOSSES (Tables)
 9 Months Ended
Sep. 30, 2026
Receivables [Abstract]  
Allowance for Credit Losses by Classification
Changes in the allowance by loan category were as follows:

Three months ended September 30, 2026
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:
Balance at beginning of period$69,482 $14,971 $15,372 $50,565 $15,600 $17,400 $3,450 $3,072 $189,912 
Provision for credit losses8,027 684 (2,546)3,337 (533)(583)(49)638 8,975 
Gross charge-offs(984)(976)(110)(5,129)(11)(137)(676)(520)(8,543)
Recoveries387 0 0 8 24 60 688 139 1,306 
Total net charge-offs(597)(976)(110)(5,121)13 (77)12 (381)(7,237)
Ending allowance for credit losses$76,912 $14,679 $12,716 $48,781 $15,080 $16,740 $3,413 $3,329 $191,650 

Three months ended September 30, 2025
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:
Balance at beginning of period$53,395 $13,907 $18,908 $34,133 $17,089 $15,820 $2,808 $2,462 $158,522 
Provision for credit losses8,968 475 (3,034)2,147 (1,567)454 385 784 8,612 
Loans charged off(2,165)(298)(245)(3,105)0 (92)(1,194)(577)(7,676)
Recoveries202 291 0 1,138 58 94 609 66 2,458 
Total net charge-offs(1,963)(7)(245)(1,967)58 2 (585)(511)(5,218)
Ending allowance for credit losses$60,400 $14,375 $15,629 $34,313 $15,580 $16,276 $2,608 $2,735 $161,916 

  
Nine months ended September 30, 2026
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:
Balance at beginning of period$75,155 $15,162 $16,951 $38,389 $18,084 $16,035 $3,874 $2,837 $186,487 
Initial allowance on purchased loans1,734 0 0 907 54 42 1 91 2,829 
Provision for credit losses13,282 1,713 (4,125)17,083 (2,908)848 360 1,685 27,938 
Loans charged off(14,209)(2,333)(110)(7,642)(222)(518)(2,768)(1,720)(29,522)
Recoveries950 137 0 44 72 333 1,946 436 3,918 
Total net charge-offs(13,259)(2,196)(110)(7,598)(150)(185)(822)(1,284)(25,604)
Ending allowance for credit losses$76,912 $14,679 $12,716 $48,781 $15,080 $16,740 $3,413 $3,329 $191,650 
Nine months ended September 30, 2025
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:
Balance at beginning of period$49,987 $13,079 $19,216 $35,721 $17,822 $14,774 $3,564 $2,628 $156,791 
Provision for credit losses25,065 3,323 (3,342)465 (2,350)1,468 791 1,417 26,837 
Loans charged off(15,339)(2,358)(245)(3,105)(16)(278)(3,635)(1,540)(26,516)
Recoveries687 331 0 1,232 124 312 1,888 230 4,804 
Total net charge-offs(14,652)(2,027)(245)(1,873)108 34 (1,747)(1,310)(21,712)
Ending allowance for credit losses$60,400 $14,375 $15,629 $34,313 $15,580 $16,276 $2,608 $2,735 $161,916